James Rodger

Birmingham Live ·Aug 2026

Holiday photo scam which could steal your bank account details

Criminals can use freely available AI models to identify locations in holiday photos posted publicly on Instagram and Facebook, even when images lack location tags or metadata. McAfee research found that the models correctly identified travel-image locations in 87% and 91% of cases. Experts advise delaying public holiday posts, restricting visibility, avoiding images of boarding passes or real-time locations, and contacting banks directly through official channels rather than clicking links in suspicious messages.

Birmingham Live ·Aug 2026

Nationwide issues £300-a-week warning for customers ahead of September

Nationwide research finds that nearly four in ten surveyed students spend £150 to £300 a week on food and drink, while money mistakes are among their biggest university regrets. The building society is promoting its FlexStudent current account and urging students to budget before the academic year begins. Save the Student expert Tom Allingham recommends estimating costs, planning for shortfalls, seeking family support where possible and considering part-time work, while noting that inadequate maintenance funding continues to make student life financially difficult.

Birmingham Live ·Aug 2026

Jet2 confirms 72-hour boost for passengers with flights booked

Jet2 has launched new mobile-app functionality allowing customers to view live flight times, flight status and updates from 72 hours before departure. The app also shows when and where passengers can meet their in-resort Customer Helper, including the representative’s name. The update follows Jet2’s earlier Live Transfer Status feature, which enables real-time tracking of coach transfers and is being expanded to additional destinations. Jet2 says the changes are intended to simplify travel, improve customer reassurance and reduce operational demands.

Birmingham Live ·Aug 2026

Drivers urged to follow 5-year rule after depreciation warning

Cars typically lose 50–60% of their value during the first three years, with depreciation often slowing between years three and five and leveling out after about eight years. Buyers are advised to compare one-, three- and five-year-old versions of the same model, keeping mileage, condition and specifications similar, to identify when the sharpest value loss occurs. Proper maintenance can also help preserve resale value, while depreciation on more expensive vehicles can amount to tens of thousands of pounds.

Birmingham Live ·Aug 2026

State pensioners born after 1951 handed unexpected £965 before September

Benefit payments due on the August bank holiday will be paid early on Friday 28 August, including State Pension payments for eligible recipients. New State Pension recipients may receive about £965 for four weeks at the current weekly rate of £241.30, although the total amount depends on individual entitlement. Payments will return to the normal schedule after the bank holiday, creating a longer wait until the next payment. A full new State Pension generally requires 35 qualifying National Insurance years, but pre-2016 records and additional State Pension entitlements can affect the calculation.

Birmingham Live ·Aug 2026

HMRC confirms tax change for people who earn over £50,000 from September

HMRC will begin automatically signing up sole traders and landlords in September 2026 who are required to use Making Tax Digital for Income Tax but have not yet registered. The requirement applies from April 2026 to those with qualifying self-employment and property income above £50,000, based on their previous tax return. HMRC says 436,000 people have already submitted their first quarterly update and urges remaining customers to register and choose compatible software before automatic enrolment.

Birmingham Live ·Aug 2026

HMRC set to deduct £17 from state pensioners born after 1946

HMRC will recover Winter Fuel Payments from individual pensioners whose total income exceeded £35,000 in the 2025–26 tax year. The threshold applies separately to each person rather than to household income. For PAYE taxpayers, recovery will generally happen automatically through an adjusted 2026–27 tax code, with a typical £200 payment resulting in deductions of about £17 per month. Self Assessment taxpayers will report the charge on their 2025–26 tax return, while eligible recipients can opt out of future payments if they expect their income to exceed the threshold.

Birmingham Live ·Aug 2026

Iceland rolls out change for state pensioners born before 1960

Iceland has launched Benefits Boost, a free telephone service for loyalty scheme members aged 66 and over. The service will check eligibility for unclaimed Department for Work and Pensions benefits, particularly Pension Credit, and provide hands-on application support. Iceland aims to help an initial 7,500 customers access an estimated £37 million in benefits, with £1.8 million in funding from the Rothesay Foundation.

Birmingham Live ·Aug 2026

Law confirmed for picking fruit from overhanging trees after five UK heatwaves

Fruit that falls from a neighbour’s tree remains the tree owner’s property, even when it lands over a boundary, so taking it without permission could be treated as theft. Residents may prune overhanging branches back to their property boundary but should offer any cut fruit to the tree owner. Throwing unwanted fallen fruit back over a fence without agreement could constitute fly-tipping, while rotting fruit that attracts pests or creates an offensive smell may become a legal nuisance and lead to an abatement notice from the local authority.

Birmingham Live ·Aug 2026

HMRC confirms millions of workers to lose £84 from wage under Andy Burnham government

Proposed salary-sacrifice reforms would cap pension contributions made through salary sacrifice at £2,000 a year from April 2029 before National Insurance becomes payable. A Freedom of Information request cited by Bowmore Wealth Group found that 7.7 million employees use the scheme and 3.3 million contribute more than the proposed cap. HMRC estimates affected workers would pay an average of £84 more in National Insurance each year, while former pensions minister Steve Webb warns employers may pass on higher costs through weaker pay rises. The Treasury says the changes target tax advantages used by higher earners and will protect 95% of workers earning under £30,000.

Birmingham Live ·Aug 2026

DWP Timms Review recommendations update for PIP claimants with long-term conditions

The Department for Work and Pensions is inviting disabled people and people with long-term health conditions, particularly those familiar with Personal Independence Payment, to join workshops on emerging recommendations from the Timms Review. Fifteen workshops will take place across the UK in September and October 2026, with nine in person and six online. Registration closes at 5pm on 21 August. Participants’ views will be shared with the review’s steering group, which says it will explain which proposals were adopted or rejected and why.

Birmingham Live ·Aug 2026

HMRC plan to send households to prison in false tax statement crackdown

HM Revenue and Customs is considering a new criminal offence for making reckless untrue statements or declarations about direct tax affairs, potentially exposing taxpayers to prosecution and prison. The government says the reform would align direct-tax offences with existing rules for indirect tax and strengthen prosecutors’ ability to pursue serious non-compliance. The Association of Chartered Certified Accountants supports a broader review of HMRC’s powers but says criminal liability should require conscious disregard of an obvious and unjustifiable risk, alongside comprehensive guidance for advisers.

Birmingham Live ·Aug 2026

Andy Burnham government considering GCSE resit rule change for students who fail

The government is considering changing England’s requirement for students who fail to achieve a grade 4 in English or maths GCSE to repeatedly resit those exams. Education Secretary Lucy Powell said only about one in five resit students pass, arguing that repeated failure damages confidence and can limit access to apprenticeships or further study. The government is developing a level-one pathway qualification focused on literacy and numeracy, intended to provide a credible route into employment, technical education or further study. Prime Minister Andy Burnham also supported GCSE students and emphasized that young people should have academic and technical routes to fulfil their potential.

Birmingham Live ·Aug 2026

Department for Education Confirms Rule on Missing School for Concerts from September

The Department for Education has issued attendance guidance for the 2026–27 school year warning that concerts featuring popular musicians and agricultural shows can affect attendance when held during school days. Schools are advised to analyse absence patterns, communicate the educational impact of missed days to parents, and work with event organisers or community partners to promote attendance. The guidance reports improvements in 2024–25, including more than five million additional classroom days and 140,000 fewer persistently absent pupils, while warning that severe absence affecting more than half of the school year remains a growing challenge.

Birmingham Live ·Aug 2026

HMRC confirms extra charges for 900,000 state pensioners who are in Self Assessment

HMRC will collect repayments of the £200 or £300 Winter Fuel Payment from around 900,000 state pensioners in Self Assessment whose total income exceeds £35,000. About 800,000 of those affected also receive PAYE income, while approximately 100,000 self-employed recipients will need to report the charge themselves. The resulting tax liability is expected to average around £17 a month. HMRC plans to pre-populate online tax returns with the charge and issue updated guidance, although self-employed people may face additional administrative work.

Birmingham Live ·Aug 2026

Andy Burnham Urged Not to Repeat Sir Keir Starmer’s DWP Universal Credit Mistake

More than 40 charities, including Save the Children, Barnardo’s, Action for Children and Scope, have urged Andy Burnham’s government not to reduce benefits for young claimants. Their letter argues that cutting benefit levels would worsen health and deepen poverty. The dispute centers on a previous proposal associated with Keir Starmer to delay access to Universal Credit’s health element until claimants reach 22. Plaid Cymru also opposes the restriction as discriminatory and renews its call for welfare powers to be devolved to Wales. Charities say earlier intervention, tailored support and meaningful employment opportunities are preferable to sanctions or benefit cuts ahead of the Autumn Budget.

Birmingham Live ·Aug 2026

HMRC plans to introduce criminal offences for tax declarations

HM Revenue and Customs is considering creating a criminal offence for recklessly making untrue statements or declarations in direct-tax affairs. The Institute of Chartered Accountants in England and Wales, represented by senior tax technical manager Richard Jones, opposes the plan, warning that unclear definitions and potentially severe consequences could discourage taxpayers and advisers from making voluntary disclosures and widen the tax gap. It recommends using existing civil and criminal powers more effectively. HMRC says the proposal forms part of a broader effort to reduce the estimated £46.8 billion tax gap through stronger enforcement, improved detection, guidance and support.

Birmingham Live ·Aug 2026

Octopus Energy confirms free electricity for customers with October 31 end date

Octopus Energy is offering eligible customers one free hour of electricity each weekend until October 31, 2026, through its Weekend Happy Hours scheme. Customers must complete two one-hour electricity reduction sessions during the week and have a smart meter, pay by Direct Debit or prepay, and participate in Octoplus and Saving Sessions. The offer follows the Eclipse Power Down event, which attracted 794,000 customers and reduced electricity use by 650 MWh.

Birmingham Live ·Aug 2026

Department for Education confirms school absence rule for child GP appointments from September

The Department for Education has issued attendance guidance for primary and secondary schools ahead of September, recommending that parents request leave for children’s medical appointments in advance, arrange appointments outside school hours where possible, and ensure pupils attend before or after appointments when they are well enough and logistics allow. The guidance also encourages pupils to return in school uniform. Attendance ambassador Jayne Lowe said pupils spent more than five million additional days in classrooms during 2024/25, while persistent absence fell by 140,000 pupils, including 45,000 from deprived backgrounds. The department said persistent and severe absence remain significant challenges.

Birmingham Live ·Aug 2026

DWP confirms one-off bonus payments for PIP claimants with Friday deadline

The Department for Work and Pensions will offer one-off payments to Personal Independence Payment claimants who take part in full Timms Review workshops in September and October. Reasonable travel and necessary support costs may also be reimbursed, but payments are subject to tax and National Insurance and are not pensionable. Registration closes at 5pm on August 21, 2026, with selected participants expected to be notified by September 4. Workshops will take place online and in person across the UK.

Birmingham Live ·Aug 2026

Department for Education confirms school absence rule for birthdays from September

The Department for Education has issued guidance for primary, secondary and SEND schools in England on communicating with parents about attendance. It says schools should recognise birthdays during the school day and consider small incentives to encourage pupils to attend, noting that absence rates are on average 40% higher on birthdays. The guidance also advises schools to use inclusive, supportive language, avoid blaming parents and provide tailored help for pupils who need adjustments.

Birmingham Live ·Aug 2026

Department for Education issues school absence update for children who miss 9 to 28 days

The Department for Education has issued new guidance for schools on communicating with families about attendance ahead of the new school year. Based on research and workshops involving teachers, school leaders, parents and carers—including families of children with special educational needs and disabilities—the guidance includes tailored messages, templates and data tools. Schools are advised to alert parents when attendance worsens, explain potential formal attendance plans or contracts, and clarify when legal action may be taken. The guidance is intended to complement existing attendance policies and support pupils who miss roughly 5% to 15% of the school year, equivalent to 9 to 28 days in a 190-day year.

Birmingham Live ·Aug 2026

Andy Burnham government issues warning for people on 4 DWP benefits

The Department for Work and Pensions and the Department for Energy Security and Net Zero are reminding claimants receiving Universal Credit, Housing Benefit, income-related Employment and Support Allowance, or Pension Credit to ensure that their name or their partner’s name is on the electricity bill by 23 August 2026. Eligible households whose supplier participates in the Warm Home Discount scheme may receive a £150 reduction on their winter energy bill, including eligible prepayment-meter customers. The discount is applied directly by the supplier, and claimants who have recently moved or have energy debt may need to update their account details or seek repayment support.

Birmingham Live ·Aug 2026

State pensioners born after 1951 in line for an extra £39 a month under Andy Burnham

Maintaining the state pension triple lock could raise the full monthly payment from £965 to £1,004, an increase of £39, for pensioners born after 1951. The final increase will depend on wage growth between May and July, unless inflation rises significantly. The OECD and Office for Budget Responsibility have warned that the triple lock creates substantial long-term pressure on public spending and have called for reform.

Birmingham Live ·Aug 2026

Plan to shield one group of DWP PIP claimants from cuts for three years

Reform UK plans to protect existing non-mental-health Personal Independence Payment claimants from reassessment for three years while restructuring sickness and disability benefits. A proposed Personal Independence Payment and Health Security Allowance would reserve enhanced support for people with severe, enduring or high-risk conditions, while other existing claimants would face reassessment during the three-year transition. New severe-condition claimants would receive a flat monthly payment alongside Universal Credit and could qualify for a Disability Support Account covering verified disability-related costs. The proposals also include changes to sick pay, including requiring employers to cover payments during the first two years of illness, and restoring the two-child benefit limit.

Birmingham Live ·Aug 2026

Andy Burnham and John Healey payslip warning for 3.4 million workers

A salary-sacrifice reform due to take effect in April 2029 will cap pension contributions made through salary sacrifice at £2,000 a year before National Insurance becomes payable. HMRC estimates that 4.3 million of the 7.7 million users will be protected, while 3.4 million could pay an additional £84 a year, generating about £468 million in extra employee National Insurance contributions. The Treasury expects to raise £4.8 billion overall and argues that the reform removes a tax advantage mainly benefiting higher earners, while critics warn that workers may reduce pension saving and that the wider cost will ultimately fall on wages, prices or dividends.

Birmingham Live ·Aug 2026

DWP PIP proposal to replace cash payments with council-reimbursed expenses

Reform UK proposals to reduce the Department for Work and Pensions bill could replace cash payments for some Personal Independence Payment and Universal Credit health claimants with council-run Disability Support Accounts reimbursing approved expenses. The plans reportedly could remove entitlement from an estimated 2.89 million of 4.5 million claimants and are projected by Reform to deliver £50 billion in net savings by 2030. Reform says the changes would encourage employment, reduce long-term dependency and enable tax cuts, while Labour and disability organisations warn they would increase poverty, hardship and health problems among disabled people.

Birmingham Live ·Aug 2026

Government rules out UK VPN ban under Andy Burnham premiership

The UK government has ruled out banning or imposing age checks on virtual private networks under the Online Safety Act. A consultation launched by the Department for Science, Innovation and Technology sought views on restricting VPN access as part of proposed online protections for under-16s, but the government’s response, published on 15 July, confirmed that VPNs would remain unrestricted. The report also covers Liz Kendall’s departure as technology secretary and her comments supporting greater British control over artificial intelligence through the Sovereign AI initiative.

Birmingham Live ·Aug 2026

HMRC Confirms 48,000 Fines to Be Scrapped After Households Appeal

HM Revenue & Customs cancelled 48,189 tax penalties in 2025–26, representing 65% of the fines appealed. Tax experts said automated notices can be issued incorrectly, including to people who no longer need to file tax returns, and argued that a points-based system would be fairer and reduce HMRC’s administrative burden. HMRC said taxpayers can appeal penalties when they have a reasonable excuse and should use its online tool to confirm whether they still need to file a return.

Birmingham Live ·Aug 2026

Andy Burnham business rate update with cut for one type of firm proposed

Philip Pullman, Maggie O’Farrell, Katherine Rundell and Elif Shafak are among 234 independent booksellers and authors urging Prime Minister Andy Burnham to extend business-rate relief to bookshops. A Booksellers Association letter argues that bookshops provide significant community benefits and should receive the same targeted support as pubs, clubs and live music venues. Supporters warn that excluding bookshops could damage high streets, cultural access and the legacy of the National Year of Reading.

Birmingham Live ·Aug 2026

All DWP State Pension Rates for 2027–28 Under Andy Burnham as It Stands

The UK state pension is projected to rise by 4.1% in April 2027 under the triple lock, based on current wage growth figures. The full new state pension could increase by about £515 to £13,062 a year, while the basic state pension could rise by around £395 to £10,010. Experts say the increase would help pensioners but argue that the state pension remains insufficient for a comfortable retirement. The projected new state pension would also exceed the income tax threshold, prompting concerns about how the government will honor its pledge not to tax people wholly dependent on it.

Birmingham Live ·Aug 2026

State pensioners on course for £234 a month less under Andy Burnham - depending on birthday

A projected 4.1% increase in the UK state pension would raise the full rate to about £1,004 a month next April, while the basic state pension would reach roughly £770, creating a £234 monthly gap depending on pensioners' eligibility and birth date. Andy Burnham has pledged to retain the triple lock despite criticism that it benefits wealthier pensioners at younger people's expense and pressure from economic advisers to abandon it. The article also recounts Burnham's views on electoral reform, EU trade and youth unemployment.

Birmingham Live ·Aug 2026

Andy Burnham £395 state pension increase planned for people born before 1953

The state pension could rise by 4.1% next April under the Triple Lock, with wage growth currently expected to determine the increase. The basic pension would increase from £184 to £192.40 per week, equivalent to roughly £395 a year, for eligible pensioners. The article also reports on labour-market data showing broadly stable employment, unemployment and inactivity, while government ministers outline welfare reforms and employment support measures.

Birmingham Live ·Aug 2026

Andy Burnham £515 increase looming for state pensioners born after 1951

Based on current wage growth of 4.1%, the state pension triple lock could produce a 4.1% increase next April, raising the full new state pension from £241.30 to £251.19 per week—about £515 more annually. Andy Burnham is reported as supporting the retention of the triple lock and a policy allowing pensioners to avoid income tax as the pension exceeds the personal allowance. The Office for Budget Responsibility has warned that the policy is substantially more expensive than initially estimated and may be unsustainable for public debt, while AJ Bell's Sarah Coles criticized Burnham's position as insufficiently specific.

Birmingham Live ·Aug 2026

DWP confirms April 2027 for disabled benefits claimants in 'huge win'

Disabled bus pass holders in England are expected to receive free travel at all hours from April 2027, replacing the usual weekday 9:30 a.m. to 11 p.m. restriction where local authorities do not provide extensions. The Department for Work and Pensions is set to contribute £40 million, with a further £20 million from the Department for Transport. Prime Minister Andy Burnham said time restrictions unfairly limit disabled people's mobility, while Liberal Democrat MP Tom Gordon called the change a major victory. Conservatives criticized the plan as a reallocation of existing departmental budgets and questioned how the government's wider policy programme would be funded.

Birmingham Live ·Aug 2026

7 groups of PIP and Universal Credit claimants protected in proposed DWP cuts

Reform UK says seven groups of claimants would remain eligible for protection under proposed changes to Personal Independence Payment and Universal Credit: people with terminal illness, severe permanent physical disabilities, profound learning disabilities, severe autism with high support needs, severe enduring mental illness, major neurological disease and serious brain injury. It also proposes protection for people highly dependent on daily support or with serious, irreversible, unstable or deteriorating conditions. Nigel Farage and Mr Jenrick argue that the reforms would increase employment, reduce public spending and protect those unable to work, while Reform estimates the programme could put 241,000 more people into work by 2030 and save the average family £1,700 annually.

Birmingham Live ·Aug 2026

Automatic PIP and Universal Credit qualification on table for five health conditions in shake-up

Reform UK is considering a welfare shake-up under which people with profound untreatable deafness, blindness, severe physical or intellectual disabilities, or terminal disease could automatically qualify for the highest level of support under Personal Independence Payment and Universal Credit assessments. Robert Jenrick and Nigel Farage argue that the current system is financially unsustainable, affected by fraud and error, and overwhelmed by assessments of milder conditions, while saying existing PIP awards for people who rely on them should be protected.

Birmingham Live ·Aug 2026

Wealthy families using charity trick to reduce HMRC inheritance tax

Families reduced their inheritance-tax liabilities by leaving at least 10% of their estates to charity, which lowers the applicable rate from 40% to 36%. HMRC data shows inheritance tax saved through charitable gifts rose 88%, from £680 million in 2020–21 to more than £1.28 billion in 2025–26. The article also outlines residuary, pecuniary and specific legacies, while financial advisers report growing interest in lifetime gifts and pension-based estate planning. The government says the reliefs are deliberately designed to encourage charitable donations.

Birmingham Live ·Aug 2026

Three groups of PIP and Universal Credit claimants risk losing £10,000 a year

Reform UK is planning to abolish one Universal Credit rate and tighten eligibility for Personal Independence Payment. Campaigners warn that the changes could push many children into poverty and leave claimants with terminal illnesses, blindness or profound learning disabilities up to £10,000 a year worse off. Reform argues that welfare spending needs to be controlled, while Labour and disability charities say the proposals would increase poverty, hardship and health problems. The Conservatives criticised Reform’s approach and promoted their own plan to reduce welfare spending by £23 billion.

Birmingham Live ·Aug 2026

New flat-rate DWP £429 payment planned for seven groups of PIP claimants

Reform UK has proposed replacing or restructuring Personal Independence Payment through a Personal Independence Payment and Health Security Allowance scheme offering £429.80 per month at 2026/27 rates. Eligibility would be limited to seven groups, including people with terminal illness, severe permanent physical disabilities, profound learning disabilities, severe autism requiring substantial support, serious mental illness, major neurological disease or significant brain injury. Robert Jenrick said the reforms could save about £50 billion by reducing disability benefits and restricting benefits for foreign nationals, arguing that welfare should be based on contribution and warning of a potential national debt crisis.

Birmingham Live ·Aug 2026

Private pension access age rise to 58 predicted for people born in these years

The minimum age for accessing private and workplace pensions is scheduled to rise from 55 to 57 in April 2028, and former pensions minister Steve Webb predicts it could reach 58 in the late 2030s as the state pension age rises. A 2037 introduction would affect people born after 1979, while those born in 1978 or 1979 would face different access dates under the projected timetable. Experts warn that linking private and state pension ages could prevent people from exhausting savings too early, but may also force those with insufficient funds to work longer and affect families relying on grandparents for childcare. A Pensions Committee report estimated that retiring at 57 rather than 65 could cut average annual workplace pension income from almost £9,000 to just over £4,000.

Birmingham Live ·Aug 2026

Andy Burnham and John Healey could bring 'another group' into 45% HMRC tax rate

Higher earners are being warned that Chancellor John Healey’s October 28 Budget could lower the threshold for the 45% additional income-tax rate, bringing more people into its scope. AJ Bell says 1.3 million people are already expected to pay the rate this year, more than twice the 2021–22 figure. Other possibilities include a wealth tax, higher dividend and capital-gains taxes, or the reintroduction of a 50p top rate previously associated with Andy Burnham; the think tank Bright Blue has proposed a 52% rate. Healey has confirmed that the Budget will focus on growth, jobs, skills and transferring money and power from Westminster to communities.

Birmingham Live ·Aug 2026

HMRC confirms £15,820 personal tax-free allowance for people despite Andy Burnham freeze

The standard UK personal tax-free allowance remains £12,570, while Blind Person’s Allowance can add £3,250 for eligible people, raising the total to £15,820. Eligibility requires registration as blind or severely sight impaired, and unused allowance may be transferred to a spouse or civil partner. The report contrasts this existing HMRC provision with Andy Burnham’s lack of an immediate commitment to increase the general personal allowance, despite previously suggesting the issue could be considered in the budget.

Birmingham Live ·Aug 2026

Two DWP benefits shielded from planned crackdown and will be 'exempt'

Reform UK says that, if it wins the next general election, foreign nationals would be barred from claiming most Department for Work and Pensions benefits, including Universal Credit, Housing Benefit, Pension Credit, Jobseeker’s Allowance, Child Benefit and disability benefits. War Widows Pension and Armed Forces compensation would be exempt to protect former service members and their families. Conservative and Labour representatives criticize the plan, warning that it is poorly developed, could affect millions of lawful migrants and may require renegotiating the UK’s Withdrawal Agreement with the EU.

Birmingham Live ·Aug 2026

DWP benefits ban proposed for 1.5 million Universal Credit claimants in crackdown

Reform UK has proposed removing foreign nationals’ entitlement to UK benefits, a policy that would affect a projected 1.5 million Universal Credit claimants by 2029. Robert Jenrick argues that taxpayers should not subsidise people who have not contributed to the system. Conservative, Liberal Democrat and Green representatives, along with Best for Britain, condemn the proposal as rushed, xenophobic, economically harmful and damaging to vulnerable or disabled people, while arguing that stronger European ties would better support economic growth.

Birmingham Live ·Aug 2026

DWP Universal Credit rate could be abolished with claimants losing £429 a month

Reform UK proposes abolishing the health element of Universal Credit and replacing it, along with Personal Independence Payment, with a Health Security Allowance aimed only at people with severe, enduring and high-risk conditions. The current higher-rate Universal Credit health element pays £429 per month. Robert Jenrick says 2.16 million existing claimants would retain their full entitlement after reassessment over three to four years, while 2.89 million would have their payments changed or withdrawn. Reform says its disability-benefit reforms would generate £22 billion in savings and more than £5 billion would be cut from the wider benefits bill. The plans also include employer-funded sick-leave insurance and stricter in-person assessments for long-term claims.

Birmingham Live ·Aug 2026

27 councils introduce council tax exemption with £0 bills for households

Twenty-seven local authorities in England have introduced council tax exemptions or reductions for terminally ill residents, potentially resulting in zero bills for eligible households. Marie Curie is urging all councils to adopt the measure, arguing that people nearing the end of life often face lost income and rising costs for energy, transport, heating and medical equipment. Personal testimony from a carer and comments from Macmillan Cancer Support underline the financial and emotional burden of terminal illness and cancer, while the Council Tax Reduction Scheme provides the relevant administrative framework.

Birmingham Live ·Aug 2026

New rule for pubs in England coming under Angela Rayner and Andy Burnham

The UK Government plans to strengthen planning protections for pubs in England, requiring developers to demonstrate that a pub cannot be saved before converting or demolishing it for housing or office use. The measure is part of a wider planning framework intended to support the construction of 1.5 million homes, while preventing development from undermining community venues. Camra says protections should apply to all pubs, not only the last pub in an area, amid reported closures and conversions. Pubs, clubs and live music venues will also receive a 20% business-rates discount through a £100 million support package. The Federation of Small Businesses welcomed the move but called for more substantial relief in the next budget.

Birmingham Live ·Aug 2026

Three New Rules on the Table for 4 Million Workers Under Andy Burnham

The Fabian Society and Joseph Rowntree Foundation warn that up to four million workers may lack parental leave, redundancy pay and protection from unfair dismissal because of bogus self-employment. They are urging Andy Burnham's government and the Fair Work Agency to crack down on gig-economy firms and enforce employment law. The agency, established under the Employment Rights Act 2025, can inspect workplaces, demand records, impose penalties and bring tribunal claims. The government says its wider plan will improve job security and that it will consult on employment status and the agency's civil enforcement powers.

Birmingham Live ·Aug 2026

HMRC confirms £21,330 personal tax-free allowance for people despite Andy Burnham freeze

Two tax provisions can raise an eligible couple’s effective tax-free allowance to £21,330: the Rent-a-Room Scheme, which allows up to £7,500 in tax-free rental income, and Marriage Allowance, which transfers up to £1,260 of unused allowance and can reduce tax by £252. Prime Minister Andy Burnham has said there is no commitment to change frozen income-tax thresholds, though the issue will be considered alongside other measures in the next Budget.

Birmingham Live ·Aug 2026

£217 Cost-of-Living Boost for Drivers, but Over-80s Only See £100

Average UK car insurance premiums fell to £593 in June 2026, down £217, or 26%, from June 2024. London and North West England recorded the largest regional declines, while drivers aged 65 to 79 paid the lowest average premiums at £338. Over-80s saw the smallest cash reduction, with premiums falling by £100 to £545, and drivers aged 16 to 24 still faced the highest average cost at £1,314 despite a £494 decrease. Compare the Market warned that inflation could push prices higher and advised motorists to compare quotes at renewal and consider insurance costs when choosing a car.

Birmingham Live ·Aug 2026

Lloyds Bank makes announcement for small and medium sized businesses in UK

Lloyds Bank has appointed Fiamma Morton as Managing Director for SME banking, where she will oversee support for small and medium-sized businesses across the UK. The appointment accompanies Lloyds’ commitment to dedicate £9.5 billion in new finance to SMEs in 2026. Morton brings senior experience from Goldman Sachs, Mastercard Worldwide, Bank of Queensland and Westpac, including work on technology and AI integration. Lloyds executive Amanda Murphy said the appointment would strengthen the bank’s focus on helping SMEs grow and contribute to economic development and job creation.

Birmingham Live ·Aug 2026

£960 boost confirmed for EV drivers who can charge their cars at home

Data from Autotrader and Zapmap indicates that drivers charging electric vehicles through a typical mix of home and public charging can save about £960 a year compared with petrol-car owners, with savings rising £180 year on year amid higher petrol prices linked to conflict in the Middle East. Electric and plug-in hybrid vehicles accounted for more than half of Autotrader’s new-car enquiries in July. Industry representatives say clearer information and improved charging infrastructure could accelerate adoption, while warning that ZEV mandate targets and possible pay-per-mile taxes remain significant factors for EV drivers.

Birmingham Live ·Aug 2026

NatWest makes 'positive' announcement for customers in 'most areas of UK'

NatWest’s July Growth Tracker found that business activity increased in 10 of the UK’s 12 nations and regions, up from three in June. London led with an index reading of 55.3, followed by the South East and Northern Ireland, while Scotland and Yorkshire & Humber recorded declines. The bank said easing business costs, improving demand, more positive growth expectations and signs of stabilising employment could support stronger growth and reduce the risk of higher inflation and interest rates.

Birmingham Live ·Aug 2026

Drivers in Midlands face drink driving crackdown after 1,435 convictions

Nottinghamshire Police has launched a Midlands campaign warning about the personal and professional consequences of drink- and drug-driving convictions. The campaign follows 1,435 convictions in the county over the past year and uses short social-media videos, beer mats, posters and other materials featuring three fictional characters who lose their licences. Roads policing officer Sergeant Jim Carrington said convictions can damage careers and urged drivers to take precautions to avoid driving under the influence.

Birmingham Live ·Aug 2026

750,000 households face £170 a month mortgage increase

Around 750,000 UK households currently paying mortgage rates below 3% could see their monthly payments rise by an average of £170 when fixed-rate deals expire and they refinance. The average new mortgage rate increased from 5.47% in July to 5.59% in August, while the average standard variable rate remains 7.13%. Moneyfacts expert Rachel Springall advises borrowers to seek advice early and compare lenders, warning that delaying could be costly. The Bank of England’s 3.75% Bank Rate remains unchanged, but higher energy prices linked to conflict in the Middle East could raise inflation and increase the risk of future rate rises.

Birmingham Live ·Aug 2026

DVLA warning for all drivers turning 70 in next three months

Drivers in Great Britain who are aged 70 or will turn 70 within 90 days can renew their licences online through the DVLA, provided they meet residency, eyesight and driving-eligibility requirements. Licences must be renewed every three years after age 70, and online applications typically result in a new licence within a week. Applications can also be made by post using form D46P. Despite reports that older drivers could face compulsory eye tests or driving bans, the House of Commons says no changes have been announced; the current renewal process remains in place while the government reviews the licensing system.

Birmingham Live ·Aug 2026

Clerical error sees innocent dad spend 16 hours in prison cell

IT consultant Andrew Lees was arrested and held for 16 hours after police records incorrectly showed that he had been disqualified from driving and had accumulated 19 penalty points. The error stemmed from offences committed by another driver and was linked to the Single Justice Procedure. Lees had repeatedly contacted the DVLA, Carlisle Magistrates’ Court and the Single Justice Service before his arrest but was unable to have the record corrected. The Crown Prosecution Service dropped the case shortly before it was due in court, while Greater Manchester Police said officers had acted in good faith on incorrect information.

Birmingham Live ·Aug 2026

Two Million People Aged Over 65 Face Letter from HMRC

An estimated 2.1 million people aged 65 and over are expected to incur income tax liabilities on savings income in 2026/27, up from 517,000 in 2022/23. Their combined liability is forecast to reach £3.34 billion, with older taxpayers accounting for 47% of all savings-income taxpayers. Paragon Bank says retirees should review how their savings are held and use ISAs, noting that people aged 65 and over will retain the full £20,000 cash ISA allowance from 2027/28, while younger savers will face a £12,000 limit.

Birmingham Live ·Aug 2026

NatWest makes major change with business customers set to benefit

NatWest has appointed Emily Pilkington as Head of Life Sciences, Healthcare and Planetary Health within its Venture Banking team. Working across the UK, she will support innovative businesses from seed stage through to exit, helping them access capital and specialist banking support. The appointment follows the recruitment of more than 30 venture banking specialists and is intended to strengthen NatWest’s support for venture-backed companies and their investors in sectors viewed as important to the UK’s future economic growth.

Birmingham Live ·Aug 2026

DVLA warns drivers exempt from VED must still tax their cars

Drivers must tax vehicles that are used or kept on public roads, even when no payment is due because the vehicle qualifies for an exemption. Vehicles kept off the road must either remain taxed or be registered with a Statutory Off Road Notification (SORN). Exemptions include certain vehicles used by disabled people, vehicles built before 1 January 1986, qualifying low-speed vehicles, and some electrically powered vehicles, while hybrid vehicles are taxable. Failure to tax a vehicle can result in clamping, impoundment, financial penalties or court action.

Birmingham Live ·Aug 2026

Drivers being stopped from parking outside homes in Midlands

Leicester City Council is introducing temporary parking suspensions on 81 residential roads to enable gully clearance and street sweeping, with restrictions lasting up to two days per road. Work begins in the Spinney Hills area before continuing across the city during August. Assistant mayor Geoff Whittle said the programme will improve road maintenance, road safety and flood prevention. The article also references Transport Minister Lilian Greenwood's comments that the government is considering pavement-parking reform but wants a fair and effective solution.

Birmingham Live ·Aug 2026

Drivers in flats with no driveway face paying 'three times more'

Drivers living in flats or without off-street parking may pay two to three times more to charge electric vehicles than homeowners using domestic chargers. The removal of VAT from household electricity bills for six months is expected to reduce home-charging costs to roughly 1.5p per mile, while public rapid charging remains subject to 20% VAT and may cost around 16p to 20p per mile. Majid Ismailzada of GM Direct Hire warns that expensive, unreliable public charging can make EV running costs comparable to or higher than petrol, particularly for private-hire drivers, and calls for affordable street charging infrastructure.

Birmingham Live ·Aug 2026

Andy Burnham stamp duty update with deposit support scheme put forward

Housebuilder Bellway has urged the Labour government to immediately reduce stamp duty and introduce a government-backed deposit support scheme for first-time buyers, arguing that both measures would improve affordability, stimulate demand and support new-home construction. Chief executive Jason Honeyman said the housing market outlook remains uncertain because of construction-cost inflation and consumer caution. Andy Burnham has separately pledged a major council housebuilding programme, higher-density development in existing towns and greater use of vacant public land, with the government’s first budget under his premiership scheduled for October 28.

Birmingham Live ·Aug 2026

DVSA Confirms Change to MOT Tests but Obeying It Will Be Optional

The DVSA is rolling out a feature requiring around 2,500 UK MOT garages to photograph vehicles during tests. Taking and uploading the photo is currently optional, and garages can record a test result without one, although the agency strongly encourages use ahead of a possible future mandatory requirement. The feature is intended to provide evidence that a vehicle was present, deter fraudulent MOT certificates and support vehicle identity checks. Trials at 311 garages reportedly found the process straightforward and had little impact on testing times.

Birmingham Live ·Aug 2026

Lloyds Bank confirms free £220 for customers with payments in November

Lloyds Bank is offering eligible student-account customers £100 in cash and up to £120 in Deliveroo vouchers. Customers must open or switch to a Student Account and pay in at least £500 by 30 October 2026, with student-loan payments allowed. They can then earn a £20 voucher for each month from November through April in which they complete at least 20 valid debit-card transactions, for a maximum of six vouchers. Second-year students may qualify, and vouchers must be used within 30 days.

Birmingham Live ·Aug 2026

Airport car hire warning after passengers lose £185

A holidaymaker who prepaid £185 for a Heathrow rental through Holiday Autos says a severely delayed flight led the car-hire company to classify the booking as a no-show and rehire the vehicle. The customer was forced to pay twice as much for a larger car and says neither the rental company nor Holiday Autos accepted responsibility for refunding the original fee. Consumer expert Martin Lewis recommends choosing car and hotel bookings with free cancellation so travellers can rebook if prices fall, with readers sharing examples of substantial savings.

Birmingham Live ·Aug 2026

Popular pension strategy leaving £30,000 earners up to £163,000 worse off

Default workplace pension funds using lifestyling can substantially reduce retirement savings by moving investments from growth assets into bonds and cash before retirement. Calculations cited from Murphy Wealth suggest that a worker earning £30,000 could accumulate about £395,500 with six per cent growth over 40 years, but only around £232,500 if returns fall to two per cent during the final decade. Experts Andy Murphy and Rob Morgan say the strategy was designed for an era when retirees commonly bought annuities, whereas modern retirement may last 20–30 years and require continued investment growth. They also caution that gilts and other supposedly low-risk assets can lose value when inflation, interest rates or concerns about government finances rise.

Birmingham Live ·Aug 2026

Octopus Energy issues 'bonkers' warning costing households £114 each

Britain has spent about £1 billion in 2026 paying wind farms to shut down and gas plants to generate electricity because the grid cannot transport power efficiently from Scotland to demand centres in southern England. Constraint costs have more than doubled in two years, with NESO forecasting £3.2 billion over the next 12 months and the government warning they could reach £10 billion by 2030. Octopus Energy CEO Greg Jackson called the system “bonkers” and backed a more devolved electricity market, with FTI analysis suggesting the reform could save a typical household up to £114 a year.

Birmingham Live ·Aug 2026

State pensioners with £597 income issued HMRC tax threshold warning

State pensioners with additional income may face income tax as the full new State Pension rises to £11,973 while the personal allowance remains frozen at £12,570, leaving a £597 gap. Finance expert Derence Lee warned that even a small tax bill could significantly affect retirees who rely mainly on their pension, potentially offsetting some benefits of the triple lock. The article advises eligible pensioners to check Pension Credit and suggests that people still working or approaching retirement review private pensions, ISAs and other savings options.

Birmingham Live ·Aug 2026

New emergency power cut rule confirmed for households under Andy Burnham

New rules allow the National Energy System Operator to impose rotating electricity blackouts at short notice, potentially disconnecting designated groups of homes and businesses for three-hour periods when supplies are critically low. NESO says the measure is a last resort to protect the wider system and can be activated more quickly than existing government emergency powers. The report also highlights warnings from power companies and energy consultant Kathryn Porter that efforts to reduce grid inertia to save £96 million and support climate targets could increase the risk of wider grid failure.

Birmingham Live ·Aug 2026

Pension mistake costing high-earners £400,000 in retirement savings

Automatic de-risking in lifestyle pension funds could significantly reduce retirement savings by shifting investments from equities into lower-returning bonds and cash. Murphy Wealth estimates that a median UK earner making minimum auto-enrolment contributions could lose around £163,000 from a potential pension pot of approximately £395,500, while higher earners could lose more than £400,000. Chief executive Adrian Murphy argues that retirees may need continued investment growth over a 20- to 30-year retirement and advises savers to check when their pension begins de-risking and whether the strategy suits their plans.

Birmingham Live ·Aug 2026

One-off £300 payments from DWP confirmed for state pensioners

State pensioners aged 80 and over are set to receive automatic £300 Winter Fuel Payments for winter 2025/26, while eligible households with an oldest member under 80 will generally receive £200. The government restored universal eligibility for people above State Pension age, but those with annual incomes over £35,000 will repay the benefit through the tax system. The policy applies across England, Wales and Northern Ireland, with Scotland paying slightly higher rates through its Pension Age Winter Heating Payment.

Birmingham Live ·Aug 2026

Drivers face going 'months' without their licence as DVSA issues statement

Learner drivers in Great Britain are facing lengthy waits for practical driving tests, with average waits of at least 17.3 weeks at 60 test centres in June 2026. The RAC says greater transparency from the DVSA is welcome but argues that four-month waits remain unacceptable. The ADINJC advises learners to use the delay to gain experience on varied roads and in challenging conditions. The DVSA says the median wait was 10.7 weeks nationally, test availability was at its highest since November 2024, the pass rate remained above 50%, and nearly 280,000 additional tests had been conducted since June 2025.

Birmingham Live ·Aug 2026

Student loan repayments could leave graduates £185,000 worse off in retirement

Research from the Intergenerational Foundation estimates that a typical English graduate will repay £56,240 over a lifetime under Plan 5 student loans, more than twice the amount expected for graduates who began university before the 2012 reforms. The report argues that taking repayments before pension contributions can leave graduates up to £185,000 worse off in retirement, while redirecting the money toward a home deposit could add £16,000 over 15 years. Plan 5 borrowers repay 9% of earnings above the current £25,000 threshold, with the threshold due to rise with inflation from 2027. Report author Toby Whelton says the system reflects a withdrawal of government investment and calls for greater state responsibility for education funding.

Birmingham Live ·Aug 2026

Andy Burnham confirms October 1 change for households in England, Wales and Scotland

Household electricity bills in England, Scotland and Wales are set to receive a VAT reduction from 5% to zero on 1 October, saving a typical household about £45 annually. The measure is funded through the end of the 2026–27 financial year, with equivalent funding promised for Northern Ireland. Business Secretary Jonathan Reynolds says redirecting money from the digital ID programme will provide cost-of-living relief, while Conservative, Liberal Democrat and Reform UK figures criticise the policy as financially unclear, too limited or ineffective against broader energy costs.

Birmingham Live ·Aug 2026

Andy Burnham government could further crack down on Vinted and eBay sellers

Online marketplaces such as Vinted and eBay sellers could face stricter identity-verification and tax-reporting requirements under possible future measures associated with the Labour government and Andy Burnham. The changes could help fund a proposed 20% business-rates cut for the hospitality sector. Since 2025, platforms have been required to share information with HMRC when sellers exceed 30 transactions or earn more than €2,000 annually, while the £1,000 trading-income allowance remains in place. The Accountancy Partnership says the measures would target marketplace operators but could increase administrative duties for legitimate sellers and place more responsibility on individuals approaching tax-registration thresholds.

Birmingham Live ·Aug 2026

Six million drivers can get cheaper airport parking thanks to UK rule

Eligible Blue Light Card members, including NHS staff, emergency-service workers, social-care workers, teachers, armed-forces personnel and some retirees, can access discounted short- and long-term parking at participating UK airports. Members must log in to an active account and check airport-specific offers, which may include valet and meet-and-greet services. Blue Light Card partners such as Holiday Extras, Purple Parking and APH provide the discounts, while testimonials highlight potential savings on travel and other purchases.

Birmingham Live ·Aug 2026

Andy Burnham Capital Gains Tax rate change proposal for people earning £12,570 to £50,270

Progressive campaign group Compass has urged Andy Burnham to equalise Capital Gains Tax with income tax. Under the proposal, people earning £12,570 to £50,270 would pay 18% on capital gains, while those earning £50,270 to £125,000 would pay 24%; higher income bands would face rates of 40% and 45%. Compass and Tax Justice UK argue that the current system advantages wealthy asset owners and that fairer taxation should accompany media and electoral reform.

Birmingham Live ·Aug 2026

HMRC confirms tax code change for state pensioners ahead of monthly deductions

HMRC has confirmed that Winter Fuel Payments in the 2025–26 tax year will be assessed for recovery using each recipient’s individual income rather than household income. People with income of £35,000 or less will retain the payment, while those above the threshold will repay its value. For PAYE taxpayers who do not file Self Assessment, recovery will normally occur through an adjusted 2026–27 tax code from April 2026, with a typical £200 payment resulting in deductions of about £17 per month. Self Assessment taxpayers will repay through their tax return, while eligible residents can opt out of future payments through the relevant UK or Scottish process.

Birmingham Live ·Aug 2026

DWP confirms state pension delay in September for people born in these years

People born between 6 September and 5 October 1960 will reach State Pension age at 66 years and six months, meaning their pension claims are delayed until 2027. The change is part of the phased increase in the UK State Pension age from 66 to 67 between 2026 and 2028, affecting people born from 6 April 1960 onward. A further increase to age 68 is planned for 2044–2046 but could be brought forward. Individuals can use the government’s State Pension age checker to confirm their eligibility date.

Birmingham Live ·Aug 2026

Major home insurance provider warning after family forced out of house

A family says delays and poor communication from Hastings Direct after a home leak have left them effectively homeless for months. They report living in temporary accommodation, facing extra childcare and pet-care costs, and relying on takeaway food because their kitchen remains unusable. The case is linked to Which?’s 2025 super-complaint alleging widespread problems in the home and travel insurance sectors, while the insurance industry maintains that providers work hard to handle claims and support customers.

Birmingham Live ·Aug 2026

State pensioners born before 1953 losing £56 per week due to DWP rule

People who reached state pension age before 6 April 2016 generally receive the older basic state pension, currently £184.90 per week, compared with the full new state pension of £241.30. Eligibility and payment levels depend on National Insurance records, and some older retirees may also qualify for an additional state pension. The government says it has no plans to move all pensioners born before 6 April 1951 onto the new system, arguing that headline-rate comparisons do not reflect lifetime contributions or the different structures of the two schemes.

