Jade Wright

Analysis shows an expanding range of debit and credit cards allowing fee-free overseas spending, with several also offering cashback or switching bonuses. Defaqto identifies 24 credit cards and 36 current accounts with no foreign transaction fees, while some provide additional rewards such as cashback or 0 percent purchase periods. Major banks including Lloyds, Virgin Money, and NatWest offer travel-focused cards with incentives, and switching bonuses from First Direct, The Co-operative Bank, and Santander can provide extra holiday funds. Experts advise careful review of cashback terms and responsible credit card repayment to ensure rewards outweigh costs.