Birmingham Live ·Aug 2026

Home improvement adding £15,000 to people's house price in England

Professionally installed, discreet air conditioning could increase a home's value by around 1–3%, equivalent to approximately £8,184 on an average £270,000 property and potentially as much as £15,000 for some homes. Property experts caution that the financial return is not guaranteed, but say cooling capacity is becoming more important to buyers as summers grow hotter. Rightmove reported a 104% annual increase in searches for homes with air conditioning, while its research found that 61% of people would consider installing it and 87% view a home's ability to stay cool as important.

Birmingham Live ·Aug 2026

730,000 Workers Urged to Claim £855 Each from HMRC

Around 730,000 UK workers reportedly failed to claim PAYE tax refunds last year, leaving an estimated £624 million unclaimed. The average repayment was £855. Taxpayers should check their P800 tax calculation letters, verify their tax codes and employment allowances, and claim through the HMRC app or personal tax account. Online repayments typically take five working days, while cheques can take up to six weeks; incorrect calculations should be reported to HMRC to avoid potential penalties.

Birmingham Live ·Aug 2026

State pensioners can get tax-free £728 from DWP under Andy Burnham

State pensioners may receive an additional £728 a year for life by deferring their State Pension for a full year, resulting in a 5.8% increase in regular payments. However, they would forgo approximately £12,547 in pension payments during the first year. Martin Lewis says the decision depends on health, expected longevity and future tax circumstances, with deferral potentially benefiting people who live longer or expect to pay tax at a lower rate later. Deferred payments may be received as a lump sum or increased regular payments, and the extra income may be taxable.

Birmingham Live ·Aug 2026

British Gas 11am to 4pm boost confirmed for over one million customers

British Gas is offering more than one million PeakSave customers half-price electricity every Sunday from 11am to 4pm. The company says customers have saved over £36 million, shifted 40,000 MWh of electricity to off-peak periods and reduced carbon emissions by 2,939 tonnes since the programme began. Customers quoted describe using the discounted period for laundry, cooking, appliance charging and other household tasks.

Birmingham Live ·Aug 2026

Over-60s can get £7,060 handout with DWP state pension still to come

Annuity rates rose in July 2026 to 7.75% for a healthy 65-year-old, the highest level since August 2008. A healthy 60-year-old with a £100,000 annuity could receive about £7,060 annually, while rates and potential lifetime income generally increase with age. Standard Life advises combining guaranteed annuity income with flexible drawdown and notes that higher rates have shortened the estimated payback period from around 20 years in 2020 to about 13 years.

Birmingham Live ·Aug 2026

Warning over The Odyssey movie scam catching out film buffs

Fake websites claiming to offer access to The Odyssey are reportedly asking viewers for bank and personal details, exposing them to phishing, fraud and malware. BeStreamWise and Kaspersky advise consumers to use official streaming services and avoid unfamiliar platforms, particularly while the film remains in cinemas. The Christopher Nolan film, starring Matt Damon, Anne Hathaway and Robert Pattinson, is described as a major global success with strong reviews and more than $1 billion in worldwide revenue.

Birmingham Live ·Aug 2026

Bumble confirms dating app change with users left furious

Bumble has changed its dating-app rules to allow men to make the first move, a decision defended by co-founder Whitney Wolfe Herd as offering users more flexibility and reducing pressure. Several users criticized the move, arguing that it removes the feature that distinguished Bumble from Tinder and made the app feel safer or more comfortable for women. Other users said the previous system placed emotional labor and repeated rejection on women, while dating coach Abi Blears said it gave women an experience similar to what men commonly face on dating apps.

Birmingham Live ·Aug 2026

‘Sophisticated’ pension scam costing victims £47,000

Standard Life warns that increasingly sophisticated pension scams can cost victims an average of £47,000, with losses often irreversible. Scammers may exploit changes to inheritance-tax rules and uncertainty around retirement planning by promoting apparently tax-efficient pension transfers through convincing websites, reviews and paperwork. Donna Walsh of Standard Life advises people to pause, independently verify offers, avoid pressure and contact their pension provider when in doubt. The pensions industry, employers, advisers and regulators are working with the Pension Scams Industry Group to improve public awareness.

Birmingham Live ·Aug 2026

MOT test change confirmed for 2,500 garages under DVSA

The DVSA has begun rolling out a new feature to around 2,500 UK MOT garages, allowing testers to photograph the vehicle before testing and upload the image directly to the MOT testing service. The measure is intended to provide evidence that the vehicle was present during the test. Use of the feature is currently optional, and garages can still record test results if they cannot upload a photo, although the DVSA encourages early adoption ahead of the possibility that photographic evidence may become mandatory. Authorised examiners and site managers can view uploaded images through existing MOT test logs.

Birmingham Live ·Aug 2026

EV drivers can cut car insurance by £273 with one move

Electric vehicle drivers could reduce annual insurance costs through a salary-sacrifice scheme. The Electric Car Scheme estimates a typical policy at £650 per year, falling to £468 for a basic-rate taxpayer and £377 for a higher-rate taxpayer after income tax and National Insurance savings. The scheme can also bundle insurance, maintenance and breakdown cover into fixed monthly payments, subject to eligibility requirements.

Birmingham Live ·Aug 2026

Savings mistake could cost your pension or ISA up to £100,000

A comparison by Investing Insiders founder Antonia Medlicott suggests that choosing between high- and low-performing pension or Stocks and Shares ISA providers can create very large differences in wealth over time. Over ten years, a £10,000 ISA investment would have grown to about £32,498 in the strongest-performing fund but only £10,920 in the weakest, a difference of £21,578. For a £50,000 investment, the reported gap exceeded £100,000, highlighting the effect of investment performance and compounding over longer periods.

Birmingham Live ·Aug 2026

Octopus Energy confirms £244 per home payments for households

Octopus Energy says more than 400,000 UK households are using its export tariffs to sell surplus solar power to the grid. Over the past year, households exported 825 GWh and received nearly £100 million, averaging £244 per home. Enquiries about installing solar with Octopus rose 34% year on year during May, June and July, reaching almost 74,000.

Birmingham Live ·Aug 2026

Lloyds Bank makes important change for customers 'as UK's largest lender'

Lloyds Bank has announced tailored financial support for eligible farming customers affected by prolonged dry weather and extreme heat, including working-capital solutions, overdraft support, repayment holidays, interest-rate reductions and temporary lending facilities. The bank says its specialist agricultural managers will help businesses manage pressure on yields, feed availability, water use and cash flow. The announcement comes as climate organizations criticize Labour leader Andy Burnham for not publicly addressing climate change, warning that extreme heat is disrupting schools and transport, straining the NHS and damaging the UK economy.

Birmingham Live ·Aug 2026

Andy Burnham in line to introduce new rules for electric cars and plug-in hybrids

Andy Burnham is reportedly preparing a consultation that would reduce the 2030 target for new zero-emission vehicles from 80% to 50%, while potentially changing the 2035 ban on new internal-combustion vehicles and rules for plug-in hybrids. The changes are being considered because current electric-car and van sales are falling short of targets. Transport and climate organisations oppose weakening the Zero Emission Vehicle mandate, arguing that it lowers motoring costs, increases manufacturer competition and supports investment in the UK automotive industry.

Birmingham Live ·Aug 2026

HMRC confirms deductions for state pensioners in 2026, 2027, 2028 and 2029

HMRC will recover Winter Fuel Payments from state pensioners whose individual income exceeds £35,000. Payments of £200 or £300 received for the 2025–26 tax year will generally be reclaimed by changing tax codes in 2026–27, while recipients who continue receiving payments may see deductions for multiple years. Those using Self Assessment must report the payments as a tax charge, and HMRC may automatically include the amount on online returns.

Birmingham Live ·Aug 2026

DWP confirms state pension change for people with these National Insurance numbers

State pensioners whose usual payment date is Monday, 31 August, will receive their money two days early on Friday, 28 August, because of the bank holiday. The change applies to recipients whose National Insurance numbers end in 00 to 19. The Department for Work and Pensions also reiterated that payment days are determined by the final two digits of a recipient’s National Insurance number and that the new State Pension generally requires at least 10 qualifying National Insurance years.

Birmingham Live ·Aug 2026

£316 one-off payment confirmed for 1 million state pensioners born before June 1960

Nearly one million pensioners in Scotland are expected to receive a one-off Pension Age Winter Heating Payment during winter 2026–27. Eligible recipients must generally have been born on or before 27 June 1960 and have lived in Scotland during the qualifying week. Payments range from £105.55 to £316.70, depending on age and household circumstances, with the highest amount available to single pensioners aged 80 or over. Specific exclusions apply to some people in hospital, custody, residential care or without permission to claim public funds, and recipients can opt out of future payments.

Birmingham Live ·Aug 2026

HMRC 25% charge confirmed for 130,000 households with savings accounts

HMRC has collected £56 million from savers’ deposits through Lifetime ISA withdrawal penalties since 2018, with 130,000 people penalised in the latest year compared with 99,700 previously. Lifetime ISAs offer a 25% government bonus but impose a 25% charge on withdrawals outside permitted purposes, creating an effective 6.25% penalty on original contributions. Financial experts criticize the design and call for reform. The government is consulting on a First-Time Buyer ISA that would replace Lifetime ISAs for new applicants, with contributions eligible for bonuses and existing LISAs remaining open.

Birmingham Live ·Aug 2026

DWP confirms three-week change for benefits claimants born after 2005

The Department for Work and Pensions is launching a three-week pilot in north-west England to give up to 70 unemployed people aged 16 to 21 training in artificial intelligence and workplace skills. Participants will learn to build AI tools, understand business applications, use the technology responsibly, and develop practical skills such as office IT and timekeeping. Ministers and an academic have backed the initiative, which will be evaluated to inform an England-wide AI skills and early-careers programme planned for the following summer.

Birmingham Live ·Aug 2026

Andy Burnham government could hand new perk to state pensioners willing to skip DWP payments

Compass has proposed a Pensions Sacrifice OBE scheme under which wealthier retirees could voluntarily give up their state pension for at least three years in exchange for an honour. The proposal is included among 100 recommendations for Andy Burnham's first 100 days as prime minister, ahead of his government's first Budget with Chancellor John Healey. The idea is intended to draw on the example of Patriotic Millionaires and address concerns about the long-term sustainability of state pensions, while public comments debate the future of the triple lock and the adequacy of pension provision.

Birmingham Live ·Aug 2026

Andy Burnham told to make state pension change for wealthier people born after 1961

Compass has proposed allowing affluent pensioners to voluntarily give up their State Pension for at least three years in exchange for an OBE. The proposal would apply only to future eligible pensioners, potentially those born after 1961, as the State Pension age rises from 66 to 67 by April 2028. Compass also calls for tighter limits on Prime Ministerial appointments to the House of Lords, a smaller second chamber and a clearer separation between the executive and legislature.

Birmingham Live ·Aug 2026

Andy Burnham urged to restrict how much land individuals can own with acre limit

Thinktank Compass has urged Andy Burnham to limit the amount of land individuals, groups and businesses can own and impose a 100% tax on second-home purchases. It proposes using the revenue to fund state-owned affordable housing and replacing council tax and stamp duty with a property tax based on current values. The recommendations are presented as part of a wider package for Burnham’s first 100 days as prime minister, alongside calls to return greater responsibility for secondary education to local authorities and strengthen community-led devolution.

Birmingham Live ·Aug 2026

DWP confirms 'essential' payments for millions on benefits within 2 weeks

Benefit payments due on Monday 31 August 2026 will be paid early on Friday 28 August because of the bank holiday. The change applies across the UK to Universal Credit, the State Pension, PIP, Attendance Allowance, Carer’s Allowance, DLA, Income Support, JSA, Pension Credit, ESA and Industrial Injuries Compensation Scheme payments. The announcement follows the completion of the migration from legacy benefits to Universal Credit, with the government highlighting support for households facing the cost-of-living crisis.

Birmingham Live ·Aug 2026

Three inheritance tax reliefs being scrapped under Andy Burnham and John Healey

From April 2027, unused pensions are due to fall within the scope of inheritance tax while potentially remaining subject to income tax when withdrawn. AJ Bell warns this could create a two-tier system in which pension-held assets lose access to reliefs available to comparable assets outside pensions, including loss-on-sale relief, business property relief, agricultural property relief and the option to pay inheritance tax by instalments. The changes could force executors to sell illiquid pension-held assets more quickly to meet tax bills.

Birmingham Live ·Aug 2026

Andy Burnham Told to Introduce Mandatory 50mph Speed Cap on All Petrol and Diesel Cars

Labour pressure group Compass has urged Andy Burnham to introduce a mandatory 50mph speed limit for all petrol and diesel cars as part of a proposed package of policies for a new prime minister’s first 100 days. Conservative shadow transport secretary Richard Holden called the idea absurd and part of a wider war on motorists. The proposal follows Institute for Public Policy Research recommendations to reduce speed limits in towns, cities and on motorways to lower fuel demand and ease the economic effects of higher oil prices linked to the Iran conflict. IPPR also proposed temporary fuel-duty cuts, a new energy price cap, more home working and carpooling.

Birmingham Live ·Aug 2026

DWP considering scrapping ESA and JSA and replacing them with new benefit

The Department for Work and Pensions is considering replacing employment and support allowance and jobseeker’s allowance with a non-means-tested, contributory unemployment insurance benefit. The proposed benefit would be paid at a rate equivalent to the current higher rate of new-style ESA, for a limited period of around six to 12 months, and would be based on National Insurance contributions. It could cover employed and self-employed claimants, require recipients to seek work, and provide easements and tailored employment support for people with health conditions. The Child Poverty Action Group expects any changes to be introduced no earlier than 2028–29, while the government continues to assess consultation responses.

Birmingham Live ·Aug 2026

DWP confirms £350 refunds and will write to benefits claimants affected

The Department for Work and Pensions has identified 197 cases in which Administrative Penalties were wrongly applied to benefits claimants between 2023 and 2025. Affected claimants will be contacted before receiving refunds ranging from £350 to £5,000. The DWP says it has removed the incorrect penalties, reviewed its processes and will improve consistency in future decisions. It also reported that 128 of 567 penalties issued in 2023–24 and 69 of 272 issued in 2024–25 were later rescinded.

Birmingham Live ·Aug 2026

New school rule from September under Andy Burnham but half of parents unaware

From September 2026, free school meal eligibility in England will expand to all school-aged children in households receiving Universal Credit. A Child Poverty Action Group survey found that 55% of newly eligible parents were unaware of the change, while many families are struggling with meal costs, school dinner debt and packed-lunch expenses. The group said the government must improve communication so families can access the support.

Birmingham Live ·Aug 2026

DWP to Decide Over Restricting Universal Credit for Claimants Born After 2004

The Department for Work and Pensions is expected to decide in September whether to restrict access to Universal Credit’s limited capability for work-related activity health element for people under 22, potentially affecting claimants born after 2004. The proposal is linked to the Labour government’s Youth Guarantee, which aims to place 18- to 21-year-olds into work or training-related activity, with savings redirected to employment support and training. Stephen Timms said the decision would follow Alan Milburn’s review of young people not in education, employment or training and indicated that exceptions would be needed if the restriction proceeds. Young Universal Credit claimants can currently access support through the DWP Youth Guarantee Journey.

Birmingham Live ·Aug 2026

First part of Birmingham to see high street crackdown under Andy Burnham announced

Edgbaston is identified as the first part of Birmingham expected to benefit from new government measures targeting vape shops, betting shops and other unwanted businesses. MP Preet Kaur Gill welcomed the plans, saying they would give councils and residents more control over high-street development, including in Harborne and along Dudley Road. Prime Minister Andy Burnham said the measures aim to reverse long-term decline, support responsible businesses and restore town centres.

Birmingham Live ·Aug 2026

New rule for five water companies means higher bills for millions in England

Ofwat has approved five water companies—Southern Water, Thames Water, Severn Trent, Wessex Water and South East Water—to spend an additional £3.4 billion, after 13 companies requested £4.3 billion in extra funding. The investment is intended to support housing, business growth, drinking-water improvements and PFAS removal, but is expected to contribute to higher household bills on top of previously announced 36% increases. Ofwat said it will monitor delivery and claw back spending if improvements are not achieved, while Environment Secretary Angela Eagle blamed years of underinvestment and weak regulation and promised fundamental reform of the water sector.

Birmingham Live ·Aug 2026

Andy Burnham private pension change on table with 4% cut in take-home pay for workers

The Second Pensions Commission is examining changes to the UK automatic-enrolment system because an estimated 15 million working-age people are undersaving for retirement. Institute for Fiscal Studies analysis suggests that raising minimum contributions from 8% to 12%, particularly if applied from the first pound earned, could reduce take-home pay for the lowest-earning third of employees by 4%. The proposal is not Labour government policy, but Prime Minister Andy Burnham and Chancellor John Healey are considering options. Pension consultants warn that reforms could increase employer costs while stressing that higher contributions alone may not produce fair or adequate retirement outcomes for all workers.

Birmingham Live ·Aug 2026

Drivers over age 60 face £459 charge to stay on roads

Drivers in their 60s generally receive the lowest car insurance premiums, but still pay an average of £459, according to Confused.com data. Retired drivers pay less on average, around £351, while factors such as occupation, mileage, location and no-claims history influence premiums. Confused.com says older drivers’ experience and lower claims risk can reduce costs, although Aviva warns that premiums may increase from the seventies onward.

Birmingham Live ·Aug 2026

DWP’s New Four-Strike Rule Before Benefits Claimants Have Bank Statements Seized

From October, the Department for Work and Pensions will be able to revoke driving licences from people suspected of owing at least £1,000 in benefit-related debt. Before requesting three months of bank statements and considering a direct deduction order, the DWP must verify that other recovery methods are unsuitable and make at least four contact attempts, including checks for vulnerability. The process will stop if the claimant cannot afford deductions. The powers form part of the government’s plan to save £14.6 billion over five years through action on fraud, error and debt.

Birmingham Live ·Aug 2026

Andy Burnham government considering change for drivers who have trailers

The UK government is consulting on measures to improve safety for vehicles and trailers, including caravans, light trailers, vans, pick-ups and agricultural trailers. Proposals include financial incentives for voluntary training, improved maintenance standards, stronger enforcement by the DVSA, and an industry-led campaign on load security and roadworthiness. The strategy aims to reduce deaths and serious injuries on Great Britain’s roads by 65% by 2035, including a 70% reduction for children under 16.

Birmingham Live ·Aug 2026

DWP to Hold People’s DVLA Driving Licences Until October 2028 in Crackdown

From October 2026, the Department for Work and Pensions will be able to ask courts to suspend or disqualify the driving licences of people who persistently fail to repay welfare debts. Courts will initially set repayment terms, and licence disqualification can be avoided if claimants comply; those who fail to pay without reasonable excuse could lose their licence for up to two years, potentially until October 2028. The DWP is urging affected people to make contact within four months and says debt advice may be available, while Work and Pensions Minister Andrew Western says the powers are intended to recover money from people who can afford to repay but deliberately refuse.

Birmingham Live ·Aug 2026

Andy Burnham government considering number plate change which could mean points on licence

The Andy Burnham government is expected to decide how to address illegal and “ghost” number plates after a consultation under the previous Keir Starmer administration. Proposed measures include tougher standards for number plates and suppliers, stronger DVLA checks, research into the scale of the problem and possible AI detection. The government is also considering penalty points and vehicle seizure for drivers using illegal plates. Labour MP Sarah Coombes has called for fines of up to £1,000 and six-point penalties.

Birmingham Live ·Aug 2026

‘Dangerous’ new card fraud sweeps UK and banks might not pay you back

Criminals are increasingly manipulating UK consumers into authorising card payments, often by impersonating banks, police or regulators and persuading victims to share one-time passcodes or add cards to the criminals’ digital wallets. Unlike authorised push-payment bank transfers, these card payments are not covered by automatic refund requirements, leaving victims with less protection. Analysis of 3,653 Financial Ombudsman Service complaints found that only 27% were upheld on average, with Revolut recording the most cases and Barclays the second most. Which?, UK Finance and the ombudsman advise victims to contact their card provider promptly, avoid sharing sensitive information and escalate unresolved complaints to the Financial Ombudsman Service.

Birmingham Live ·Aug 2026

Andy Burnham tells 'all retailers big and small' to stop selling disposable barbecues

Prime Minister Andy Burnham has urged retailers of all sizes to follow an extended framework restricting disposable barbecue sales as the UK faces prolonged hot and dry weather and multiple serious wildfires. Most major supermarkets have already suspended sales under voluntary guidance from the National Fire Chiefs Council. Burnham warned that extreme conditions could continue for weeks, highlighted excess heat-related deaths, and advised people to check on elderly friends and relatives. He said the government would later consider whether a temporary summer ban is justified, while deferring broader questions about North Sea fossil fuel drilling until the immediate wildfire emergency is under control.

Birmingham Live ·Aug 2026

DVLA to seize driving licences from drivers and hold them for two years from October

The Driver and Vehicle Licensing Agency is expected to work with the Department for Work and Pensions from October 2026 to enforce new powers targeting benefit fraud and public-sector debt. Claimants who owe more than £1,000 may face immediate disqualification from driving, with DVLA records updated and physical licences potentially returned to the agency for holding or destruction. The DWP says it will not retain the licences, while Cabinet Office Minister Satvir Kaur presents the measures as a way to protect taxpayers and fund public services.

Birmingham Live ·Aug 2026

HMRC confirms £200 fixed fine decision for 401,000 households

HMRC says 436,000 sole traders and landlords submitted their first quarterly Making Tax Digital for Income Tax reports, while 401,000 of the 864,000 taxpayers in the first wave did not file by the deadline. No penalties apply during the first year, but from the second year taxpayers will receive penalty points for missed deadlines, with a £200 fine imposed after four points. Tax adviser Elsa Littlewood urged those who have not yet signed up to check their eligibility, compatible software and submissions, warning that compliance may become more difficult as the scheme expands to lower-income groups from 2027 and 2028.

Birmingham Live ·Aug 2026

Andy Burnham government rules out rumoured change for drivers over 70

The UK government has rejected viral claims that Andy Burnham would require drivers over 70 to retake their driving tests. The actual proposals involve mandatory eyesight checks when older drivers renew their licences, usually every three years, while cognitive testing is also being considered. The Department for Transport described the retesting claim as categorically false, and the article explains how social-media users misinterpreted the government's road-safety strategy.

Birmingham Live ·Aug 2026

DWP Confirms 'Immediate' Driving Licence Cancellations That'll Last Two Years

The Department for Work and Pensions will begin using new powers from October to seek court orders disqualifying certain benefits claimants from driving when they owe more than £1,000 and repayment cannot reasonably be recovered by other means. Claimants will first receive written notice and a suspended order setting repayment terms, with an opportunity to explain missed payments. If they fail to provide a reasonable excuse, the DWP can seek an immediate disqualification order lasting up to two years. The policy forms part of the government’s plan to save £14.6 billion over five years through action on fraud, error and debt.

Birmingham Live ·Aug 2026

Andy Burnham government considering stripping licences from drivers born before 1957 who fail check

The UK government is considering mandatory eyesight checks for drivers aged over 70 when they renew their licences, with the possibility of revoking licences from those who fail. The consultation on the proposal ended in May, and decisions are expected after Parliament returns and the autumn budget, potentially allowing changes to take effect in 2027. Government evidence cites roadside vision tests in which some drivers failed or had their licences revoked. Ministers say the measures aim to reduce deaths and injuries while preserving older people’s independence; optometry bodies have welcomed the proposals, although the prospect of licence revocation could concern older motorists who rely on cars.

Birmingham Live ·Aug 2026

New two-week paternity leave rule for workers under Andy Burnham confirmed

Police officers in England and Wales will receive two weeks of paid paternity and adoption leave, up from one week, bringing provision more closely in line with maternity leave. The policy has been introduced under Prime Minister Andy Burnham and Home Secretary Shabana Mahmood. The change follows research indicating that one in three UK fathers take no paternity leave, while campaigner Joeli Brearley argues that the UK’s statutory benefit remains among the least generous in Europe and that expanding leave would support families, children, the economy and gender equality.

Birmingham Live ·Aug 2026

DWP confirms improvements to Universal Credit and PIP after feedback from claimants

The Department for Work and Pensions says it will use claimant feedback and findings from Internal Process Reviews to improve Universal Credit, Personal Independence Payment and other services. Of 87 reviews completed in the previous year, 40 concerned Universal Credit and 19 concerned PIP; 15 cases also faced external scrutiny. The DWP says it supports about 24 million customers and is committed to learning from serious cases so people receive the support they need.

Birmingham Live ·Aug 2026

£284 council tax bill discount on table for band D households under Andy Burnham

A proposed 1.28% land value tax could reduce the annual bill for an average band D home by £284, from about £2,267 in council tax to an estimated £2,551 under the alternative system, while shifting more of the burden toward high-value properties, particularly in London, south-east England, Trafford and other affluent areas. Tax expert Dan Neidle argues that land value tax could be incorporated into the existing local-government funding formula, while Bishop Fleming warns that the complexity, electoral timing and uncertainty surrounding property-tax reform make implementation before the end of the decade unlikely.

Birmingham Live ·Aug 2026

Andy Burnham triple lock axe update with plan to take £313 off state pensioners suggested

Pension expert Tom McPhail has urged Prime Minister Andy Burnham to scrap the state pension triple lock, arguing that planned social care reforms provide political cover and that returning to an earnings-based increase could help fund them. The triple lock would raise the new state pension by at least 2.5%, or about £313 annually, next year. It has already increased pension costs by roughly £12 billion a year compared with an earnings-only link and could cost up to £45 billion annually by 2050. Burnham and former Chancellor Rachel Reeves have previously pledged to retain the mechanism.

Birmingham Live ·Aug 2026

Andy Burnham confirms new cost of living payments for 100,000 households

A new energy bill discount scheme is expected to support around 100,000 households living within 500 metres of new electricity pylons and related transmission infrastructure. The payments are due to begin next year, with the government arguing that communities hosting grid upgrades should share in the benefits of the transition to more secure, homegrown energy. Ofgem will administer the scheme, while ministers say it will provide direct help with household bills as Britain modernizes infrastructure.

Birmingham Live ·Aug 2026

Andy Burnham confirms cost of living payments for households within 500m of energy pylons

Households living within 500 metres of newly built or upgraded electricity transmission infrastructure are expected to receive discounts of up to £2,500 over 10 years, with most payments made automatically through energy suppliers. The first 43 eligible projects include schemes in the Midlands, north Wales and Scotland. The report also examines pressure on Andy Burnham’s government over proposed North Sea drilling, including the Jackdaw and Rosebank fields. Adura argues the projects would have comparatively low production emissions, while campaigner Tessa Khan says their climate impact is underestimated and that Rosebank would mainly produce oil for export rather than significantly improving UK energy supplies.

Birmingham Live ·Aug 2026

Andy Burnham £268,275 pension lump sum update ahead of October announcement

Pension experts are urging Andy Burnham and Chancellor John Healey to confirm before the 28 October Autumn Budget that the £268,275 maximum tax-free pension lump sum and wider pension tax relief will not be weakened. They warn that prolonged speculation, as seen before under former chancellor Rachel Reeves, can prompt savers to withdraw funds prematurely, reduce long-term investment and damage retirement prospects. Commentators from PensionBee, AJ Bell, Charles Stanley Direct and My Pension Expert call for either early reassurance or clear communication and sufficient notice if changes are planned.

Birmingham Live ·Aug 2026

Andy Burnham told to live up to £105 promise for all households in England

Andy Burnham is under pressure to fulfil Labour’s pledge to reduce household energy bills by up to £300 by 2030. The government says its VAT cut on electricity, worth about £45 annually, follows a previous £150 reduction, but the SNP argues that this leaves a £105 gap. SNP Westminster leader Dave Doogan called delivery of the full commitment Burnham’s first test and urged action before rising prices and autumn energy costs put further pressure on families.

Birmingham Live ·Aug 2026

New HMRC £18,000 personal tax-free allowance update with Andy Burnham debate on horizon

A petition calling for the UK personal tax-free allowance to rise from £12,570 to £18,000 has reached 50,000 signatures, halfway to the 100,000 threshold required for consideration of a parliamentary debate. The petition argues that the allowance freeze through 2031 could push minimum-wage earners into taxation through fiscal drag. Andy Burnham has acknowledged that the frozen allowance is a major concern raised by voters, while declining to rule out a wealth tax and suggesting some people may need to pay more.

Birmingham Live ·Aug 2026

HMRC confirms four inheritance tax perks being scrapped under Andy Burnham

From 6 April 2027, unused pensions are due to fall within inheritance tax. HM Revenue & Customs has confirmed that four reliefs—loss on sale relief, business property relief, agricultural property relief and the option to pay inheritance tax in instalments—will not apply to assets held inside pensions. AJ Bell warns that the rules could create a two-tier system, cause pensions to be taxed both as estate capital and beneficiary income, and produce effective tax rates of up to 64% for higher-rate taxpayers. The firm is urging the government either to reconsider the policy or treat pensions like other assets under inheritance tax.

Birmingham Live ·Aug 2026

Andy Burnham wealth tax proposed for 22,000 households at this rate

A proposal associated with Andy Burnham's political network would impose a 2% annual wealth tax on assets held by people with net wealth above £10 million. The Better! report from Compass estimates the measure would affect around 22,000 people, or 0.03% of the population, and raise £24 billion a year. Polling cited by the report indicates that most of the public and a large majority of UK millionaires support higher taxes on the wealthiest to fund public services. The proposal argues that the current tax system favors the super-rich and contributes to inequality.

Birmingham Live ·Aug 2026

Andy Burnham government considering stripping licences from drivers born after 2002

Andy Burnham’s government is considering tougher road-safety measures, including a minimum learning period for learner drivers, a lower drink-drive limit in England and Wales, and powers to suspend licences for young drivers or people suspected of drink- or drug-driving until court proceedings or forensic analysis are complete. The proposals could particularly affect drivers born after 2002 and people investigated over fatal or serious-injury collisions. The government says current delays before conviction allow suspected offenders to continue driving, while young drivers aged 17 to 24 are disproportionately involved in fatal and serious crashes.

Birmingham Live ·Aug 2026

Andy Burnham and John Healey major change for Plan 1, Plan 2, Plan 3 and Plan 5 student loans

UK Government figures confirm that the RPI rate for student loans will be 4.1% from 1 September 2026 to 31 August 2027. Plan 1 borrowers will see their repayment threshold rise to £28,005 from April 2027. Plan 2 rates will range from 4.1% to 7.1% depending on circumstances but will be capped at 6%, while Plan 3 loans will also have a 6% cap and Plan 5 loans will remain at 4.1%. Mortgage-style loans will carry a 4.1% rate, with a deferment threshold of £44,311.

Birmingham Live ·Aug 2026

Octopus Energy urges households not to run two household appliances on Wednesday

Octopus Energy has asked households to delay using washing machines and dishwashers between 6pm and 8pm on Wednesday during a solar eclipse, when reduced solar generation could increase pressure on Europe's electricity system. The company says shifting flexible household demand could reduce reliance on gas power stations and potentially earn customers rewards. The warning comes as Britain has reportedly spent £1 billion this year switching off wind farms and using gas plants instead, prompting Octopus executives to call for reforms that would make better use of locally generated renewable electricity.

Birmingham Live ·Aug 2026

Andy Burnham told to expand National Insurance contributions to property and savings

A report backed by Neal Lawson’s Compass think tank urges Andy Burnham and the Labour government to extend National Insurance to investment income, including property rents and savings interest, and to partnership profits. The proposals aim to make taxation more equal between wealth and employment income, reduce distortions and address disparities between landlords, renters, employees and senior partners. The changes are estimated to raise about £6.1 billion annually.

Birmingham Live ·Aug 2026

Andy Burnham property tax update with 0.48% and 0.96% value bands put forward

A report backed by Compass and Tax Justice urges the Labour government to replace England’s outdated council-tax system with a periodically revalued proportional property tax. One Fairer Share proposal would replace council tax and stamp duty with an annual charge of 0.48% of a property’s value, rising to 0.96% for empty, second or non-resident-owned homes. Supporters say the change would make wealth taxation fairer and reduce bills for around 19 million people, or 77% of homes.

Birmingham Live ·Aug 2026

Andy Burnham government could close two Capital Gains Tax loopholes - full list

The Better! think tank, comprising Tax Justice UK and Compass, is urging Andy Burnham’s Labour government to reform Capital Gains Tax by aligning its rates with income tax while introducing an investment allowance. It proposes closing two loopholes: the death uplift and the absence of a settling-up charge for people moving abroad. The reforms are projected to make more than half of current CGT payers better off while raising over £11 billion from the wealthiest. The report also highlights widespread multinational profit shifting and estimates that the UK loses around £15 billion in corporation tax revenue as a result.

Birmingham Live ·Aug 2026

Andy Burnham's new rule for schools and children who miss 19 days a year

Every mainstream state school in England will receive an individual target to improve pupil attendance from September, alongside access to enhanced data tools to identify absences earlier. Persistent absence has risen from about 10% in 2018/19 to 19% in 2025/26, meaning roughly 19 missed days in a typical 190-day school year. Schools will also be encouraged to provide more Friday clubs and activities, as attendance is particularly weak at the end of the week. Education minister Paul Waugh said progress had slowed and called for broader intervention, while NAHT general secretary Paul Whiteman warned that illness, mental health difficulties, poverty and unmet special educational needs cannot be resolved through school targets alone.

Birmingham Live ·Aug 2026

Andy Burnham BBC TV Licence Fee Axe on Table with Universal Charge Proposed

A report backed by Compass and several civic organizations proposes replacing the BBC TV licence fee with a universal household levy, with exemptions for poorer households. It calls for the BBC to be publicly governed through a mutualised structure independent of ministers and commercial pressures, and proposes taxing large media owners to fund public-interest journalism. The report also advocates wider democratic and voting-system reforms and urges Andy Burnham to support the changes.

Birmingham Live ·Aug 2026

HMRC confirms people can get £18,570 personal tax-free allowance after Andy Burnham decision

People with earned income and savings income below £18,570 may be able to receive savings interest tax-free by combining the £12,570 personal allowance, the £5,000 starting rate for savings and, where applicable, the £1,000 personal savings allowance. The article says the threshold is expected to remain frozen for now, although Prime Minister Andy Burnham is due to review the issue in the autumn Budget.

Birmingham Live ·Aug 2026

Andy Burnham business rate cut update with proposal put forward for firms

Andy Burnham has been urged to cut business rates for pubs and other high-street firms during a nationwide listening tour focused on the cost of living. Shadow chancellor Mel Stride accused Labour of harming businesses through red tape and promoted a Conservative proposal to scrap business rates for thousands of high-street companies. Burnham’s spokesperson said the prime minister would introduce pro-consumer measures intended to give households financial breathing space, building on energy-cost reductions and a £2 bus-fare cap. The government is also reportedly considering options to prevent Jessie Cole and Albert Bowers, convicted in the killing of PC Andrew Harper, from receiving early release.

Birmingham Live ·Aug 2026

HMRC confirms whether the DWP state pension is taxable under Andy Burnham

HMRC says the State Pension is taxable, but the DWP does not deduct tax at source. Instead, HMRC adjusts an individual’s tax code to account for the pension against their personal allowance, currently frozen at £12,570 until 2028. Rising State Pension payments under the triple lock could therefore bring more retirees into the tax system from next April, particularly when combined with private pensions, employment income, savings or other taxable income.

Birmingham Live ·Aug 2026

Andy Burnham to water down new rules on roads for drivers in England

The UK government is reportedly preparing to relax the Zero Emission Vehicle Mandate, potentially allowing petrol-engine cars to account for about half of new sales at the end of the decade rather than requiring an 80% zero-emission share by 2030. Energy Secretary Miatta Fahnbulleh said the transition must address household affordability and retain public support. The Society of Motor Manufacturers and Traders called for urgent reform, citing weak private demand for battery-electric vehicles, while Electric Vehicles UK argued that manufacturers should focus on creating consumer demand. The Energy and Climate Intelligence Unit supported the affordability emphasis but said the public still wants continued progress toward renewable energy.

Birmingham Live ·Aug 2026

Andy Burnham DWP benefits cuts proposal put forward ahead of national tour

Andy Burnham is preparing for a national tour intended to improve the government’s connection with the public and promote a 10-year plan focused on restoring hope. Reform UK spokesperson Robert Jenrick urged him to cut welfare spending and remove green levies on energy bills, while Liberal Democrat spokesperson Daisy Cooper criticized the tour and called for measures including a hospitality VAT cut, business-rates reform and action on vacant shopfronts. The report also notes expectations of continued UK economic growth despite supply-chain disruption, price pressures linked to the Iran war and political uncertainty.

Birmingham Live ·Aug 2026

DWP confirms Pension Credit age rise in August for people born in these years

Pension Credit’s qualifying age will rise alongside the UK State Pension age, increasing from 66 to 67 during the period from April 2026 to March 2028. The tax-free, income-related benefit consists of Guarantee Credit and Savings Credit, with the latter available to people who reached State Pension age before 6 April 2016. Pensions Minister Torsten Bell and Independent Age policy director Morgan Vine urged eligible pensioners to apply, particularly amid continuing high living costs.

Birmingham Live ·Aug 2026

NatWest rule change confirmed with customers going on holiday affected

NatWest will refresh its Reward Platinum account from 1 October 2026. Customers will no longer pay foreign transaction fees when using the Reward Platinum debit card for purchases abroad or payments in foreign currencies, although cash withdrawals and fees charged by overseas providers are excluded. The account will gain DragonPass Premier+ travel benefits, a travel eSIM, airport perks, 24/7 virtual health support, cinema discounts through tastecard and family mobile-phone insurance cover. The monthly fee will rise from £22 to £23, while the £1 reward for logging into the app will end; existing worldwide family travel insurance and UK AA breakdown cover will remain.

Birmingham Live ·Aug 2026

HMRC New 'Per Mile' Charges Coming for Drivers from September

HMRC will update its Advisory Fuel Rates for company cars from September 1, with the rates reviewed quarterly to reflect fuel-price changes. The rates guide employer reimbursements for business mileage and employee repayments for private fuel use. Personal finance expert Joe Lytwyn explains that the rules apply specifically to company cars, not employees using their own vehicles, and warns that payments above or below the advisory rate can have tax implications. Employers and employees are advised to use current rates to ensure accurate reimbursement and tax treatment.

Birmingham Live ·Aug 2026

Andy Burnham urged to act over £62 charge drivers are facing

Andy Burnham is being urged to extend an energy-bill VAT reduction to public electric vehicle chargers. Research by New AutoMotive says drivers with home chargers could save about £27 a year, while those reliant on public chargers may continue paying around £62 in VAT, creating a disadvantage for renters and people without driveways. The group recommends cheaper time-of-use tariffs at public chargers, reforms to grid connection costs through Ofgem, and faster deployment of pavement-gully charging systems.

Birmingham Live ·Aug 2026

DWP rule for Universal Credit and PIP claimants going on holiday

Universal Credit and Personal Independence Payment claimants planning to travel abroad must notify the relevant Department for Work and Pensions office or Jobcentre Plus and provide a return date for temporary trips. Failure to report overseas travel or other changes in circumstances can constitute benefit fraud. Universal Credit may generally continue for up to one month abroad, while PIP can usually continue for up to 13 weeks, or 26 weeks when the absence is for medical treatment. Similar residence and presence rules apply to Disability Living Allowance, Attendance Allowance and Carer's Allowance.

Birmingham Live ·Aug 2026

State pensioners can get £115 a week on top of regular DWP payments

State pensioners receiving Attendance Allowance may qualify for up to £115 a week at the higher rate, compared with £76 at the lower rate. The higher rate applies to people needing help or supervision during both day and night, or those nearing the end of life. Attendance Allowance is not means-tested, but recipients must report changes in their care needs, hospital or care-home stays, finances related to care, personal details, immigration status and other circumstances; incorrect or missing information may result in a penalty or court action.

Birmingham Live ·Aug 2026

HMRC 10.75%, 35.75% and 39.35% Tax Thresholds Update for Households

HMRC has clarified how taxpayers must report dividend income for the 2025 tax year. After the £500 dividend allowance is used, dividend tax rates are 10.75% for basic-rate taxpayers, 35.75% for higher-rate taxpayers and 39.35% for additional-rate taxpayers. People with dividend income of £10,000 or less who do not file a Self Assessment return must notify HMRC by 5 October, while those receiving more than £10,000 must complete a Self Assessment return.

Birmingham Live ·Aug 2026

Over-65s can get £7,750 payout with DWP state pension still to come

Annuity rates reached an 18-year high of 7.75% in July, meaning a 65-year-old with a £100,000 pension pot could potentially receive up to £7,750 annually in addition to their state pension. Demand for annuities may increase because unused pension pots are due to become subject to inheritance tax from April 2027. Financial advisers highlight the security of guaranteed lifetime income but warn that fixed payments can lose purchasing power through inflation. They recommend considering escalating or inflation-linked options, comparing providers across the market and avoiding rushed decisions based solely on the upcoming tax changes.

Birmingham Live ·Aug 2026

Anyone with Multiple Pension Pots Urged to Complete 'No-Brainer' Task

UK workers who have accumulated several pension pots are being encouraged to review whether combining some of them could simplify retirement planning, investment oversight and income withdrawals. Financial experts note that consolidation can make it easier to manage regular payments, but warn that transferring every pension is not automatically beneficial. Some schemes may offer valuable guarantees or other specific benefits, and workplace pensions may be best left separate. Partial consolidation—combining only suitable pots while retaining others—is presented as a possible approach.

Birmingham Live ·Aug 2026

HMRC urges households to claim free £4,000 payment boost

HM Revenue and Customs is urging working families to apply for Tax-Free Childcare, which provides a 25% government top-up on eligible payments—up to £2,000 per year per child or £4,000 for a disabled child. Usage among families with children aged eight and over has increased by more than 20%, while nearly 75,000 UK childcare providers accept the payments. Eligibility depends on children’s ages, parental earnings and not receiving certain other benefits or childcare vouchers.

Birmingham Live ·Aug 2026

Nationwide becomes 'sole' UK bank to make major change for customers

Nationwide has become the sole bank partner of Female Founders Rise, a community supporting more than 12,000 female entrepreneurs and non-binary founders. The partnership aims to provide stronger support for early-stage businesses and those scaling toward £1 million in revenue. It comes before Nationwide launches its own business-banking offering for small and medium-sized businesses next year; it currently provides business banking through its Virgin Money brand. The collaboration is backed by research suggesting that matching men's business-startup and scaling rates among women could add up to £310 billion to the UK economy.

Birmingham Live ·Aug 2026

DWP confirms 40 mental health conditions qualifying for up to £748 in PIP

The Department for Work and Pensions lists 40 mental health and related conditions that may qualify claimants for Personal Independence Payment. PIP has daily living and mobility components, with combined enhanced rates worth up to £194.90 per week, or approximately £748 per month. Conditions include anxiety disorders, depression, PTSD, bipolar disorder, schizophrenia, eating disorders, autism, ADHD and several childhood psychiatric conditions; eligibility depends on how the condition affects daily living and mobility rather than diagnosis alone.

Birmingham Live ·Aug 2026

HMRC stopping £2,337 payments for households from August 31

Parents of teenagers aged 16 to 19 must notify HMRC by 31 August if their children are continuing in approved full-time education or qualifying training after Year 11. Child Benefit can otherwise stop automatically, even where the teenager remains eligible. For the 2026/27 tax year, payments are £27.05 a week for the eldest or only child and £17.90 for each additional child, amounting to up to £2,337.40 annually for two eligible children. Claims can be extended through the HMRC app or GOV.UK; families whose children are already partway through a previously reported course do not need to act.

Birmingham Live ·Aug 2026

HMRC sending thousands of households repayments worth £4,000 per person

HMRC repaid £50.35 million to more than 12,500 people who had been overtaxed when making flexible pension withdrawals between April and June 2026. The average refund was nearly £4,000, with repayments processed through P55, P53Z and P50Z forms. Quilter retirement specialist Adam Cole said emergency tax errors leave retirees temporarily out of pocket and argued that the system should be faster or avoided. The figures come amid wider financial pressure on pensioners and debate over the personal tax allowance and state pension triple lock.

Birmingham Live ·Aug 2026

Universal Credit rule change under Andy Burnham worth £495 for households

From September 2026, children in full-time education in England will qualify for free school meals if their household receives any amount of Universal Credit, removing the previous £7,400 income cap. The benefit could save families up to £495 per child each year, although eligible households will still need to apply. The Department for Education expects more than half a million additional pupils to qualify and says the expansion will provide financial relief while supporting children’s nutrition, health and learning.

Birmingham Live ·Aug 2026

Metro Bank customer loses £14,000 in Claude scam with UK users warned

Metro Bank customer Zoli Rutter had £14,244 taken through a series of unauthorized purchases of Claude credits after fraudsters used the debit card linked to his Anthropic account. Although he rejected an initial transaction alert, further payments were processed before the card was fully blocked. Metro Bank says it has refunded Rutter while pursuing a chargeback from Anthropic. The report also notes Anthropic’s accusation that Alibaba-linked operators used thousands of fraudulent accounts to extract Claude’s capabilities and its call for stronger US safeguards and penalties.

Birmingham Live ·Aug 2026

Millions of workers in danger of settling for a poorer retirement

Millions of workers may face poorer retirements because they struggle to imagine enjoying life after work, according to research commissioned by PensionBee. Travel and hobbies were the most common retirement ambitions, followed by spending time with family and friends and pursuing sport and fitness. PensionBee has launched its Born to Retire campaign to encourage people to think positively about retirement and begin saving and planning earlier.

Birmingham Live ·Aug 2026

HMRC warning for anyone who had kids between 2002 and 2011

HM Revenue and Customs is urging people born between 1 September 2002 and 2 January 2011 to check whether they have an unclaimed Child Trust Fund. The government initially deposited at least £250 into each account, or £500 for some low-income families, and the funds can generally be accessed from age 18. Up to one million of the estimated 6.3 million accounts may be lost or unclaimed. HMRC says people can locate their accounts for free by using the Child Trust Fund search tool on GOV.UK.

Birmingham Live ·Aug 2026

People can get £1,000 HMRC cheque amid Andy Burnham £12,570 personal tax-free allowance decision

Eligible married couples and civil partners may be able to claim up to £1,260 through the Marriage Tax Allowance, including roughly £1,000 in backdated payments for the previous four tax years. The allowance is available where one partner is a basic-rate taxpayer and the other is a non-taxpayer. The £12,570 personal tax-free allowance has been frozen since 2021, but Prime Minister Andy Burnham said there is no commitment to change it before the Budget, where the issue may be reviewed.

Birmingham Live ·Aug 2026

Parents urged to check little-known HMRC rule before saving for children

Parents are advised to check whether their child already has a Child Trust Fund before opening a Junior ISA. HMRC rules prohibit a child from holding both accounts, so any Junior ISA opened alongside an existing Child Trust Fund must be closed, potentially requiring investments to be sold or cash to be moved into a non-ISA account. The warning affects millions of children whose automatically created or forgotten Child Trust Funds may still exist, although HMRC says interest transferred to a normal savings account would generally not be expected to incur tax.

Birmingham Live ·Aug 2026

HMRC inheritance tax warning as hundreds of £1m estates declared intestate

HMRC data shows that 781 estates worth more than £1 million were left without valid wills in 2025, compared with 332 in 2023. The total number of estates declared intestate also rose from about 29,000 to more than 43,000. Legal and financial experts attribute the increase to higher property and asset values, frozen inheritance tax thresholds, reluctance to make wills and a lack of understanding among people with international assets. They warn that delays in settling inheritance tax can lead to additional interest, professional fees and financing costs, while the Ministry of Justice urges people to make wills to protect their families and ensure their wishes are followed.

Birmingham Live ·Aug 2026

DWP Confirms Payment Dates for Five Groups of State Pensioners in August

The Department for Work and Pensions has confirmed that State Pension and other benefit payments normally due on Monday, August 31, 2026, will generally be paid on Friday, August 28, because of the summer bank holiday in England, Wales and Northern Ireland. Payment dates are determined by the final two digits of a National Insurance number: 00–19 for Monday, 20–39 for Tuesday, 40–59 for Wednesday, 60–79 for Thursday and 80–99 for Friday. The change is an earlier payment rather than additional money, and recipients generally do not need to make a separate request. The full new State Pension is £241.30 per week in the 2026/27 tax year, while the full basic State Pension is £184.90.

Birmingham Live ·Aug 2026

State pensioners face DWP access rule change under Andy Burnham

The full new UK State Pension pays £241.30 a week, or about £12,550 annually, and increased by 4.8% in April 2026 under the triple lock. The State Pension age is rising from 66 to 67 between 2026 and 2028, with a phased timetable based on date of birth. People born between 6 April 1960 and 5 March 1961 will reach pension age between 66 years and one month and 66 years and 11 months, while those born from 6 March 1961 through 5 April 1977 will reach it at 67.

Birmingham Live ·Aug 2026

Andy Burnham and Pat McFadden £965 payments for state pensioners in August

The full new State Pension has risen to £241.30 per week after a 4.8% increase under the triple lock, equating to roughly £965 over a typical four-week payment period. The increase was announced by Pat McFadden and is presented as consistent with the Labour government’s commitment to the triple lock under Prime Minister Andy Burnham. The basic State Pension remains lower and applies to people who reached State Pension age before the newer system was introduced. Payments are generally made every four weeks, with dates determined by the recipient’s National Insurance number and possible adjustments for bank holidays.

Birmingham Live ·Aug 2026

State pensioners on one DWP benefit handed £86 extra a week

State Pension-age residents with low incomes may qualify for Pension Credit, which can provide additional support for living costs. Those receiving certain severe-disability benefits may receive an extra £86.05 per week, while eligible carers may receive an additional £48.15. Pension Credit is separate from the State Pension and may be available even to people with savings, other income or home ownership.

Birmingham Live ·Aug 2026

DWP state pension rule change could cost people £20,363

The State Pension age is rising from 66 to 67 under the Pensions Act 2014, with the increase being phased in for people born between April 1960 and March 1961. The age is currently expected to rise to 68 between 2044 and 2046, but reports suggest the change could be brought forward. Fidelity estimates that a one-year delay could cost people currently aged 49 as much as £20,363, while arguing that the growing cost of pensions will place greater pressure on taxpayers. The Centre for Ageing Better warns that an earlier increase could significantly worsen poverty among older people, citing the effects of the previous rise in pension age.

Birmingham Live ·Aug 2026

Brits fined £500 after putting litter in rubbish bag next to full bin

People in Britain are reporting £500 littering fines after placing rubbish in bags beside overflowing public bins, including one person fined at London Waterloo despite offering to remove the discarded cup. The penalty is reduced to £325 if paid within 14 days; failure to pay can lead to prosecution and fines of up to £2,500. The account has prompted criticism of enforcement practices, particularly where bins are already full.

Birmingham Live ·Aug 2026

People born before 1961 can get a £3,600 boost—and not from DWP

Annuity rates for people aged over 60 have risen, with the average annual payout on a £50,000 pension pot for a 65-year-old increasing from £3,547 to £3,653 since March. The rise is linked to higher long-term gilt yields and volatility in financial markets, partly driven by Middle East conflict and wider political uncertainty. Annuities provide guaranteed lifetime income but cannot generally be changed or cashed in after purchase, so advisers recommend balancing secure income for essential expenses with flexible pension drawdown rather than committing all retirement savings.

Birmingham Live ·Aug 2026

DWP confirms full list of tax-free payments for state pensioners under Andy Burnham

The Treasury has confirmed that people whose only income is the basic or new State Pension generally pay no income tax because it remains below the £12,570 personal allowance. State Pension payments are made by the DWP without tax deducted, while total income from private pensions, employment, self-employment and taxable benefits is considered through PAYE or other tax arrangements. The article lists benefits that are generally tax-free, including Attendance Allowance, Pension Credit, Personal Independence Payment, Universal Credit, Winter Fuel Payments and the Christmas Bonus.

Birmingham Live ·Aug 2026

State pensioners risk HMRC letter on doormat despite Andy Burnham promise

State pensioners could face tax-related correspondence from HMRC if small amounts of savings or private pension income push them above the £12,570 Personal Allowance. The full new or basic State Pension is roughly £12,547 a year, and the Treasury says people receiving only that pension will remain exempt from income tax. However, Independent Age warns that retirees with lower state pensions plus small private pensions may be drawn into the tax system, creating unequal outcomes. Pension income is generally taxable above the allowance even when tax is not deducted at source.

Birmingham Live ·Aug 2026

State pensioners born before 1961 can get £9,000 on top of DWP state pension

Standard Life’s annuity tracker reports that rates have reached 7.75%, their highest level since August 2008. For a healthy 65-year-old, the increase could provide an additional £7,000 to £9,000 in lifetime income, while a £100,000 pension pot could generate up to £7,510 annually. The article contrasts annuities, which offer guaranteed income, with investment drawdown, which provides greater flexibility but less certainty, and advises people approaching retirement to review their options and consider guidance.

Birmingham Live ·Aug 2026

Warning for drivers over RingGo scam doing the rounds catching them out

Drivers are being targeted by fraudulent text messages impersonating RingGo and falsely claiming that parking charges remain unpaid. The messages link to counterfeit websites designed to steal login and card details, while replying can make the link active in iMessage. Experts say parking services are attractive targets because the claims seem plausible and involve relatively small sums. Drivers should verify charges through the official RingGo app or myRingGo.co.uk and report suspicious texts to the National Cyber Security Centre via 7726.

Birmingham Live ·Aug 2026

Warning for Booking.com customers who are staying with host not hotel

Booking.com customers may contract directly with accommodation hosts rather than with Booking.com, potentially making refunds and complaints more difficult. Two customers described unsafe or unsuitable stays that forced them to find alternative accommodation, while consumer campaigner Martyn James warned about legal grey areas, private-apartment scams and bank-transfer payments. Booking.com said it can assist with relocations and disputes but is generally bound by the property’s refund policies.

Birmingham Live ·Aug 2026

HMRC letters being sent out to workers worth £689 on average

HM Revenue and Customs is sending P800 tax calculation letters to workers and pensioners who pay tax through PAYE. The letters explain whether tax has been overpaid or underpaid and how to claim a refund or settle an amount owed. A Canada Life survey found that 31% of adults had been on the wrong tax code, with average overpayments of £689. Martin Lewis advises people to check their tax codes because errors can lead either to missed refunds or unexpected tax bills. The article also explains the meanings of common tax-code prefixes.

Birmingham Live ·Aug 2026

Three-minute check could boost people's pensions by £9,470

Research from Pensions UK indicates that nearly 3.3 million lost pension pots contain an average of £9,470 each, while pots belonging to people aged 55 to 75 average £13,620. Savers are advised to list former employers, check old paperwork and employment records, update contact details, and use the Government’s free Pension Tracing Service. Finding a pot does not provide immediate cash access, but it enables people to monitor investments and factor the savings into retirement planning.

Birmingham Live ·Aug 2026

HMRC change for company car drivers from September 1 under Andy Burnham

HMRC is expected to announce updated advisory fuel rates before they take effect on September 1, 2026, potentially changing how company-car drivers are reimbursed for business mileage or charged for private fuel. The rates are administered by HMRC and HM Treasury under Prime Minister Andy Burnham and Chancellor John Healey, although the changes are not presented as a direct government policy. Drivers are advised to check employer mileage policies, use the correct rates, and keep accurate mileage records. Further updates are scheduled for December 2026, March 2027 and June 2027.

Birmingham Live ·Aug 2026

HMRC £60,000 allowance with tens of thousands of pensioners at risk of breaching it

HMRC data shows that 30,440 pension savers exceeded the annual pension allowance in the 2024/25 tax year, a 22% increase from the previous year, despite the allowance having risen from £40,000 to £60,000. Experts attribute the increase partly to frozen tax thresholds and warn that savers can breach the allowance through bonuses, benefits or defined-benefit pension growth. Evelyn Partners advises checking pension input figures, total income and unused allowances from the previous three tax years before the tax year ends.

Birmingham Live ·Aug 2026

Santander Customers Handed £250 in 'Outstanding' Move

Santander has increased rates across its mortgage range, including a 10-year fixed-rate mortgage at 5.74% for borrowers with a 10% deposit. The deal includes £250 cashback and a free valuation, partly offsetting its £999 fee, and is rated an Outstanding Moneyfacts Best Buy for borrowers seeking long-term stability. The article also highlights Atom Bank’s 5% five-year fixed saver and Oxbury Bank’s flexible 4.22% easy-access account as leading savings products.

Birmingham Live ·Aug 2026

People aged 55 to 75 urged to check for £13,620 pension boost

People aged 55 to 75 are being encouraged to search for lost workplace pension pots, which average £13,620 in that age group. Across the UK, lost pension pots average £9,470, and their total value rose by nearly £12 billion, or 60%, between 2018 and 2024. The Pensions Policy Institute is conducting a new 2026 survey, with findings due in October. Savers are advised to use free tracing tools, review old employment records and update provider contact details, while avoiding recovery services that demand upfront fees.

Birmingham Live ·Aug 2026

Needless HMRC inheritance bill for 6,000 households after mistake

HMRC data shows that 6,990 estates paying inheritance tax in 2023/24 contained life-insurance policies worth a combined £852 million. Policies not written into trust can become part of the deceased’s estate and face the standard 40% inheritance-tax charge, potentially creating avoidable costs and probate delays. The figures come as 30,400 estates paid inheritance tax, generating a record £7.03 billion in liabilities. Estate-planning expert Ian Dyall urged families to seek advice when purchasing life cover, citing research that more than 77% of single-life term policies are not placed in trust.

Birmingham Live ·Aug 2026

Barclays issues warning over 'harmful' scam threatening customers

Barclays has warned customers about mobile malware disguised as legitimate apps such as PDF readers or file managers. Criminals can later use fake updates and accessibility permissions to control devices, intercept banking-app logins and steal information. Customers are advised to avoid unfamiliar app links, install security updates, use two-factor authentication and antivirus software, monitor accounts if a device behaves unusually, and independently verify unexpected calls from the bank.

Birmingham Live ·Aug 2026

DWP Confirms State Pension Age Rise in August for People Born in These Years

The state pension age is being increased from 66 to 67 between 2026 and 2028 under the Pensions Act 2014. For people born between 6 April 1960 and 5 April 1961, the increase is phased in monthly, with eligibility ages ranging from 66 years and one month to 66 years and 11 months. Individuals can check their exact state pension age through the GOV.UK online service.

Birmingham Live ·Aug 2026

Santander £100 Alert for Parents with Children Going Back to School in September

Santander is contacting customers ahead of the September school return to promote life insurance policies. Eligible customers can receive £100 cashback, while Santander mortgage holders, Select customers and Santander Edge current-account holders can receive £150. Cashback is paid 280 days after the policy begins if it has not been cancelled. The article explains that life insurance can provide a lump sum after death or, in some cases, critical illness, with premiums depending on the chosen cover and the customer’s circumstances.

Birmingham Live ·Aug 2026

£9,855 DWP Basic State Pension Payments Under Andy Burnham and John Healey

The UK government’s commitment to maintaining the state pension triple lock is expected to increase the full basic State Pension by at least 2.5%, taking annual payments to approximately £9,855 and adding around £240 per year. The current full basic State Pension is £184.90 per week, although entitlement depends on an individual’s National Insurance record. Andy Burnham has defended continuing the policy, while Chancellor John Healey has emphasized fiscal discipline, adherence to tax and spending rules, and efforts to use public and private investment to help reduce household costs.

Birmingham Live ·Aug 2026

Andy Burnham fuel duty plan slammed with calls to make change

Andy Burnham and Chancellor John Healey are facing calls to extend or increase relief on fuel duty after the current 5p cut was extended only until the end of 2026. FairFuelUK founder Howard Cox argues that the government is failing motorists and businesses and risks worsening inflation and economic recovery. Rachel Reeves and Keir Starmer previously defended the temporary cut as protection against higher fuel prices linked to global events, including the war in Iran.

Birmingham Live ·Aug 2026

Net zero 'will cost households an extra £1,400 a year by 2030'

A Prosperity Institute report claims that net-zero plans could cost UK households an additional £1,400 annually by 2030, with taxpayers facing about £40 billion in costs from renewable-energy subsidies and electricity-grid upgrades. The think tank argues that rising subsidies and grid-integration expenses are unsustainable and could cause serious economic damage, urging Andy Burnham to prioritize affordability and security of supply. The Climate Change Committee disputes the scale of the estimate, projecting that reaching net zero will cost about £4 billion per year and ultimately less than a major oil-price shock.

Birmingham Live ·Aug 2026

New DWP Universal Credit rule for self-employed proposed under Andy Burnham

A think tank has urged the Department for Work and Pensions and Labour leader Andy Burnham to change the Universal Credit Minimum Income Floor for self-employed claimants. The proposal would calculate the floor using a rolling average of earnings over the previous 12 months after the start-up period, helping workers with volatile incomes avoid reduced payments in months when earnings temporarily fall below the threshold. Claimants whose annual average remains below the floor would continue to have it applied, while higher-earning months would be treated differently under the proposed system.

Birmingham Live ·Aug 2026

New paternity pay rule for workers under Andy Burnham put forward

Bright Blue has urged Andy Burnham to introduce a Paternity Allowance for self-employed fathers, paying £194.32 per week for two weeks, and to auto-enrol self-employed workers into pensions through Making Tax Digital. The proposals are based on research indicating widespread insecurity among the self-employed, including gaps in work, savings, retirement provision, insurance and access to sick pay. Bright Blue argues that current government support does not fairly compensate for the risks of self-employment.

Birmingham Live ·Aug 2026

New maternity pay rule under Andy Burnham on table for workers

Bright Blue is urging Prime Minister Andy Burnham to strengthen maternity and wider social protections for self-employed workers. Its proposals include increasing Maternity Allowance to 90% of earnings for the first six weeks, allowing maternity weeks to count toward Shared Parental Pay eligibility, introducing Unemployment Insurance worth £138 a week for up to six months, and providing Medical Suspension Pay for up to 26 weeks. To fund the measures, Bright Blue proposes gradually equalising National Insurance treatment for self-employed people and employees, including abolishing employers’ National Insurance, merging contribution classes and adjusting Income Tax.

Birmingham Live ·Aug 2026

New sick pay rule proposed under Andy Burnham with £475 a month

Bright Blue has urged Andy Burnham to require self-employed workers to join a private or state-backed income protection scheme paying at least £475 a month for accident and sickness. The think tank also proposes equalising National Insurance treatment between self-employed people and employees by abolishing employers’ National Insurance, merging Class 1 and Class 4 contributions, and raising income tax to maintain fiscal neutrality. It argues that self-employed people would gain stronger protections while employees would pay no more and could pay less overall. Bright Blue policy head Bartek Staniszewski and minister Polly Billington backed the case for improved employment rights, financial security and tailored support for freelancers.

Birmingham Live ·Aug 2026

Andy Burnham urged to raise the higher tax rate to 42% for workers earning £50,270 to £125,140

The Bright Blue think tank has proposed that Andy Burnham support raising the UK higher income-tax rate to 42% for employees earning between £50,270 and £125,140. The proposal is part of a revenue-neutral plan to reduce disparities between employed and self-employed workers by shifting taxation from National Insurance toward income tax, while potentially extending parental leave, sick pay and an equivalent allowance to the self-employed. Bright Blue says the changes could lower employees’ overall tax burden while increasing contributions from the self-employed, and notes that similar reforms have been advocated by economists and several policy organisations.

Birmingham Live ·Aug 2026

John Healey new inheritance tax rules from April 2027 with one asset exempt

From April 2027, unused pension pots are due to be included in an individual’s estate for inheritance-tax purposes. Families may lose access to loss-on-sale relief if pension assets fall in value after death, unlike other assets covered by the relief. Tax and wealth-management experts from AJ Bell, Quilter and Rathbones warn that the approach could create higher tax bills, additional interest, reduced flexibility and a complex two-tier system for bereaved families.

Birmingham Live ·Aug 2026

DWP to Take People Off Benefits but Offer Them Three Things Instead

The Department for Work and Pensions is preparing to implement Alan Milburn’s recommendations for addressing the NEET crisis among young people aged 16 to 24. Plans include instructing schools to identify children at risk of becoming NEETs from primary school onward. Milburn said that any restrictions on benefits for young people must be accompanied by improved education, health support and employment assistance. His interim report identified poverty, mental health problems and experience in care as key risk factors, while noting disparities between higher education and further education funding. Nearly one million young people are currently outside education, employment or training.

Birmingham Live ·Aug 2026

Council house rule change proposed for 230,000 households

The Conservative Party has proposed making foreign nationals ineligible for social housing if it wins the next UK general election, a change it says could free nearly 230,000 homes for British families. Kemi Badenoch and Helen Whately argue that access to council housing should depend on citizenship-related status, work, tax contributions and integration. Reform UK says the Conservatives are copying its policy and not going far enough. Labour calls the plan unworkable, arguing that many affected people would be refugees or long-term UK residents, including NHS staff, and warning that it could increase homelessness and temporary-accommodation costs.

Birmingham Live ·Aug 2026

HMRC plan for self-employed workers earning £50,000 to pay £811 a month

HMRC is consulting on reforms that would require self-employed taxpayers to make monthly or quarterly in-year Income Tax Self Assessment payments from April 2029. A self-employed worker earning £50,000 could face payments totalling £19,464 over 14 months, including two £4,866 payments for the previous tax year and £811 monthly instalments. Ashleigh Wood of DSA Prospect warned that bringing tax payments forward could strain businesses’ cash flow, while HMRC said the reforms would not increase the overall tax owed and could reduce unexpected lump-sum bills.

Birmingham Live ·Aug 2026

Andy Burnham DWP cuts update as first recommendations emerge

Alan Milburn has recommended that schools identify pupils most at risk of becoming NEETs between the ages of 16 and 24, with responsibility assigned for providing support. He warned that any benefit reductions affecting young people should be accompanied by stronger education, health and employment assistance. The proposals come as Prime Minister Andy Burnham seeks to reduce the DWP benefits bill, while Labour figures argue that addressing youth worklessness is necessary both socially and financially. Mind criticized the failure of institutions to effectively reach vulnerable young people, and ThinkLabour said Labour members may be more receptive to welfare reform than expected.

Birmingham Live ·Aug 2026

Andy Burnham government considering new rule for all drivers over 85

The UK government is considering mandatory eyesight tests for drivers aged over 70, with possible testing at more frequent intervals as motorists reach ages such as 75, 80 and 85. The proposal forms part of a national Road Safety Strategy and could involve opticians, the NHS, private providers or trained non-healthcare personnel administering tests. Evidence of test results might be required at each licence renewal. The consultation ended in May, with an update expected by mid-August, after which Andy Burnham could be involved in decisions on the policy.

Birmingham Live ·Aug 2026

DWP Universal Credit and PIP crackdown begins with arrests made

Two people were arrested in London during a Department for Work and Pensions and Metropolitan Police investigation into an alleged £200,000 benefits scam involving false Universal Credit and Personal Independence Payment claims. Investigators accuse the suspects of creating fictitious companies to launder money and conceal income and assets; luxury items including designer bags were reportedly found. The arrests form part of the government’s wider effort to recover £14.6 billion over five years from fraud, error and debt, supported by new powers under the PAFER Act.

Birmingham Live ·Aug 2026

Andy Burnham HMRC basic, higher, additional tax rates update with new bands proposed

Bright Blue has urged the Labour government to raise the UK basic income-tax rate from 20% to 31%, the higher rate from 40% to 48%, and the additional rate from 45% to 52%. HM Treasury declined to comment on the proposals ahead of Chancellor John Healey’s Autumn Budget, saying tax decisions would be announced at fiscal events. Fairness Foundation chief executive Will Snell separately argued that a proposed 2% global minimum tax on wealth above $100 million could address gaps that allow the wealthiest people to pay little effective income tax.

Birmingham Live ·Aug 2026

More DWP PIP and DLA changes confirmed to start from September 1

Changes to the Motability Scheme for disability benefit recipients are due to take effect in Scotland on September 1, following their introduction in England. The rules set mileage limits, tyre replacement allowances, excess-mileage charges and fees for taking vehicles abroad, with different terms for three- and five-year leases. Liberal Democrat representatives David Green and Jamie Stone warn that the changes could impose unfair costs on disabled people in the Scottish Highlands, where long-distance travel to healthcare, work and essential services is often unavoidable. PIP and DLA are being replaced for new Scottish claimants by Adult Disability Payment, with existing awards continuing to transfer from the DWP to Social Security Scotland.

Birmingham Live ·Aug 2026

Andy Burnham told to introduce new 13p tax rate for people earning under £12,570

The right-leaning think tank Bright Blue has proposed a new 13% income-tax band for earnings between £5,000 and £12,570, below the current personal allowance threshold. The proposal would affect people who currently pay no income tax, while existing basic, higher and additional rates remain unchanged. It follows reports that HMRC could require self-employed workers and landlords to pay tax monthly on income not yet received. The Treasury declined to comment on speculation, saying tax decisions will be announced by the Chancellor at fiscal events.

Birmingham Live ·Aug 2026

40% tax rate hike to 48% proposed for workers earning over £50,270 under Andy Burnham

The Bright Blue think tank has urged Andy Burnham’s Labour government to raise income-tax rates, including increasing the 40% higher rate to 48% for earnings between £50,271 and £125,140. The proposal is linked to funding workplace benefits for self-employed workers, which Bright Blue argues could undermine entrepreneurship. The article outlines current UK tax bands and also reports speculation that HMRC could require self-employed workers and landlords to pay tax monthly on income not yet received. HM Treasury says tax decisions will be announced by the Chancellor at fiscal events and declines to comment on proposals or speculation.

Birmingham Live ·Aug 2026

New 31% basic tax rate proposed for people earning less than £50,270 under Andy Burnham

The Bright Blue think tank has urged the UK government to abolish employer National Insurance and raise all income tax rates, including increasing the basic rate from 20% to about 31% for people earning under £50,270 and the top rate to 52%. The proposals also come amid concerns about effective marginal tax rates and possible monthly tax demands on self-employed workers and landlords. Conservative Party chairman Kevin Hollinrake opposed higher taxes on entrepreneurs, while HM Treasury declined to comment on speculation and said tax decisions would be announced at fiscal events.

Birmingham Live ·Aug 2026

Andy Burnham told to increase 45% additional tax rate to 52%

Bright Blue has proposed raising the UK’s additional income tax rate from 45% to 52%, increasing the basic rate to about 31% and the higher rate to nearly 48%, while scrapping employer National Insurance and introducing a 13% band for lower earners. The proposals have drawn criticism from Conservative chairman Kevin Hollinrake, who warned that higher taxes could weaken entrepreneurship, while Labour MP Polly Billington highlighted the insecurity faced by freelancers and self-employed workers. The report also notes that HMRC could require self-employed people and landlords to pay tax monthly on income not yet received. The Treasury declined to comment on speculation, saying tax decisions would be announced at fiscal events.

Birmingham Live ·Aug 2026

HMRC could punish you over your tax affairs dating back to 2007 in change

HMRC is consulting on changes that would require taxpayers to correct inaccuracies in tax returns and other documents once they become aware of them. The proposal would introduce Customer Correction Notices, requiring taxpayers to correct an error or explain why no correction is necessary. Existing assessment time limits range from four years for reasonable care to as many as 20 years for deliberate errors, and the consultation could lead to rules taking effect in 2027. Tax adviser Fiona Fernie warns that the changes could create disputes over errors found in records dating back two decades.

Birmingham Live ·Aug 2026

DWP PIP reassessments get tougher but are in line to be scrapped for some

DWP statistics show that PIP award rates for new claims and the number of claims being processed have fallen compared with the previous year. The figures come as the Timms Review concludes that the current PIP system is not fit for purpose and requires major reform. The MS Society is calling for unnecessary reassessments to be scrapped, particularly for people with fluctuating or invisible conditions such as multiple sclerosis, while urging the government to continue involving disabled people in designing the system.

Birmingham Live ·Aug 2026

Andy Burnham Told to Start Means-Testing the State Pension for Well-Off Older People

The Intergenerational Foundation is urging Andy Burnham and the government to explore means-testing the UK State Pension for wealthier retirees. It argues that pensioner incomes are highly unequal, with the State Pension making up only 34% of income for the richest fifth but 94% for the poorest fifth. The foundation says targeting benefits could improve fairness between and within generations, preserve spending sustainability, and free resources for poorer pensioners. Burnham’s wider commitments on public control, housing and the cost of living are also noted.

Birmingham Live ·Aug 2026

Octopus Energy makes major announcement regarding 15 million meters

Octopus Energy says it added more than 500,000 customers in the first half of 2026, bringing its total to almost 15 million meter points and approximately 26% of Britain’s home energy market. Led by Greg Jackson, the company also reports 11 million households globally, a £8.5 billion renewables portfolio and businesses spanning electric vehicle leasing, heat pumps and solar. Jackson attributed the growth to customer trust, fair prices, service and technology aimed at reducing energy bills.

Birmingham Live ·Aug 2026

Households rush to buy life insurance ahead of rule change under Andy Burnham and John Healey

Demand for life insurance is rising as households and small-business owners seek to protect against potential inheritance tax liabilities. From April 2027, unused pension funds and death benefits are expected to be included in estate valuations, potentially pushing more families over tax thresholds. Royal London reported a 5% increase in new pension sales to £4.7 billion and said advisers were recommending life insurance to cover possible tax bills. Royal London, Standard Life, Hargreaves Lansdown and AJ Bell are urging the government to clarify whether tax-free cash entitlements will change, warning that prolonged uncertainty could lead customers to make regrettable financial decisions.

Birmingham Live ·Aug 2026

WASPI 'Fair Settlement' Update Under Andy Burnham After £2,950 Payouts Demand

WASPI is urging Prime Minister Andy Burnham to meet campaigners and establish a fair compensation settlement for women affected by changes to the state pension age. The Parliamentary and Health Service Ombudsman previously indicated that payments of £1,000 to £2,950 could be appropriate after finding that women were mistreated in how the changes were communicated. The government has rejected a broad scheme, arguing that most affected women received information through public campaigns and that assessing individual harm across millions of people would be impractical.

Birmingham Live ·Aug 2026

Andy Burnham government considering speed limit change across roads in England

The UK government is considering changes to speed-limit policy across England as it prepares to report on consultations conducted between January and May. Its road safety strategy proposes updated guidance for setting local speed limits and using speed and red-light cameras, while retaining responsibility for local authorities and National Highways. Andy Burnham is described as the prime minister who will oversee decisions on the strategy, with an update expected in mid-August. The government also says integrated settlements will give local leaders greater flexibility over more than £6 billion in consolidated transport funding.

Birmingham Live ·Aug 2026

DWP Sick Note Rule Updated for Universal Credit and ESA Claimants

The Department for Work and Pensions has clarified when Universal Credit claimants must obtain and report fit notes after a Work Capability Assessment. People can self-certify for the first seven days of illness, but need a fit note when a condition limits their ability to work for longer. Claimants awarded limited capability for work or limited capability for work and work-related activity generally do not need further fit notes, while those found fit for work only need a new note if their condition worsens or a new condition develops. The guidance also applies to Employment and Support Allowance claimants transferred to Universal Credit without a break.

Birmingham Live ·Aug 2026

John Healey: New Rules for Unused Pensions from April 2027

From 6 April 2027, most unused pension funds and pension death benefits are expected to be included in a deceased person’s estate for Inheritance Tax purposes. HMRC is developing guidance and communications ahead of implementation. Pensions specialist Martin Haggart warns that personal representatives will face additional responsibilities, including identifying pension assets, reviewing death-benefit nominations and considering whether professional advice or pension consolidation is appropriate.

Birmingham Live ·Aug 2026

Plan to End National Insurance Exemption for State Pensioners Under Andy Burnham Put Forward

The Intergenerational Foundation is urging Andy Burnham’s Labour government and Chancellor John Healey to end the National Insurance exemption for people who continue working after reaching State Pension age. It argues that the exemption is increasingly difficult to justify because more older people are working and many have substantial pension or asset wealth. The article also explains the current rules, including when employed and self-employed workers stop paying National Insurance and how HMRC can provide proof of exemption.

Birmingham Live ·Aug 2026

Octopus Energy confirms £227 off bills for households with one appliance

Octopus Energy reported a record month for heat-pump sales in July, with sales more than 70% higher year on year and demand for Boiler Upgrade Scheme grants up nearly 20%. Customers using Octopus’s Cosy tariff save an average of £227 a year compared with gas-boiler households, while 94% of the company’s heat pumps are said to be cheaper to run. Installation costs average £3,000 for replacing an oil boiler and £4,000 for replacing a gas boiler. Following an increase in government support for oil-boiler replacements, switches from oil and LPG systems have nearly tripled. Ofgem grants supported 31,104 low-carbon heating installations last year.

Birmingham Live ·Aug 2026

2p per mile confirmed for 500,000 households with driveways

Octopus Energy says 500,000 customers have switched from petrol or combustion-engine vehicles to electric vehicles and use its Intelligent Octopus Go tariff. By charging at home overnight when electricity is cheaper, the average EV driver reportedly pays about 2p per mile and saves more than £850 annually compared with a similar petrol car. The report cites Cornwall Insight research estimating that Octopus serves 59% of Britain’s EV tariff customers, while petrol prices have risen to around £1.60 per litre.

Birmingham Live ·Aug 2026

Andy Burnham and John Healey given three options to change state and private pensions

Andy Burnham and Chancellor John Healey are considering potential reforms to state and private pensions ahead of the October 28 Autumn Budget. Pension policy expert Mark Pemberthy says the government is likely to prioritize reforms already in development, including value-for-money measures, consolidation of small pension pots and improved retirement-income support. Longer-term choices include raising taxes to support an ageing population, increasing contributions from individuals and employers, or raising the retirement age. Pension tax relief, estimated to have cost £53 billion in 2023–24, could also face scrutiny as the government seeks funding for new initiatives, although major changes may await an independent pension commission’s final recommendations.

Birmingham Live ·Aug 2026

Andy Burnham considering six changes for drivers over 70 and younger motorists

The UK government is considering six changes to driving rules, primarily affecting motorists aged 70 and over and potentially younger drivers. Proposals include mandatory eyesight tests at licence renewal, possible testing from a younger age, more frequent checks as drivers get older, use of NHS or bespoke vision assessments, testing through opticians or other providers, and direct reporting of results to the DVLA. The consultation ran from January to May, and Andy Burnham is expected to consider the feedback before decisions are made. The stated goal is to reduce deaths and injuries while preserving older people’s independence, mobility and social connections.

Birmingham Live ·Aug 2026

Andy Burnham given 'time' to look at state pension rule before October announcement

Andy Burnham has been given time to review how state pensioners could be protected from income-tax bills before the UK government’s Autumn Budget on 28 October. The issue is that the state pension may rise above HMRC’s £12,570 personal-allowance threshold in April 2027, potentially affecting millions of pensioners. Options include increasing or unfreezing the personal allowance, which could cost tens of billions, while experts warn that repeated triple-lock increases may deepen the tax problem and intensify political pressure on the policy.

Birmingham Live ·Aug 2026

DWP gives update as pensions change 'accelerates' with Andy Burnham in charge

DWP data shows that the number of people accessing private pensions for the first time through lump sums or other defined contribution products increased from 280,000 in 2016/17 to 410,000 in 2025/26. Financial adviser Samuel Mather-Holgate says the UK is entering an era of “pension inadequacy” as workers move from guaranteed defined benefit pensions to retirement savings pots exposed to market performance. He argues that auto-enrolment should be only the starting point for retirement planning and warns that the State Pension alone will be insufficient for most people. The shift is discussed alongside Andy Burnham’s Labour government, which has promised to retain the triple lock and introduced measures aimed at reducing cost-of-living pressures.

Birmingham Live ·Aug 2026

Andy Burnham tax change plan could mean £190 cut for people in £300,000 homes

The UK Government is weighing a new property levy supported by more than 100 Labour MPs as a possible reform of the council tax system, although it would not replace council tax and stamp duty as previously suggested. Supporters argue that the current system is unfair to northern households; Jonathan Brash says 70% of North East households could be better off. A typical three-bedroom home in suburban Manchester valued at £335,000 could save £190 a year. Andy Burnham has long backed a Land Value Tax, while Knight Frank's Tom Bill warns that annual property revaluations could discourage moving, reduce rental housing supply and increase rents, despite potentially improving economic mobility and providing more stable tax revenue.

Birmingham Live ·Aug 2026

Andy Burnham government considering tax change which could mean £2,388 rise for £900,000 homes

A proposed property levy that could replace council tax and stamp duty remains under consideration despite Andy Burnham ruling it out. Supporters argue that reforming council tax, which is based on outdated 1991 property valuations, would benefit many households in northern England. However, a £900,000 suburban London home could face an estimated £2,388 annual increase, while lower-income homeowners in expensive areas and renters could also be affected. Property experts warn that uncertain valuations could complicate council funding and that poorly designed reforms could harm housing-market activity.

Birmingham Live ·Aug 2026

HMRC Could Abolish Personal Allowance Taper for People Earning Over £100,000

Restore leader Rupert Lowe has proposed abolishing the taper that reduces the £12,570 personal income tax allowance for people earning more than £100,000. Under current HMRC rules, the allowance falls by £1 for every £2 earned above that threshold, creating an effective 60% marginal tax rate between £100,000 and £125,140. Lowe also supports scrapping the state pension triple lock, arguing that wealth should be transferred from older to younger generations. He has separately urged Reform UK leader Nigel Farage to set aside past disagreements and cooperate on what he describes as serious policy and government reform.

Birmingham Live ·Aug 2026

HMRC personal tax-free allowance increase to £16,000 plan put forward

Restore leader Rupert Lowe has proposed raising the UK personal tax-free allowance from £12,570 to £16,000 if his party wins the next general election, arguing that the threshold would have reached that level had it kept pace with inflation since being frozen in 2021. Institute of Economic Affairs fellow Julian Jessop welcomed tax reductions in principle but warned that the broad package could worsen public finances, preferring targeted cuts to levies such as stamp duty and payroll taxes. The proposal comes amid efforts by Lowe and Nigel Farage to attract support on the right of British politics, while Reform UK spokesperson Zia Yusuf rejected coalition government and Farage called for a broader electoral coalition.

Birmingham Live ·Aug 2026

HMRC higher-rate tax band increase from £50,271 to £100,000 plan on table

Restore Britain leader Rupert Lowe has proposed raising the UK higher-rate income-tax threshold from £50,271 to £100,000, while widening the basic-rate band. He argues that lower taxes would revive the economy and attract wealthy Britons back to the country. The proposal forms part of broader conditions Lowe has set for cooperation with Nigel Farage, including mass deportations, tighter legal migration rules, restrictions on religious and legal practices, welfare cuts and a referendum on the death penalty. Hope not Hate research director Joe Mulhall says the conditions may help Lowe appeal to his base but could undermine Farage’s efforts to attract centre-right voters.

Birmingham Live ·Aug 2026

Outrage as a 99 ice cream with a Flake hits £7 as households are warned

A 99 ice cream with a Flake has reportedly reached £7 at a vendor outside the British Museum, while the average price is £2.65 and seaside prices vary widely. An Aldi-commissioned survey found that British parents expect to spend about £50 per child on ice cream during the six-week summer holidays. Industry representatives attributed the increases to higher dairy, ingredient, fuel, diesel and electricity costs, while Zable said location and limited competition also drive prices. The report additionally notes that milk and chocolate are among foods significantly affected by climate change.

Birmingham Live ·Aug 2026

New bank account rule for people born after 1962 under Andy Burnham and John Healey

From 2027, people under 65—those born after 1962—will face a reduced annual Cash ISA allowance of £12,000, while the combined limit for Stocks and Shares and Innovative Finance ISAs will remain £20,000. People aged 65 and over will retain a £20,000 Cash ISA allowance. The changes, first announced by Rachel Reeves, will be administered by Andy Burnham and John Healey in their stated future roles. Wealth manager Amicus warns that age-based allowances and new tax distinctions could make ISAs more complicated and discourage savers from using their full allowances.

Birmingham Live ·Aug 2026

All DWP Carer's Allowance claimants have until August 18 to fill out form

The Department for Work and Pensions is seeking evidence from Carer's Allowance claimants, organisations and experts on how the benefit could be modernised. Responses are due anonymously by 11:59 p.m. on August 18, 2026, with questions focusing on earnings rules, fluctuating incomes and whether a gradual earnings taper or fixed-period averaging would better support carers.

Birmingham Live ·Aug 2026

Andy Burnham warned April tax change could cost families extra £100

Andy Burnham has been urged to reject an overnight visitor levy that local leaders will be able to introduce from April, with UKHospitality warning it could add up to £100 to family holidays and put 33,000 jobs at risk. The trade body is proposing a centrally funded “Holiday Bonus” for local authorities instead. The warning follows a 20% cut in business rates for pubs, clubs and music venues, which excludes hotels, restaurants and holiday parks; industry representatives say hospitality should be treated as a whole.

Birmingham Live ·Aug 2026

New GCSE exam changes on table under Andy Burnham and Lucy Powell

A review led by Professor Becky Francis has prompted proposals to reform GCSEs in England, including fewer examinations, shorter exam time and reduced content in subjects such as history and science. Education Secretary Lucy Powell has argued that the current curriculum and exam structure restrict schools and said she wants to reassess how well education prepares children for adult life. Andy Burnham has also expressed support for valuing vocational pathways alongside academic qualifications. Conservative shadow education secretary Laura Trott condemned the proposals, warning that they could reduce access to history and languages and weaken educational standards.

Birmingham Live ·Aug 2026

Andy Burnham £12,570 personal tax-free allowance increase for two groups proposed

Andy Burnham has been urged by the Civil Service Pensioners Alliance to raise the £12,570 personal tax-free allowance for state pensioners and low-income households. The group says higher thresholds would prevent more people from being drawn into taxation and support efforts to address the cost-of-living crisis. Analysis from Finder estimates that an inflation-linked increase could save basic-rate taxpayers about £96 a year, higher-rate taxpayers up to £192 before tapering, and benefit around 40 million people. Burnham and Chancellor John Healey are expected to address the issue in the October 28 Budget.

Birmingham Live ·Aug 2026

Andy Burnham and John Healey '£3,074 less' for state pensioners over 74

Under a projected 4.8% increase in 2027, the full new state pension could reach £252.88 a week, or £13,149.88 a year, while the basic state pension could reach about £10,075. The resulting annual gap of roughly £3,074 would affect recipients of the basic pension, generally people who reached state pension age at older thresholds. The Labour government has pledged to retain the Triple Lock during the current Parliament, although the OECD has urged reform because of its pressure on public spending and exposure to fiscal risks. Pensioners can generally qualify for the full state pension with 35 years of contributions, with voluntary payments available to address some gaps.

Birmingham Live ·Aug 2026

Andy Burnham's 'first' plan to cut DWP benefits bill emerges

Andy Burnham is planning reforms intended to reduce the Department for Work and Pensions benefits bill by improving links between schools and employers and helping more young people move into work. The plan follows findings that about 1.012 million young people were classified as not in education, employment or training in early 2026. National Grid has pledged to support 5,000 such young people over five years, an initiative Burnham described as an example of the employer engagement he wants. He also indicated that some welfare support could become conditional on claimants taking available opportunities.

Birmingham Live ·Aug 2026

Andy Burnham: Three New Capital Gains Tax Rates Proposed With Percentage Hike

Labour peer Lord Kinnock has urged Andy Burnham and Chancellor John Healey to introduce three Capital Gains Tax bands at the October 28 Budget, aligning CGT more closely with income tax rates. The proposal could raise rates for higher and additional-rate taxpayers, with the highest increase described as up to 21 percentage points. Former minister Louise Haigh supports the reform as a way to reduce incentives that favor income structured through assets rather than employment. Wealth manager Evelyn Partners warns that rates of 40% or 45% could discourage investment, entrepreneurship and asset disposals, making the UK less competitive. HM Treasury has declined to comment on specific tax proposals ahead of the Budget.

Birmingham Live ·Aug 2026

State pensioners handed bumper £335 with more to come under Andy Burnham

UK state pensioners are receiving about £335 more annually than they would have received if the pension had continued tracking earnings, according to new comparisons with European Union counterparts. Andy Burnham has reiterated his commitment to the Triple Lock. Analysts say UK pensioners benefit from private pension provision, auto-enrolment and higher homeownership, but warn that pension increases alongside a frozen tax-free personal allowance are creating a growing tax trap. Reversing the allowance freeze would be costly, while changing the Triple Lock could generate significant political pressure.

Birmingham Live ·Aug 2026

Andy Burnham and John Healey '£13,149 payments' for state pensioners next year

The full new state pension could rise to £252.88 a week, or £13,149.88 a year, in 2027 if the 4.8% increase applied in the current year were repeated. Andy Burnham is described as retaining the triple lock, with the precise increase due to be confirmed by Chancellor John Healey at the October 28 Budget. YouGov polling found limited support for changing the triple lock, while the public was divided over replacing it with double- or single-lock alternatives. Predictionist noted that repeated annual increases could eventually push the full pension above £20,000 a year.

Birmingham Live ·Aug 2026

Andy Burnham £715 tax rise warning for people who earn £39,000

Andy Burnham’s proposed improvements to social care could require a substantial tax increase, with adviser Brian Monteith estimating that raising the basic income-tax rate from 20% to 23% would cost someone earning £39,000 about £715 a year. Burnham has declined to rule out a levy and argues that better-paid, more capable care workers are essential to creating a national care service. The Institute for Government says reform is needed to address unmet care needs and low wages, but warns that securing sufficient funding will involve difficult political choices.

Birmingham Live ·Aug 2026

Andy Burnham and John Healey bumper £236 a month for state pensioners born after 1951

Forecast wage growth of 4.3% could result in the UK state pension rising next April, with the full weekly rate projected to reach £251 and the basic rate £192. This would create a £236 difference over a four-week payment period. The increase is expected to be determined under the triple lock, which uses the highest of wage growth, inflation or 2.5%. The figures apply only to people receiving the full pension, while those with fewer qualifying National Insurance years will receive less.

Birmingham Live ·Aug 2026

Andy Burnham in line to send state pensioners over age 73 £59 less a week

If the state pension rises by a forecast 4.3% under the triple lock, full-rate pensioners could receive about £251 a week while older pensioners on the basic rate could receive £192, a gap of £59 per week. The article says Andy Burnham has committed to retaining the triple lock despite warnings from the Office for Budget Responsibility, the Resolution Foundation and the Tony Blair Institute that the policy is unfair or fiscally unsustainable. The disparity could amount to more than £3,000 a year.

Birmingham Live ·Aug 2026

DWP Told to Restrict PIP to One Group of Claimants Amid Concern Over Handouts

Politicians have urged the Department for Work and Pensions to restrict Personal Independence Payment to people deemed genuinely in need, amid concern over the rising welfare bill. The calls followed reports that PIP recipients can access discounts on sex toys, luxury holidays, clothing and leisure activities. Reform UK chairman Lee Anderson argued that welfare should not become more attractive than employment, while the National Disability Card scheme defended the discounts as a legitimate way to support disabled people, including those with invisible conditions. The Prime Minister has said eligibility conditions should be tightened and welfare spending reduced, while promising stronger help into work and no crude cuts.

Birmingham Live ·Aug 2026

Andy Burnham and John Healey to Take DWP Payments Back in Full From November

The article reports that Winter Fuel Payments of up to £300 for pensioners earning more than £35,000 are expected to be recovered through the tax system. HMRC would generally collect the money by adjusting recipients’ tax codes, with payments made in the 2025–26 tax year recovered during 2026–27 and payments from later tax years potentially collected together. Eligible recipients are expected to receive letters in October or November, with most payments issued in November or December. HMRC says those filing Self Assessment will repay through their tax returns and provides guidance and a calculator to explain the process.

Birmingham Live ·Aug 2026

Andy Burnham Told to Scrap Charge That Could See 20 Million Cancel Holidays

UKHospitality has urged Prime Minister Andy Burnham to abandon a proposed nationwide overnight visitor levy, warning it could cost 33,000 tourism-sector jobs during a cost-of-living crisis. The TaxPayers’ Alliance estimates that a visitors tax could reduce domestic overnight trips by nearly 19.5 million and cost the UK economy £6 billion. The government says the levy would give mayors and local leaders funds for regional priorities and growth, while tourism representatives call for fairness, consistency and meaningful industry consultation.

Birmingham Live ·Aug 2026

4 groups of state pensioners excluded from Winter Fuel Payment under Andy Burnham

The restored £300 Winter Fuel Payment under Prime Minister Andy Burnham’s Labour government will not be available to four groups of state pensioners: people usually living outside England, Wales or Northern Ireland; those receiving free hospital treatment throughout the qualifying week and the preceding year; people whose UK immigration permission bars access to public funds; and prisoners serving their entire sentence during the qualifying week of 21–27 September 2026. Burnham described the policy as an initial step toward a cost-of-living government, while Chancellor John Healey said funding had been created by redirecting spending elsewhere.

Birmingham Live ·Aug 2026

BBC TV licences cut from £180 to £0 for six reasons under Andy Burnham and Lisa Nandy

The article lists the circumstances in which people may receive a free or discounted UK TV Licence. A free licence is available to people aged 75 or over who receive Pension Credit, while reduced fees apply to eligible residential and supported accommodation residents and people who are blind or severely sight impaired. It also discusses Lisa Nandy’s reappointment as Culture Secretary under Prime Minister Andy Burnham, her support for a permanent BBC charter, and the importance of the BBC’s charter renewal due at the end of 2027.

Birmingham Live ·Aug 2026

Department for Transport confirms free bus pass age change under Andy Burnham

Eligibility for England’s older person’s free bus pass will rise in line with the state pension age, which is increasing from 66 to 67 in stages. People born between 6 March 1961 and 5 April 1977 will generally qualify at 67, while those born between 6 April 1960 and 5 March 1961 will become eligible at 66 plus a specified number of months. Residents can use the government’s State Pension age calculator to check their individual eligibility date.

Birmingham Live ·Aug 2026

Andy Burnham DWP cuts update with Labour MPs ready to back changes

Labour MPs are reportedly more willing to support proposed welfare and benefits cuts after Andy Burnham said the government must reduce the welfare bill and consider making some support conditional on taking up employment or training opportunities. MPs who opposed earlier DWP reforms say the previous process was poorly handled, but acknowledge that fiscal and defence-spending pressures have changed the political context. Left-wing MP Rachael Maskell supports much of the proposed approach while calling for stronger accountability for public agencies to ensure people receive appropriate support.

Birmingham Live ·Aug 2026

Andy Burnham and John Healey to Make Major State Pension Announcement in October

Andy Burnham and Chancellor John Healey are scheduled to announce the next increase to the basic and full state pension at the UK Autumn Budget on October 28, 2026. The rise will follow Burnham’s commitment to maintain the state pension triple lock. Healey said the budget would meet fiscal rules, provide stability for families and businesses, and transfer money and power from Westminster to communities across Britain.

Birmingham Live ·Aug 2026

New perk for Universal Credit and Pension Credit claimants under Andy Burnham

The UK government is considering a targeted winter energy-bill relief package for households receiving means-tested benefits, with Universal Credit and Pension Credit claimants likely to qualify. The scheme could use existing Department for Work and Pensions infrastructure because the Treasury cannot currently target households solely by income. Andy Burnham has said he is examining cost-of-living support, including standing charges, while the government points to VAT reductions, £150 energy-bill assistance and an expanded Warm Home Discount as existing measures.

Birmingham Live ·Aug 2026

Andy Burnham cost of living payments for households not on DWP benefits

The Crisis and Resilience Fund, introduced in April 2026 to replace the Household Support Fund, provides discretionary help through English local authorities to low-income or financially vulnerable households facing essential-cost pressures. Support may cover food, water, housing, hygiene products, energy, clothing, furniture, appliances, transport repairs, and digital connectivity. People do not need to receive DWP benefits to apply, but local councils assess income, savings, identity, address, and individual circumstances under their own rules. Applications are made through the relevant local authority, with Turn2us offering a postcode-based grants search; some councils may not yet be accepting applications.

Birmingham Live ·Aug 2026

Free bus pass age reduced under Andy Burnham with new threshold confirmed

Children aged 5 to 15 can travel free on participating bus services across England, including the West Midlands, from 1 to 31 August 2026. Travellers may need proof of age, and councils and operators can impose additional conditions, including rules for younger children travelling alone. Transport for West Midlands advises passengers to check participating operators and ask drivers for a free summer bus ticket. The temporary measure is presented alongside the £2 bus fare cap as support for families facing cost-of-living pressures.

Birmingham Live ·Aug 2026

£3,250 HMRC personal tax-free allowance increase available under Andy Burnham

Eligible blind or severely sight-impaired people may receive a £3,250 Blind Person’s Allowance on top of their standard Personal Allowance, allowing them to earn more before paying Income Tax. The allowance can be transferred to an eligible person’s spouse or civil partner when it cannot be fully used, subject to HMRC rules. The article also reports Andy Burnham’s statement that there was no commitment to change the personal tax allowance and that the issue would be considered at a future budget.

Birmingham Live ·Aug 2026

TV Licence rules for Netflix and Disney+ under Andy Burnham and Lisa Nandy confirmed

TV Licensing has confirmed that viewers need a licence to watch live television or live events through services including Netflix, Disney+, Amazon Prime Video and YouTube, while on-demand content generally does not require one. Culture Secretary Lisa Nandy is considering reforms that could extend the BBC licence fee to streaming-service subscribers, potentially using a full fee for people watching both the BBC and streamers, a reduced charge for streamer-only users, and targeted concessions. She said the proposals remain part of an open public and parliamentary discussion and could ultimately reduce the cost for some or all households. TV Licensing also warns that illegal viewing may lead to fines of up to £1,000, plus legal costs or compensation.

Birmingham Live ·Aug 2026

HMRC to punish households after warning issued over £1,000 threshold rule

HMRC is warning Self Assessment taxpayers that fines and 7.75% late-payment interest may apply if they missed the 31 July 2026 deadline for second payments on account for the 2025/26 tax year. The £1,000 threshold exemption applies to taxpayers who owed less than £1,000 in the previous year or paid more than 80% of their tax outside Self Assessment. HMRC and tax advisers recommend requesting reduced payments when income has fallen or arranging a Time to Pay plan when payment is difficult.

Birmingham Live ·Aug 2026

HMRC £100 fines set to be sent out after households miss Friday deadline

HMRC is expected to issue an initial £100 penalty to taxpayers who missed the 31 July deadline for their second Self Assessment payment on account. Further penalties may include daily charges of £10 for up to 90 days, followed by additional charges after six and 12 months. HMRC advises taxpayers to file returns promptly and highlights payment options including the HMRC app and payment plans.

Birmingham Live ·Aug 2026

easyJet confirms check-in change at 4 major UK airports - full list

easyJet and easyJet holidays are offering complimentary Life360 Tile trackers for children's teddy bears and comfort toys to customers flying from London Gatwick, Manchester, Edinburgh and Belfast this summer. The initiative is intended to reduce the stress of lost toys as the companies prepare to take more than 370,000 families on holiday, with research indicating that many parents worry about losing a child's favorite toy while traveling.

Birmingham Live ·Aug 2026

John Healey pension access warning as many lose £63,000

AJ Bell has urged Chancellor John Healey to rule out changes to pension tax-free cash before his first Budget, warning that uncertainty could prompt savers to withdraw money early and lose up to £63,000 in potential investment growth. The company says pension speculation has already led to around £10 billion being withdrawn, potentially harming retirement plans and reducing investment in UK businesses. Business founders have separately warned that reports of possible exit taxes are prompting entrepreneurs to consider leaving the UK.

Birmingham Live ·Aug 2026

Andy Burnham hands state pensioners under 80 automatic £200

The government is described as reintroducing the Winter Fuel Payment, with automatic payments of £200 for eligible state pensioners aged 66 to 79 and £300 for those aged 80 or over. The amount varies for couples depending on their ages and whether they receive benefits such as Pension Credit, Universal Credit or income-related Employment and Support Allowance. Payments are generally automatic, though eligible recipients who have not received theirs may claim through the Winter Fuel Payment helpline.

Birmingham Live ·Aug 2026

Travelodge Guests Forced to Move Hotel at 1am After Bookings Fiasco

Guests booked into Travelodge London King’s Cross Royal Scot were reportedly told at around 1am that their rooms were unavailable and were moved to a cheaper Travelodge in Shoreditch. They said the hotel had overbooked because of a football match, while Travelodge attributed the disruption to an unexpected maintenance issue and acknowledged an internal failure to handle a complaint. The guests said they received neither an apology nor a refund, despite having booked the location for an early Eurostar departure.

Birmingham Live ·Aug 2026

Andy Burnham plan that will save £45 to start in October

Prime Minister Andy Burnham’s government plans to remove VAT from domestic electricity bills from 1 October, reducing the annual Ofgem price-cap bill by about £45 and lowering inflation slightly. Home EV charging is expected to become roughly £20–£25 cheaper annually for average users, with larger savings for high-mileage drivers. Chancellor John Healey said the measure will help households manage winter costs and is funded by cancelling the Digital ID programme, while motoring bodies continue to call for lower VAT on public charging.

Birmingham Live ·Aug 2026

NHS calling forward people aged 65 and over after rule change

People turning 65, those aged 70 to 79, and adults aged 18 or over with severely weakened immune systems are eligible for the NHS shingles vaccine. Eligible people are offered two doses six to 12 months apart, with eligibility generally continuing until age 80; those who have not been contacted should ask their GP surgery. Shingles can cause a painful rash and serious complications, while risk increases with age and may be triggered by weakened immunity, illness, diabetes, sunburn or steroid treatment.

Birmingham Live ·Aug 2026

HMRC Sending £541 to Parents Thanks to 20-Week Rule

Parents may continue receiving Child Benefit for up to 20 weeks after a child leaves eligible education or training if the child registers with a careers service, Connexions, a similar service in Northern Ireland or certain European countries, or the Ministry of Defence. The child must have been accepted onto qualifying education or training before turning 19, and must not receive Universal Credit. At the stated weekly rate of £27.05, the extension can provide up to £541. Parents must notify HMRC, while Child Benefit generally stops automatically after 31 August following a child’s 16th birthday if the eligibility requirements are not met.

Birmingham Live ·Aug 2026

John Healey Budget fears 'could end up costing state pensioners £63,000'

Rumours surrounding John Healey’s first Budget have raised fears that pension savers may change their plans prematurely. AJ Bell calculates that a 55-year-old with a £500,000 pension pot who withdraws the full 25% tax-free lump sum could be £63,169 worse off by age 65 than if the money remained invested; moving it to a Cash ISA or Stocks and Shares ISA could still result in losses of about £45,000 or £18,000 respectively. AJ Bell policy director Tom Selby urged savers to consider long-term retirement goals and highlighted the firm’s petition for a pension tax lock.

Birmingham Live ·Aug 2026

HMRC letters with 200% penalties set to be sent out under Andy Burnham

Draft legislation in the Finance Bill 2026/27 would require taxpayers to take reasonable action to correct tax-return errors once identified. HMRC would also gain power to issue Customer Correction Notices requiring taxpayers either to amend inaccuracies or explain why no correction is needed. Failure to comply could cause an error to be treated as deliberate, exposing taxpayers to penalties of up to 200% of the potential lost revenue. STEP and Eversheds Sutherland have highlighted the resulting increase in taxpayers’ potential liability.

Birmingham Live ·Aug 2026

People with More Than £8,000 in Savings Issued Warning

Analysis of CACI data by savings app Spring indicates that £502 billion in adult savings is held in accounts paying 2.5% interest or less, below the 2.6% CPI inflation rate. More than 10 million accounts with balances above £10,000 reportedly earn less than inflation, meaning their real value is declining. Savers are advised to seek competitive rates while ensuring they can access their money when needed, as industry representatives criticize high street banks for paying little or no interest on savings.

Birmingham Live ·Aug 2026

British Gas, EDF, E.ON, OVO and Octopus grants available to help pay energy bills

Households struggling with energy bills are being urged by Ofgem and Citizens Advice to seek free debt advice and contact their suppliers before arrears grow. Support may include fuel vouchers, supplier hardship grants, emergency local-council assistance, and the British Gas Energy Trust, which can help eligible applicants regardless of their energy provider. Consumers are also advised to check eligibility for the Warm Home Discount, Cold Weather Payments, Winter Fuel Payment and the Priority Services Register.

Birmingham Live ·Aug 2026

Little-known payslip rule stops people getting mortgages they can afford

Thousands of renters may be denied mortgages because lenders prioritize payslip income over long-term rent-payment records. Patricia Ogunfeibo, founder of tenant2owner, argues that verified rent payments should directly inform affordability assessments, particularly when a tenant has consistently paid rent exceeding the proposed mortgage payment. She says lenders could implement this approach within existing rules, helping reliable tenants buy homes while increasing supply in the private rental sector.

Birmingham Live ·Aug 2026

DWP confirms early £965 payments for state pensioners in August

State pension payments due on the August bank holidays will generally be made on the previous working day. The Summer Bank Holiday falls on 31 August in England, Wales and Northern Ireland, while Scotland observes its holiday earlier, so some pensioners may receive their payments early. The full state pension is described as worth about £965 per payment, with the maximum annual amount around £12,548. Pensioners generally do not pay income tax when the state pension is their only income, although tax may apply when other earnings exceed the Personal Allowance.

Birmingham Live ·Aug 2026

Andy Burnham urged to change pension taper rules for 600,000

Around 500,000 high earners are already affected by the tapered pension annual allowance, according to HMRC data analysed by Barnett Waddingham for the Financial Times. If the thresholds remain unchanged, a further 114,000 taxpayers could be affected over the next five years, taking the total above 600,000. The allowance is £60,000 for 2026/27 but begins to taper for adjusted incomes above £260,000, potentially reducing to £10,000. Experts warn that tapering can erode pension tax advantages, while former pensions minister Steve Webb says the higher starting allowance and gentler taper make the impact marginal for most people.

Birmingham Live ·Aug 2026

Drivers slapped with £1,250 parking charges under plans backed by Andy Burnham

Councils in Cardiff, Oxfordshire and Bristol are considering workplace parking levies that could charge employers between £600 and £1,250 per parking space annually. Cardiff is consulting on a potential £750 charge, while Bristol expects a public consultation in the autumn; all proposals require Department for Transport approval. Supporters say the revenue would improve public transport and encourage walking, cycling and transit, while the AA and Business West warn that the levies could act as a tax on workers and increase pressure on businesses. Andy Burnham previously backed workplace parking levy proposals, while Conservative transport spokesperson Richard Holden condemned them as a stealth tax.

Birmingham Live ·Aug 2026

Andy Burnham handing state pensioners under age 77 extra £313 cash

Andy Burnham is reported to have confirmed that the state pension triple lock will continue under his premiership. Pensioners aged 77 or younger next April with a full National Insurance record could receive at least £313 more annually on the new state pension, while those receiving the basic state pension could get a minimum £240 increase. The triple lock raises payments by whichever is highest among inflation, average earnings growth or 2.5%, although its cost has prompted recurring debates and the government could legally replace it with a less generous formula.

Birmingham Live ·Aug 2026

Thousands of Parents ‘Overcharged’ by DWP, with Some Driven to Suicide

An investigation reports that 24,466 parents were overcharged by £4.3 million through the Child Maintenance Service by 2022, with some families allegedly losing homes or being driven to suicide. The errors are partly attributed to suspected computer problems, although the Department for Work and Pensions denies any systemic IT glitches and says payment calculations are consistently accurate. Parents can appeal disputed assessments to an independent tribunal.

Birmingham Live ·Aug 2026

Andy Burnham £291 boost for state pensioners as he confirms rule

Andy Burnham has confirmed that pensioners whose only income is the full new or basic State Pension will not pay income tax on it during the current Parliament. Maintaining the Triple Lock could raise the full new State Pension by at least 2.5% in April 2027, potentially taking it to around £291 per week, while 12 million pensioners are expected to see increases of up to £470 this year. AJ Bell’s Tom Selby warns that continuing the policy will create significant long-term pressure on public finances and could contribute to faster or larger increases in the state pension age.

Birmingham Live ·Aug 2026

State pensioners can get £727 bonus from DWP by making one move

Deferring the UK State Pension can increase regular payments by 1% for every nine weeks of deferral, equivalent to just under 5.8% per year. For someone receiving the full new State Pension of £241.30 a week, deferring for 52 weeks would add £13.99 a week, or £727.48 annually. The guidance notes that deferral may benefit people in good health or those expecting lower taxable income later, while it may be less worthwhile for people in poor health or with shorter life expectancy.

Birmingham Live ·Aug 2026

Driving instructor says job at risk over failure to repair his car

A self-employed driving instructor said Nissan’s failure to repair his leased dual-control car left his livelihood at risk after the vehicle remained off the road for three months, with a further month’s delay expected for a spare part. He incurred more than £2,500 hiring a replacement vehicle while continuing to pay about £1,500 in finance, and said he would have to stop teaching without further assistance. Following intervention from the newspaper, Nissan agreed to reimburse him and acknowledged that the customer’s experience fell below its expected standards.

Birmingham Live ·Aug 2026

Ryanair 'finally' confirms £8 seating rule change on all flights

Ryanair has changed its family seating policy following an investigation by the Competition and Markets Authority. Adults travelling with children under 12 can now choose to sit beside them for free after checking in, replacing the previous mandatory family-seat charge of typically about £8 per flight. The free seats are likely to be toward the rear of the aircraft, while Ryanair chief executive Michael O'Leary criticised the CMA's intervention and said the airline had reluctantly adopted the industry-standard approach.

Birmingham Live ·Aug 2026

1.1 million classic car owners issued fresh update over conversions

The Historic and Classic Vehicles Alliance has introduced Minimum Professional Standards for classic car electric-vehicle conversions. The standards establish safety and quality benchmarks, require participating members to follow a code of conduct and may provide access to specialist insurance. The initiative is intended to give owners, insurers and policymakers greater confidence in conversion work. The article also outlines MOT exemptions, historic vehicle tax rules taking effect in April 2026 and penalties for driving an unsafe vehicle.

Birmingham Live ·Aug 2026

Millions of Car Finance Customers Given New Warning Over £829 Compensation

Compensation payments for millions of car finance customers affected by alleged mis-selling are unlikely to begin until at least 2027 because legal challenges to the Financial Conduct Authority’s redress scheme must be resolved first. The FCA is running a £2 million campaign encouraging consumers to complain directly to lenders without paying claims management companies or law firms. Its survey found that 59% of customers had made or were considering a claim, while projected payouts average £829.

Birmingham Live ·Aug 2026

Basic and new DWP state pension payments changing in August

DWP benefit payments due on Monday 31 August 2026 will generally be paid early on Friday 28 August because of the summer bank holiday. The change may affect State Pension, Universal Credit, PIP and several other benefits, but payment amounts will remain unchanged. State Pension payment days can be identified using the final two digits of a claimant’s National Insurance number, and experts warn that the altered timing could disrupt household budgeting.

Birmingham Live ·Aug 2026

Motorhomes and campervans face new parking ban with £1,000 fines

BCP Council bans overnight sleeping and camping by motorhomes and campervans on beaches, the seafront, cliffs and car parks across Bournemouth, Christchurch and Poole. People who break the rules may be prosecuted and fined up to £1,000, with 24-hour patrols gathering evidence and addressing camping, fires and anti-social behaviour. Drivers are advised to check the specific rules for each car park and use local hotels, B&Bs or campsites for overnight stays.

Birmingham Live ·Aug 2026

The Spotify scam people 'never thought' they'd fall for catching users out

Scammers are sending Spotify users emails falsely claiming that their payments failed and directing them to update their card details through a malicious link. One victim, Barry, described entering his details and then receiving suspicious transactions, including a $469.22 Ticketmaster charge, which he declined. Spotify said it never requests payment details or passwords by email and advised users not to click suspicious links, to reset compromised passwords, change reused passwords and contact their bank if financial information may have been exposed.

Birmingham Live ·Aug 2026

Unleaded petrol drivers face 53p per litre charges

The 5p-per-litre cut in UK fuel duty is reported as being extended until 31 December 2026, keeping the duty on unleaded petrol at about 53p per litre. HM Revenue and Customs also announced a temporary 3.7p-per-litre reduction for red diesel, biodiesel and bioblend. The government said the measures would help motorists and businesses facing higher pump prices linked to the conflict in Iran. RAC Foundation director Steve Gooding said drivers had already paid an estimated £3 billion war-related premium through higher fuel prices, including around £500 million in VAT.

Birmingham Live ·Aug 2026

Barclays warning for anyone moving house who isn't a first-time buyer

Barclays mortgage data shows that the average deposit among non-first-time home movers fell 24.8% year on year, even as average purchase prices rose 1.0% in June. The share borrowing above 75% loan-to-value increased from 18.2% to 22.1%, while 34% of prospective second-step buyers said moving was too expensive. Barclays executives said buyers are reassessing how far their deposits can stretch and may need family support or larger mortgages. Although affordability has improved as wage growth outpaces house-price growth and interest rates ease, uncertainty over the Bank of England’s next decision is keeping demand cautious.

Birmingham Live ·Aug 2026

Octopus Energy confirms £30,000 bill savings for hundreds of pubs

More than 300 independent British pubs saved over £30,000 through Octopus Energy’s Watt a Save scheme, which provided free electricity between 7pm and midnight during England and Scotland World Cup matches and the final. Participating venues used nearly 100,000 kWh of free power, while pub owners reported higher footfall, increased sales and savings that helped fund extra staff, stock and equipment. The scheme was presented as timely support amid rising hospitality costs, alongside a newly announced business rates cut for the sector.

Birmingham Live ·Aug 2026

DWP £5,496 payments for state pensioners with 48 health conditions

State pensioners with disabilities, long-term illnesses or other health conditions may qualify for Attendance Allowance of up to £458.40 per month, or £5,500.80 annually, depending on the level of help they need. The benefit is not means-tested, so income and savings do not affect eligibility. The article lists 48 conditions appearing on successful applications, including dementia, Parkinson’s disease, arthritis, diabetes, heart disease, visual disorders and respiratory illnesses.

Birmingham Live ·Aug 2026

DVLA issues 5-minute warning to drivers who pay car tax

The DVLA is encouraging motorists to create a free Driver and vehicles account, which takes around five minutes and allows users to receive vehicle tax reminders by text or email. The account also tracks MOT expiry dates, driving licence renewals and penalty points. The service is available to licence holders in England, Scotland and Wales, although drivers paying vehicle tax by Direct Debit are not eligible for reminders because payments renew automatically. Motorists can still receive traditional V11 letters, while failure to tax a vehicle may lead to penalties or enforcement action.

Birmingham Live ·Aug 2026

8 Freebies and Discounts for Over-60s Before State Pension Age Under Andy Burnham

People aged 60 and over can access a range of discounts before reaching state pension age, although eligibility varies across the UK. Benefits include free prescriptions and eye tests in England, discounted coach and rail travel, reduced-price meals and shopping, cheaper cinema and theatre tickets, glasses discounts, loyalty rewards, and reduced museum and heritage memberships. Bus-pass rules differ by nation and local authority, while some sports and entertainment concessions begin at 65 rather than 60. The guide is framed by Andy Burnham's pledge to introduce measures aimed at easing the cost of living.

Birmingham Live ·Aug 2026

Andy Burnham £114 weekly boost for state pensioners on one DWP benefit

State pension-age people with a qualifying physical or mental disability or health condition may be eligible for Attendance Allowance of £76.70 or £114.60 per week, depending on their care needs. The benefit does not cover mobility needs and may also increase eligibility for Pension Credit, Housing Benefit or Council Tax Reduction. The article links the benefit to Prime Minister Andy Burnham’s stated plans to provide households with cost-of-living relief and introduce a long-term government programme.

Birmingham Live ·Aug 2026

Andy Burnham £238 payments for state pensioners living on their own

The article reports that single state pensioners with weekly income below £238 in 2026–27 can have their income topped up through Pension Credit, while couples can receive up to £363.25 jointly. It attributes the proposed support and broader cost-of-living agenda to Andy Burnham, who is described as having taken charge of administering the benefit and calling for measures to ease financial pressures. Eligibility requires living in the UK and having reached state pension age, currently 66.

Birmingham Live ·Aug 2026

Motorhome and campervans brace for new bans in England and Scotland

Motorhome and campervan owners face differing overnight parking rules across popular coastal destinations in England and Scotland. Guidance reviewed by YourParkingSpace says selected car parks in the Highlands and Cornwall permit overnight stays during specified hours, while a Yorkshire trial banning overnight parking at tourist hotspots is expected to become permanent. Authorities cite vehicles occupying multiple spaces, campfires, barbecues, litter and other anti-social behaviour, while advising drivers to check the exact car park rules before travelling.

Birmingham Live ·Aug 2026

£965 state pension payments landing in bank accounts explained

State Pension payments due on Scotland’s August 3 summer bank holiday were brought forward to Friday, July 31. The Department for Work and Pensions says payments normally arrive on the preceding working day when the scheduled date is a weekend or bank holiday. In the 2026/27 tax year, eligible recipients receiving the maximum new State Pension rate of £241.30 per week could receive about £965 over four weeks. Eligibility generally requires State Pension age and at least 10 years of National Insurance contributions, while 35 years of contributions or credits are needed for the full rate.

Birmingham Live ·Aug 2026

HMRC Confirms Child Benefit Payment Change for Households This Week

Child Benefit payments due in Scotland on Monday, August 3, 2026, will be paid on Tuesday, August 4, while payments due on Tuesday, August 4 will arrive on Wednesday, August 5. Payments due on the August 31 bank holiday are expected to be made early on Friday, August 28. There is no change for parents in England or Wales. The revised schedule may also affect State Pension, Universal Credit, PIP, Attendance Allowance and other Social Security Scotland benefits, with DWP services and payments adjusted because offices and phone lines will be closed.

Birmingham Live ·Aug 2026

1990s Home Feature Knocking £15,000 Off House Prices in England

Research from lettings agent eXp suggests that conservatories, particularly older and poorly insulated ones, can reduce a property’s value by an estimated 5.8%, equivalent to about £15,735 based on the average UK house price. Buyers increasingly prefer open-plan extensions, garden rooms and energy-efficient spaces that can be used year-round. Glass roofing is described as more effective than polycarbonate for insulation, while homeowners upgrading conservatories must meet building regulations and provide independent heating if the space is to remain legally classified as a conservatory.

Birmingham Live ·Aug 2026

Center Parcs Confirms Booking Rule Change From October With Guests Furious

Center Parcs will change its cancellation policy from 12 October 2026. Guests must cancel or amend spa, activity, restaurant and other bookings at least seven days before the scheduled time to receive a full refund; cancellations within seven days will incur a 50% fee. Customers have criticized the change as unfair and said it may discourage them from booking activities.

Birmingham Live ·Aug 2026

Two million state pensioners can get extra £4,300 from DWP under Andy Burnham

Around 910,000 pensioner households in the UK may be eligible for Pension Credit but do not claim it, despite the benefit averaging about £4,300 a year. A government trial with Age UK and Independent Age sent targeted letters to 2,000 pensioners in England identified as likely eligible. The Department for Work and Pensions says Pension Credit can help with bills and may provide access to a free TV licence, while charities are urging the government to expand efforts to reach older people facing financial hardship.

Birmingham Live ·Aug 2026

HMRC making people who earn over £80,000 repay 'full amount' in clawback

People receiving Child Benefit must repay part of it through the High Income Child Benefit Charge when they or their partner have adjusted net income above £60,000. The charge increases by 1% of the benefit for every £200 earned over the threshold, reaching 100% repayment at £80,000 or more. HMRC says adjusted net income includes taxable income such as savings interest and dividends, less certain reliefs, and explains that payments may be made through Self Assessment or, in some cases, PAYE.

Birmingham Live ·Aug 2026

29 appliances households need to unplug inside homes before holidays

Households leaving for holidays are advised to unplug 29 appliances and electronic devices, including white goods, cooking appliances, hair-styling tools, entertainment equipment and office devices. Disconnecting them can reduce standby electricity consumption—estimated at 7% to 11% of household use—and may lower fire risks, particularly from electrical cooking appliances. Devices such as microwaves, washing machines, televisions, computers and games consoles are included in the checklist.

Birmingham Live ·Aug 2026

Warning for 300,000 NS&I Premium Bonds holders set to go without prizes

More than 310,000 of the 510,061 Premium Bond accounts opened during the 2025–26 financial year won no prizes before the year ended. Although nearly a third of holders expect to win within six months, the average wait for a prize is around three and a half years. Octopus Money advises savers to regularly check their accounts and compare Premium Bonds with alternatives such as cash ISAs or investment accounts. NS&I says all holdings remain eligible for draws and highlights its tax-free prizes, government guarantee and £25 billion paid out in prizes over the past decade.

Birmingham Live ·Aug 2026

Andy Burnham plan from October 1 could leave households £48 worse off

A temporary cut in VAT on domestic electricity bills from 5% to zero is expected to save households about £45 from October 1, but a forecast 5.1% rise in the energy price cap could absorb those savings and leave typical households around £48 worse off overall. Martin Lewis and business groups argue that the measure offers limited relief while firms continue to face high energy, employment and tax costs. Industry representatives call for broader support to reduce business costs, while energy consultant Kathryn Porter criticizes the policy as a short-term fix. Raisin UK says the cut may nevertheless provide some financial certainty amid widespread concern about household finances.

Birmingham Live ·Aug 2026

Andy Burnham £190 weekly payments for state pensioners born before 1953

Andy Burnham has committed to retaining the State Pension triple lock, which could raise the basic weekly pension from £184.90 to approximately £190 after a 2.5% increase. The pledge applies to pensioners receiving the basic rate, including those born before the relevant 1951 or 1953 birth-date thresholds. The Civil Service Pensioner Alliance welcomed the commitment and urged higher personal income thresholds, social-care reform and a national care framework. AJ Bell warned that pension increases consistently exceeding wage and inflation growth could become financially unsustainable.

Birmingham Live ·Jul 2026

Andy Burnham £750 cost of living discounts confirmed for 6 million households

The UK government has confirmed that the Warm Home Discount will continue through 2030/31, providing support to around six million eligible households each winter. Eligible recipients, generally those receiving means-tested benefits such as Universal Credit or Pension Credit, are expected to receive a total of £750 over five years, with about 250,000 Scottish households set to receive the rebate automatically for the first time. The scheme will involve a range of energy suppliers, and households whose supplier has ceased trading may remain eligible through a replacement supplier appointed by Ofgem. The government also says broader measures under its Warm Homes Plan will reduce energy use, lower bills and help tackle fuel poverty.

Birmingham Live ·Jul 2026

Childcare rule from September for parents earning £10,158 a year under Andy Burnham

Parents working the equivalent of at least 16 hours a week at the National Minimum Wage and earning no more than £100,000 in adjusted net income may qualify for up to 30 hours of funded childcare weekly for children aged nine months and older. Applications must be submitted by the end of August for support beginning in September, and providers may require eligibility codes earlier. Families are advised to check their circumstances and provider requirements because changes such as returning to work or increasing working hours can affect eligibility. The government says the scheme could save eligible families an average of £7,500 a year.

Birmingham Live ·Jul 2026

Automatic £195 for households on four DWP benefits confirmed under Andy Burnham

Households receiving Universal Credit, Pension Credit, Housing Benefit or Employment and Support Allowance are expected to receive an automatic £150 Warm Home Discount this autumn and winter. Combined with a newly announced £45 electricity-bill VAT reduction, the measures could provide £195 in annual savings. Energy Secretary Miatta Fahnbulleh said the support would give families breathing space, while Octopus chief executive Greg Jackson welcomed the VAT cut but warned that rising energy costs linked to the war in Iran could still push bills up by 2–3% in October.

Birmingham Live ·Jul 2026

DWP £458 Payments for State Pensioners Under Andy Burnham That Aren’t Means-Tested

Eligible state pensioners aged 66 and over may receive up to £114 a week in Attendance Allowance, equivalent to £458 every four weeks, without the payment being means-tested against income or savings. Applicants must have had a qualifying physical or mental disability or health condition for at least six months and require care or supervision. Andy Burnham's government is also presented as pursuing a cost-of-living agenda, including an £850 million reduction in electricity bills. SNP spokesperson Kirsty Blackman argues that the measures will provide little meaningful relief, particularly for families in Scotland.

Birmingham Live ·Jul 2026

DWP confirms change to PIP appeals under Andy Burnham

The Department for Work and Pensions says Personal Independence Payment claimants waited an average of five weeks in 2025 between lodging an appeal and the department submitting its response to HM Courts and Tribunals Service. DWP minister Sir Stephen Timms said the department is seeking to reduce delays through staff redeployment, overtime and an improved software tool for preparing appeal responses. The department does not hold data on when tribunal hearings are scheduled, as that information is held by HMCTS, and says earlier, more accurate decisions should reduce the need for appeals.

Birmingham Live ·Jul 2026

Andy Burnham and John Healey confirm two plans for the state pension under their premiership

Andy Burnham and Chancellor John Healey have confirmed that a Labour government would retain the state pension triple lock and ensure that people whose only income is the full new or basic state pension do not pay income tax on it. The triple lock increases payments annually by whichever is highest among inflation, average earnings growth or 2.5%, but the Office for Budget Responsibility, the Tony Blair Institute and a House of Commons report have warned about its long-term cost and fairness. AJ Bell policy director Tom Selby called for a more sustainable approach and greater clarity about the trade-offs for public finances.

Birmingham Live ·Jul 2026

He scammed £7,600 in PIP from DWP but building site footage sparked downfall

Ryan Scott was found to have fraudulently claimed £7,600 in Personal Independence Payments after telling the Department for Work and Pensions that a workplace accident left him too immobile to perform basic tasks. A tip-off and footage showing him running 10K races and working as a plasterer led to the investigation. He received a 15-day community order and must pay £360 in fines, costs and surcharge, while beginning to repay the benefits.

Birmingham Live ·Jul 2026

£300 charge for drivers 'on top' of annual car tax under Andy Burnham

Electric and plug-in hybrid vehicle drivers could face an average additional annual charge of £200–£300 under the proposed Electric Vehicle Excise Duty (eVED), which would be calculated at three pence per mile on top of standard Vehicle Excise Duty. Drivers would estimate their mileage when renewing road tax, with the figure checked against the following year’s MOT reading. Novuna Vehicle Solutions welcomes changes made after industry feedback but warns that the additional cost could make electric vehicles less affordable and undermine efforts to increase adoption and meet the UK’s net-zero targets.

Birmingham Live ·Jul 2026

Nationwide customers wake up to £58 boost on Friday morning

Nationwide reported that UK house prices rose 0.1% month on month in July to £277,542, while annual growth slowed to 1.8% from 2.2%. Experts described the market as steady but subdued, with buyers cautious because of stretched affordability, high borrowing costs and economic uncertainty. They noted that housing stock is at a 12-year high and enquiries have weakened, but found no evidence of a sharp correction. Nationwide economist Robert Gardner said geopolitical tensions, energy prices, inflation and volatile expectations for Bank Rate remain significant risks, although easing inflation and wage growth may give policymakers more flexibility.

Birmingham Live ·Jul 2026

New barbecue ban on table under Andy Burnham with thousands backing it

A petition calling for a nationwide ban on the sale of disposable barbecues has surpassed 12,000 signatures, exceeding the threshold for a government response. Created by waste-management company BusinessWaste.co.uk, the petition argues that disposable barbecues contribute to wildfires, environmental damage and landfill waste, particularly amid UK heatwaves. It will remain open until 15 December 2026 and would be considered for a parliamentary debate if it reaches 100,000 signatures.

Birmingham Live ·Jul 2026

Andy Burnham increased £18,000 HMRC personal tax-free allowance petition update ahead of September

A petition calling for the UK personal tax allowance to rise from £12,570 to £18,000 must reach 100,000 signatures by 30 September 2026 to be considered for a parliamentary debate. It has gathered around 44,000 signatures. The allowance has been frozen since 2021, which campaigners say is causing fiscal drag and bringing more low-paid workers into income-tax obligations. Prime Minister Andy Burnham said the issue would be examined at the next Budget but made no commitment to change the threshold, warning that doing so would be expensive amid difficult public finances.

Birmingham Live ·Jul 2026

State pensioners born in 1960 to lose £200 under cruel DWP cliff-edge rule

Pensioners born on or before 27 June 1960 who usually live in England, Wales or Northern Ireland qualify for a £200 Winter Fuel Payment, while those born later in 1960 do not because of the rising state pension age. Payments are generally made automatically in November or December, but HMRC will recover them from recipients with total income above £35,000. Those who have not received payment or a letter by 27 January 2027 are advised to contact the Winter Fuel Payment Centre.

Birmingham Live ·Jul 2026

New HMRC punishment for 'innocent mistakes' by self-assessment households

HMRC is proposing stronger penalties for careless errors on self-assessment tax returns, potentially applying fines of up to 30% depending on the severity of the mistake. Tax and legal experts warn that taxpayers who misunderstand complex rules could be judged unfairly, with large companies facing significant financial and reputational risks. HMRC says the reforms are intended to close the tax gap, encourage accurate returns and make it easier for people to correct mistakes quickly.

Birmingham Live ·Jul 2026

NHS blood test change for patients in England with new guidance confirmed

Extreme heat has led some NHS services in England to cancel and reschedule non-urgent blood tests because samples can degrade when stored outside recommended conditions, increasing the risk of inaccurate results. NHS guidance encourages natural ventilation and says air conditioning should be used when passive measures cannot prevent overheating or when it is clinically necessary. The NHS says air conditioning is not restricted where needed for safe care and that affected tests will be rescheduled promptly. The Royal College of General Practitioners warned that many surgeries were not designed for extreme weather, while Conservative politician Claire Coutinho criticised limits on air conditioning and called for greater use of cooling systems.

Birmingham Live ·Jul 2026

DWP told to stop £12,860 payments for state pensioners under Andy Burnham

Andy Burnham has been urged to abandon the state pension triple lock to help fully fund his proposed social care reforms. The policy is expected to raise the annual full state pension to at least £12,860 next year, while NIESR director Stephen Millard described the costly guarantee as an obvious source of funding. Burnham has said his government would retain the triple lock and wants care workers to be better paid, whereas shadow health secretary Stuart Andrew stressed the need for sustainable use of public funds.

Birmingham Live ·Jul 2026

Andy Burnham Tax Rebates Ruled Out in Devolution Push

Plans announced by Andy Burnham would give England’s regional mayors greater control over locally raised income tax and business-rate revenues instead of sending all proceeds to the Treasury. However, Louise Haigh ruled out using the additional funds for household tax rebates, saying they would be invested in improving local areas. Conservative Tees Valley mayor Ben Houchen had proposed returning some money to residents, while Reform mayors Luke Campbell and Andrea Jenkyns were reportedly considering similar schemes. The proposals are part of a broader effort to place regional leaders at the centre of local economic decision-making.

Birmingham Live ·Jul 2026

DWP told to stop £9,854 payments plan for state pensioners under Andy Burnham

Andy Burnham’s Labour government has pledged to retain the state pension triple lock for the rest of the Parliament, which would raise the basic annual pension from £9,614 to at least £9,854. The National Institute of Economic and Social Research warns that Chancellor John Healey could face a £24 billion funding gap by 2029–30 and says existing commitments should be funded through taxation or savings rather than additional borrowing. NIESR officials have suggested ending the costly triple lock, reducing welfare spending and revising council tax valuations. The article also reports Unison’s support for Burnham’s social care plans and its call for better treatment of international care workers.

Birmingham Live ·Jul 2026

Santander Faces Legal Action Over New Three-Days-a-Week Office Rule

Santander is facing potential Employment Tribunal action after requiring staff from its newly acquired TSB workforce to work in the office three days a week from April 2027. The TBU Union says the policy may fail to accommodate employees’ personal and medical circumstances. The £2.6 billion takeover has also raised concerns about job cuts and branch closures, while the Communication Workers Union has called for retraining, reskilling and redeployment opportunities. Santander executive chair Ana Botín defended the acquisition as a strategically valuable expansion of the bank’s UK business.

Birmingham Live ·Jul 2026

Andy Burnham £50,669 charge plan predicted for mortgage-free households

Andy Burnham has been challenged by Reform UK and the Conservatives to rule out tax increases after proposing major social care reforms and a possible National Care Service costing up to £18.7 billion annually. Reports suggest he is considering a 10% inheritance-related “death tax,” which Reform claims would cost the average mortgage-free homeowner in his Makerfield constituency £50,669. Burnham argues that reform is necessary to prevent the NHS from being overwhelmed by patients who require social care, while Conservative leader Kemi Badenoch says funding should come from existing spending rather than higher taxes or borrowing.

Birmingham Live ·Jul 2026

11 items banned from food bins as delayed rules come into force

England’s delayed Simpler Recycling rules require waste collectors to separately collect food and garden waste, paper and card, other dry recyclables, and residual waste. Many councils missed the initial deadline, with roughly half not previously offering weekly food-waste collections. Households are warned not to put plastic, glass, metal, liquids, oils, fats, soups, drinks, nappies, garden waste, or general household waste in food caddies, or their bins may not be collected. WRAP says standardized services could reduce confusion, while a refuse collector recommends using newspaper to prevent food waste from sticking to the caddy.

Birmingham Live ·Jul 2026

Andy Burnham's new £800 charge puts drivers of three popular car brands at risk

A proposed 3p-per-mile electric vehicle tax would cost the average UK driver about £222 a year, taking the annual vehicle tax bill to roughly £422 when combined with the standard £200 rate. Owners of vehicles priced above £50,000 could face an additional £425 annual supplement in years two through six, pushing the total above £800; Tesla, BMW and Mercedes-Benz drivers are highlighted as particularly exposed. The government also plans to uprate the mileage rate in line with inflation from 2029–30. Meanwhile, Business Secretary Jonathan Reynolds is reported to be considering a weaker zero-emission vehicle mandate, while the Society of Motor Manufacturers and Traders says manufacturers need greater certainty before making future investment decisions.

Birmingham Live ·Jul 2026

DWP confirms full list of 26 respiratory conditions qualifying for PIP ahead of Andy Burnham cuts

The Department for Work and Pensions is reported to have confirmed 26 respiratory conditions associated with eligibility for Personal Independence Payment, including asthma, cystic fibrosis, chronic obstructive pulmonary disease, pulmonary fibrosis and sleep apnoea. The article outlines the daily living and mobility components of PIP, stating that the enhanced rates are £114.60 and £80 per week respectively, with a combined maximum of £194.60. The information comes amid proposed welfare reforms linked to Andy Burnham, including possible requirements for some young people receiving sickness benefits to undertake training or voluntary work.

Birmingham Live ·Jul 2026

Andy Burnham’s New Guidance for Employers Conducting Job Interviews

Andy Burnham has urged employers to replace online job interviews conducted through platforms such as Zoom and Teams with face-to-face meetings, arguing that virtual interviews favor candidates who give formulaic answers and make it harder for young people to demonstrate their personality and enthusiasm. He also called on senior leaders to provide workplace-shadowing opportunities and said he was seeking to reduce the number of young people not in education, employment or training, which exceeds one million. His education proposals are intended to prevent the figure from rising, but he did not set a timetable for reducing it.

Birmingham Live ·Jul 2026

Andy Burnham told to take £24 a month off state pensioners born after 1951

Andy Burnham’s proposed National Care Service has prompted warnings about how it would be funded. Stephen Millard of a think tank argues that higher taxes or spending cuts may be needed, highlighting the costly Triple Lock on pensions as a potential source of savings. A minimum 2.5% increase would raise the full state pension by £6 a week, or £24 a month, while Burnham says he wants to prevent people from having to sell their homes to pay for care.

Birmingham Live ·Jul 2026

Andy Burnham told to take £240 off state pensioners born before 1953

Experts have urged Prime Minister Andy Burnham to abandon the pensions triple lock to help fund his social care plans and other spending commitments. The policy would raise the basic state pension by at least 2.5%, increasing weekly payments by about £4 and annual payments by roughly £240. The National Institute of Economic and Social Research described the welfare bill, particularly pensions, as an obvious area for savings as the population ages. Burnham also declined to commit to raising defence spending to 3% of GDP by 2030, while saying the UK would honour its NATO commitments. Care Not Killing separately backed his focus on repairing palliative and social care services before pursuing assisted-dying legislation.

Birmingham Live ·Jul 2026

Andy Burnham £340 Universal Credit deductions update as DWP reforms begin

Andy Burnham has announced £4,500 bursaries for parents receiving benefits to prevent an apprenticeship-related financial cliff-edge. The Social Security Advisory Committee found that some single-parent households could lose nearly £340 a week in benefits when a teenager with a sickness or disability begins an apprenticeship, potentially leaving the family about £80 worse off even after the apprentice’s wages. The wider package includes free apprenticeship training for eligible under-25s, up to £8,000 for small and medium-sized businesses hiring young apprentices, National Insurance relief for younger apprentices and additional college places. Scope and Mental Health UK welcomed the bursary, emphasizing the financial, employment and wellbeing barriers facing disabled and unemployed young people.

Birmingham Live ·Jul 2026

Blanket 20mph Speed Limit in Consideration for England Under Andy Burnham

The UK Government is considering a default 20mph speed limit across England as part of its road-safety strategy amid concerns about deaths and serious injuries. Experts speaking to the Transport Committee reportedly supported the measure, while Transport for London cited a roughly 24% reduction in people killed or seriously injured after adopting a 20mph default on central London’s main roads. Campaigners argue that lower limits are necessary to meet casualty-reduction targets, whereas IAM RoadSmart supports targeted limits and says more research is needed to establish the direct effect of Wales’s policy.

Birmingham Live ·Jul 2026

New school rule for all students from Year 10 confirmed under Andy Burnham

From September 2028, students in England beginning Year 10 are expected to have access to technical pathways linked to local employers and industries, including manufacturing and artificial intelligence. Andy Burnham says the reform is intended to create parity between academic and vocational education, strengthen school-to-work links and reduce the number of young people not in education, employment or training. Former Conservative education secretary Kenneth Baker supports the plan, while education analyst Tom Richmond warns that technical routes could become a dumping ground for pupils schools do not want. NASUWT general secretary Matt Wrack says the reform will not be sustainable unless the government addresses schools' financial pressures and invests significantly in education.

Birmingham Live ·Jul 2026

4 Alternatives to DWP PIP Cash Payments on Table Under Andy Burnham

The UK government under Prime Minister Andy Burnham is considering changes to welfare provision, including alternatives to some Personal Independence Payment cash payments. Options reportedly include therapy, employment support, specialised equipment and NHS treatment. DWP minister Pat McFadden argues that people who could work should receive practical help rather than only financial assistance, while the Timms Review says cash payments for disabled people’s additional living costs will remain necessary. Reviews of PIP and Universal Credit are examining whether the current system is fit for purpose and how it can better support claimants.

Birmingham Live ·Jul 2026

1.6 million face longer wait to qualify for DWP benefits

The UK government is considering changes that could make migrants wait several additional years after obtaining indefinite leave to remain before accessing Department for Work and Pensions benefits. The proposed compromise would reportedly exempt about 1.6 million migrants from stricter settlement reforms while delaying access to welfare. Shabana Mahmood’s plans have prompted political backlash, with shadow Home Secretary Chris Philp accusing Prime Minister Andy Burnham of weakening the proposals.

Birmingham Live ·Jul 2026

DWP confirms new 'expectations' of benefits claimants under Andy Burnham

DWP boss Pat McFadden says young benefits claimants will be expected to engage with new employment support under Prime Minister Andy Burnham’s government. Proposed welfare reforms would combine greater opportunities with conditions on receiving some benefits, aiming to prevent people becoming trapped on long-term support and remove administrative barriers to employment. McFadden said the changes would require a whole-government response, particularly because issues such as young people’s mental health extend beyond the DWP.

Birmingham Live ·Jul 2026

£6,330 HMRC tax-free allowance cut on table under Andy Burnham

Andy Burnham is reportedly considering a social care funding levy of 1.8% on earnings above £6,240 for workers over 34. The proposal would effectively reduce the current £12,570 personal tax-free allowance by £6,330 and help fund a national care service modelled on the NHS, with services delivered by charities, local authorities and not-for-profit companies. Conservative MP Stuart Andrew called for full funding and a detailed implementation plan, while a Conservative source accused Burnham of staging cross-party engagement for publicity.

Birmingham Live ·Jul 2026

DWP told to make all state pensioners equal after Andy Burnham announcement

The UK Government has confirmed that state pensioners living solely on the State Pension will not pay income tax on it next year, despite the Triple Lock potentially pushing payments above the £12,570 personal allowance. Independent Age welcomes the protection but warns that pensioners receiving a lower State Pension alongside a small private pension could still be taxed, creating unequal treatment among people with similar incomes. It is calling for clarity and a system that protects all low-income pensioners.

Birmingham Live ·Jul 2026

One million DWP claimants risk benefits being stopped by 2029 under Andy Burnham

Andy Burnham has pledged to reduce the estimated one million young people in the UK who are not in education, employment or training, as part of reforms intended to strengthen academic, technical and vocational pathways. The article links the commitment to the possibility that some claimants could lose Department for Work and Pensions benefits and be pushed toward work by 2029, although detailed proposals have not yet been set out. Liberal Democrat spokeswoman Munira Wilson called for safeguards allowing young people to change direction, while NAHT general secretary Paul Whiteman welcomed the ambition but said schools need more clarity and funding.

Birmingham Live ·Jul 2026

£1 rule for people on seven DWP benefits to become permanent - full list

The Royal Collection Trust has made its £1 admission scheme permanent for people receiving Universal Credit, Working Tax Credit, Child Tax Credit, Pension Credit, Employment and Support Allowance, Income Support or Jobseeker’s Allowance. Eligible visitors can buy tickets for Windsor Castle, Buckingham Palace, the Palace of Holyroodhouse, the Royal Mews and The King’s Galleries in London and Edinburgh, with up to six tickets available per household. One eligible person must provide supporting documents and attend the visit; children under five and access companions enter free.

Birmingham Live ·Jul 2026

DWP told to restrict PIP and Universal Credit for one age group under Andy Burnham

Andy Burnham is expected to announce welfare changes targeting younger claimants, particularly people aged 20 to 29, amid concerns about rising benefit spending. Possible measures include greater work-related conditionality and restrictions on the Universal Credit health element for claimants under 22, while Personal Independence Payment could also be affected. Conservative spokesperson Helen Whately urged Burnham to adopt tougher reforms, including limits on support for mild mental health conditions and ADHD.

Birmingham Live ·Jul 2026

DWP confirms full list of 178 PIP conditions ahead of Andy Burnham cuts

The Department for Work and Pensions currently recognizes 178 broad medical-condition categories that may qualify claimants for Personal Independence Payment, which includes daily-living and mobility components and can be worth up to £758 per month. Prime Minister Andy Burnham has called for tighter control of welfare spending, while the Timms Review is expected to recommend changes to PIP eligibility and assessment criteria. The reforms would involve DWP minister Pat McFadden and Chancellor John Healey, with the benefit currently claimed by around four million people.

Birmingham Live ·Jul 2026

Andy Burnham triple lock for young people on table with three big perks

Andy Burnham is reportedly interested in Labour MP Luke Charters’s proposal for a youth “triple lock” offering discounted train fares, tax incentives to help young people save, and a rent-to-own pathway. The idea is not yet under formal consideration, but could be explored during Burnham’s premiership alongside his commitment to retain the state pension triple lock. Burnham is also due to announce education reforms giving 14-year-olds earlier access to technical courses, skills training, work experience and employer links. The ScaleUp Institute and Enterprise Nation welcomed the reforms, arguing that stronger careers pathways and practical training could address employers’ skills shortages and create more routes into work.

Birmingham Live ·Jul 2026

Free bus pass rule change on table under Andy Burnham with new age threshold

Prime Minister Andy Burnham is expected to propose cheaper bus fares for 16- to 18-year-olds in exchange for participation in work placements, as part of a wider effort to reduce the number of young people not in education, employment or training. The plans follow a £2 bus fare cap and may also include technical courses for 14-year-olds, work-related opportunities, apprenticeships and requirements for placements in public-sector contracts. Social Enterprise UK and the CBI welcomed the £3.5 billion youth skills and employment commitment, stressing the need to connect young people with employers and address unemployment.

Birmingham Live ·Jul 2026

Andy Burnham £300,000 house price rule update ahead of autumn announcement

Mortgage experts are urging Prime Minister Andy Burnham to reform or scrap stamp duty rules, particularly the £300,000 first-time-buyer threshold, ahead of the Autumn Budget. They argue that the tax discourages first-time buyers, prevents families from upsizing and older homeowners from downsizing, reduces housing-market mobility, and can distort property prices. Suggested alternatives include exemptions for downsizers and first-time buyers or replacing transaction taxes with an annual property tax, potentially including protections for lower-income households.

Birmingham Live ·Jul 2026

Andy Burnham rules out £1,296 charges for people in homes worth £270,000

Andy Burnham has rejected reports that the government plans to replace council tax and stamp duty with a 0.48% annual charge based on a property's current value. Such a levy would amount to about £1,296 a year for an average £270,000 UK home. Burnham said the proposal would not feature in the next Budget, although he supports reforms to make council tax fairer. A campaign by northern Labour MPs seeks to abolish council tax, which they argue disproportionately burdens poorer communities.

Birmingham Live ·Jul 2026

Andy Burnham confirms DWP benefits cuts plan because it's 'best way'

Prime Minister Andy Burnham is introducing a programme intended to reduce future welfare spending by preventing young people from becoming disconnected from work. From age 14, teenagers will receive earlier access to technical education, skills training, work experience and local employers. Former Greater Manchester mayor Alan Milburn and Small Business Britain CEO Michelle Ovens welcomed the initiative, while emphasizing the need for broader reforms across health, welfare, education and labour-market policy.

Birmingham Live ·Jul 2026

New school rule for all children born after 2014 confirmed under Andy Burnham

The Labour government plans to introduce technical education pathways from age 14 in 2028, allowing students to combine academic subjects with vocational training, employer contact and work experience. Prime Minister Andy Burnham said the reform would create parity between academic and technical routes and help address youth unemployment, while Education Secretary Lucy Powell and the Startup Coalition welcomed stronger links between schools, employers and future careers.

Birmingham Live ·Jul 2026

DWP told to scrap £94 weekly PIP payments for age group under Andy Burnham

Andy Burnham is being urged to address rising Personal Independence Payment costs, including claims that some teenagers receiving PIP for anxiety can receive more than they would earn in limited minimum-wage employment. The Times and The Sun argue that payments for mild mental-health conditions should be restricted, while the government says PIP supports people in and out of work and that its current design is being reviewed. Ministers expect the Timms Review’s final recommendations this autumn and point to record NHS mental-health funding and the early recruitment of 8,500 additional mental-health workers.

Birmingham Live ·Jul 2026

Andy Burnham begins to attach tougher conditions to DWP benefits cash

Andy Burnham is expected to support tougher conditions for some Department for Work and Pensions benefit claimants as part of a drive to move more young people into employment. He will also announce technical education pathways from Year 10, allowing pupils to combine core subjects with job-related training linked to local opportunities. The reforms aim to reduce the number of young people not in education, employment or training, which has exceeded one million, and have been welcomed by Alan Milburn as consistent with his warning about a potential lost generation.

Birmingham Live ·Jul 2026

DVLA driving licences to be revoked from October under Andy Burnham

From October, courts will reportedly be able to impose driving bans and revoke DVLA licences for benefit claimants with at least £1,000 in outstanding debt, unless they have an essential need to drive. The powers were announced under Keir Starmer’s government and are described as being administered under Andy Burnham’s leadership. Ministers say the measures will recover public-sector debt, deter fraud and protect taxpayers, while offering repayment arrangements to people unable to pay. The policy comes alongside Burnham’s stated intention to take a tougher approach to rising benefits spending.

Birmingham Live ·Jul 2026

Andy Burnham land tax plan hands households in three towns £1,600 boost

Analysis by Tax Policy Associates suggests that replacing council tax and stamp duty with a land value tax could reduce annual bills by about £1,600 for households in Hartlepool, Blackpool and Middlesbrough. The proposal under consideration would reportedly impose an annual charge of around 0.48% on property or land values, while eliminating stamp duty. Expensive properties, particularly in Westminster, could face substantially higher bills, although new buyers would benefit from the removal of stamp duty. Supporters argue that existing council tax and stamp duty are inefficient, while critics question the cost and complexity of valuing every property.

Birmingham Live ·Jul 2026

Single mum legally claiming the equivalent of a £93,000 salary from the DWP

A single mother of four in County Tyrone reportedly receives about £5,400 a month from part-time work, Universal Credit, rent support and childcare assistance—equivalent to roughly £93,000 a year—without committing fraud. An unnamed benefits-office whistleblower used the case to criticize Northern Ireland's welfare system, argue for a benefit cap on working claimants and allege that official fraud figures understate the scale of abuse. Communities Minister Gordon Lyons and Sinn Féin are also criticized over proposed efforts to strengthen fraud enforcement, while Prime Minister Andy Burnham called for the UK to reduce spending on benefits.

Birmingham Live ·Jul 2026

Andy Burnham pension access rule change on table for thousands of older people

Terminally ill savers can face a 55% tax charge if they withdraw more than 25% of their pension pot in a year, while current rules require doctors to estimate that they have fewer than 12 months to live. Campaigners and politicians from several parties argue that advances in treatment make this test outdated and that red tape worsens financial and emotional hardship. The government says it will review the definition and access rules, with Macmillan calling for terminally ill people to receive support quickly, simply and with dignity.

Birmingham Live ·Jul 2026

Andy Burnham to attach two conditions to DWP benefits payments in crackdown

Prime Minister Andy Burnham is considering making some youth sickness-benefit payments conditional on recipients undertaking training, voluntary work or other opportunities, with mental-health support provided where needed. The proposal aims to reduce the Department for Work and Pensions' rising benefits bill and draws on a Netherlands scheme involving community projects. DWP minister Pat McFadden supports learning from the Dutch approach, while Conservative leader Kemi Badenoch and shadow chancellor Mel Stride criticize the government's spending plans and warn of higher taxes. The DWP says it will support people who genuinely need assistance and is investing £2.5 billion in youth employment reforms.

Birmingham Live ·Jul 2026

Andy Burnham £1,040 blow for workers earning over £12,570

Income-tax receipts are forecast to reach £347 billion in 2026–27, with one million more people expected to pay income tax as frozen thresholds draw more workers into higher bands. Average taxpayers are projected to pay £640 more than in 2024–25 and £1,040 more than in 2023–24. The TaxPayers’ Alliance accuses Prime Minister Andy Burnham’s government of raising taxes by stealth and calls for an end to fiscal drag. Burnham had indicated that changes to the personal allowance might be considered in the autumn Budget, but the government reportedly backed away from including them in its initial cost-of-living measures.

Birmingham Live ·Jul 2026

DWP told to scrap PIP for 4 common conditions under Andy Burnham

A report says more than 87,000 16- and 17-year-olds claim Personal Independence Payment, with around 60,000 reportedly receiving it for anxiety, depression, autism or ADHD. Iain Duncan Smith criticizes the rising welfare bill, while Andy Burnham says reductions should come through preventative investment and support into work rather than crude cuts. The Timms Review has found that PIP, introduced in 2013, is no longer fit for purpose, with final recommendations expected in autumn. The government also highlights record NHS mental-health funding and the recruitment of 8,500 additional mental-health workers.

Birmingham Live ·Jul 2026

Andy Burnham £100 plan on table for workers who earn under £50,270

Andy Burnham is reportedly considering increasing the UK personal allowance by £500, which would reduce annual income tax bills by about £100 for most basic-rate taxpayers earning under £50,270. AJ Bell estimates that the measure could cost the Treasury around £5 billion a year, while higher earners affected by the personal allowance taper would not benefit. Burnham and Chancellor John Healey are also said to be considering restoring a 50% additional rate of income tax, but historical HMRC analysis suggests that behavioural changes among high earners could substantially reduce the revenue raised and potentially make the measure counterproductive.

Birmingham Live ·Jul 2026

Andy Burnham car tax 50% discount campaign hits key threshold

A petition calling for a 50% Vehicle Excise Duty discount on cars aged 20 to 39 has reached 53,000 signatures, halfway toward the threshold for a parliamentary debate, with 12 days remaining. Campaigners argue that high tax charges encourage owners to scrap roadworthy vehicles and that retaining older cars can reduce embedded carbon and support the UK heritage industry. The government says vehicle tax rates are based on factors including registration date, engine size and emissions, notes the existing 40-year classic-car exemption, and confirms there are currently no plans to reduce VED for 20- to 39-year-old cars.

Birmingham Live ·Jul 2026

Andy Burnham urged to raise the £12,570 HMRC personal tax-free allowance for state pensioners

Andy Burnham is facing calls to raise the £12,570 personal tax-free allowance, which has been frozen since 2021 despite inflation. Institute for Fiscal Studies deputy director Jonathan Cribb said the government could increase the allowance for everyone or introduce a higher threshold for pensioners, warning that continued freezes amount to substantial tax rises. The issue is becoming more prominent because the state pension is expected to exceed the threshold next April, although the government has said pensioners will not pay tax on it during the current parliament. Any future increase would require spending cuts or higher taxes elsewhere.

Birmingham Live ·Jul 2026

Three new school rules from September for parents under Andy Burnham

From September 2026, schools will face limits on the number of branded uniform and PE-kit items they can require, allowing families to buy more basic clothing from cheaper retailers. Free breakfast clubs will expand to more than 2,700 schools, reaching over 680,000 children and potentially saving eligible families up to £450 per child annually. Free school meals will also expand to households receiving Universal Credit, with potential savings of up to £500 per child each year, alongside planned revisions to school food standards.

Birmingham Live ·Jul 2026

HMRC confirms full list of health conditions which boosts personal tax-free allowance to £15,820

People who are registered with their local council as blind or severely sight impaired may qualify for Blind Person’s Allowance. The allowance adds £3,250 to the standard £12,570 personal tax-free allowance, raising the total to £15,820 for the forthcoming tax year. Applicants need certification confirming their blindness or severe sight impairment, and eligible couples may each claim or transfer unused allowance to a spouse or civil partner. RNIB and Action for Blind People are identified as sources of practical, emotional and peer support.

Birmingham Live ·Jul 2026

Andy Burnham confirms three state pension and DWP benefits changes and rules

Prime Minister Andy Burnham has confirmed that Labour will retain the State Pension triple lock and uphold the commitment that people whose only income is the full new or basic State Pension will not pay income tax under current conditions. The personal tax allowance remains frozen at £12,570, with no commitment yet to increase it. Burnham also said the government must reduce the welfare bill, particularly housing benefit costs, but rejected crude benefit cuts and argued that mental-health support, employment assistance, and new council and social housing would provide a fairer, more sustainable way to reduce spending.

Birmingham Live ·Jul 2026

New drivers could face mandatory speed limiters in crackdown

Experts giving evidence to the Transport Committee said vehicles could eventually be required to prevent drivers from exceeding legal speed limits, with mandatory Intelligent Speed Assistance and dashcams considered as road-safety measures. Dr Rob Török described speed as the main controllable risk factor, while Transport for London’s Lilli Matson said mandatory ISA could become a national requirement. A RAC survey found that 80% of drivers supported fitting an intervening speed-assistance device to vehicles of persistent or excessive speeders. Concerns remain about inaccurate road signage, unexpected braking and responsibility for accidents caused by the technology.

Birmingham Live ·Jul 2026

Andy Burnham automatic £300 payments for state pensioners

Andy Burnham is reported as overseeing automatic Winter Fuel Payments for state pensioners this winter as Labour prioritises cost-of-living support. The payment will be £200 per household, rising to £300 where someone is over 80, with no application required; payments to households above the income threshold will be recovered automatically through HM Revenue and Customs. The scheme is expected to cost about £1.25 billion in England and Wales, while means-testing is projected to save around £450 million, subject to Office for Budget Responsibility certification. Burnham said the government would need to make difficult spending decisions and demonstrate how additional support would be funded.

Birmingham Live ·Jul 2026

British Gas paying customers to use less electricity with little-known scheme

British Gas says customers may reduce their electricity bills and environmental impact by shifting energy-intensive activities, such as laundry, appliance charging and electric-vehicle charging, to off-peak periods. Its Economy 7 tariffs offer a cheaper overnight rate, while the National Grid Electricity System Operator’s Demand Flexibility Service rewards households for reducing consumption during periods of high demand, helping limit the need to activate costly fossil-fuel power plants.

Birmingham Live ·Jul 2026

HMRC confirms 'really important' car tax rule for double cab pick-ups

HMRC has confirmed that VAT reclaim rules and Vehicle Excise Duty rates for double-cab pick-ups remain unchanged after most such vehicles were reclassified as cars for company car tax purposes from April 2025. VAT-registered businesses can reclaim input VAT under existing rules, with vehicles classified according to payload capacity for VAT purposes. For benefit-charge calculations, most double-cab pick-ups are generally treated as cars because they are equally suited to carrying passengers and goods. Isuzu UK says its D-Max range, including electric and internal-combustion models, qualifies for full VAT reclaim.

Birmingham Live ·Jul 2026

HMRC 'tax rise by stealth' warning with millions affected

HMRC collected a record £2.3 billion in inheritance tax between April and June 2026, £96 million more than in the same period a year earlier. Income tax, capital gains tax and National Insurance receipts also reached a record £132.1 billion, up £11.4 billion. Tax experts attributed the increases to fiscal drag, rising asset prices and frozen thresholds, warning that more families and higher earners are being drawn into higher tax bands. From April 2027, pensions are expected to fall within the scope of inheritance tax, creating potentially higher bills and additional administrative burdens for executors. Experts advised families to seek professional guidance while cautioning against acting on speculation about future wealth-tax reforms.

Birmingham Live ·Jul 2026

Freeview switch-off update as Lisa Nandy promises support package for households

Culture Secretary Lisa Nandy has backed plans for a support package to help households move from Freeview digital terrestrial television to IPTV if the service is eventually withdrawn. The government says the transition would allow broadcasters to reduce costs and free radio spectrum for mobile internet, but acknowledges that universal access, reliability, innovation and public service broadcasting sustainability must be addressed. The Countryside Alliance warns that an internet-only system could disadvantage rural, older and vulnerable residents through unreliable broadband and added costs, and says its survey shows strong support for retaining Freeview beyond 2034.

Birmingham Live ·Jul 2026

British Gas energy meter mix-up warning with customers penalised

Customers in new-build developments have reportedly been billed for other residents’ energy because British Gas registered newly installed meters to the wrong addresses. One customer said their bank details were sent to the estate developer, their meter complaint was closed, and cancelling a direct debit led British Gas to warn of a higher tariff. British Gas attributed the problem to plot numbers being assigned to incorrect addresses during construction, while affected homes reportedly faced tariff increases of 19%.

Birmingham Live ·Jul 2026

Workers to lose nearly £18,000 as state pension age rise brought forward

The government is reportedly considering bringing forward the increase in the UK State Pension age to 68 from the planned 2044–46 timetable to as early as 2037. The change could affect people currently aged roughly 49 to 55, with workers aged 51 to 53 potentially losing up to £17,774 in pension payments if they wait an additional year for eligibility. Rathbones calculated the potential losses using the full new State Pension rate and assumed inflation, while Fidelity’s Andrew Oxlade outlined earlier reviews that proposed faster increases, including a possible rise to 69. Previous review recommendations are not binding, and no final decision has been made.

Birmingham Live ·Jul 2026

HMRC issues urgent warning ahead of little-known 18 August deadline

HMRC has warned tax advisers that the first phase of mandatory registration under the Modernising and Mandating Tax Adviser Registration programme closes on 18 August 2026. New advisers and those interacting with HMRC without the required accounts must register online, with free guidance and a checker available on GOV.UK. Missing the relevant deadline could disrupt client services, restrict advisers' ability to act for clients and lead to financial penalties if they continue without registering.

Birmingham Live ·Jul 2026

New HMRC tax trap set to hit from next year - with savers at risk

From April 2027, tax on savings interest is due to rise by two percentage points, reaching 22% for basic-rate taxpayers, 42% for higher-rate taxpayers and 47% for additional-rate taxpayers. At the same time, the annual cash ISA allowance for people under 65 is planned to fall from £20,000 to £12,000. Financial planner Sean McCann warns that frozen allowances and rising incomes could push more savers into higher tax bands, while interest outside ISAs may also affect Child Benefit charges and the personal allowance for people earning over £100,000. ISAs are presented as an increasingly important way to protect savings and investments from tax.

Birmingham Live ·Jul 2026

Government confirms full list of 14 cars qualifying for £3,750 discount

The UK government has confirmed 14 electric cars eligible for its £1.3 billion discount scheme, which provides grants of up to £3,750. The Fiat 500e is the latest model added to the list, while other qualifying vehicles receive either the maximum grant or a £1,500 discount depending on their manufacturers’ sustainability credentials and production emissions. More than 100,000 drivers have reportedly used the scheme since its launch in July 2025.

Birmingham Live ·Jul 2026

Halifax confirms £8,000 change affecting all customers

Halifax has confirmed that customers can transfer money from another bank into a newly opened Halifax cash or Investment ISA through online banking. From April 2027, the annual £20,000 ISA allowance will be split for most savers: deposits into cash ISAs will be capped at £12,000, while the remaining £8,000 can only be invested in stocks and shares accounts. Savers aged 65 and over will retain the full £20,000 allowance. Tax rates on taxable interest will also rise by two percentage points across all income bands.

Birmingham Live ·Jul 2026

State pensioners on one DWP benefit can get additional £2,503 in pay packets

State pensioners receiving Guarantee Pension Credit who care for another adult may qualify for an additional £48.15 a week, worth approximately £208.65 a month or £2,503.80 a year. Eligibility generally depends on reaching State Pension age, living in the UK or nearby Crown Dependencies, and having a low income, although carers, disabled people and those with certain housing costs may qualify. Savings above £10,000 can reduce payments, and couples must both have reached State Pension age to claim Pension Credit. The article also notes that the benefit rates are due to rise, with the Standard Minimum Guarantee increasing by 4.8% and other benefits by 3.8%.

Birmingham Live ·Jul 2026

HMRC payments for households set to automatically stop in 36 days

Parents receiving Child Benefit for 16- to 19-year-olds must confirm their children’s education or training plans with HMRC by 31 August 2026 or payments will automatically stop. Claims can be extended through the HMRC app, GOV.UK, or a QR code included in HMRC letters; parents unable to use online services can contact HMRC by phone or post. Payments may be restarted later, but delays could lead to missed payments, while changes in circumstances must be reported to prevent overpayments.

Birmingham Live ·Jul 2026

Lawyer confirms rights for cutting a neighbour’s tree overhanging in a garden

Households may cut branches from a neighbour’s tree that overhang their property, provided they do not trespass onto the neighbour’s land. The Royal Horticultural Society says the prunings must be disposed of responsibly and that overhanging fruit cannot be picked and kept. Prior consent from the local authority is required for trees protected by a Tree Preservation Order, located in a Conservation Area, or subject to certain felling restrictions. Unauthorised work can lead to substantial fines, including penalties of up to £20,000 and, in serious cases, an unlimited fine or imprisonment.

Birmingham Live ·Jul 2026

DWP state pension age change in August for people with these birthdays

The UK state pension age is increasing from 66 to 67, with the change being phased in between April 2026 and 2028. People born between April 1960 and March 1961 will reach pension age at different points between 66 years and five months and 66 years and 11 months, while those born from 6 March 1961 onward will qualify at age 67. AJ Bell’s Tom Selby warns that some people may face unexpected short-term income gaps and calls for clearer government communication. The DWP is expected to notify people about a month before they become eligible, while the state pension age is currently scheduled to rise to 68 between 2044 and 2046.

Birmingham Live ·Jul 2026

HMRC income tax warning for everyone earning £72,500 or more a year

HMRC is expected to collect £202 billion in income tax from the highest-earning 10% of taxpayers in the current financial year. People earning at least £72,500 account for 58.4% of all income tax, up from 50.3% in 1999–2000, while average annual payments in this group have risen to about £50,000. Tax advisers Robert Salter and Mike Warburton warn that continued pressure on higher earners could become counterproductive by reducing investment and motivation and encouraging emigration. Andy Burnham has previously backed a lower tax band for low-paid workers and said there was a case for increasing the additional rate from 45p to 50p.

Birmingham Live ·Jul 2026

I bought a £435 Lifestyle & Mobility wheelchair for my daughter - she died and they won't refund me

A parent bought a £435 wheelchair from Lifestyle & Mobility for a disabled 46-year-old daughter who died before using it. The wheelchair remained unused, but the retailer refused a refund, explaining that its in-store policy only permits returns for faulty or mis-sold products, while goodwill exceptions are discretionary. The case was raised with the Guardian, whose consumer-affairs intervention prompted the company to acknowledge the family’s circumstances but maintain its policy.

Birmingham Live ·Jul 2026

Households urged not to 'misunderstand' HMRC 7-year rule for inheritance tax

Potentially exempt gifts generally fall outside an estate for inheritance-tax purposes after seven whole years, but taper relief does not reduce the value of a gift or apply automatically to all transfers. It applies only when gifts made during the seven years before death exceed the nil-rate band, reducing tax on the amount above that threshold. An example shows that a £400,000 gift made just over six years before death could use the full £325,000 nil-rate band, leaving the remainder subject to tapered tax while the donor’s remaining £600,000 estate is taxed at 40%, producing a total bill of £246,000. Gifts can include money, possessions, property sold below market value, land, buildings and certain shares, while assets left by will form part of the estate rather than being treated as gifts.

Birmingham Live ·Jul 2026

HMRC confirms £3,750 increase to tax-free personal allowance for some

HMRC has confirmed that people letting furnished accommodation in their homes can earn up to £7,500 a year tax-free under the Rent a Room Scheme, or £3,750 when the income is shared with another person. The exemption is automatic when income remains below the relevant threshold, although records should be kept. Those earning above the allowance must file a Self Assessment tax return and can opt into the scheme or declare rental income and expenses under the normal rules.

Birmingham Live ·Jul 2026

DWP state pensions being frozen for 500,000 people in blow

Department for Work and Pensions figures show that about 453,000 UK State Pension recipients living abroad are in countries without reciprocal agreements, meaning their pensions remain frozen at the rate paid when they left the UK. Canada and Australia are among the affected countries, while pensioners in places such as New Zealand, Jersey and Guernsey receive annual increases linked to the triple lock. The End Frozen Pensions campaign argues that the policy unfairly affects Commonwealth pensioners and has forced many to cut spending on essentials, urging the UK Government to review it.

Birmingham Live ·Jul 2026

DVLA urges drivers to 'protect yourself' over scam sweeping motorists

The DVLA warns motorists about fake texts and emails impersonating the agency, particularly messages claiming that recipients are owed vehicle-tax refunds. Drivers are advised not to click links or share bank and payment details, to use only GOV.UK, and to report suspicious messages to the National Cyber Security Centre before deleting them. Genuine DVLA tax refunds are issued automatically, and the agency only asks people to confirm personal details by email or text when they have an existing enquiry.

Birmingham Live ·Jul 2026

HMRC crackdown with construction businesses facing scrutiny

HMRC is increasing scrutiny of construction businesses as part of a broader crackdown on tax avoidance. Its 2025–26 annual report says AI and advanced data analytics helped protect or recover £10 billion in tax revenue, while overall compliance yield reached a record £50.2 billion, slightly below the £50.4 billion target. Tax risks in the construction and automotive sectors have reportedly doubled, with Construction Industry Scheme compliance identified as a specific priority. Pinsent Masons experts warn that new rules targeting umbrella-company tax avoidance and changes to CIS regulations could have a disproportionate impact on construction firms, advising them to strengthen labour-supply-chain oversight and contractual protections.

Birmingham Live ·Jul 2026

HMRC handing £27 payments to households with children

Child Benefit is worth £27.05 per week for an eldest or only child and £17.90 for each additional child, with claimants also receiving National Insurance credits toward their state pension. Parents must extend claims when 16- to 19-year-olds remain in eligible education or training, as payments otherwise stop on 31 August after the child’s 16th birthday. Higher earners with individual incomes between £60,000 and £80,000 may face the High Income Child Benefit Charge.

Birmingham Live ·Jul 2026

Self-employed people from 2015 to 2024 having DWP state pension reduced

People who became self-employed between 2015 and 2024 may have gaps in their National Insurance records if they registered for self-assessment but did not separately notify HMRC using form CWF1. Money Saving Expert warns that as many as 800,000 people could be affected, potentially reducing their entitlement to the full State Pension, which generally requires 35 qualifying years. Those earning below the relevant threshold may be able to make voluntary Class 2 contributions, and affected individuals are urged to check their records because the government may not contact them about the issue.

Birmingham Live ·Jul 2026

State pensioners warned over retirement mistakes worth £20,000

Financial education specialist Antonia Medlicott warns that pensioners may lose thousands through avoidable retirement mistakes. She advises phasing withdrawals from private pensions rather than taking the full tax-free allowance immediately, potentially reducing tax and extending the life of a pension pot. Other recommendations include filling National Insurance gaps, claiming credits for grandchild care, applying for Pension Credit and related benefits, and starting inheritance-tax planning early, particularly ahead of planned changes bringing unused pensions into taxable estates from April 2027.

Birmingham Live ·Jul 2026

DVSA warning for classic car owners with cars made before 1986

Vehicles built or first registered more than 40 years ago are generally exempt from annual MOT testing, provided they have not undergone substantial changes, although owners must keep them roadworthy. Vehicles built before 1 January 1986, or registered before 8 January 1986 when the build date is unknown, can qualify for vehicle tax exemption from 1 April 2026. Owners must apply for the historic tax class and continue to tax the vehicle even when no payment is due; unsafe vehicles can result in fines of up to £2,500 and three penalty points.

Birmingham Live ·Jul 2026

Motorhome and caravan drivers risk £2,500 fine for towing mistake

UK caravan and motorhome drivers could face fines of up to £2,500, a driving ban and three penalty points for using towing equipment in a dangerous condition. The guidance highlights the need for type-approved tow bars, suitable towing mirrors, functioning brakes on loaded trailers over 750kg, breakaway cables or secondary couplings, and matching number plates. Towing without proper mirrors can result in a fine of up to £1,000 and three penalty points.

Birmingham Live ·Jul 2026

X Login Scam on the Rise, Putting Millions of Users at Risk

Fraudsters are sending fake X security alerts claiming that users logged in from unfamiliar devices and urging them to follow links to secure their accounts. Cybersecurity adviser Jake Moore warns that the messages are designed to steal usernames, passwords or one-time passcodes, and advises users to verify the sender and destination, access X through the genuine app, change their password immediately if credentials were entered, and enable two-factor authentication. X says it only sends emails from its official domains, never requests passwords by email, and does not include attachments in security messages.

Birmingham Live ·Jul 2026

AA says petrol and diesel drivers are ditching their cars over one issue

Rising and volatile petrol and diesel prices are prompting some UK drivers to switch to electric vehicles, which are seen as offering more predictable costs. The AA attributes the shift to fuel-price pressures, while Turo says the economics of car ownership are becoming untenable for more households. Wholesale petrol costs rose by 3–4 pence per litre and diesel by more than 6 pence from late June, with oil-market tensions and Russia’s fuel-export ban contributing. Government figures show electricity consumption by road vehicles increased 30.7% between 2024 and 2025, followed by a further 28.1% rise in the first quarter of 2026.

Birmingham Live ·Jul 2026

£343 Bill Warning for Millions of UK Households

Research by ThinkMoney found that 50% of people feel manipulated into spending through apps and online services, while the average person spent £216 on in-app purchases over the past year. Around 21% of UK consumers reported unexpected in-app bills, averaging £343, and some parents said their children had spent more than £400 without permission. Consumer expert Vix Leyton warned that free trials, one-click purchases, limited-time offers, rewards and other app features can encourage impulsive spending, advising consumers to check bank statements, review subscriptions and disable unwanted automatic payments.

Birmingham Live ·Jul 2026

HMRC allowance 'needs to be raised' to stop 'crushing' businesses

Azets tax expert Praveen Gupta warns that the UK’s tax system is discouraging people from starting, expanding and selling businesses. He calls for a £50,000 employment allowance threshold to reduce National Insurance costs for SMEs, more favorable treatment of founders who sell companies, and an Employment Tax Roadmap giving businesses greater certainty. Gupta argues that lower costs and clearer policy would encourage hiring, reinvestment and economic growth, while warning that entrepreneurs may move abroad or avoid starting businesses if reforms are not made.

Birmingham Live ·Jul 2026

State pensioners can receive a £114.60 weekly payment that is not means-tested

Attendance Allowance can provide £76.70 or £114.60 per week to people over State Pension age who have a sufficiently severe disability or health condition requiring personal care or supervision. The higher rate, worth £5,959.20 annually, applies when support is needed during both day and night or when the claimant is nearing the end of life. The benefit is not means-tested, but applicants generally must have needed assistance for at least six months and meet residence and immigration requirements. People receiving certain other disability benefits, or whose care-home costs are paid by a local authority, are usually ineligible.

Birmingham Live ·Jul 2026

Labour government confirms £1,410 charges for certain petrol drivers

UK vehicle tax bands for 2026–2027 mean cars emitting 151–170g/km of CO2 will incur a £1,410 first-year Vehicle Excise Duty charge, while subsequent years move to a standard rate of £200. Rates will rise with inflation, and revised Euro 6e-bis testing is expected to place many plug-in hybrids in higher emissions bands. The government will temporarily protect eligible company-car plug-in hybrids bought between 1 January 2025 and 5 April 2028 from increased benefit-in-kind tax after retesting.

Birmingham Live ·Jul 2026

HMRC changing minimum pension access age

From 6 April 2028, the minimum pension age for most people in the UK will rise from 55 to 57. People born after April 1973 will generally have to wait until 57, while some individuals—particularly those born between April 1971 and April 1973—may retain a protected pension age of 55 or 56 depending on the rules applying to each pension. Rachel Vahey of AJ Bell says the change could disrupt plans involving lump-sum withdrawals and phased drawdown, and advises savers to check each pension individually. Leaving part of a pension pot invested may allow it to continue growing tax-free.

Birmingham Live ·Jul 2026

DWP Confirms Change to PIP, ESA and WCA Assessments

The Department for Work and Pensions has made audio recording standard for face-to-face and telephone assessments for PIP, Universal Credit Work Capability Assessments, Employment and Support Allowance, and Industrial Injuries Disablement Benefit, unless claimants opt out. The recordings are intended to improve transparency, provide a more accurate record for appeals, and support quality improvements. The policy follows feedback from disabled people and advocacy organizations; previously, recording was available only on an opt-in basis and used by fewer than 3% of claimants.

Birmingham Live ·Jul 2026

Petrol and diesel drivers hit with 'sad' update over filling up in UK

UK petrol and diesel prices are rising again, increasing the cost of filling a 55-litre family car by approximately £8.90 for petrol and £21.20 for diesel compared with a year earlier. RAC figures put average prices at 152.54p per litre for unleaded and 167p for diesel, with prices expected to rise toward 155p and above 170p respectively as oil costs increase. The RAC also advises motorists taking summer journeys to plan around traffic, prepare for delays and carry water, suncream and shade from potentially hot conditions.

Birmingham Live ·Jul 2026

HMRC confirms new Approved Mileage Allowance Payments fees for drivers

HMRC has increased the Approved Mileage Allowance Payment and simplified mileage rate for cars and vans from 45p to 55p per mile for the first 10,000 business miles, effective retrospectively from 6 April 2026. The rate remains 25p per mile thereafter. Employers may reimburse more or less than the advisory rate, with tax relief available when employees receive less and income tax due on amounts above it. The change also affects National Insurance calculations, self-employed mileage deductions and businesses using simplified mileage rates.

Birmingham Live ·Jul 2026

New £750 workplace parking levy on table for thousands of drivers

Cardiff Council is considering an annual workplace parking levy of £750 per employer-provided parking space at larger firms, although the figure is preliminary and could rise. The council says the scheme would generate funding for better bus services, encourage public transport use and support Cardiff’s economic development. Business owner Julie Keeler argues that additional costs would intensify pressure on companies already affected by fuel and parking restrictions, contributing to layoffs and her decision to close her engineering firm and retire.

Birmingham Live ·Jul 2026

People earning £50,271 or more issued £500 warning under Andy Burnham

People earning £50,271 or more may face increased tax on savings as frozen income-tax thresholds push some savers into higher tax bands. From 2027, the Cash ISA allowance for under-65s is set to fall from £20,000 to £12,000, while higher-rate taxpayers retain only a £500 Personal Savings Allowance and additional-rate taxpayers receive none. AJ Bell expert Charlene Young also highlights rising dividend-tax liabilities and the reduction of the dividend allowance to £500, warning that investors holding assets outside tax-efficient wrappers could pay more.

Birmingham Live ·Jul 2026

Halifax, NatWest, Lloyds and RBS confirm 28 branch closures in August and September

Halifax, Lloyds Bank, NatWest and Royal Bank of Scotland have confirmed numerous branch closures across the UK during August and September 2026, with locations and closure dates listed for each bank. The closures form part of a wider decline in physical banking, with around 7,000 UK branches reportedly closing since 2015. Campaigner Ron Delnevo argues that banks’ shift to online services conflicts with customers’ needs, while suggesting shared banking hubs could help replace lost branches. The Labour government has announced an independent review examining the real-world impact of closures and how access to face-to-face banking can be protected.

Birmingham Live ·Jul 2026

Anyone with an ISA urged to act to avoid Rachel Reeves 22% charge

From April 2027, interest earned on uninvested cash held in stocks and shares ISAs could face a 22% tax charge, although investment profits, dividends and the ISA balance itself would remain untaxed. BrokerChooser analyst Adam Nasli advises savers to review how their money is allocated before the changes take effect. A £10,000 cash balance earning 3% interest would generate £300, resulting in a potential £66 tax bill under the proposed framework.

Birmingham Live ·Jul 2026

UK drivers face hefty fine for not displaying mandatory sticker in France

UK motorists driving in France may face fines of up to €180 for entering restricted low-emission zones without the required Crit’Air vignette, while drivers without the correct UK sticker or plate marking may be fined €140. The French system limits access for higher-emission vehicles in permanent or emergency low-emission zones, and vehicles built before specified dates are ineligible for the vignette and barred from restricted areas. Road-safety experts advise drivers to plan routes, understand local rules and take regular breaks.

Birmingham Live ·Jul 2026

HMRC stopping £272.35 monthly payments from September

HMRC is warning parents that Child Benefit payments could stop from September if they do not confirm by 31 August that a 16- to 19-year-old remains in qualifying education or approved training. For 2026/27, payments are £27.05 per week for the eldest or only child and £17.90 for each additional child, meaning a family with three children could receive about £272.35 every four weeks. Parents can extend claims through the HMRC app or GOV.UK, and HMRC is sending reminder letters to around 1.5 million families.

Birmingham Live ·Jul 2026

200,000 households can claim new £9,000 heat pump grant from this week

More than 200,000 eligible rural households in England and Wales are being informed that the Boiler Upgrade Scheme grant for replacing heating-oil systems with heat pumps has risen from £7,500 to £9,000, effective 21 July. The government says the measure will reduce exposure to fossil-fuel price spikes and support lower-carbon heating, alongside more than £50 million in assistance for vulnerable heating-oil customers. Industry representatives from the Heat Pump Association UK and MCS welcomed the increase and highlighted the importance of certified installers and consumer protections.

Birmingham Live ·Jul 2026

Workers struggling to save for old age as government launches action

Almost half of working-age adults in the UK do not contribute to a pension, according to a government-backed Pensions Commission. Women approaching retirement have median private pension wealth of £81,000, compared with £156,000 for men, and the commission warned that the gender gap could increase pensioner poverty and pressure on public finances. Personal accounts from workers highlight how low wages, part-time employment, housing costs, economic shocks and family responsibilities have undermined their ability to save. The commission was revived by Keir Starmer amid concerns that future retirees may be poorer than today’s pensioners.

Birmingham Live ·Jul 2026

11 DWP and HMRC benefits changing in August under Andy Burnham - full list

Payments for 11 UK benefits administered by the Department for Work and Pensions and HM Revenue & Customs that are due on Monday, 31 August 2026 will be issued early on Friday, 29 August because of the bank holiday. Affected payments include the new and basic state pensions, Attendance Allowance, Carer’s Allowance, ESA, Income Support, JSA, Pension Credit, PIP, Universal Credit, Child Benefit and Guardian’s Allowance. Scotland’s devolved benefits have separate arrangements, while Best Start Foods payments will not be affected. The changes come as the government reviews disability-benefit eligibility and criteria amid concerns about rising welfare spending.

Birmingham Live ·Jul 2026

Andy Burnham to attach 'conditions' to DWP benefits payments in overhaul

Andy Burnham is reportedly considering new work-related conditions for Department for Work and Pensions benefit payments, following recommendations from Alan Milburn’s review of youth economic inactivity. Supporters argue that welfare reform and employment programmes are needed to reduce inactivity, while Mind policy chief Tom Pollard warns that cutting or conditioning benefits can be counterproductive and is based on an oversimplified view of people’s lives. The government says tackling youth joblessness is a priority and has committed £2.5 billion to create 500,000 opportunities for young people to earn and learn.

Birmingham Live ·Jul 2026

Andy Burnham to 'limit' DWP benefit payments in crackdown for thousands

Andy Burnham is reportedly preparing to restrict young people's access to some Department for Work and Pensions benefits as part of a wider effort to reduce the rising welfare bill. David Blunkett says Burnham supports difficult decisions on entitlement and backs Alan Milburn's forthcoming welfare recommendations, alongside efforts led by Pat McFadden to move young people into training and work. The government says tackling youth joblessness is a priority and has committed £2.5 billion to create 500,000 opportunities, while a separate review of Personal Independence Payment remains underway.

Birmingham Live ·Jul 2026

DWP told to scrap payments for 71,000 state pensioners under Andy Burnham

DWP statistics show that 276,725 people claim Personal Independence Payment in England and Wales for back pain, including 70,556 state pension-age recipients whose annual payments are estimated at £491 million. The TaxPayers’ Alliance has urged the government to tighten eligibility and stop payments to pensioners claiming for back pain, while current rules allow existing PIP awards to continue after state pension age. Overall PIP spending is projected to rise from £26 billion to £45 billion by 2031, with the government awaiting recommendations from the Timms Review.

Birmingham Live ·Jul 2026

Andy Burnham promises automatic extra payments for Universal Credit, ESA and Pension Credit claimants

Andy Burnham’s government is described as planning winter support for benefit claimants amid the cost-of-living crisis. Eligible recipients of Pension Credit, income-related ESA, Universal Credit or Support for Mortgage Interest may automatically receive £25 Cold Weather Payments for each qualifying seven-day cold-weather period between November and March. The article also highlights a possible £150 Warm Home Discount and Winter Fuel Allowance payments of £100 to £300 for older claimants, while explaining relevant eligibility conditions.

Birmingham Live ·Jul 2026

DWP State Pension Rule on Table Under Andy Burnham Could Cost Claimants £12,500

The Government’s current policy position, disclosed to the Office for Budget Responsibility, is reportedly to bring forward the State Pension age increase to 68 from 2037 rather than the legislated 2044–2046 timetable. The change could affect around five million people aged 49 to 55, with each potentially losing about £12,500 in pension payments. A statutory review is under way, and Andy Burnham could face responsibility for announcing the measure if he becomes Prime Minister. Retirement experts warn that many people would be unable to retire when planned and urge affected workers to review private pensions and ISA savings, while calling for better flexible work, careers and health support for older workers.

Birmingham Live ·Jul 2026

First change to DWP state pension under Andy Burnham coming in August

State pension payments due on Monday, August 31, 2026, will be paid early on Friday, August 28, because of the bank holiday. The Department for Work and Pensions says benefits falling on weekends or bank holidays are generally paid on the preceding working day. Payment dates depend on the final two numbers of a claimant’s National Insurance number, and state pension payments are usually made every four weeks.

Birmingham Live ·Jul 2026

Andy Burnham state pension age warning with new threshold confirmed

The UK state pension age is being phased up from 66 to 67, with the change due to be complete by April 2028. Select Committee Chair Debbie Abrahams warned that many people may be unaware of the increase and criticized rumors that a further rise could be accelerated, calling them untrue and unhelpful. The article also outlines the old State Pension structure and confirms ministerial appointments under Andy Burnham’s administration.

Birmingham Live ·Jul 2026

State pension warning for people born between 1971 and 1977 under Andy Burnham

The Labour government is considering bringing forward the planned increase in the UK state pension age to 68 from 2044–2046 to 2037–2039. Around five million people born between 1971 and 1977 could consequently wait an additional year to claim their pension. Any change would require at least 10 years’ notice, potentially making Andy Burnham responsible for announcing it as Prime Minister. Ageing campaigners and workers warn that the proposal could worsen financial insecurity, while Quilter advises people to build additional retirement savings rather than rely solely on the state pension.

Birmingham Live ·Jul 2026

Andy Burnham's immediate rule change slammed by restaurants

Pubs, clubs and live music venues in England are set to receive a 20% business-rates discount through a £100 million aid package. Restaurant operators, including Leon boss John Vincent, criticized the exclusion of restaurants, arguing that they face similar costs and market pressures and need support at least as much as pubs. Pub operators welcomed the relief but said it was insufficient, calling for further measures such as reducing hospitality VAT to 10%. Restaurant figures including Thomasina Miers and Tommy Banks supported Andy Burnham's broader advocacy for VAT reform, as hospitality businesses continue to face rising costs and closures.

Birmingham Live ·Jul 2026

UK weather maps show 37C heatwave next week as Met Office and BBC speak out

Forecast models suggest temperatures could reach 35C to 37C across parts of southern and eastern England from the middle of the following week, although the Met Office and BBC Weather give more cautious predictions of temperatures mainly in the mid-to-upper 20s Celsius. High pressure is expected to bring drier conditions to southern England and Wales, while Scotland, northern England and Northern Ireland may see cooler, cloudier and wetter weather. The outlook offers little prospect of substantial rainfall for areas already experiencing drought or near-drought conditions.

Birmingham Live ·Jul 2026

Andy Burnham cuts HMRC income tax bills to £0 for people born in these years

The Labour government has committed to ensuring that people whose only income is the basic or new State Pension will not pay income tax, even as the Triple Lock raises the pension above the frozen £12,547.60 personal allowance from next year. The policy, supported by Prime Minister Andy Burnham and Chancellor John Healey, is expected to benefit eligible pensioners, while the government says 12 million pensioners will receive up to £470 more this year. Retirement experts warn that exempting state pension income could create different tax outcomes for people with similar total incomes, add administrative complexity and impose an uncertain long-term cost on public finances.

Birmingham Live ·Jul 2026

New GP sick note rule from July for workers under Andy Burnham

From July, four English pilot schemes will test replacing the current GP fit-note process with personalised stay-in-work and return-to-work plans. Covering up to 100,000 appointments for as long as a year, the pilots may either begin with a GP-issued fit note followed by referral to community health workers or use a separate service staffed by clinical and non-clinical practitioners. The Department for Work and Pensions says the reform will help people recover and remain connected to work, while the Royal College of GPs supports evidence-based change but warns that patient welfare, funding and GP workload must be protected.

Birmingham Live ·Jul 2026

Andy Burnham £17 plan for drivers doing 7,100 miles a year from October

A VAT cut on household electricity announced by Prime Minister Andy Burnham is projected to save home‑charging electric vehicle owners about £17 per year based on average mileage. Savings per charge range from 24p to 78p depending on vehicle and tariff. Advocacy groups welcome the change but argue it highlights inequities for drivers who rely on public charging, which remains taxed at 20 percent. Industry representatives call for VAT equalisation, while the Treasury notes that domestic energy VAT relief applies broadly and is not tailored to EV charging.

Birmingham Live ·Jul 2026

Andy Burnham £500 free device for households to cut energy bills by £250

The UK government under Prime Minister Andy Burnham is preparing a scheme to distribute £500 plug‑in home batteries to low‑income households to help reduce energy bills by storing cheaper off‑peak electricity. The Department for Energy Security and Net Zero has developed the proposal, with government sources describing the devices as easy to deploy and aligned with local authority delivery. Analysis from Regen suggests households could save up to £250 annually using products such as the Windfall Battery, with further long‑term reductions possible. A government spokesperson highlighted broader efforts to lower bills, including cuts to VAT on electricity and rollout of plug‑in solar.

Birmingham Live ·Jul 2026

Royal Mail confirms immediate change to all 'Something for You' cards

Royal Mail has updated its 'Something for You' missed‑delivery cards with a redesigned layout and a QR code to streamline tracking and collection. Customer reactions are mixed, with some concerned about excluding people who lack smartphones, while others report no issues. Royal Mail says the cards went through a successful pilot and include options for customers without digital access, including an automated phone line and Relay UK. One customer complaint about unresolved tracking underscores ongoing service frustrations.

Birmingham Live ·Jul 2026

Two new tests on table for drivers born before 1956 under Andy Burnham

Drivers over 55 are shown in new data to be the least confident age group, prompting renewed focus on government consultations concerning eyesight and cognitive tests for motorists over 70. With Andy Burnham now Prime Minister, decisions are expected on proposed eyesight requirements and potential cognitive assessments being explored by Transport Secretary Heidi Alexander. Experts note that increasingly complex roads and vehicle technology contribute to reduced driver confidence, especially among older motorists. The consultation considers mandatory eyesight tests every three years for older drivers and potential future fitness-to-drive measures.

Birmingham Live ·Jul 2026

Andy Burnham new HMRC income tax band for one million workers

The Labour government led by Andy Burnham faces criticism for frozen tax thresholds that are projected to push one million additional workers into higher tax bands, according to the TaxPayers’ Alliance. Opponents including Mel Stride and Kemi Badenoch argue that fiscal drag reflects poor planning and rising tax burdens, while Treasury minister Emma Reynolds maintains that recent policy announcements do not require tax increases and involve only budget reprioritisation ahead of the forthcoming budget.

Birmingham Live ·Jul 2026

New nail gel ban from August 15 in UK with salon warning issued

Regulators in the UK and EU are introducing new restrictions on TPO, a chemical used in gel nail products, following its classification as a potential health risk. From August 15, new TPO‑containing products cannot enter the UK market, while the EU has banned all cosmetic uses. Beauty experts advise that most reputable salons already use compliant formulations and that consumer risk remains low, emphasising caution with unregulated products.

Birmingham Live ·Jul 2026

DWP told to scrap PIP for 276,000 with common condition under Andy Burnham

The UK government is under pressure to reform Personal Independence Payment as rising back‑pain claims are projected to cost the Department for Work and Pensions £1.9 billion annually. The interim Timms Review has concluded the benefit is no longer fit for purpose, with final recommendations expected in November. Stakeholders including the TaxPayers’ Alliance urge tighter eligibility rules, while the government states reforms will aim to ensure support for those in genuine need and deliver taxpayer savings by 2030.

Birmingham Live ·Jul 2026

DWP to reassess 150,000 claimants from September with payments at risk

The Department for Work and Pensions will restart the migration of around 150,000 Disability Living Allowance claimants to Personal Independence Payment, beginning with a 3,000-person test phase in September. Claimants will be required to submit a new PIP application and risk losing DLA payments if they fail to start the process within set deadlines. The transfer programme, paused during the pandemic, is resuming amid high demand for new PIP claims and ongoing government review activity.

Birmingham Live ·Jul 2026

Andy Burnham £3.64 plan leads to warning for households with kettles

Criticism mounts over Andy Burnham’s plan to cut VAT on domestic electricity bills, with BBC finance expert Paul Lewis arguing that the temporary reduction would produce minimal savings for households, amounting to only a few pounds per year. Commenters warn that any benefit may be offset by future energy price cap increases and does not address rising gas costs or structural drivers of electricity prices. Some predict the measure will be difficult to reverse after six months, while others note it may have minor inflation‑reducing effects but remains a superficial intervention ultimately funded by taxpayers.

Birmingham Live ·Jul 2026

John Healey backs 50p HMRC income tax band with new threshold

John Healey, the new Labour Chancellor, has previously supported restoring the 50 percent top income tax rate and criticized past Conservative tax and benefit cuts. He has long opposed reducing the top rate from 50p to 45p and argued for greater social spending. Colleagues and defence industry figures describe him as experienced, pragmatic and supportive of linking defence investment to economic growth. The article outlines his political stance, past comments and reactions from industry insiders to his appointment.

Birmingham Live ·Jul 2026

Andy Burnham £12,570 HMRC personal tax-free allowance could rise after all

The new prime minister, Andy Burnham, indicated that while there is no current commitment to raising the £12,570 personal income tax allowance frozen since 2022, the issue will be reviewed at the upcoming Budget. Burnham said concerns about the freeze were frequently raised during the Makerfield by-election and acknowledged its impact on lower‑income earners. After initially appearing open to an increase, he later clarified that financial constraints prevent any guarantees but maintained that transparency and honest communication will guide his approach. Party officials and political advisers noted the challenges he faces in navigating heightened scrutiny and defining his priorities.

Birmingham Live ·Jul 2026

DWP benefits claimants having sleepless nights after letter on doormat

A Universal Credit claimant from Ipswich was overpaid more than £2,000 due to a system error despite repeatedly reporting it, and the Department for Work and Pensions is now seeking repayment. He describes the resulting debt and uncertainty as highly stressful and argues that claimants should not bear the burden of administrative mistakes. The DWP says it works with claimants on affordable repayment plans and notes that overpayments have fallen due to improved monitoring and data use.

Birmingham Live ·Jul 2026

Drivers at risk of new mandated safety features in cars in UK law change

The UK government plans to mandate 18 vehicle safety technologies for new mass‑produced cars following a consultation held between January and May. Features such as blind‑spot warnings, tyre‑pressure monitoring, drowsiness detection, emergency braking systems and Intelligent Speed Assistance will become compulsory. Public support for the technologies ranged from 66 to 82 percent. The RAC expressed disappointment that alcohol‑interlock interfaces will not be required, viewing this as a missed opportunity to aid enforcement against repeat drink‑drivers.

Birmingham Live ·Jul 2026

New 100% mortgage for first-time buyers means 'no deposit no problem'

High loan-to-value and no-deposit mortgage products from major lenders, including a new offer from Lloyds, are drawing attention from first-time buyers struggling with rising rents and living costs. Experts say these deals can help people with strong affordability but limited savings, while cautioning about the increased risk of negative equity if property prices fall. Additional commentary highlights broader concerns about lenders expanding borrowing limits and the potential echoes of pre-financial crisis behaviour.

Birmingham Live ·Jul 2026

Andy Burnham urged to scrap triple lock in new warning from OECD

The OECD warns incoming Prime Minister Andy Burnham that the state pension triple lock is becoming financially unsustainable due to rising numbers of young people not in employment, education or training and increased economic inactivity among working-age adults. The organisation describes the triple lock as unusually generous and a source of fiscal uncertainty, urging reform alongside tighter eligibility for health-related benefits and expanded skills support. Welfare spending continues to rise faster than nominal GDP, driven largely by health and disability benefits.

Birmingham Live ·Jul 2026

£4,000 pension hack which could boost your final pot by £180,000

Analysis shows redirecting the £4,000 annual Lifetime ISA allowance into a pension could increase retirement savings by around £180,000 by age 68. Planned Labour government reforms would replace Lifetime ISAs with a First-Time Buyer ISA, prompting concerns for savers using LISAs for retirement planning. Standard Life modelling indicates that adding £4,000 annually from age 22 to 49 could boost a typical worker’s pension from £210,000 to £390,000. Mike Ambery notes that pensions generally offer greater long-term benefits due to tax relief and employer contributions, advising most savers to prioritise pension contributions despite upcoming LISA changes.

Birmingham Live ·Jul 2026

DWP benefits warning for all claimants aged 25 and under

New DWP data shows fewer than 1% of 16 to 25-year-olds on sickness-related benefits move into work each month, prompting concerns over rising youth inactivity. Labour’s Pat McFadden warns young people risk becoming trapped in welfare, while Alan Milburn calls the situation an economic and moral crisis. With over one million young people out of employment, education or training, ministers urge greater opportunities, training and systemic reform to ensure young people can move toward stable futures.

Birmingham Live ·Jul 2026

Automatic driving ban on table for drivers caught committing one key offence

A mother whose son was killed by a drunk driver is urging the government to introduce mandatory lifetime driving bans for motorists who cause death while intoxicated. The case involved Toby Spiring, who was more than twice the legal alcohol limit when he fatally struck 19‑year‑old Aidan in West Sussex and later received a five‑year driving ban and eight‑year prison sentence. She argues current penalties are insufficient, while her MP supports stronger consequences for driving under the influence. The Department for Transport notes that courts already have the power to impose lifetime bans and says forthcoming road‑safety measures will enhance enforcement.

Birmingham Live ·Jul 2026

State pension age increase warning as life expectancy plummets

The UK Treasury confirmed the state pension age will rise to 68 by 2039, seven years earlier than previously planned, a shift that will disproportionately affect men in disadvantaged areas where life expectancy is significantly lower. Expert Sarah Coles warned that falling healthy life expectancy highlights widening inequalities and increases the need for long‑term financial planning. She advised that relying on natural investment yields and maintaining separate savings could help sustain income as the pension age continues to rise.

Birmingham Live ·Jul 2026

New car finance crackdown as millions of drivers wait for £829 payouts

Regulators including the Financial Conduct Authority and the Advertising Standards Authority have launched a crackdown on misleading practices by claims management companies and law firms involved in car finance compensation claims. The taskforce is targeting unclear fees, exaggerated payout figures and misleading advertising as millions of motorists await average compensation of £829 related to historic discretionary commission arrangements. Officials stress the need for transparent and trustworthy information as enforcement investigations continue.

Birmingham Live ·Jul 2026

10 million state pensioners being dragged into paying HMRC tax

Rising numbers of UK pensioners are becoming income taxpayers due to frozen personal allowances and increases in the state pension, with HMRC predicting more than 10 million over‑65s will pay tax by 2026–27. Steve Webb warns the trend will continue as pension indexation pushes incomes above the tax threshold. Government projections show new state pension recipients could face annual tax bills starting in 2027, though the Labour chancellor has introduced a temporary scheme to prevent such charges for this Parliament.

Birmingham Live ·Jul 2026

EV drivers using public chargers to charge cars get unexpected parking fines

Drivers using public EV chargers in private car parks are receiving unexpected parking fines due to unclear signage and differing site rules. At Aldi in Weymouth, a motorist was fined for charging outside store hours despite the charger being advertised as publicly available. Another driver in Devon was fined after paying only the charging fee without being informed a parking tariff also applied. Pod Point, InstaVolt and Smart Parking offered differing explanations, while the RAC called for clearer signage and warnings on charging devices and apps.

Birmingham Live ·Jul 2026

DVSA confirms crackdown as drivers risk having their vehicles seized

Authorities intensified enforcement against waste crime in northern England, stopping vehicles carrying waste and inspecting multiple waste sites. The Environment Agency reported several breaches and warned it would take action where illegal activity is suspected, including seizing an HGV linked to waste movements. Officials from partner agencies, including DVSA, JUWC and SEPA, said they will continue joint efforts to pursue those involved in unlawful dumping and ensure compliance with environmental regulations.

Birmingham Live ·Jul 2026

HMRC issues warning for anyone working for an umbrella company

HMRC warns contractors using umbrella companies about potential tax avoidance schemes that promise higher take‑home pay but leave workers liable for unpaid tax, interest and penalties. Red flags include bank payments that differ from payslips and untaxed payments. The agency urges workers to verify payslips, use HMRC tools to calculate correct pay, and check named tax avoidance schemes. Individuals are encouraged to report any scheme involvement or promotion, anonymously if necessary.

Birmingham Live ·Jul 2026

Warning over locksmith scams rise with victims charged £2,200

A rise in locksmith scams has left UK residents facing charges of more than £2,200 for basic lock access, with victims reporting misleading online ads and aggressive upselling. Complaints to the Master Locksmiths Association increased by 147% year-on-year, prompting advice to rely on approved local professionals. Legitimate locksmiths warn the surge in fraudulent operators harms both consumers and reputable businesses.

Birmingham Live ·Jul 2026

Warning as 84% of people unable to tell legal e-bike from illegal one

Polling shows most people cannot distinguish legal e-bikes from illegally modified ones, prompting the Bicycle Association and the Association of Cycle Traders to launch the E-Bike Positive safety trust mark. The scheme aims to guide consumers toward safe, road-legal models. Research highlights widespread confusion about legal speed limits and risks linked to faulty chargers and substandard conversion kits. Industry leaders argue that illegal products sold online distort public perception and that the new trust mark will reassure buyers by identifying independently verified brands and responsible retailers.

Birmingham Live ·Jul 2026

Halifax confirms changes customers will see over coming months

Halifax will migrate customers to the Lloyds app and online banking platform in stages, with no changes to account details or daily banking. Customers will receive invitations guiding them through the transition. Lloyds’ consumer relations head says Halifax customers will retain familiar features while gaining access to Lloyds’ enhanced services and rewards.

Birmingham Live ·Jul 2026

HMRC confirms pension age change for people born after April 1973

HMRC clarified how the UK’s increase of the normal minimum pension age from 55 to 57 in April 2028 will affect savers, particularly those born between April 1971 and April 1973 who fall under transitional rules. Individuals already accessing retirement income can continue to do so, but new drawdown arrangements or annuities cannot be started until age 57. Experts warn that the strict rules could disrupt plans for people turning 55 or 56 in 2028, while the shift aligns private pension access with rising state pension ages.

Birmingham Live ·Jul 2026

British Gas confirms £1,700 for customers with rival energy suppliers

British Gas is offering grants of up to £1,700 through its Individual and Families Fund to help customers, including those with other energy suppliers, pay off eligible energy debt. Applicants must live in England, Scotland or Wales and meet strict criteria on arrears thresholds, income, disability status or family size. They must also have recently received money‑advice support and not have obtained a British Gas Energy Trust grant within the past two years. Applications must relate to current accounts only, and the support fund remains closed for now.

Birmingham Live ·Jul 2026

Warning over rural roads which pose 10-fold safety risk for millions of drivers

Analysis of Department for Transport collision data by insurer Ageas shows crashes on rural roads are almost ten times more likely to be fatal than those on urban routes, with incidents peaking in August. Jonathan Price of Ageas warns that narrow, high‑speed country lanes with sharp bends and hidden junctions elevate risks, especially as summer travel and navigation apps lead more drivers onto such roads. He advises slowing for bends, anticipating cyclists and pedestrians, and allowing extra travel time. Poor road surfaces, limited crash protection and absent rumble strips further contribute to danger, with cyclists disproportionately affected on rural routes.

Birmingham Live ·Jul 2026

Andy Burnham handing £20 to all households in opening gesture as Prime Minister

Andy Burnham’s new government is removing VAT from domestic electricity bills for six months from 1 October, a change Martin Lewis estimates will deliver only about £20 in savings per household once anticipated energy price cap increases are factored in. Rising gas and electricity costs are expected to offset most of the benefit, and further increases in January could erase it entirely. Lewis notes the move aligns with long‑term policy shifts toward electricity use but stresses that its financial impact for consumers will be limited.

Birmingham Live ·Jul 2026

Andy Burnham £9,000 grants for households with boilers from Tuesday

A rise in the UK Government’s Boiler Upgrade Scheme grant to £9,000 under Prime Minister Andy Burnham has driven a sharp increase in demand for heat pumps, with Octopus Energy reporting a 330 percent surge in enquiries and a tripling of customers switching from oil or LPG systems. Consumers from Shropshire and Suffolk describe improved affordability and strong performance after transitioning to heat pumps, while Octopus Energy highlights the technology’s efficiency and resilience against volatile oil prices.

Birmingham Live ·Jul 2026

State pensioners born before 1953 getting surprise £740 in bank accounts

An upcoming Scottish bank holiday on August 3 will result in early state pension payments for eligible recipients, with some born before 1953 receiving £740 on July 31. Payment timing is based on National Insurance number ranges, and early disbursement occurs when scheduled dates fall on bank holidays. Eligibility and pension amounts depend on National Insurance qualifying years, with different thresholds for men and women based on birth year.

Birmingham Live ·Jul 2026

John Healey confirms first HMRC tax cut since becoming Chancellor

Chancellor John Healey announced a £45 VAT cut on electricity bills starting in October, funded by cancelling the Digital ID programme, aimed at easing cost-of-living pressures and helping reduce inflation. The government is also considering tiered energy bills that could save households around £225 annually. Conservative leader Kemi Badenoch criticised unfunded spending and urged increased defence funding, while Reform UK leader Nigel Farage argued the government lacks a mandate and called for a general election.

Birmingham Live ·Jul 2026

Andy Burnham £8,000 cash boost for state pensioners and over-65s

The government plans to cut the Cash ISA allowance to £12,000 from April 2027 while keeping the limit at £20,000 for people aged 65 and over, giving pensioners an additional £8,000 in tax‑free savings capacity. The policy, introduced under Rachel Reeves, will proceed under Andy Burnham’s leadership. Burnham also announced a plan to remove VAT from electricity bills, which Liberal Democrat leader Ed Davey criticized as inadequate and lacking clear costings. A full budget is expected in the autumn, led by new Chancellor John Healey.

Birmingham Live ·Jul 2026

Pat McFadden issues first DWP benefit cuts update since Andy Burnham became Prime Minister

Pat McFadden has been reappointed as Secretary of State for Work and Pensions by new Prime Minister Andy Burnham and signalled upcoming welfare reforms, including potential cuts linked to PIP changes under ongoing Milburn and Timms reviews. Burnham’s newly formed cabinet includes John Healey, Ed Miliband, Wes Streeting, Shabana Mahmood and Angela Rayner. The government also announced a temporary VAT cut on domestic energy bills, while Business Secretary Jonathan Reynolds explained the funding shift tied to reallocating digital ID resources.

Birmingham Live ·Jul 2026

Andy Burnham £12,570 and £50,271 tax band increase update with two new thresholds suggested

Andy Burnham is being urged to raise the frozen income tax thresholds, with proposals suggesting increases from £12,570 to £13,000 and from £50,271 to £52,000. His government has confirmed a £45 annual saving for households by removing VAT from energy bills, though analysts note the impact is limited and could be eroded by future price changes. Experts argue that reducing fuel duty could deliver a more substantial economic benefit by lowering transport costs for households and businesses.

Birmingham Live ·Jul 2026

Thousands of British passport holders risk being stopped at airport after rule change

A flaw in the EU’s new Entry and Exit System is causing British travelers to be wrongly questioned at borders, particularly identical twins whose biometric data can be confused. A British woman was detained in Romania after being mistaken for her sister due to incomplete or misinterpreted EES records. Experts cite inadequate training and overreliance on facial recognition by border officials. The European Commission states that individual member states are responsible for data accuracy and travelers may request corrections to their recorded information.

Birmingham Live ·Jul 2026

Andy Burnham backs plan for new rule for all renters and landlords in England

Andy Burnham signaled that rent controls, including a possible rent freeze, are under consideration as part of a broader cost‑of‑living support package. In his first speech as Prime Minister, he pledged measures to provide immediate relief from rising prices and outlined plans to decentralize political power and reform the economic model. He stated that support for energy bills and bus fares is also being reviewed, with further announcements expected.

Birmingham Live ·Jul 2026

Andy Burnham plans to bring back 2023 rule for all bus passengers in England

Andy Burnham plans to restore a £2 cap on bus fares across England, reversing the increase introduced in 2025 to ease cost‑of‑living pressures. Transport Secretary Heidi Alexander supports the move and secured funding for free August travel for children. Burnham also spoke with US President Donald Trump, congratulating him on the FIFA World Cup, and outlined priorities including reindustrialisation, national security and maintaining shipping stability in the Strait of Hormuz.

Birmingham Live ·Jul 2026

Andy Burnham confirms plan to cut energy bills now he's Prime Minister

Prime Minister Andy Burnham signaled plans to provide immediate cost-of-living relief, including cuts to energy bills and reduced bus fares, while pledging adherence to existing fiscal rules to avoid market instability. Advisers cautioned that the government must balance public expectations with financial prudence. A proposed social tariff backed by charities and regulators aims to support vulnerable households facing high energy costs despite recent price declines.

Birmingham Live ·Jul 2026

Major update over under-16s social media and VPN ban under Andy Burnham

Liz Kendall’s departure as technology secretary in Andy Burnham’s new Labour government casts uncertainty over the planned ban on social media and VPN use for under-16s. Kendall, who helped develop the legislation during Keir Starmer’s premiership, highlighted her work on online safety and expressed support for Burnham while confirming she will remain an MP. Government documents now referring to the previous Starmer administration suggest the future of the policy is unclear, despite earlier consultations indicating strong support for restrictions aimed at protecting children online.

Birmingham Live ·Jul 2026

Andy Burnham signals 50p HMRC income tax could return in blow to millions

Andy Burnham indicated he may consider reinstating the 50p top income tax rate while exploring ways to raise the frozen personal tax allowance. Speaking at his first press conference as Prime Minister, he avoided denying the possibility of restoring the higher rate and emphasised a cautious economic approach. He also signalled upcoming measures to ease cost‑of‑living pressures, including potential reductions in energy bills and bus fares, as part of a fully funded government package. The new administration framed its early actions as an effort to restore stability and renew public confidence in politics.

Birmingham Live ·Jul 2026

Andy Burnham's plan for £12,750 HMRC personal tax-free allowance and new threshold

Andy Burnham signalled potential changes to the frozen £12,570 income tax threshold, noting public concern over the issue and indicating it will be reviewed in the upcoming Budget despite financial constraints. He highlighted the impact on lower‑income households and acknowledged the significant consequences that altering the allowance would carry. After taking office, Burnham held early calls with US President Donald Trump and French President Emmanuel Macron, discussing UK‑US and UK‑France cooperation, support for Ukraine, tensions in the Middle East, and joint efforts on energy and defence, with plans to continue close coordination.

Birmingham Live ·Jul 2026

What time is Andy Burnham's cost of living announcement today?

Andy Burnham is set to deliver a nationwide cost of living announcement following the first meeting of his new Cabinet. He has promised immediate support measures ahead of a longer-term plan to be presented later in the year. The shake-up of Cabinet roles includes the appointments of John Healey as Chancellor, Lucy Powell as education secretary, Angela Rayner returning to housing, and Yvette Cooper moving to health, with several other ministerial changes confirmed.

Birmingham Live ·Jul 2026

DWP benefits reforms announcement coming tomorrow for millions of claimants

Prime Minister Andy Burnham will announce welfare and cost‑of‑living measures, including plans to support households, reduce the welfare bill, and expand housing and youth employment initiatives. Analysts note that the government's ambitions will require difficult financial choices, while industry voices welcome the focus on easing pressures on borrowers and improving access to housing and finance.

Birmingham Live ·Jul 2026

Andy Burnham breaks silence on calls for snap general election

Andy Burnham rejected calls to call a snap general election after becoming Labour leader and Prime Minister, arguing that commanding a Commons majority provides full legitimacy to govern. He pledged to follow Labour’s 2024 manifesto while promising bold action within its framework. Burnham acknowledged feeling nervous as he stepped into the role after Keir Starmer’s resignation but emphasized his political experience, particularly as Greater Manchester Mayor.

Birmingham Live ·Jul 2026

Everything Andy Burnham said about DWP benefits cuts in first speech as PM

Andy Burnham signaled plans to reduce welfare spending as part of fiscal discipline in his first speech as Prime Minister, outlining aims to support young people into work, expand mental health services, and increase council housing. He emphasized creating a preventative state and reaffirmed commitments to defence spending and Labour’s 2024 manifesto. Burnham stated he would not call a general election, arguing his parliamentary support provides sufficient legitimacy to govern.

Birmingham Live ·Jul 2026

DWP considering three alternatives to cash PIP payments as Andy Burnham becomes PM

The Department for Work and Pensions is evaluating alternatives to cash Personal Independence Payment support as part of the ongoing Timms Review, continued under incoming Prime Minister Andy Burnham. Review leaders Stephen Timms and Sharon Brennan are examining whether some claimants could be directed toward NHS treatments, equipment, or employment assistance, while maintaining that cash support remains essential. They argue the current assessment process is overly simplistic and fails to identify broader support needs, with final recommendations expected in the full report.

Birmingham Live ·Jul 2026

Rachel Reeves' annual £425 fee for one million drivers as she exits as Chancellor

Rachel Reeves confirms the continuation of a £425 annual expensive car supplement for vehicles over £40,000, affecting nearly one million drivers as she prepares to leave her role as Chancellor. The tax applies for five years after the second year of registration. Additional changes include a planned per‑mile tax on electric vehicles from 2028. Critics argue the measures burden ordinary families, while the Treasury maintains the charges ensure fair contributions and support public services and infrastructure.

Birmingham Live ·Jul 2026

Blue Badge crackdown on three groups of permit holders - full list

Investigators from the National Agency for Blue Badge Fraud Investigations are increasing enforcement against misuse of disabled parking permits across parts of England, targeting people using relatives’ badges, stolen badges and fraudulently reported “lost” badges. Officials stress the financial scale of abuse and call for stronger local authority action. Confiscations have risen significantly in recent years, and genuine permit holders are said to cooperate readily with checks. Local councils remain responsible for assessing eligibility for new applications.

Birmingham Live ·Jul 2026

Octopus Energy confirms Monday rule change for 2.8 million customers

Octopus Energy is revising its Octoplus loyalty scheme by replacing first‑come‑first‑served rewards with a weekly scratchcard system, giving all 2.8 million members a better chance to win freebies. Prizes range from coffees and snacks to UberOne memberships and entries into a larger prize draw, including a holiday. The company says the change addresses the previous Monday rush and expands reward opportunities for customers.

Birmingham Live ·Jul 2026

Rachel Reeves £375 charge for drivers with older cars on driveway as she exits as Chancellor

Vehicle Excise Duty has been increased by outgoing Chancellor Rachel Reeves, with cars registered between 1986 and 2001 and above 1549cc now facing a £375 annual charge. The adjustments follow broader VED rules tied to CO2 emissions and remove free road tax for vehicles emitting under 100g/km. Several categories, including disabled users’ vehicles, classic cars over 40 years old, agricultural vehicles and SORN vehicles, remain exempt. Rachel Reeves is expected to be replaced as Chancellor as Andy Burnham becomes Prime Minister.

Birmingham Live ·Jul 2026

BBC confirms full list of health conditions which cut TV Licence fee by 50%

Households with a certified severe sight impairment can receive a 50 percent discount on the TV Licence, provided they submit appropriate medical or official documentation. Free licences remain available for those over 75 who receive Pension Credit, and reduced fees apply to residents of care homes or supported accommodation. Partially sighted individuals are not eligible for the blind concession.

Birmingham Live ·Jul 2026

DWP confirms one-off £150 for Universal Credit, ESA, JSA claimants

The government confirmed that households receiving income‑related ESA, income‑based JSA, Pension Credit or Universal Credit will receive a £150 Warm Home Discount rebate each winter until 2030–31. The extension forms part of a broader Warm Homes Plan aimed at cutting energy bills, alongside measures such as freezing rail fares and prescription charges and increasing the minimum wage. Officials highlighted the importance of continued energy advice and targeted support to reach households not identifiable through benefits data matching.

Birmingham Live ·Jul 2026

Barclays scraps monthly rule to help millions of ordinary customers

Barclays has removed its monthly customer fee for Barclays Direct Investing, making it free to hold investments on the platform. The bank says the change simplifies pricing and improves affordability, reflecting research showing low fees are a top priority for UK investors. Trading fees remain at £6 per transaction, resulting in cost savings for customers who trade several times per year.

Birmingham Live ·Jul 2026

DWP to block state pensioners born in these years from getting £16,500 payments

A government plan to accelerate the rise in the state pension age to 2037 would require people aged 49 to 55 to work an additional year, delaying access to pension payments projected to reach £16,500 annually by then. The change would impact those born between April 1970 and March 1978, prompting experts to advise planning for income gaps and considering extended work or increased private pension saving. The state pension currently requires 35 qualifying years for the full amount and at least ten years for any entitlement.

Birmingham Live ·Jul 2026

BBC TV Licence holders cancelling over advert and handed up to £180 refund

A new BBC advert promoting the value of the licence fee prompted backlash from some viewers, with several saying it pushed them to consider cancelling their TV licence and seeking refunds of up to £180. The ad, fronted by Romesh Ranganathan and featuring a wide range of well‑known personalities, aimed to highlight the BBC’s cultural contributions but drew criticism on social media as self‑promotional and desperate. TV Licensing confirmed that refunds may be available for those who cancel, depending on individual eligibility.

Birmingham Live ·Jul 2026

Exact date most intense heatwave of summer yet will hit UK with new record

Forecasters expect the UK's most intense heatwave of the summer to peak around July 29, with temperatures potentially reaching 37C to 38C, the highest since 2022. Birmingham and much of England are projected to see well‑above‑average heat, driven by the Azores high keeping conditions dry and warm. Outlooks into early August suggest continued high pressure with occasional rain, especially in northern regions, while southern England may experience further very warm spells.

Birmingham Live ·Jul 2026

Rachel Reeves deducting £300 from state pensioner bank accounts before exit as Chancellor

HMRC will reclaim £300 from state pensioners with incomes over £35,000 as part of reinstated Winter Fuel Payments under outgoing chancellor Rachel Reeves. The restored scheme ensures payments of £200 or £300 reach low‑income seniors while excluding those deemed not in need. Andy Burnham is expected to replace Reeves and may appoint Shabana Mahmood as chancellor, prompting criticism from the Green Party over her economic and immigration positions.

Birmingham Live ·Jul 2026

Rachel Reeves' 20p per mile rule for people cycling to work before exit as Chancellor

Tax‑free business mileage rates for cars and vans have risen to 55p per mile, the first increase since 2011, as one of Rachel Reeves’ final decisions before her expected replacement by Shabana Mahmood when Andy Burnham becomes prime minister. Motorcycle and bicycle rates remain unchanged, while the fuel duty freeze is extended to the end of 2026 and HGV operators receive a year-long road tax holiday. Industry reaction highlights support for the increase as a helpful adjustment to rising vehicle costs.

Birmingham Live ·Jul 2026

Andy Burnham government plans £150 cost of living payment for six million people

The government will maintain a £150 Warm Home Discount each winter until 2030‑2031 for around six million eligible households, expanding the scheme by 2.7 million families. Reforms ensure most recipients in England, Wales and Scotland receive the rebate automatically. Ministers describe the measure as part of efforts to address affordability pressures and provide stability for vulnerable households.

Birmingham Live ·Jul 2026

Rachel Reeves confirms 5 cost of living payments worth £750 for households

Rachel Reeves confirms the Warm Home Discount will continue each winter until 2030–31, providing eligible households with a £150 annual rebate across five years of payments. The policy expansion, announced before Reeves steps down as Chancellor, aims to support millions struggling with energy bills, with experts from Energy UK and National Energy Action praising the extension and updated eligibility criteria. The scheme is expected to deliver more predictable assistance for low‑income and vulnerable households while further improvements to targeting and support mechanisms are anticipated.

Birmingham Live ·Jul 2026

Andy Burnham rejects DWP cash payments for three million people as Prime Minister

Andy Burnham has confirmed he will not overturn the government’s decision to deny compensation to WASPI women despite previously expressing support for recompense over state pension age changes. A spokesperson clarified that while he acknowledges the unfairness of the policy’s implementation, he accepts that financial compensation will not be offered. Burnham remains open to alternative support models similar to those introduced in Greater Manchester. The PHSO had recommended payments of up to £2,950, but the outgoing Starmer government rejected the proposal.

Birmingham Live ·Jul 2026

17 UK airports confirm 100ml rule still in place with passengers warned

Seventeen major UK airports continue to enforce the 100ml liquid limit for hand luggage despite national changes prompted by new CT scanning technology. While airports including Heathrow, Edinburgh, Birmingham and Gatwick now allow liquids up to two litres and no longer require removal for screening, others such as Manchester, London Stansted and Cardiff still maintain the older rules. Airport leaders highlighted improved passenger convenience and reduced reliance on plastic bags at locations where the updated systems are in place.

Birmingham Live ·Jul 2026

Multiple heatwaves set to hit UK before end of August as Met Office and BBC speak out

Forecasts from the Met Office, BBC and Netweather TV indicate that above‑average temperatures and multiple potential heatwaves could occur across the UK before the end of August. Southern regions are expected to see the warmest conditions, with occasional thunderstorms possible and generally dry, settled weather prevailing. Climate data shows an increase in extreme heat days, reinforcing a trend toward hotter summers.

Birmingham Live ·Jul 2026

Rachel Reeves gives £575 to state pensioners before exit as Chancellor - but not all over-65s

Rachel Reeves confirms a £575 rise in the full state pension for the current tax year through the triple lock, while those on the basic pension receive a smaller £440 increase. The policy widens the gap between pension tiers and continues to grow more costly, with the Office for Budget Responsibility estimating the triple lock now costs triple its original forecast. Reeves is expected to leave her role as Chancellor as Andy Burnham becomes Prime Minister and Shabana Mahmood is anticipated to replace her.

Birmingham Live ·Jul 2026

Andy Burnham £1,900 payment increase for state pensioners born before 1960

Andy Burnham confirmed that a Labour government will maintain the state pension triple lock, resulting in increases of up to £1,900 for pensioners born before 1960. The policy guarantees annual rises based on inflation, wage growth or a minimum 2.5 percent. The OECD criticised the triple lock as fiscally risky and regressive, but Labour maintains that breaking the commitment would be damaging. Rachel Reeves stated that the UK economy is now more stable, though she is expected to be replaced as Chancellor when Burnham becomes Prime Minister.

Birmingham Live ·Jul 2026

Andy Burnham confirms first plan for state pension - affecting 12 million

Andy Burnham reaffirmed that a Labour government will maintain the state pension triple lock, affecting more than 12 million pensioners. During a Reddit Q&A, he said the manifesto commitment must stand, ensuring annual increases based on the highest of earnings, inflation or 2.5 percent. The government projects pensions will rise by up to £1,900 this parliament. Labour peer Lord Walker argued the policy is financially unsustainable and urged broader welfare reform.

Birmingham Live ·Jul 2026

State pensioners born after 1946 get £100 less under Andy Burnham

Winter Fuel Payments will return for winter 2026–27, with pensioners born after 1946 receiving £200 instead of the £300 available to those born earlier. Eligibility rules set by the Department for Work and Pensions remain unchanged despite Andy Burnham becoming prime minister. Payments will be automatic, with amounts reclaimed via HMRC for pensioners earning above £35,000. Burnham plans an early focus on cost‑of‑living measures and devolving regional power.

Birmingham Live ·Jul 2026

Rachel Reeves imposes £474 monthly charge on 59 high‑emission cars before leaving role as Chancellor

Vehicle Excise Duty increases confirmed by Rachel Reeves raise first‑year charges for high‑emission petrol and diesel cars, with the highest band reaching £5,690. Fifty‑nine models producing over 255 g/km CO2 face the steepest costs. The adjustments precede an anticipated change in government leadership, with reports suggesting Reeves may be replaced as Chancellor if Andy Burnham becomes Prime Minister.

Birmingham Live ·Jul 2026

Andy Burnham rules out DWP payments for state pensioners born between 1950 and 1960

Andy Burnham has ruled out full financial compensation for women born between 1950 and 1960 affected by state pension age changes, despite previously indicating support for some form of recompense. His team clarified that any support would fall short of full payments, with ideas such as earlier access to discounted travel being considered. The Ombudsman’s earlier finding that the DWP caused injustice through maladministration remains unresolved, leaving millions of women dissatisfied with the government’s position.

Birmingham Live ·Jul 2026

DWP making payment change for 9 benefits in August - full list

The Department for Work and Pensions will move payment dates for nine benefits due on the August 31 bank holiday, with affected claimants receiving funds on August 29 instead. The change applies across the UK, including Scotland, despite differing bank holiday dates. HMRC and Social Security Scotland confirm similar arrangements, noting that early payments may require recipients to budget over a longer period. Benefits affected include Universal Credit, State Pension, PIP and others.

Birmingham Live ·Jul 2026

Andy Burnham £758 monthly payments for state pensioners over age 74

Andy Burnham intends to maintain the state pension triple lock, which would raise the basic state pension to at least £758 per month for those aged 74 and over by April 2027. The policy ensures annual increases based on the highest of earnings growth, inflation, or 2.5 percent. Aegon’s Steven Cameron warns that long-term sustainability requires broader reform due to demographic pressures and rising costs. The OECD similarly urges Labour to reconsider the triple lock, noting that modifying the system could save around £60 billion over time.

Birmingham Live ·Jul 2026

NHS confirms flu jab rule change from September 1 with new age limit

The NHS will introduce revised flu vaccination rules from September 1, with changes affecting two- and three-year-olds, children in clinical risk groups, and school‑age children. GP practices will begin vaccinating younger children and clinical risk groups from September, while community pharmacies will begin offering vaccinations to these groups from October and to school‑age children who miss school‑based vaccinations from December. The updated guidance, approved by senior public health officials, aims to expand access and increase uptake during the 2026–27 flu season.

Birmingham Live ·Jul 2026

TUI refuses to refund £6,300 holiday after family's devastating trip to GP

TUI initially refused to refund a £6,300 family holiday after an 18‑year‑old traveller was diagnosed with a heart condition that prevented obtaining travel insurance, leaving the family unable to travel. Despite providing medical documentation and requesting to transfer or sell the booking, the company rejected multiple appeals, prompting concerns about customers being forced to travel uninsured. Following intervention from a national newspaper, TUI reversed its decision and agreed to issue a refund.

Birmingham Live ·Jul 2026

Andy Burnham £300 bonus payments instantly cut to £100 for these households

Pensioners’ Winter Fuel Payment amounts under the incoming Labour government will vary based on age, shared household eligibility and benefit status, with some households seeing payments reduced from £300 to £100. Additional adjustments apply for those living in care homes. Andy Burnham is expected to prioritise cost‑of‑living measures upon becoming prime minister, with Labour figures suggesting households on the lowest incomes could gain more financial support.

Birmingham Live ·Jul 2026

NHS confirms new age rule from Monday morning with threshold announced

The NHS will begin offering meningitis B vaccinations at pharmacies from July 20 for 17‑ and 18‑year‑olds and students under 25 starting residential college or university. Eligibility covers about one million young people based on specific birth‑year criteria, with bookings available through the National Booking Service or participating pharmacies. The Meningitis Research Foundation urges eligible individuals to act promptly, emphasising the vaccine’s role in closing protection gaps highlighted by recent outbreaks.

Birmingham Live ·Jul 2026

DWP confirms payment freeze when Andy Burnham becomes Prime Minister

The Department for Work and Pensions will keep the £10 Christmas Bonus frozen as Andy Burnham becomes Prime Minister, amid wider concerns over rising welfare costs. The benefit, paid automatically to eligible claimants during the first full week of December, will remain unchanged, and guidance is provided for those who believe they should receive it. Shabana Mahmood is expected to become Chancellor and oversee forthcoming welfare reforms.

Birmingham Live ·Jul 2026

Six policies Andy Burnham is set to announce when he becomes Prime Minister on Monday

Andy Burnham is expected to announce key policy shifts as he becomes Prime Minister, including new North Sea oil and gas drilling, lower bus fares, public control of water and energy utilities, energy bill reductions, an expanded council house‑building programme and cross‑party social care reform. Debate continues over drilling sites such as Rosebank and Jackdaw, with allies like Ed Miliband criticising climate impacts, while past comments from Claire Coutinho highlight limited consumer benefits of new licences. Burnham plans to split his time between Downing Street and a new northern office to underscore a shift away from Westminster.

Birmingham Live ·Jul 2026

Andy Burnham automatic £150 payments for people on 7 DWP benefits

The Department for Work and Pensions confirmed the Warm Home Discount scheme will reopen in October 2026 under incoming prime minister Andy Burnham, maintaining eligibility for recipients of Pension Credit and several means‑tested benefits. Burnham is reportedly considering relaxing restrictions on new North Sea oil and gas drilling, diverging from Labour’s 2024 manifesto, prompting criticism from the Green Party, which argues expanded fossil fuel extraction contradicts climate goals. The scheme will continue to be applied directly to electricity bills rather than issued as cash payments.

Birmingham Live ·Jul 2026

Andy Burnham's 'radical' plan for energy bills with £130 discount for households

Andy Burnham is considering an energy bill reform plan that could cut annual household costs by about £130 by changing how gas is charged and removing certain levies, based on a proposal from thinktank Nesta. His team is reviewing the plan as he prepares to take office and outline cost‑of‑living measures. Energy industry groups, including the Nuclear Industry Association, urged him to lower electricity costs while maintaining investment in the energy transition, emphasising affordability and fairness for households and businesses.

Birmingham Live ·Jul 2026

Andy Burnham £150 one-off payments for state pensioners aged over 66

Andy Burnham is expected to prioritise cost-of-living support as he becomes Prime Minister, including one-off £150 electricity bill discounts through the Warm Home Discount Scheme for eligible households. Pensioners over 66 and low-income households in England, Wales and Scotland may qualify, depending on their energy supplier and benefits received. Multiple UK energy suppliers participate in the scheme, and the discount is applied directly to bills rather than paid to individuals.

Birmingham Live ·Jul 2026

Lloyds and Bank of Scotland confirm debit card rule change from July 30

Lloyds and Bank of Scotland will remove foreign debit card fees for student account holders starting July 30, eliminating charges on overseas spending and withdrawals. The change affects new and existing student accounts opened or converted between July 30 and October 30, 2026. The accounts offer interest‑free overdrafts, cashback options and access to a highly rated banking app, alongside eligibility requirements such as age limits or a UCAS code.

Birmingham Live ·Jul 2026

Andy Burnham HMRC income tax shake‑up confirmed with announcement in days

Andy Burnham is preparing to implement an income‑tax sharing plan that would allocate part of local income‑tax revenue to mayors as part of an accelerated push for English devolution. Treasury officials have developed proposals for his first days as prime minister. The Institute for Public Policy Research warns that the uneven rollout of mayoral authorities risks creating a two‑tier England and urges comprehensive devolution agreements. Burnham reiterates plans to strengthen local power and reduce political division as he begins his Labour leadership.

Birmingham Live ·Jul 2026

Andy Burnham £331 payment hike for state pensioners born after 1951

Andy Burnham has confirmed the Labour government will retain the state pension Triple Lock, resulting in an expected minimum rise of 2.5 percent and an annual increase of about £331 for pensioners born after 1951. The next state pension uprating is scheduled for April 2027, shortly after Burnham becomes prime minister. The government also aims to prevent pensioners with low incomes from being pushed into paying income tax due to the rising state pension.

Birmingham Live ·Jul 2026

FIFA comes to decision over relocating Spain vs Argentina World Cup final

FIFA has decided to keep the Spain–Argentina World Cup final at MetLife Stadium despite hazardous smoke from Canadian wildfires affecting New York. Thick smoke pushed air quality to very unhealthy levels, prompting local alerts and health warnings. Donald Trump blamed Canada for poor forest management and threatened additional tariffs, while health officials highlighted the dangers of airborne pollutants.

Birmingham Live ·Jul 2026

Jet2, Ryanair, Easyjet confirm rule for vapers and each airline is different

Airlines Jet2, EasyJet and Ryanair outline differing rules for carrying vapes, power banks and other lithium‑powered devices due to rising incidents of overheating and battery malfunctions. Jet2 prohibits certain lithium batteries and small battery‑powered vehicles, EasyJet requires such items to be carried only in cabin bags, and Ryanair allows limited spare batteries under strict protection and placement rules. All airlines stress that lithium batteries cannot be placed in hold luggage.

Birmingham Live ·Jul 2026

Shabana Mahmood DWP cuts update after new Chancellor plan emerges

Shabana Mahmood is expected to be appointed Chancellor by Andy Burnham when he becomes Prime Minister, with her primary challenge centered on reducing the welfare bill and rising Department for Work and Pensions spending. She is described as a tough and independent operator who will need to justify and deliver welfare cuts while overseeing reforms, including ongoing reviews of Personal Independence Payment and youth unemployment. Burnham has stated clearly that reducing welfare expenditure is part of his plan.

Birmingham Live ·Jul 2026

Shabana Mahmood backs £1,240 bills for workers if she becomes Chancellor

Shabana Mahmood is expected to become Chancellor under Andy Burnham and supports a potential rise in the additional income tax rate from 45 to 50 percent, which would add about £1,240 in tax for those earning £150,000. Burnham called for unity within Labour as he took over as leader, urging the party to move past internal divisions while acknowledging Keir Starmer’s role in its electoral recovery.

Birmingham Live ·Jul 2026

Argentina World Cup disqualification bombshell as precedent set

FIFA is assessing reports after Argentina displayed a Falklands War banner following their World Cup semi-final win over England, though precedent suggests only financial penalties rather than disqualification. The Labour government has called for an investigation, while Argentina prepares to face Spain in the final. Thomas Tuchel defended his tactical decisions as England turns toward the third-place match, acknowledging a gap between his squad and the finalists.

Birmingham Live ·Jul 2026

DWP breaks silence on calls for two new Universal Credit capital limits

A parliamentary session featuring the Work and Pensions Committee and Education Committee heard criticism from claimant Sam Richards, who argued that Universal Credit’s capital limits have remained unchanged for 20 years and create a poverty trap. She noted that inflation-adjusted thresholds would be significantly higher today. The Department for Work and Pensions responded that it is focused on ensuring work pays, supporting people into employment and addressing cost-of-living pressures through wage increases, energy bill support and a Crisis and Resilience Fund.

Birmingham Live ·Jul 2026

Five new driving rules and laws on table with Andy Burnham as Prime Minister

Calls are being made for incoming Prime Minister Andy Burnham to prioritise several motoring policy changes, including maintaining the 2030 ban on new petrol and diesel cars, stimulating the used EV market through grants and a scrappage scheme, delaying the planned electric vehicle tax until EVs dominate the roads, and reducing VAT on public charging. Polestar UK’s managing director argues these steps would accelerate zero‑emission transport adoption, aligning with Burnham’s previous air‑quality initiatives. Burnham is expected to outline broader plans to address cost‑of‑living pressures and emphasise party unity as he enters office.

Birmingham Live ·Jul 2026

Octopus Energy says Andy Burnham move could cut energy bills by £200

Octopus Energy claims UK households could save about £190 annually if the incoming Labour government under Andy Burnham undertakes electricity market reforms, including moving levies into general taxation and restructuring wholesale pricing. The company estimates wider benefits for businesses and future infrastructure costs, with total potential savings reaching £83 billion by 2050. CEO Greg Jackson argues that current policies risk long-term bill increases and that reforms could improve efficiency, reduce reliance on gas plants and better utilise renewable energy sources.

Birmingham Live ·Jul 2026

FIFA to break own laws for World Cup final with Argentina punishment expected

FIFA plans to extend the World Cup final’s half-time by ten minutes to accommodate a large halftime show, a move that contradicts the 15‑minute limit set by the International Football Association Board. The decision follows criticism of its handling of a previous disciplinary incident involving the USA team. The final between Spain and Argentina will feature an extensive lineup of performers and a closing ceremony, while Argentina may face sanctions for displaying a Falklands-related banner during the semi‑final.

Birmingham Live ·Jul 2026

Donald Trump's team break silence on Argentina Falklands banner vs England

Argentina’s World Cup players displayed a banner asserting sovereignty over the Falkland Islands after defeating England 2–1, prompting questions about the gesture. White House World Cup chief Andrew Giuliani defended their right to make such statements while reaffirming the US stance of neutrality on the islands. England manager Thomas Tuchel faced criticism for his decisions during the loss but intends to stay on, while Wayne Rooney suggested Pep Guardiola would be the leading alternative should a change be made.

Birmingham Live ·Jul 2026

England star told to boycott France bronze match because of Thomas Tuchel

Former England players Nicky Butt and Paul Scholes criticised Thomas Tuchel for not giving Kobbie Mainoo any playing time during the World Cup, urging Mainoo to refuse to play in the third-place match against France. Butt argued the game is meaningless and risks injury, while Scholes questioned Tuchel’s selection choices. Despite the criticism, the Football Association continues to back Tuchel as head coach, with Wayne Rooney suggesting only Pep Guardiola would be a preferable alternative.

Birmingham Live ·Jul 2026

4 major banks make unwelcome change to customer accounts - full list

Four major UK banks—Nationwide, Barclays, Virgin Money and Co‑operative Bank—have raised mortgage rates by up to 0.37 percentage points, reversing recent declines and triggering warnings of renewed pressure on the housing market. Financial experts cite intensified conflict in the Middle East and shifting economic conditions as key drivers behind the increases. While lenders note that some rates remain unchanged or have fallen, analysts caution that the broad trend may undermine recovering buyer confidence. Borrowers may still benefit from the option to reserve products months ahead and switch if pricing improves.

Birmingham Live ·Jul 2026

New parking rule from August 1 in England with thousands of drivers warned

Cornwall will stop accepting cash at most council-run car parks from August 1, retaining coin payments at one car park per community. The council cites high costs of cash handling and notes that nearly 90 percent of transactions already use cards or digital platforms. Transport cabinet member Dan Rogerson says savings can be redirected to maintain car parks and the wider road network.

Birmingham Live ·Jul 2026

New rule for children under 16 in all supermarkets in England from April

England is set to ban sales of high‑caffeine energy drinks to children under 16 beginning in April 2027, following a government consultation that found strong public and professional support. The Labour government plans legislation covering all retail settings except business‑to‑business transactions, citing evidence linking the drinks to anxiety, poor sleep and reduced concentration. Health and education ministers, along with public health organisations, emphasise the policy’s role in protecting children’s wellbeing and reducing inequalities, urging swift parliamentary approval.

Birmingham Live ·Jul 2026

State pension age rise to 70 warning for everyone born before certain year

Warnings from former pensions minister Steve Webb and policy experts indicate that the state pension age could eventually rise to 70 for workers under 40 due to pressure on public finances and increasing life expectancy. A new OBR report suggests the planned rise to 68 may be accelerated to the late 2030s, prompting concerns that further increases are inevitable. Analysts argue that maintaining current pension arrangements is unsustainable and that younger workers may need to rely more heavily on private pension savings.

Birmingham Live ·Jul 2026

DWP PIP reforms update for all claimants who've claimed since 2020

The Department for Work and Pensions provided updated analysis showing that an increase in Personal Independence Payment claims since 2020 is driven by higher award rates and fewer people leaving the system. Findings from the interim Timms Review indicate that while PIP is valued for supporting extra disability-related costs, it may also hinder participation in work and community life, especially for those with fluctuating or less visible conditions. The review aims to ensure PIP remains fair and effective, aligning with wider government work on disability and youth engagement, with final recommendations expected later in the year.

Birmingham Live ·Jul 2026

RAC issues warning for all drivers filling up with petrol this weekend

Fuel prices are rising sharply, with petrol heading toward 155p per litre and diesel above 170p, driven by a rapid increase in oil prices. RAC data shows both fuels have climbed since early July, and further increases are expected as millions prepare for peak summer travel. Motorists are urged to use fuel comparison apps such as myRAC to find cheaper options during what is expected to be one of the busiest travel weekends of the summer.

Birmingham Live ·Jul 2026

UK airline suspends flights until end of summer with customers to be contacted

Skybus suspended its Newquay–St Mary’s route through the end of summer due to aircraft and pilot shortages, with passengers rerouted to flights from Land’s End. Isles of Scilly Travel said operational challenges prevented reliable service and apologised for disruption. Customers will be contacted in travel-date order and offered a voucher for Land’s End Airport Cafe.

Birmingham Live ·Jul 2026

Argentina breaks silence over Falklands War banner as FIFA punishment options emerge

Argentina defended its players after they displayed a Falklands War–related banner following their World Cup win over England, prompting a FIFA investigation for violating rules against political messages. President Javier Milei said the players acted out of emotion and suggested that, at worst, Argentina faces a modest fine similar to a previous 2014 incident. Calls on social media for Argentina’s expulsion from the tournament were dismissed as unlikely ahead of the upcoming final against Spain.

Birmingham Live ·Jul 2026

Free bus pass age change from August with new threshold announced

Under-16s across England will be able to travel for free on local buses from August 1 under the government’s Great British Summer Savings Scheme, expanding a benefit previously limited to London. Transport Secretary Heidi Alexander highlighted the scheme’s aim to ease cost-of-living pressures, alongside the continuing £3 fare cap. Tourism and transport leaders welcomed the move as a boost for families, local attractions and environmentally friendly travel.

Birmingham Live ·Jul 2026

Shabana Mahmood backs plan for £1,240 charge for people earning £150,000 a year

Shabana Mahmood is reported as the leading contender to become Chancellor under Andy Burnham, prompting scrutiny of her past support for raising the 45p tax rate to 50p, which would increase taxes for high earners. Several Labour MPs question her economic experience and leadership abilities, contrasting her with Ed, who is credited for Treasury expertise and unifying the party. Internal criticism highlights concerns over her recent legislative efforts and perceived lack of clarity on economic positions.

Birmingham Live ·Jul 2026

Shabana Mahmood to protect one group from HMRC tax rises if she becomes Chancellor

Shabana Mahmood is reported as the leading candidate to become Chancellor if Andy Burnham becomes Prime Minister and is expected to shield working people from tax increases while targeting high earners with significant income from property and investments. Possible measures include restoring a 50p income tax rate and lowering the threshold for the top tax band. Conservative and Reform UK figures warn that Labour’s plans would impose higher taxes and criticize Burnham and Mahmood for supporting substantial tax rises.

Birmingham Live ·Jul 2026

Five taxes Shabana Mahmood will leave untouched if she becomes Chancellor

Shabana Mahmood is expected to become Chancellor under an anticipated Andy Burnham premiership, with Labour set to keep its pledge not to raise National Insurance, income tax rates or VAT, leaving five key taxes unchanged. Reports from the Financial Times and the i Paper indicate Mahmood is poised to replace Rachel Reeves at the Treasury, a move financial markets reportedly welcome. Senior Labour figures say top cabinet roles are nearly finalised, with Mahmood beating Ed Miliband for the post despite earlier signalling she wished to remain at the Home Office. Unite’s Sharon Graham criticises the idea of Miliband taking the Treasury role, calling it harmful for job creation.

Birmingham Live ·Jul 2026

Rachel Reeves set to increase new 3p pay-per-mile car tax to new rate

The Labour government plans to increase the new electric vehicle pay‑per‑mile tax after its introduction in 2028, with rates set to rise annually from 2029 in line with inflation. Industry groups warn the eVED system was introduced without full consultation and may depress sales of battery‑electric vehicles, while the Treasury argues the measure is needed to maintain sustainable motoring tax revenues as EV adoption grows. The scheme, confirmed by Rachel Reeves before her transition from Chancellor as Andy Burnham becomes Prime Minister, is expected to cost typical drivers about £240 per year. The AA calls for a transparent system with protections for groups reliant on cars.

Birmingham Live ·Jul 2026

Rachel Reeves £300 charge for drivers doing 10,000 miles a year comes with 'big questions'

The UK government approved a new pay‑per‑mile road tax system set to begin in 2028, with optional telematics enabling automated mileage reporting. Experts raised concerns about unresolved issues including data collection, treatment of plug‑in hybrids and foreign vehicles, while transport and EV industry groups welcomed greater flexibility and reduced administrative burdens for drivers.

Birmingham Live ·Jul 2026

HMRC tax demand letters being issued for households over £500 allowance

HMRC has collected £8.4 billion in tax on savings interest, driven by frozen personal savings allowance thresholds and higher interest rates. The frozen thresholds, introduced in 2016 and maintained by successive Conservative and Labour governments, have pushed more savers into paying tax on interest, affecting over 2.7 million people last year. Experts note that rising interest rates have pushed many above their allowances, while a surge of more than £15 billion into cash ISAs in the first two months of the tax year is expected to reduce the projected tax take for the current year.

Birmingham Live ·Jul 2026

Two new mandatory tests on table for drivers under age 70 in England

The Department for Transport is considering mandatory eyesight and cognitive tests for drivers over 70, with possible extension to younger motorists. A petition argues the proposals unfairly target older drivers, calling for equal testing across age groups and warning of discrimination. The petition closes in September 2026 and could prompt a government response or parliamentary debate if signature thresholds are met. Government statements emphasize supporting older drivers while ensuring safety amid age-related health changes.

Birmingham Live ·Jul 2026

New wedding law on table for all couples getting married in England

Proposed changes to wedding laws in England and Wales would shift licensing from venues to celebrants, allowing couples to marry at any location and potentially reduce costs. The reforms aim to simplify outdated regulations, permit legally binding ceremonies for non‑religious belief groups, and address inconsistencies that force some couples to hold multiple ceremonies. Government officials including David Lammy and Baroness Levitt argue the changes would modernize the system and ensure fairness for all faiths and beliefs.

Birmingham Live ·Jul 2026

Six BBQ items banned from bins with households in England warned

Households in England are warned not to dispose of six common BBQ items in household bins under the new Simpler Recycling scheme, which requires separate food caddies and stricter sorting rules. Waste expert James Ward highlights risks associated with items like charcoal, disposable grills and gas canisters, while new guidelines aim to standardize recycling practices across councils. The Labour government’s policy seeks to reduce confusion caused by varied local waste systems, with support from Defra, the Environment Agency and sustainability charity Wrap.

Birmingham Live ·Jul 2026

New pay rule for all workers in England with law change put forward

Government plans would require all employers in England to publish salary details in job adverts or provide them in writing before interviews, aiming to reduce pay discrimination and information imbalances. Equalities and social security ministers said pay transparency can prevent inconsistent or opaque pay decisions. The proposal would use delegated powers to set specific requirements, including salary range size, and is intended to improve fairness and efficiency in recruitment.

Birmingham Live ·Jul 2026

Shabana Mahmood backs plan for 50% HMRC income tax for workers

Past remarks by Shabana Mahmood supporting the restoration of a 50 percent income tax rate for top earners have resurfaced as she is considered a leading contender for chancellor under incoming prime minister Andy Burnham. Her 2014 comments criticized previous Conservative tax cuts for high earners and argued for reinstating the higher rate. Internal Labour discussions highlight competing views over appointing Ed Miliband, with supporters citing his experience and alignment with a progressive economic agenda as cabinet speculation intensifies.

Birmingham Live ·Jul 2026

Major West Midlands route has speed limit cut to 50mph with drivers warned

A temporary 50mph speed limit has been introduced on the A46 near Coventry as early works begin on a £112.5 million upgrade of the Walsgrave junction. National Highways is preparing the site with signage installation, vegetation clearance and access construction ahead of major works starting in September. The project aims to create a free‑flowing carriageway, increase capacity and reduce congestion on a route used by 57,000 drivers daily. Overnight closures and diversions will occur during the preparation phase, and the scheme is scheduled to open in 2028.

Birmingham Live ·Jul 2026

AA issues warning to anyone filling up with petrol in coming days

Fuel prices in the UK have begun rising again, with petrol averaging 151.0p per litre and diesel approaching 165p. The AA warns that further increases are likely as summer holidays begin, driven by higher wholesale costs following renewed tensions between the US and Iran. Only a few UK regions remain below 150p per litre for petrol. The RAC expects both fuels to climb by several pence in the coming week as wholesale prices continue to rise.

Birmingham Live ·Jul 2026

Drivers reject 'game-changing' DVLA driving licence change

A UK government initiative to introduce a digital driving licence has met with resistance, with 55 percent of surveyed drivers saying they are not interested and 42 percent expressing support. The Labour government and GDS continue developing the digital wallet system through the GOV.UK One Login app, which already supports digital Veteran Cards. Transport Secretary Heidi Alexander called the measure a game changer, while Quotezone CEO Greg Wilson warned that neglecting essential motoring tasks can lead to fines. The government plans further testing and broader engagement with the digital identity sector as work progresses.

Birmingham Live ·Jul 2026

Drivers having staycations in Cornwall warned of rule change from August 1

Cornwall Council will make a number of its car parks cash‑free from August 1, 2026, citing high annual costs of cash collection and the dominance of card and mobile payments. Cash will still be accepted in 43 locations chosen based on usage, accessibility and local need. Drivers will continue to have payment options including card, contactless and mobile apps, while frequent users can reduce costs through the JustPark wallet system.

Birmingham Live ·Jul 2026

Government confirms new 2p per mile plan for drivers with rule change made

The UK government has expanded home-charging access for electric vehicle owners by mandating charge points in new covered car parks and enabling cheaper electricity rates that can reduce driving costs to as little as 2p per mile. The Department for Transport and Ofgem will coordinate to prevent landlords from overcharging tenants for EV charging. Ministers highlighted improved infrastructure, larger grants for installations and broader access for renters, flat owners and small businesses. Business groups expressed support, noting increased interest in EV adoption and the benefits of lower emissions and fuel costs.

Birmingham Live ·Jul 2026

Drivers face new speed and red-light cameras in 50mph crackdown

Plans are underway to install speed and red‑light cameras at the A40 Barton Park junction in Oxfordshire to enforce the 50mph limit and address safety concerns. Oxfordshire County Council and Thames Valley Police stated the move responds to evidence of speeding and red‑light violations at the site. Thames Valley Police also launched a Safety Camera Motorcyclist team equipped with handheld laser and video detection technology to target dangerous driving, supporting the National Road Safety Strategy’s focus on reducing serious collisions and fatalities.

Birmingham Live ·Jul 2026

HMRC confirms new 26p per mile rule for drivers after rule change

HMRC increased advisory fuel rates from June 2026, raising petrol, diesel and LPG reimbursement levels for company car travel, with petrol rates over 2000cc rising to 26p per mile. Electric vehicle rates remain unchanged at 7p per mile for home charging and 15p for public charging. The steep increases reflect high Brent crude prices near $100 per barrel following global supply disruptions, particularly linked to the Strait of Hormuz closure. SME Business Advice notes that rising wholesale fuel costs mirror levels last seen during the 2022–23 energy crisis, with potential further increases expected if oil prices remain elevated.

Birmingham Live ·Jul 2026

HMRC sets July 31 deadline ahead of payments due for self-assessment taxpayers

HMRC has set a July 31 deadline for self-assessment taxpayers to make their second payment on account, covering half of the previous year’s tax liability. The agency highlights available support options, including payment plans and the HMRC app. Officials warn that missing the deadline results in fines, while advisers note that taxpayers expecting a lower bill should request a payment reduction to avoid overpaying.

Birmingham Live ·Jul 2026

DVSA hitting overtaking drivers with £2,500 fines and 6 points

Drivers overtaking unsafely or while speeding risk fines of up to £2,500 and six penalty points, according to warnings referencing Highway Code rules on ensuring clear roads, safe gaps and legal speeds. Motoring organisations note that dangerous driving can lead to court action, bans or prison, emphasizing the risks and consequences of misjudged overtakes.

Birmingham Live ·Jul 2026

Government confirms new car tax rates for drivers with cars registered after 2001

The Labour government has introduced legislation in the Finance Bill 2025–26 to increase Vehicle Excise Duty for cars, vans, motorcycles and heavy goods vehicles in line with the Retail Price Index for 2026–27. The HGV levy will also rise with inflation, and the threshold for the expensive car supplement on zero‑emission vehicles will increase from £40,000 to £50,000 beginning April 2026. Petrol and diesel vehicles registered between 2001 and 2017 face VED increases of £5 to £30 depending on emissions bands.

Birmingham Live ·Jul 2026

State pensioners can get £8,509 payments on top of DWP state pension

UK annuity rates have increased due to rising interest rates, allowing people aged 55 and over to secure average payments of up to £8,509 on top of the state pension. Providers such as Legal and General and LV explain that annuities offer guaranteed lifetime income but cannot be altered once purchased and may result in lower returns depending on lifespan. Expert Colin Thorburn notes that rates have reached an 18‑year high due to elevated gilt yields. Recipients are advised to consider tax implications, potential effects on benefits and medical conditions that may increase income.

Birmingham Live ·Jul 2026

Asda, Tesco, Sainsbury's, Morrisons shoppers urged to report fellow customers in car parks

Supermarket shoppers across major UK chains are being urged to report motorists who misuse parent and child parking bays. The RAC advises notifying store staff so offending drivers can be asked to move, with potential parking charges issued for non-compliance on private property. StartRescue notes that supermarkets may request vehicle relocation via public address systems and may impose fines. Select Car Leasing’s managing director highlights the safety purpose of the bays, emphasising that while misuse is not a criminal offence, drivers can still face penalties for breaching posted conditions.

Birmingham Live ·Jul 2026

DWP confirms 8 groups of state pensioners affected by new age threshold rule

The state pension age will rise from 66 to 67 between 2026 and 2028, affecting people born from April 6, 1960, to March 5, 1961, who will reach eligibility at 66 plus a specified number of months. Groups of birth dates are assigned incremental increases, while those born between March 6, 1961, and April 5, 1977, will collect at age 67 under existing legislation.

Birmingham Live ·Jul 2026

Drivers face £52 additional charges over July 1 change

An increase in Ofgem’s energy price cap has raised electricity rates, adding up to £52 annually for some electric vehicle drivers, particularly SUV owners. Experts advise researching cheaper tariffs, using workplace charging, and seeking off‑peak deals to manage rising costs. The End Fuel Poverty Coalition warns that millions of households will now spend about 20% of their income on energy, highlighting the need for reforms such as social tariffs and changes to how energy bills are set. Energy analysts caution that although summer usage is lower, decisions made now will affect winter costs.

Birmingham Live ·Jul 2026

Drivers risk 'unlimited' fine and ban over mistake 27 per cent admit making

Survey data shows 27% of drivers admit driving the morning after drinking without knowing if they were still over the legal limit, prompting warnings of unlimited fines and possible prosecution. Dayinsure highlights common misconceptions about next‑day alcohol levels, while the RAC urges mandatory use of alcohol interlocks to prevent repeat drink‑driving offences, citing strong public support for the devices.

Birmingham Live ·Jul 2026

EVs now £486 cheaper to run than petrol vehicles

New data shows electric vehicles cost an average of £1,320 per year to run, £486 less than petrol cars at £1,806. Insurance costs for both vehicle types have fallen compared with the previous year, and motorists are encouraged to compare policies to find better value. Charging costs vary based on home energy tariffs, battery capacity and access to workplace chargers, but overall EVs continue to offer lower running expenses.

Birmingham Live ·Jul 2026

Major UK water firm accidentally pays £6,800 into customer's account

A household unexpectedly received two payments totalling £6,800 from Yorkshire Water after a payroll error misdirected another employee’s wages. The couple, initially unsure whether the deposits were a scam, were advised by both the utility and their bank that nothing could be done to stop or return the payments. Yorkshire Water later confirmed the mistake. The incident coincides with improved reservoir levels in Yorkshire and ongoing heatwave conditions prompting water‑use monitoring, particularly in Doncaster.

Birmingham Live ·Jul 2026

HMRC increases personal tax-free allowance to £21,330 for married couples and landlords

HMRC rules allow eligible households to increase their tax‑free income beyond the standard £12,570 Personal Allowance by using Marriage Allowance and the Rent‑a‑Room scheme. Lower‑earning spouses can transfer £1,260 of their allowance, raising a partner’s tax‑free threshold to £13,830 and saving up to £252 annually, with claims allowed retroactively for four years. Homeowners renting furnished rooms in their main residence can earn up to £7,500 tax‑free. Combined, the two schemes can provide up to £21,330 in tax‑exempt income for qualifying individuals, including pensioners.

Birmingham Live ·Jul 2026

DWP paying out automatic £200 payments for state pensioners under 80

The Department for Work and Pensions will automatically issue Winter Fuel Payments of £200 for eligible pensioners under 80 and £300 for those over 80, with letters confirming entitlement sent in October or November. Payment amounts depend on age and household circumstances during the qualifying week in late September 2026, and payments may be recovered if an individual's income exceeds £35,000. Annual opt‑outs are required in England, Wales and Northern Ireland, while Scotland maintains a one‑time opt‑out through Social Security Scotland.

Birmingham Live ·Jul 2026

State pensioners paid on a Friday getting double DWP payments in July

State pension recipients who are paid on Fridays will receive two payments in July due to the four‑week payment schedule, with payments falling on July 3 and July 31. The Department for Work and Pensions outlines how pension payment timing works, while Labour leaders Rachel Reeves and Keir Starmer reaffirm commitments to the triple lock and upcoming pension increases aimed at easing cost‑of‑living pressures for retirees.

Birmingham Live ·Jul 2026

HMRC confirms tax charges for state pensioners born before 1951

HMRC rules confirm that state pensioners lose tax relief on personal pension contributions once they reach age 75, and many pension schemes stop accepting contributions beyond that point. Pension providers outline how death benefits differ based on whether someone dies before or after age 75, with new rules from April 2027 bringing certain inherited pension funds into inheritance tax liabilities. Experts explain how tax treatment will vary depending on marital status, estate value and available allowances, noting that spouses and civil partners can still inherit pensions without incurring inheritance tax.

Birmingham Live ·Jul 2026

Older drivers should not be driving if they cannot complete eyesight task

Safety groups warn that older motorists should not drive if unable to read a number plate from 20 metres, as the government considers mandatory eyesight tests for drivers over 70. Transport Secretary Lilian Greenwood notes declining but still significant casualty figures and highlights the need to balance older people's independence with road safety. A public consultation will gather views on compulsory eyesight tests and may lead to broader assessments of age‑related health conditions affecting driving fitness.

Birmingham Live ·Jul 2026

HMRC confirms full list of VAT road fuel scale charges until April 2027

HMRC has released updated VAT road fuel scale charges for petrol and diesel vehicles, effective from May 2026 through April 2027, outlining rates based on CO2 emissions and accounting periods. The guidance details how businesses should calculate charges for older cars without official emissions figures and clarifies when the new scales must be applied. ETA Insurance provides additional context for pre-2001 vehicles lacking CO2 data.

Birmingham Live ·Jul 2026

Not John Lewis, M&S, Jet2 - best companies for customer satisfaction

Banks and building societies now lead the UK Customer Satisfaction Index, with Nationwide Building Society ranked as the top brand. Industry leaders attribute the improvement to enhanced digital services, well‑trained staff and the influence of Consumer Duty regulations. Despite a slowdown in overall service recovery and reduced consumer confidence, organisations that invest in customer experience and build trust are emerging as leaders. Nationwide highlights its branch commitments, digital investment and Fairer Share payments, while the Building Societies Association notes the value of combining digital convenience with personal service.

Birmingham Live ·Jul 2026

DWP PIP and DLA claimants face £400 rise in costs after July rule change

Motability users receiving PIP or DLA will face about £400 higher advance payments after new rules from July 1 halve mileage allowances and introduce per‑mile charges beyond the limits. The British Polio Fellowship warns the changes threaten independence for disabled people who rely on the scheme, while one user argues that choosing cheaper vehicles can offset costs.

Birmingham Live ·Jul 2026

Nationwide confirms new £100 bonus payments on top of Fairer Share scheme

Nationwide reintroduces its FlexStudent account with £100 cash, £120 in Just Eat vouchers, and interest‑free overdrafts up to £3,000, aiming to build on its strong share of student accounts. Students must deposit £500 by December 11 and make five debit card payments to receive the cash bonus. Experts highlight the account’s appeal, citing its incentives, overdraft terms, and popularity among new university students.

Birmingham Live ·Jul 2026

ITV flooded with 443 complaints to Ofcom over Jude Bellingham coverage

ITV received 443 Ofcom complaints following Gabriel Clarke’s post‑match interviews with Thomas Tuchel and Jude Bellingham after England’s 2‑1 win over Norway. Bellingham responded sharply to Tuchel’s criticism, stressing the difficulty of facing Norway’s top players and the value of winning under challenging conditions. Authorities announced heightened security measures in Atlanta ahead of the World Cup semi‑final between England and Argentina.

Birmingham Live ·Jul 2026

All Blue Badge holders exempt from July car rule change and £1,000 fine

Blue Badge holders are exempt from new hosepipe restrictions introduced across six UK water company regions following consecutive summer heatwaves, with fines reaching £1,000 for violations. More than 3.2 million eligible holders are not required to follow the bans, which aim to protect water supplies. Money Wellness urged people with disabilities or medical conditions to register for priority services and highlighted limited public awareness of available support, including the WaterSure scheme for high‑usage households on water meters.

Birmingham Live ·Jul 2026

HMRC bills being sent to 920,000 workers over their company cars

HMRC data shows the number of employees paying company car tax has risen to 920,000 in the 2024–25 tax year, a 9.5 percent increase from the previous year. The total taxable value of company car benefits fell to £3.07 billion as the average taxable value continued its multi‑year decline. Low‑emission and electric vehicles now dominate company car fleets, with fully electric models representing more than half of all benefit recipients. Diesel cars continue their long-term decrease, now accounting for just 7 percent of company cars. The total taxable value of all Class 1A benefits in kind increased to £9.5 billion.

Birmingham Live ·Jul 2026

Date fourth 34C heatwave of summer will hit England including Birmingham

Forecast models indicate a fourth UK heatwave could develop around July 23, with temperatures potentially reaching 34C in England including Birmingham. Meteorologists from Netweather TV and the Met Office expect continued dry and warm conditions through mid‑July, though temperatures may ease slightly heading into the weekend. High pressure west of Ireland is set to maintain settled weather, keeping most regions dry with sunny spells and gradually declining temperatures toward seasonal norms.

Birmingham Live ·Jul 2026

Jude Bellingham and Thomas Tuchel have 'clear-the-air' talks before England vs Argentina

Thomas Tuchel and Jude Bellingham resolved tension from a previous World Cup-related disagreement ahead of England’s semi-final against Argentina. Tuchel said he clarified his remarks about Bellingham and praised his performance, while Harry Kane defended the team’s unity and criticised attempts to create division. England will face Argentina for a place in the final against Spain.

Birmingham Live ·Jul 2026

Thomas Tuchel criticises ITV interview with Jude Bellingham ahead of Argentina semi-final

Thomas Tuchel criticised ITV for asking Jude Bellingham an unfairly framed question after England’s World Cup quarter-final win over Norway, arguing that the interview left out his praise for the player and exaggerated criticism. He said such questioning can create false tension and emphasised that the team remains united and motivated ahead of the semi-final against Argentina.

Birmingham Live ·Jul 2026

VPN ban in UK ruled out by government as it issues restrictions update

The UK government has decided against restricting VPN use for 16- and 17-year-olds, citing research showing low usage of VPNs to bypass age checks and concerns over free speech. Instead, it will introduce a midnight-to-6am social media curfew for younger users. Officials and child-safety advocates argue the curfew will improve sleep, reduce addictive online behaviour, and support family time, with trials reportedly showing positive outcomes. Regulators such as Ofcom are expected to ensure effective implementation of new protections for children online.

Birmingham Live ·Jul 2026

DWP state pension age change on table for millions born between 49 and 55

UK Treasury officials have indicated to the Office for Budget Responsibility that the planned rise of the state pension age to 68 may be brought forward to between 2037 and 2039, affecting around five million people currently aged 49 to 55. Former pensions minister Steve Webb and economist Paul Johnson both say the government will need to legislate quickly if it intends to implement the earlier change. The Treasury said the position is longstanding and the ongoing pension age review will determine the final timetable.

Birmingham Live ·Jul 2026

New midnight to 6am curfew rules confirmed for UK households

The UK government plans to introduce a default midnight‑to‑6am social media curfew for 16- and 17‑year‑olds from next spring, though the block can be overridden. Safety groups and online rights campaigners criticised the measure as superficial or potentially harmful, while Labour ministers argued it would support young people’s wellbeing. Conservative opposition figures dismissed the proposal as ineffective, and experts raised concerns about restricting access for vulnerable youths.

Birmingham Live ·Jul 2026

New fruit & veg rule on table for all Aldi, Tesco, Lidl, Sainsbury's stores

MPs urge mandatory prominent placement of fruit and vegetables in supermarkets, expanded front‑of‑pack health labels, and disclosure of companies’ healthy versus unhealthy product sales. Recommendations include stronger government action against industry resistance, restrictions on fast‑food outlets near schools, and potential limits on advertising. The Advertising Association argues the measures would not impact obesity rates, while committee chair Layla Moran calls for stronger protections against unhealthy food promotion to address childhood obesity.

Birmingham Live ·Jul 2026

New Buy Now Pay Later rules begin for all UK users from Wednesday

New UK regulations place Buy Now Pay Later services under Financial Conduct Authority oversight, requiring affordability checks, clearer information and access to the Financial Ombudsman Service. Research from Loqbox shows sharp growth in BNPL use and widespread consumer misunderstanding, especially among younger users. Experts welcome the new rules but caution that BNPL can still lead to unmanageable debt if used regularly, urging consumers to stay aware of its credit implications.

Birmingham Live ·Jul 2026

DWP minister hints at payment cuts for millions of benefits claimants

The UK’s work and pensions secretary Pat McFadden signaled potential benefits cuts, arguing that government support should extend beyond issuing payments and should encourage those able to work to improve their situation. His comments follow interim findings of the Timms Review into Personal Independence Payment and the Milburn Review highlighting high numbers of young people not in education, employment or training. As Andy Burnham is expected to become the next prime minister after Keir Starmer’s resignation, Alan Milburn indicated that the incoming Labour leadership appears prepared to pursue further welfare reform during the current parliament.

Birmingham Live ·Jul 2026

Government confirms £350 compensation for heating oil households

About 1,700 heating‑oil customers who faced cancelled orders and higher prices during a surge linked to the Middle East crisis will receive up to £350 in compensation. The Competition and Markets Authority found consumers had been left exposed despite suppliers not materially profiting, prompting calls for stronger regulation. Chancellor Rachel Reeves said support was issued quickly and that the government will consider additional protections for off‑grid households.

Birmingham Live ·Jul 2026

Three groups of EV drivers will get pay-per-mile refunds when 3p charge starts

The UK government plans to introduce a 3p‑per‑mile tax for electric vehicles from 2028, requiring drivers to estimate and prepay annual mileage. Refunds will only be available for overpayments above £100 or in cases of financial hardship. New EVs under three years old, fleet operators, and leasing companies will receive simplified reporting requirements. The BVRLA welcomed some adjustments but warned that higher ownership costs could slow the transition to zero‑emission vehicles.

Birmingham Live ·Jul 2026

DWP state pension reduced by 'thousands' for people who were self-employed before 2024

Errors in HMRC records affecting self‑employed workers from 2015 to 2024 have created gaps in National Insurance contributions, potentially reducing state pensions by thousands of pounds for around 800,000 people. Many individuals earning above the small‑profits threshold had Class 2 contributions incorrectly refunded because HMRC systems did not register them as self‑employed. Financial advisers warn that long‑term self‑employed workers may have multiple unqualifying years, risking reduced pension entitlement under DWP rules requiring at least 35 qualifying years for the full rate.

Birmingham Live ·Jul 2026

Lawyer confirms if workers can get day off on Thursday after England vs Argentina

A lawyer outlines that employees are not automatically entitled to time off work after England’s World Cup semi-final against Argentina unless approved in advance, and employers may refuse leave requests for operational reasons or insufficient notice. Workers calling in sick may qualify for Statutory Sick Pay if eligibility requirements are met, and employers challenging sickness can be required to complete a government form. The match adds to heightened anticipation following the France–Spain semi-final.

Birmingham Live ·Jul 2026

BBC confirms England vs Argentina TV coverage change in World Cup first

The BBC will broadcast England’s World Cup semi-final against Argentina live from Atlant, marking a shift from its usual remote coverage from Salford due to expected record viewership. BBC Sport director Alex Kay-Jelski defended the broader decision not to send large teams to the United States for the tournament, citing cost and minimal impact on viewers. The BBC and ITV continue to share broadcast rights, with France and Spain meeting in the other semi-final. French journalist Abdoul-Karim expressed national confidence ahead of France’s match, noting widespread anticipation and postponed Bastille Day fireworks in some cities.

Birmingham Live ·Jul 2026

Andy Burnham backs plan for £4,791 charge for some council tax band D homes

Andy Burnham supports replacing council tax with a land value tax set at 1.28 percent, a move that could significantly raise bills for many homes, including thousands in London. Critics from Reform UK and the Conservative Party argue the plan is poorly thought out and would unfairly burden homeowners who have seen property prices rise over time. Burnham describes the proposal as aspirational socialism aimed at discouraging land hoarding, while experts note the system would create clear winners and losers but may be more efficient than existing taxes.

Birmingham Live ·Jul 2026

Rachel Reeves confirms annual mileage checks for cars made before 2025

The UK government will proceed with a 3p‑per‑mile car tax for electric vehicles starting in 2028, requiring annual mileage checks for cars manufactured before 2025. Vehicles under three years old will be exempt from mandatory odometer inspections, instead providing mileage estimates during Vehicle Excise Duty renewals. Industry responses were mixed, with Electric Vehicles UK welcoming reduced burdens on new drivers while New AutoMotive warned of administrative challenges and risks to the UK’s electric transition.

Birmingham Live ·Jul 2026

Argentina have request to FIFA granted in bad World Cup omen for England

Argentina will wear their navy blue away kit for the World Cup semi-final against England after FIFA approved their request, a decision highlighted as an historical omen linked to past meetings between the teams. England will play in all white, repeating colours worn in previous high-profile defeats. The article recalls earlier World Cup encounters between the sides and notes security preparations by Atlanta Police ahead of the match at Mercedes-Benz Stadium.

Birmingham Live ·Jul 2026

DWP orders Universal Credit claimants to hand over 4 months of bank statements in crackdown

The Department for Work and Pensions is increasing scrutiny of Universal Credit claims by requesting four months of bank statements, as part of Labour’s broader fraud‑reduction initiative. Claimants report receiving requests for additional documentation and follow‑up reviews, with some cases involving longer historical checks. The review process targets undeclared capital and claimants spending extended time outside the UK, supported by a newly expanded team dedicated to verifying claims. Most reviews result only in routine checks without changes to payments.

Birmingham Live ·Jul 2026

NHS confirms one group of people banned from flu jab this winter

NHS guidance for the upcoming winter season excludes individuals who previously experienced anaphylaxis to a flu vaccine or its ingredients from receiving the jab. The vaccine remains recommended for those at higher risk, including older adults, pregnant people, and individuals with long-term conditions, with some formulations containing egg protein requiring caution for those with allergies. Eligibility criteria and safety precautions are reiterated alongside advice to delay vaccination during fever.

Birmingham Live ·Jul 2026

Andy Burnham urged to intervene as HMRC 45% tax rate increased to 62%

A Policy Exchange report backed by Sajid Javid warns that interactions between income tax, personal allowance tapering and benefit withdrawal create marginal tax rates as high as 62 percent—or more than 100 percent for some households—despite a 45 percent top rate. The report argues the system discourages work, reduces economic output and is overly complex, calling for major reforms including changes to stamp duty. With Andy Burnham poised to become prime minister following Keir Starmer’s resignation, he is urged to address these tax distortions.

Birmingham Live ·Jul 2026

Andy Burnham could introduce new online shopping rule when he becomes Prime Minister

Business groups in the Real Rates Reform Alliance are urging Andy Burnham to introduce a 2 percent online sales tax as part of a wider overhaul of the UK’s business rates system. They argue that the current model places disproportionate pressure on high street firms and fails to reflect the economic weight of digital businesses. Leaders from the Heart of London Business Alliance and the Institute of Directors call for a hybrid tax system to level competition, stimulate investment, and support struggling retail and hospitality sectors.

Birmingham Live ·Jul 2026

Seven new rules for landlords and renters confirmed from November 2026

The next phase of Awaab’s Law will take effect on 30 November 2026, expanding safety requirements for social housing providers to address a broader set of non‑emergency hazards more quickly. The updated rules target risks such as unsafe structures, electrical faults, hygiene problems, extreme temperatures and fire hazards, with an emphasis on protecting vulnerable tenants. Government officials and sector leaders voiced support for the changes, highlighting improved clarity for housing associations and a continued focus on resident safety and engagement.

Birmingham Live ·Jul 2026

Andy Burnham told to make three rule changes for all businesses on day one as PM

Business groups are urging Andy Burnham to cut electricity prices, reform the energy system and support business electrification immediately upon becoming prime minister, arguing that high energy costs are restricting UK productivity and investment. Reports from the CBI and Energy UK highlight electricity prices far above the G7 median, warning that these conditions hinder growth. Experts stress that reducing energy costs is essential for competitiveness, investment and addressing the cost-of-living crisis, while environmental campaigners call for prioritising renewable energy and long-term industrial opportunities over new fossil fuel projects.

Birmingham Live ·Jul 2026

Alcohol-free beer rules could change in UK after 64 million pints sold

Industry groups and brewers are urging the UK Government to increase the alcohol‑free threshold to 0.5% ABV, arguing the current 0.05% limit restricts investment and competitiveness. Demand for no‑ and low‑alcohol beer is rising sharply, with pubs expected to sell more than 64 million pints this summer. Brewers report strong seasonal sales and believe redefining alcohol‑free would expand consumer choice and align the UK with international markets.

Birmingham Live ·Jul 2026

What Andy Burnham’s DWP PIP reforms may look like - from points to conditions

Proposed reforms to Personal Independence Payment are under consideration following an interim review led by Stephen Timms, which found the current points-based assessment system inadequate, especially for fluctuating and mental health conditions. Recommendations include replacing the points system with evidence-based assessments similar to Disability Living Allowance, reducing reliance on private contractors and limiting costly appeals. Campaigners also argue for indefinite awards for permanent conditions and suggest that alternative support models may be considered as the government seeks both compassionate welfare reform and cost control.

Birmingham Live ·Jul 2026

DWP confirms pensions change from October after people left £5,000 worse off

The Department for Work and Pensions will introduce a Value for Money framework to improve pension scheme performance after evidence showed some savers were significantly worse off. Draft regulations will be released in October, leading to assessments of investment performance, charges and service quality, with poor‑performing schemes required to improve or close. Larger schemes must publish assessments from 2028, expanding to all workplace schemes from 2029. Ministers say the reforms aim to boost returns, improve transparency and support consolidation across the pensions sector.

Birmingham Live ·Jul 2026

DWP benefits claimants can ignore hosepipe ban after new rules issued

Water companies Southern Water and Affinity Water have exempted households on the WaterSure tariff—many of whom receive DWP benefits—from newly imposed hosepipe bans. The decision, intended to support customers with essential water needs, drew criticism from Reform MP Suella Braverman and Conservative MP Kevin Hollinrake, who argued the exemptions create unfairness for full-paying customers. Both companies defended the policy as necessary for households with medical or essential usage requirements and urged all customers to continue using water responsibly.

Birmingham Live ·Jul 2026

Law for flying England flag from house for Argentina World Cup semi-final with £2,500 fines

Guidance from the UK government warns that supporters flying England flags for the World Cup semi‑final against Argentina risk fines of up to £2,500 if they breach display rules. Flags must be safely maintained, not obstruct signage, and only certain combinations of flags can be flown without consent. Additional restrictions apply in designated conservation areas.

Birmingham Live ·Jul 2026

Sir Keir Starmer confirms new e-gate rule for UK tourists after law change

A new UK–Switzerland trade deal worth £5.2 billion will allow British tourists to use e‑gates at Swiss airports beginning later this year, extending to more locations in 2027. The agreement also ends mobile roaming charges and aims to expand UK services exports. Keir Starmer and business leaders praised the deal for improving travel convenience and boosting economic opportunities. The article also notes Andy Burnham securing enough Labour MP nominations to become the next prime minister.

Birmingham Live ·Jul 2026

Lloyds Bank confirms August 7 rule change 55% aren't prepared for

Lloyds Bank research shows that more than half of small businesses remain unprepared for HMRC’s August 7 Making Tax Digital income tax deadline, leaving an estimated 475,000 sole traders and landlords still needing to complete preparations. Survey responses suggest many businesses see benefits from digital tax management, including improved organisation and reduced stress. Lloyds has added HMRC-recognised digital tax functionality to eligible business accounts to simplify compliance. The new rules initially apply to sole traders earning £50,000 or more, with thresholds set to decrease over the coming years.

Birmingham Live ·Jul 2026

PIP assessment decisions could become even more opaque in DWP shake-up

Experts warn that planned changes to the Personal Independence Payment system risk making assessments more opaque as the Department for Work and Pensions explores more digital processes. Concerns highlighted include barriers for claimants without digital skills, a more impersonal decision-making system, and possible overlap between PIP assessments and fitness-for-work judgments. The Timms Review notes rising disability prevalence and questions the sustainability and effectiveness of the current benefit structure.

Birmingham Live ·Jul 2026

Rachel Reeves' new £240 charge for drivers doing 8,000 miles 'will not work'

A new UK government plan to introduce a 3p‑per‑mile electric vehicle tax from 2028 faces criticism from EVA England, whose chief executive argues it is too complex, risks financial burdens for drivers and could undermine the transition to electric cars. The government maintains the policy ensures fair contributions amid declining fuel duty revenue and highlights a £7.5 billion investment package supporting zero‑emission vehicle adoption. Concerns raised during consultation focused on effects on EV uptake and administrative difficulty.

Birmingham Live ·Jul 2026

NHS confirms vaccine rule change from July 20 with 3 groups called forward

The NHS will begin a time‑limited MenB vaccination programme on July 20 for three high‑risk groups, prompted by recent outbreaks affecting university‑age populations. Eligible individuals include those born between September 2007 and August 2008, new undergraduates under age 25, and first‑time further‑education students living in shared accommodation. Health officials emphasise the heightened risk of meningococcal disease during the start of the academic year and urge eligible young people to complete both vaccine doses before autumn.

Birmingham Live ·Jul 2026

O2 confirms 'automatic' £7-a-day payments being sent to customers this week

O2 is providing free roaming in the United States for eligible customers until July 20 by automatically crediting back the cost of its £7-per-day travel bolt-on during the World Cup. The offer targets England fans travelling to the USA as the team prepares to face Argentina in the semi-final. Additional promotions include free hot drinks at Greggs for supporters after England matches, redeemable via the Priority app. O2 highlights its continued policy of inclusive EU roaming up to 25GB.

Birmingham Live ·Jul 2026

Three Mobile confirms new £2 rule for customers leaving them fuming

Three increased the price of its Caffe Nero coffee reward from £1 to £2, prompting complaints from customers on social media. The company outlined details of its Three+ rewards scheme, including usage requirements and other available offers for eligible Pay Monthly and Pay As You Go users.

Birmingham Live ·Jul 2026

13 million state pensioners could have perk scrapped and 'it's question of when'

Rising costs associated with the state pension triple lock have prompted warnings that the policy may soon be scrapped, with financial experts arguing that its long‑term sustainability is uncertain. With Andy Burnham expected to become prime minister, analysts suggest future governments will face mounting pressure from an ageing population, increased healthcare and defence spending, and high debt interest to reassess major fiscal commitments. Former Treasury minister Jim O’Neill highlighted intergenerational fairness concerns and predicted political consensus may form around revising the triple lock as economic pressures intensify.

Birmingham Live ·Jul 2026

4 groups of drivers could face speed limiter restricting them to 70mph

The RAC urges the UK government to introduce Intervening Intelligent Speed Assistance technology to curb excessive speeding, citing data showing dangerous high‑speed driving in residential and high‑risk areas. The proposed trial would target repeat and serious offenders, drivers with 12 or more penalty points who avoid disqualification, and those seeking to regain or retain their licences under strict conditions. Police leadership highlights a widespread perception that speeding is acceptable and calls for a reset of driver expectations to improve road safety.

Birmingham Live ·Jul 2026

Warning for anyone who orders a flat white in coffee shops

Coffee shop prices for flat whites have risen sharply, reaching up to £6.50 as businesses face higher operating costs, government business rate changes, and volatile global coffee markets driven by poor harvests and climate pressures. Lavazza and industry analysts warn that extreme weather and economic turbulence continue to push prices upward, with major chains like Starbucks and Costa also increasing prices. While many consumers continue to pay for premium coffee experiences, analysts caution that there may be limits to how much customers will tolerate as everyday costs rise.

Birmingham Live ·Jul 2026

Rachel Reeves confirms one million state pensioners will be protected from HMRC rule

Rachel Reeves confirmed that around one million state pensioners who rely solely on the state pension will be exempt from income tax until 2030, protecting them as rising triple lock increases push pension payments toward the frozen tax threshold. The new flat‑rate pension is set to reach £12,547.60 next year, narrowly below the £12,570 threshold, which is expected to be exceeded by 2027. Pension expert Hannah Martin warned that the policy will benefit fewer than one million of the 13.2 million pensioners and could create unfairness for those with mixed income sources who earn similar amounts. Alternative solutions suggested include raising the tax allowance for pensioners or writing off small tax bills, though these would carry significant revenue costs for the government.

Birmingham Live ·Jul 2026

BBC Peaky Blinders star Sam Neill dies aged 78

Sam Neill died suddenly at age 78 in Sydney, with his family noting he remained cancer‑free after previous treatment for aggressive non‑Hodgkin lymphoma. Known for his roles in Jurassic Park and Peaky Blinders, he had recently announced successful CAR‑T therapy. His family expressed gratitude to St Vincent’s Private Hospital and requested privacy as they mourn the unexpected loss.

Birmingham Live ·Jul 2026

DWP 'must' send compensation payment into 800,000 people's bank accounts

MPs are urging the Department for Work and Pensions to issue compensation to about 800,000 people after a faulty pension forecasting tool from a previous Labour government led many to overestimate their retirement income. The Work and Pensions Committee argues that affected individuals lost opportunities to adjust work or savings plans, while experts warn the misleading forecasts may have prompted poor financial decisions. Baroness Altmann criticised longstanding problems with the pension system and the reliability of the online calculator. The DWP says the issue has been fixed and it will respond to the committee’s recommendations.

Birmingham Live ·Jul 2026

Octopus Energy makes announcement for customers who watched England vs Norway

Electricity use in the UK surged during England’s match against Norway, with Octopus Energy reporting household demand rising up to 22 percent above typical Saturday levels and pub consumption spiking 42 percent. Usage remained elevated into the early morning as fans stayed up to watch additional matches, followed by lower-than-normal demand on Sunday morning. Octopus Energy highlighted how match events, including Jude Bellingham’s goals, clearly influenced consumption patterns.

Birmingham Live ·Jul 2026

Andy Burnham could slap people earning over £125,140 with 50% income tax rate

Plans for raising the UK’s top income tax rate to 50 percent under a potential Andy Burnham-led Labour government face warnings from tax experts who argue the measure would raise limited revenue and risk behavioural changes among high earners. Analysts highlight that previous attempts to impose a 50 percent rate generated little benefit for the Treasury and created administrative challenges. Experts caution that any such move would need to be positioned carefully and supported by a stable government approach to avoid uncertainty.

Birmingham Live ·Jul 2026

PIP and DLA claimants face 'seismic' new rule after DWP law change

Reforms to the Motability Scheme introduce a reduced annual mileage limit of 10,000 miles, increased excess charges, and higher advance payments, driven by rising operational costs and tax changes from the UK government. Motability argues the adjustments will limit lease cost increases, while critics warn that disabled motorists may face significantly higher expenses or be forced to leave the scheme.

Birmingham Live ·Jul 2026

New checkout rule in England begins on Wednesday after law change

Buy Now Pay Later services in England will come under Financial Conduct Authority regulation starting 15 July, requiring clearer information, affordability checks for all purchases and faster notifications for missed payments. Protections similar to Section 75 will apply for qualifying purchases, though access to the Financial Ombudsman will not begin for at least a year. Martin Lewis welcomed the move as a necessary step toward making the products safer for consumers.

Birmingham Live ·Jul 2026

DWP urged to scrap cash benefits payments for fat jabs in rule change

Iain Duncan Smith urges limiting long-term disability payments for obesity and prioritizing treatment with GLP-1 weight‑loss medicines, arguing that benefits should focus on those with enduring needs. He highlights the potential of drugs such as Mounjaro and Wegovy to improve health and support a return to work. Expert commentary links obesity to unemployment and supports wider health policy measures, while the government stresses that PIP is assessed on daily living impact and notes ongoing initiatives to tackle obesity and reform benefit assessments.

Birmingham Live ·Jul 2026

Labour MP admits DWP PIP should be scrapped for two conditions in crackdown

A Labour MP, Sojan Joseph, argues that Personal Independence Payment should be removed for people with mild ADHD and anxiety, saying the benefit system must better distinguish between severe and non-severe conditions. He calls for earlier intervention for children, a cultural shift away from long-term sign‑offs, and an immediate start to welfare reforms to address what he describes as a lost generation. Andy Burnham is mentioned as potentially preparing departmental work should he become prime minister.

Birmingham Live ·Jul 2026

DWP urged to scrap £425-a-month rule for claimants born before 1961

MPs warn that the rising state pension age risks leaving more 66-year-olds in financial hardship, urging ministers to improve support such as raising Universal Credit rates for those born before 1961. The work and pensions select committee, chaired by Debbie Abrahams, highlights growing concerns that many older workers may face poverty while waiting to qualify for pension credit. The Centre for Ageing Better adds that government planning has been inadequate. The DWP acknowledges the committee’s inquiry and says it will review the recommendations.

Birmingham Live ·Jul 2026

Ryanair confirms new seating policy for families and makes rule change

Ryanair will now seat adults next to their children for free after check-in, typically towards the rear of the aircraft, as part of a minor policy update. The change follows scrutiny of airline infant fees, with consumer advocates criticising charges that can exceed adult fares. Wizz Air continues to charge a €32 lap-infant fee per flight, defending it as standard industry practice.

Birmingham Live ·Jul 2026

Thousands of renters in England risk losing £367 to their landlord

Research indicates that one in four renters in England lose part of their deposit due to disputes over cleanliness, with the average loss reaching £367. Additional causes include damage to walls, floors, fixtures, and stained carpets. Kärcher spokesperson Simon Bond highlights that unclear expectations and last‑minute cleaning pressures often escalate tensions between tenants and landlords, calling for clearer standards and better preparation to reduce conflicts during end‑of‑tenancy moves.

Birmingham Live ·Jul 2026

Number of domestic abusers using finances for coercion soaring

Referrals for technology‑facilitated and economic abuse rose sharply, with Refuge reporting a 78% increase in cases over the past year. Survivors described being coerced into debts including car finance and subscription payments, leaving them with financial penalties and damaged credit. Refuge warned that finance providers and credit agencies often lack the ability to recognize signs of economic abuse, creating major barriers to recovery. The organisation called for government‑led coordination with lenders and specialists to ensure adequate protection and support for affected individuals.

Birmingham Live ·Jul 2026

Households getting free air con worth £2,500 after UK rule change

A UK rule change allows households in England and Wales to receive free air conditioning through the Boiler Upgrade Scheme, which offers £2,500 grants for air-to-air heat pumps. The Labour government promotes the scheme as a cost‑effective heating and cooling option, particularly for flats and smaller homes. Ofgem administers the programme, while the Department for Energy Security and Net Zero oversees policy. The scheme reduces installation costs by allowing certified installers to apply for vouchers on behalf of property owners.

Birmingham Live ·Jul 2026

30,000 drivers given mark on DVLA driving licence record in crackdown

Drug‑driving offences in the UK surpassed 30,000 in 2025, exceeding drink‑driving cases for the first time, according to DVLA data obtained by IAM RoadSmart. The organisation warned of a growing drug‑driving problem and urged stronger police support and the creation of a national drug‑drive rehabilitation programme. The RAC outlined the government’s three‑part strategy addressing illegal drug use, medically associated drugs and amphetamines in efforts to reduce road risks.

Birmingham Live ·Jul 2026

Crucial car part risks becoming extinct with it now 'increasingly rare'

Demand for manual gearboxes in the UK has dropped sharply, with only 7.9% of new‑car enquiries seeking a manual transmission and just 72 of 356 car models still offering one. Analysts attribute the decline to shifting buyer preferences toward automatic vehicles and the rapid growth of hybrid and electric cars, which are predominantly automatic. While manual cars will remain available on the used market for years due to the age of existing vehicles, new manual models are becoming increasingly rare and are expected to continue diminishing through the end of the decade.

Birmingham Live ·Jul 2026

BBC Morning Live star warns UK tourists could be ‘charged’ for free service

UK travellers are being warned that third‑party site Sherpa, linked through some BA bookings, charges administrative fees for completing travel authorisation forms such as ESTAs, even when the official applications are free. Holly Hamilton urged travellers to avoid third‑party sites and apply directly through government portals to prevent unnecessary costs or incomplete submissions. Sherpa and BA stated that the service is optional, transparent about fees and intended to simplify complex entry requirements, while travellers retain the choice to use official resources instead.

Birmingham Live ·Jul 2026

Petrol drivers doing 1,000 miles risk paying £188 to stay on road

Petrol drivers covering 1,000 miles can expect to spend about £188 on fuel, while diesel drivers pay around £187, according to data from Nimblefins. Higher fuel prices have eliminated diesel’s historical cost advantage. Electric vehicles remain substantially cheaper to run, costing between £21 and £79 per 1,000 miles depending on charging tariffs. Home electricity prices, influenced by the Energy Price Cap, make EVs particularly cost‑effective compared with internal combustion vehicles. Annual costs for 7,000 miles are estimated at £147 on an EV night‑rate tariff and £574 on a regular tariff, compared with more than £1,300 for petrol or diesel cars.

Birmingham Live ·Jul 2026

HGVs face new rules and £160 fines for breaking them in crackdown

Wandsworth Council is increasing CCTV enforcement on weight‑restricted roads to curb unauthorised HGV traffic in several neighbourhoods, warning drivers that £160 penalties will rise as monitoring expands. The move follows resident concerns about road damage and safety, with June already seeing 29 penalty notices issued. Roving CCTV cars will record vehicles exceeding the 7.5‑tonne limit, and the council will review compliance levels and consider further measures if required.

Birmingham Live ·Jul 2026

Barclays issues 'good news' update with potential savings of £1,100

Barclays is reducing rates across its residential, remortgage and reward home loans, including cutting its two‑year 90% loan‑to‑value fix from 5.45% to 4.79%, saving a typical borrower about £1,100 over two years. Mortgage brokers caution that global instability and rising oil prices could quickly reverse recent declines in rates, urging buyers to secure deals early. Some lenders allow customers to lock in rates months ahead with flexibility to switch if cheaper options appear, offering protection amid uncertain market conditions.

Birmingham Live ·Jul 2026

HMRC sends letters to 580,000 ahead of new August 2026 deadline

HMRC is contacting more than 580,000 individuals who have not enrolled in Making Tax Digital for Income Tax, despite being required to do so. FOI data obtained by Azets shows that only a third of those expected to register have complied ahead of an August 2026 deadline. Azets’ Fraser Campbell warns that delaying registration may create administrative pressure and potential future penalties, as individuals could face multiple filings in a short period. He advises early registration and adoption of compliant software to help taxpayers manage real‑time financial information and ease year‑end processes.

Birmingham Live ·Jul 2026

Energy bills warning with households urged to ‘protect’ themselves

Ofgem reminds households that suppliers are generally prohibited from charging for energy used more than 12 months earlier when previous billing was incorrect or unclear. The regulator urges consumers receiving back bills to verify whether suppliers followed these rules and to contact them immediately if charges appear invalid. Martin Lewis told MPs that back‑billing protections remain insufficient, arguing that vague definitions allow suppliers to challenge complaints and calling for the limit to be reduced to six months. Consumers who cannot resolve disputes with their supplier are advised to file a formal complaint.

Birmingham Live ·Jul 2026

BBC Morning Live star warns savers' bank account contents could be moved

UK savers risk losing access to forgotten bank accounts that can become dormant and have their funds transferred to charitable organisations. BBC finance expert Laura Pomfret warns that billions in unclaimed assets remain in old accounts and advises using the free service mylostaccount.org.uk to track them down. Viewers are encouraged to verify past accounts and contact banks directly to reclaim funds, with presenters sharing personal experiences illustrating how common the issue is.

Birmingham Live ·Jul 2026

Households stuck in ‘rip-off contracts’ costing them £576

A survey of 2,000 UK adults found that many households feel tied into poor-value long‑term contracts, estimating an average annual overspend of £576. TV, energy and mobile phone contracts are the most common sources of dissatisfaction, with rising prices and poor value cited. Nearly half prefer shorter, more flexible deals, and many are seeking cheaper alternatives or struggling to track multiple subscriptions. A significant number have paid for unused subscriptions, particularly video, music and software services. Expert advice highlights the need to review spending and consider flexible options such as eSIM contracts.

Birmingham Live ·Jul 2026

Halifax customers must do one thing before Lloyds axes brand

Lloyds Banking Group will phase out the Halifax brand after 173 years, rebranding all Halifax accounts to Lloyds while retaining account details and features. Customers using the Halifax app or online banking will receive an invitation to transition to Lloyds’ platforms. Local representatives expressed disappointment but highlighted commitments by Lloyds to continued investment, including recent redevelopment of its Halifax head office. Executives said customers will experience minimal practical changes during the transition.

Birmingham Live ·Jul 2026

Major UK building society issues mortgage warning for millions

Yorkshire Building Society warns that declining confidence in homeownership could create a “lost generation” of buyers, with aspirations dropping significantly after age 35. Managing director Tom Simpson urges government, industry, and lenders to collaborate on reforms that improve access to buying, support movement up the housing ladder, and address systemic issues preventing a functional housing market.

Birmingham Live ·Jul 2026

EDF and EON make energy bill change - and customers could save £315

EDF and E.ON have introduced experimental low–standing charge tariffs aimed at reducing costs for low‑usage energy customers, who currently pay an average of £315 annually in standing charges. Money Saving Expert reports that E.ON’s tariff raises unit prices, making it suitable mainly for very low‑use households, while EDF’s time‑of‑day tariff offers cheaper off‑peak rates but higher peak‑time prices. EDF’s Callum Morgan says the trial, supported by Ofgem, is intended to help customers cut bills, especially when combined with EDF’s FreePhase products, which provide lower locked‑in off‑peak and night‑time rates. New and existing FreePhase customers can opt into the trial if eligible.

Birmingham Live ·Jul 2026

City watchdog attacks consumer group over £829 car finance payouts

The Financial Conduct Authority asked judges to dismiss legal challenges brought by Consumer Voice over car finance compensation, arguing the group failed to disclose funding details and potential conflicts of interest involving law firm Courmacs Legal. The regulator claimed both firms operate for profit and may not align with consumer interests, while Consumer Voice co‑founder Alex Neill rejected the allegations as inaccurate and misleading. The dispute arises amid compensation claims linked to discretionary commission arrangements on car loans issued between 2007 and 2024.

Birmingham Live ·Jul 2026

Lloyds Bank issues fresh guidance to Halifax customers being brand is axed

Lloyds Bank has begun informing Halifax customers about the transition to the Lloyds brand, warning that scammers may try to exploit the change and outlining guidance for identifying legitimate communications. Halifax customers are assured their accounts and services will remain unchanged during the transition, with updates occurring gradually. Lloyds’ consumer relations head, Jas Singh, emphasises that customers will retain familiar features while gaining access to broader Lloyds innovations including premium account offerings.

Birmingham Live ·Jul 2026

Thousands of EV drivers face public chargepoint inconsistency

Campaigners found that public EV chargers across three European countries were inconsistent and often inaccessible for disabled motorists after a 3,000‑mile assessment. The Accessible EV Europe Road Trip report details design inconsistencies, physical barriers and limited accessible infrastructure, despite rapid industry growth. Disabled Motoring UK stresses that long‑distance EV travel is possible but still presents challenges and urges charge point operators, manufacturers, local authorities and policymakers to adopt accessibility improvements to ensure disabled drivers are not excluded from the transition to electric vehicles.

Birmingham Live ·Jul 2026

Andy Burnham urged to break 'bonkers' promise to state pensioners

Pressure is mounting on Andy Burnham to reconsider Labour’s commitment to the state pension triple lock, with the Office for Budget Responsibility warning that the policy is placing substantial long‑term strain on public finances. OBR modelling indicates that linking state pension increases solely to earnings could ease fiscal pressures by around two percent of GDP, while the existing mechanism is expected to add £15.5 billion annually to spending by 2029–30. Key economists, including Lord O’Neill, have criticised the triple lock as unsustainable, though Burnham has pledged to maintain it as part of wider pension reforms aimed at simplifying the system.

Birmingham Live ·Jul 2026

Drivers dealt blow with petrol and diesel prices no longer falling

UK petrol and diesel prices have stopped falling, remaining at 150.7p and 165.2p per litre. Fuel experts warn that rising geopolitical tensions could worsen pump costs, while a Press Association investigation finds many petrol stations failing to update mandatory price data on the Fuel Finder system. The RAC and AA call for immediate compliance, and the Competition and Markets Authority holds enforcement powers. The Department for Energy Security and Net Zero says most stations are reporting accurately and highlights the scheme’s role in reducing annual fuel costs for drivers.

Birmingham Live ·Jul 2026

Santander set to send £150 direct into some customers' bank accounts

Santander is offering £150 cashback to mortgage customers, Select members, and holders of Santander Edge current accounts when they take out a new life‑insurance policy, while other customers receive £100. Additional cashback opportunities are available through various Santander Edge current accounts and credit cards, alongside a £180 switching incentive for new current‑account customers. Terms, fees and eligibility requirements apply across the offers.

Birmingham Live ·Jul 2026

New motorhome and campervan rules now in force in England are 'terrible'

New parking restrictions introduced by Redcar and Cleveland Council ban motorhomes from parking in unmarked areas of Saltburn to address safety, litter and overcrowding concerns. Local residents and business owners argue the rules will deter day visitors and harm tourism, saying the four‑hour parking limit discourages full‑day trips. Critics predict visitors will choose nearby coastal towns instead, reducing business for the area.

Birmingham Live ·Jul 2026

Bank of England confirms 750,000 households to lose £170 a month

The Bank of England warns that rising interest rates will leave 750,000 households facing an average £170 monthly increase when their fixed-rate mortgages expire in 2026, with over five million households expected to see higher payments by 2028. Updated financial stability analysis links mortgage pressures partly to global market conditions affected by the Iran conflict, alongside higher borrowing and energy costs. The report also highlights rising equity prices concentrated in AI‑related firms and increased hedge fund leverage, which deputy governor Sarah Breeden cautions could heighten risks to UK borrowing costs and financial stability through potential spillovers across global markets.

Birmingham Live ·Jul 2026

Sir Keir Starmer confirms £1,000 for families from September as he steps down as PM

Families in the UK will save up to £1,000 annually from September due to new government measures including expanded free breakfast clubs, broader access to free school meals for households on Universal Credit and limits on costly branded school uniforms. The changes cover 1,400 additional schools and aim to reduce the financial burden of school-related expenses. Education Secretary Bridget Phillipson highlighted the goal of easing costs for parents and improving childhood opportunities as Keir Starmer prepares to step down as Prime Minister and Labour Party leader.

Birmingham Live ·Jul 2026

Households being slapped with £8,000 singles tax as costs soar

Single-person households face a so‑called £8,000 singles tax driven by higher housing costs, full energy standing charges, subscription expenses and the inability to claim the Marriage Allowance. Analysts warn that single occupants bear disproportionate pressure in the cost‑of‑living crisis, though savings can be made through water meter changes, renting out spare rooms or using short‑term letting platforms. Estimates show the financial gap between single occupants and couples can approach £10,000 a year.

Birmingham Live ·Jul 2026

Drivers face speed limit cut on A-roads from 60mph to 50mph

A road safety plan proposes reducing speed limits along a 3.8‑mile section of the A370 in North Somerset, where collision rates are significantly higher than average. The scheme would lower limits across several segments, aiming to cut crash risk with minimal impact on travel time. Data indicates current speeds already support reductions, while research shows slower speeds reduce collisions and emissions. North Somerset Council says safety concerns justify the changes and expects benefits for both road users and the environment.

Birmingham Live ·Jul 2026

Pension scheme urged to begin 'review' as savers face life expectancy problem

A leading pension consultancy warns that emerging 2026 mortality data may reverse recent declines in UK life expectancy, potentially increasing pension scheme liabilities. Trustees and sponsors are urged to reassess longevity assumptions as updated CMI models could raise life expectancy projections and affect pricing for risk transfers such as longevity swaps. LCP highlights uncertainty linked to NHS recovery and evolving factors like anti‑obesity treatments, advising schemes to review funding plans and risk strategies amid a possible inflection point in long‑term demographic trends.

Birmingham Live ·Jul 2026

Eight UK banks offering customers up to £300 free cash to switch - full list

Eight major UK banks are offering switching incentives ranging from £175 to £300, with Santander, Co‑operative Bank and HSBC among those providing the highest bonuses. Additional offers from first direct, NatWest, Barclays, Nationwide and Bank of Scotland expand customer options. Experts advise choosing accounts based on individual financial habits, with considerations such as cashback, interest rates and overdraft terms. The Current Account Switch Service guarantees a seven‑day switch, transfers payments and protects customers from errors, ensuring balances and regular payments move smoothly to new accounts.

Birmingham Live ·Jul 2026

Heat pumps could hike household energy bills by £95 under Labour plan

A report warns that heat pumps installed under Labour’s net‑zero programme could cost households £95 more per year than gas boilers, contradicting Ed Miliband’s claims of future savings. Opposition figures argue that high electricity prices will burden households, while industry leaders caution that heat pumps are not guaranteed to reduce bills for low‑income families. Miliband maintains that clean energy will lower long‑term costs and cites strong demand, grants and public investment aimed at reducing fuel poverty and modernising homes.

Birmingham Live ·Jul 2026

NatWest makes housing announcement for customers in 4 regions in England

NatWest is providing £250 million to Metropolitan Thames Valley Housing to expand affordable housing across London, the South East, the East Midlands and the East of England. The funding supports MTVH’s goal of delivering 6,000 new homes as part of its 2030 strategy, with current developments including major schemes in Enfield, West Ealing, West Ham and Clapham Park. The package, completed in March 2026, refinances existing debt and supplies capital for new homes while supporting MTVH’s sustainability initiatives aimed at reducing energy costs for residents.

Birmingham Live ·Jul 2026

New parking rules outside schools with drivers facing new penalties

North Lincolnshire Council is introducing stricter enforcement of parking restrictions outside schools, issuing fines to motorists who leave vehicles on double yellow lines even briefly. Councillors Rob Waltham and John Davison cited safety concerns, noting that improper parking reduces visibility, blocks traffic flow and increases risks for children. The council updated guidance following feedback from parents and residents and plans continued engagement with schools while warning that persistent rule-breaking will result in penalties.

Birmingham Live ·Jul 2026

NatWest issues £100,000 announcement with customers in Midlands urged to act

NatWest is expanding its UK-wide Pitch competition to Wolverhampton, offering entrepreneurs the chance to compete for a share of £100,000. The initiative aims to improve early-stage business access to capital and support through the NatWest Accelerator. Five finalists will pitch at the 10 September event, with prizes of £70,000, £20,000 and £10,000. Founders must join the NatWest Accelerator community and submit a short video pitch by 12 August. NatWest says the move strengthens its presence in the West Midlands and supports regional growth efforts.

Birmingham Live ·Jul 2026

HMRC has extra £1,260 tax allowance which can be claimed by millions

Millions of eligible married couples and civil partners can claim the Marriage Allowance, worth up to £252 annually and up to £1,260 in backdated payments. The benefit applies when one partner earns below the £12,570 personal allowance and the other is a basic‑rate taxpayer, with slightly different income thresholds in Scotland. HMRC automatically adjusts tax codes once approved, and backdated sums are issued by cheque or bank transfer.

Birmingham Live ·Jul 2026

Labour confirms law change ahead of self-driving car rollout

New regulations introduced by the Labour government will restrict marketing terms such as automated, autonomous and self‑driving to vehicles officially authorised as automated under the Automated Vehicles Act 2024. Transport minister Simon Lightwood said the changes aim to prevent misleading claims that could compromise road safety and undermine public trust in self‑driving technologies. The government will monitor the rules and may add further protected terms, with enforcement overseen by the Transport Secretary.

Birmingham Live ·Jul 2026

HMRC £1 rule means households can’t get personal tax-free allowance increase

Martin Lewis explains that married couples can only claim the marriage tax allowance when one partner is a non‑taxpayer and the other pays the basic rate, meaning high‑rate taxpayers lose eligibility even if they exceed the threshold by £1. He advises that increasing pension contributions can help some couples regain access to the allowance. The tax break allows a non‑taxpayer to transfer 10 percent of their personal allowance to a basic‑rate‑paying partner, offering annual savings of about £250 and potential backdated claims.

Birmingham Live ·Jul 2026

Police using new handheld speed cameras to catch drivers at any time

The Police Service of Northern Ireland has launched three new TruCAM II handheld speed cameras in a three‑month pilot aimed at improving road safety and targeting speeding on routes unsuitable for safety camera vans. Capable of operating anywhere and during darkness, the devices record high‑definition footage from up to one kilometre away and allow enforcement without stopping vehicles. Police emphasise the technology’s role in reducing serious and fatal collisions and urge drivers to follow key safety practices to help lower Northern Ireland’s rising road‑death toll.

Birmingham Live ·Jul 2026

NHS confirms GP appointment change for 200,000 patients in England

The NHS will introduce an AI-powered triage tool in its app to direct patients to appropriate services, with initial rollout to 200,000 people and full availability expected by 2028. The initiative aims to reduce pressure on GP appointments and streamline care delivery, though health leaders warn that safeguards, long-term strategy, and digital inclusion will be essential to realising benefits. Experts from major health organisations express both optimism and caution, emphasising the need for clear guidance, investment stability, and protection of patient privacy.

Birmingham Live ·Jul 2026

HMRC confirms millions will receive tax refund letter this summer

HMRC will send P800 letters to PAYE taxpayers through March 2027 informing them if they overpaid or underpaid tax for the 2025–26 tax year. Recipients who are due a refund can follow instructions to claim it online via GOV.UK or the HMRC app. The article also outlines common tax codes and their meanings.

Birmingham Live ·Jul 2026

Mum sent £350 compensation after being left with no heating for 3 days

A London mother received £350 in goodwill compensation and reimbursement of £240 in emergency fees after being left without gas and electricity for three days during a smart‑meter installation issue. The Energy Ombudsman ordered the supplier to apologise and compensate, with officials highlighting the growing complexity of consumer complaints and the importance of independent resolution services. Government and Citizens Advice representatives praised the Ombudsman’s role and ongoing efforts to improve consumer protections in the energy sector.

Birmingham Live ·Jul 2026

Smart motorway drivers face £100 fine for breaking 'simple' red X rule

Drivers using smart motorways risk a £100 fine, penalty points and potential prosecution for ignoring red X lane-closure signals, which officials warn endangers stranded motorists and emergency responders. National Highways and AA representatives stress that compliance is essential for safety and incident management, while insurance experts highlight the frequency of violations captured by automated cameras and emphasize the dangers posed by entering closed lanes.

Birmingham Live ·Jul 2026

Binman urges households to stop binning crisp packets and chocolate wrappers

A waste expert known as The No1 Binman clarifies that crisp packets and chocolate wrappers should not be placed in household recycling bins and can only be recycled via supermarket collection points. He explains that thin plastic materials require specialised recycling processes. WRAP highlights the fragmented state of UK plastic recycling, noting low recycling rates and calling for nationwide kerbside collection, improved processing capacity, and stronger markets for recycled material.

Birmingham Live ·Jul 2026

Petrol stations caught breaking 'mandatory' new rule with drivers warned

Many UK petrol stations are failing to update prices on the mandatory Fuel Finder system, with data showing hundreds have not submitted recent changes. The scheme requires price updates within 30 minutes, and non‑compliant stations risk enforcement by the Competition and Markets Authority. Officials say most stations are complying, while urging remaining operators to sign up and report prices accurately.

Birmingham Live ·Jul 2026

DVLA number plate warning with drivers told 'it's serious'

A rise in stolen and cloned number plates in the UK has prompted warnings for motorists to install anti‑tamper screws. DVLA figures show sharp year‑on‑year increases in both theft and cloning, causing significant inconvenience for affected drivers. Experts and insurers advise using tamper‑resistant screws and reporting suspected theft or cloning immediately to police, the DVLA, and insurers to limit further issues.

Birmingham Live ·Jul 2026

Octopus Energy confirms 'overwhelmingly positive' change for customers

Octopus Energy’s AI assistant Arlo handled thousands of routine customer emails during a three‑month trial, achieving higher satisfaction scores than human advisers and allowing staff to focus on complex cases. Customers praised the accuracy and speed of responses, and the company said Arlo supports rather than replaces human specialists. The strong early feedback reinforces Octopus Energy’s push to use AI to improve service efficiency and customer experience.

Birmingham Live ·Jul 2026

Drivers set to see congestion charge scrapped with new £70 fines from September

Oxford’s temporary congestion charge will end on 14 September as a traffic filter trial begins, eliminating the option for drivers to pay the £5 charge and introducing £70 fines for violations. The scheme, run by Oxfordshire County Council, aims to cut congestion and promote alternative transport, operating for up to 18 months under an experimental order. A six‑month public consultation will open the same day, with most existing permit holders automatically transferred to the new system.

Birmingham Live ·Jul 2026

Drivers warned 'silly mistake' will be on their records permanently

A parent sought advice after their son’s car insurance was permanently marked by a cancellation triggered by speeding monitored through a black box. Experts from Which? and MoneySuperMarket explained that insurers often require lifelong disclosure of any cancelled policy, regardless of circumstances, and failing to answer accurately risks invalidating coverage. While some insurers only ask about recent history, cancellation records typically remain indefinitely and can limit options or increase premiums. Maintaining transparency, shopping around, and building a clean record over time may gradually improve insurance prospects.

Birmingham Live ·Jul 2026

Rachel Reeves confirms 22% tax bills for households which will be a 'headache'

A forthcoming 22 percent tax on interest held in stocks and shares ISAs and a reduced £12,000 cash ISA allowance spark criticism from financial experts, who warn of added complexity, administrative burdens and reduced flexibility for savers. Analysts argue the changes introduce unintended consequences, undermine ISA simplicity and may discourage investment, with concerns heightened as Labour leadership transitions approach.

Birmingham Live ·Jul 2026

British Gas, Octopus, EON, Ovo EDF customers issued price update by Ofgem director

Ofgem’s interim director general Neil Kenward says UK energy bills may fall over time as low‑carbon power and system efficiencies improve, but warns prices are unlikely to return to pre‑crisis levels. He highlights that, despite a nominal 50 percent rise in the price cap since 2019, real‑terms increases are closer to 15 percent due to income growth. He stresses that affordability challenges persist and government interventions such as the Warm Home Discount remain essential. Cornwall Insight forecasts a small fall in the October price cap to an annual bill of about £1,849 but notes ongoing uncertainty in global gas markets tied to Middle East tensions.

Birmingham Live ·Jul 2026

Bank of England issues warning for 5 million homeowners over their mortgage payments

The Bank of England now expects five million homeowners to face higher mortgage repayments by 2028, an increase of one million from previous forecasts. Households with expiring fixed-rate deals over the next two years are projected to see average monthly payment rises of about £45, with some facing jumps of £170. House prices saw slight growth in June, with analysts noting a cautious but improving market outlook amid stable interest rate expectations and contained inflation.

Birmingham Live ·Jul 2026

New electric bike rules could be introduced after 60% of public back them

A survey shows widespread concern over electric bike safety, with most respondents supporting tougher regulations to address illegal high‑powered models and improve public safety. Expert commentary highlights risks related to non‑compliant e‑bikes, including road safety issues and battery fire hazards. The RNIB warns that poorly parked e‑bikes endanger people with sight loss, while several e‑bike operators back efforts to improve responsible usage.

Birmingham Live ·Jul 2026

DWP confirms £100 to £300 heating bill payments for state pensioners

State pensioners will receive between £100 and £300 through the Winter Fuel Payment to help with heating costs, with most payments issued automatically in November or December. Eligibility is tied to receiving certain benefits, while claims for winter 2026–2027 open on 21 September 2026. Recipients who do not receive a payment or notification by 27 January 2027 are advised to contact the Winter Fuel Payment Centre. Individuals may opt out before September deadlines, and HMRC may reclaim payments from those earning over £35,000. Changes in circumstances must be reported promptly to avoid repayment.

Birmingham Live ·Jul 2026

First Direct set to axe popular service from July 31 with customers warned

First Direct will close its First Directory insurance add‑on for current account customers on July 31, 2026, after previously withdrawing it from sale in 2020. Cover will continue until that date, with a final payment collected in August, and customers will receive free extended cover until October 31, 2026. Travel, mobile and breakdown insurance purchased before the cutoff remain valid within the specified dates, though policies end earlier for customers turning 70. The bank says it provided at least 90 days’ notice to allow customers time to find alternative insurance.

Birmingham Live ·Jul 2026

AA issues £1,000 warning for drivers with thousands potentially affected

AA Cars warns that hidden car faults are costing many UK drivers over £500, with nearly one in ten facing repair bills above £1,000. The organisation urges buyers to seek independent inspections to avoid unexpected issues and to understand their rights under the Consumer Rights Act 2015, which allows faulty vehicles to be rejected within 30 days. Independent checks can support negotiations, repairs or deciding against a purchase.

Birmingham Live ·Jul 2026

DVLA issues warning for drivers in cars which cost over certain amount

The UK government has raised the price threshold at which electric vehicles incur the Expensive Car Supplement to £50,000, removing the charge for EVs below that amount registered from April 2025. The DVLA advised that electric cars under the new limit are no longer subject to the supplementary tax, while HMRC noted the measure is expected to encourage zero‑emission vehicle purchases. The adjustment follows the end of previous exemptions that had shielded EVs from standard Vehicle Excise Duty and luxury car tax.

Birmingham Live ·Jul 2026

Ryanair letting passengers carry two items onto flights free of charge

Ryanair confirms passengers can take a small personal bag and two pieces of baby equipment for free, with additional rules for car seats and pushchairs. Priority customers may bring an extra 10kg cabin bag, while others can purchase a 10kg check‑in bag if needed.

Birmingham Live ·Jul 2026

Gardeners risk £5,000 fine for mowing lawns during certain hours this weekend

Households are warned they could face fines of up to £5,000 if excessive lawn‑mowing noise occurs during restricted hours, with councils empowered under the Environmental Protection Act to issue abatement notices. Weekday mowing is generally acceptable from 8am to 8pm, while stricter weekend guidance advises avoiding early morning and late evening use. Legal experts recommend operating noisy tools between 9am and 7pm, checking local regulations, and considering neighbours’ circumstances to prevent complaints and penalties.

Birmingham Live ·Jul 2026

Warning for UK households over air conditioning scam as heatwave hits

UK households are warned about fake air‑conditioning deals circulating during a heatwave, with Kaspersky identifying fraudulent sites that pressure buyers with false urgency. Consumers are urged to verify website authenticity and remain cautious. A Met Office forecast outlines ongoing very warm weather across much of the UK with occasional thunderstorms, with above‑average temperatures likely through late July.

Birmingham Live ·Jul 2026

HMRC confirms £33 extra tax charges for state pensioners

HMRC will recover Winter Fuel Payments received by pensioners earning over £35,000 by adjusting their tax codes, resulting in about £17 extra tax per month in 2026–27 and £33 per month in 2027–28 for a £200 payment unless recipients opt out. HMRC warns about fraud risks and advises pensioners to use its online tool to verify recovery details.

Birmingham Live ·Jul 2026

State pensioners can get £727 extra from DWP by making one decision

Deferring the UK State Pension increases annual payments by 5.8 percent, adding about £727 a year for those on the full new pension. The government states that at least nine weeks of deferral are required to receive higher weekly payments for life. Financial advisers recommend reviewing pension forecasts and considering deferral if affordable, while Money Helper notes the need to weigh increased payments against receiving them for a shorter period.

Birmingham Live ·Jul 2026

State pensioners under 76 being handed two payouts from DWP in July

State pensioners aged 66 to 76 with National Insurance numbers ending in 40 to 59 will receive two pension payments in July due to the month containing five Wednesdays. Payments will fall on July 1 and July 19, as the State Pension is issued every four weeks. Guidance on payment scheduling, how to request weekly payments, and how the triple lock system affects annual increases is provided, with additional advice from Money Saving Expert on understanding forecast amounts.

Birmingham Live ·Jul 2026

NatWest writing to customers ahead of new rules from April 2027

NatWest is informing customers about forthcoming ISA rule changes taking effect on 6 April 2027 under the Labour government. The new rules keep the total ISA allowance at £20,000 but limit cash ISA contributions to £12,000, restrict transfers from stocks and shares ISAs to cash ISAs, introduce a 22 percent charge on interest held as cash within stocks and shares ISAs, and prevent ISA portfolios from consisting entirely of cash‑like assets. Customers are encouraged to review their savings strategy ahead of the changes, while the government states the reforms aim to promote retail investment and maintain the integrity of the new cash ISA limit.

Birmingham Live ·Jul 2026

State pensioners born before 1960 urged to opt out of automatic DWP payments

Pensioners born on or before 22 September 1960 are being told to opt out of Winter Fuel Payments if their annual income exceeds £35,000, as HMRC will later recover the payments through taxation. The DWP has set a September 20 deadline for opting out and advises those wishing to reinstate payments for winter 2026–27 to notify the department by March 31, 2027. The system, reintroduced by the Labour government with new income‑related recovery rules, has raised concerns about potential confusion for older people. Pensioners are encouraged to check their circumstances promptly and contact the Winter Fuel Payment Centre for assistance.

Birmingham Live ·Jul 2026

State pensioners born before 1951 can get £922 on top of state pension

State pensioners born before 1951 for men and 1953 for women may receive up to £922.16 in Additional State Pension, capped at £230.54 per week in 2026–27. Eligibility depends on National Insurance contributions, earnings and whether they were contracted out, with payments issued automatically upon claiming the State Pension. Surviving spouses or civil partners may inherit part of the Additional State Pension, with the amount determined by when the deceased died and their pension arrangements.

Birmingham Live ·Jul 2026

HMRC handing taxpayers backdated £13,830 personal tax-free allowance

HMRC is allowing married couples and civil partners to backdate marriage allowance claims for up to four years, enabling them to increase their tax‑free income by £252 per year and potentially reach a backdated total equivalent to a £13,830 allowance. The measure benefits couples where one partner earns below the personal allowance threshold and the other earns under £50,270. Around two million couples are estimated to be eligible but not claiming. Guidance stresses the need to use official government channels and avoid scam websites.

Birmingham Live ·Jul 2026

State pensioners will get second DWP payment in July

State pensioners with National Insurance numbers ending between 60 and 79 will receive two state pension payments in July due to the month having five Thursdays. The payment schedule is clarified alongside general guidance on how state pensions work, including eligibility, the phased increase in pension age, and considerations around deferring payments.

Birmingham Live ·Jul 2026

State pensioners born before 1951 can boost basic state pension to £415 per week

Maximum Additional State Pension payments increased to £230.54 per week from April 6, allowing eligible pensioners on the basic state pension to receive up to £415 per week. The increase applies to men born before April 1951 and women born before April 1953, with entitlement based on National Insurance contributions and work or caring history. Those born after these dates receive the new State Pension and are not eligible for the Additional State Pension, though some may inherit it from a partner.

Birmingham Live ·Jul 2026

State pensioners can treble DWP state pension to £36,000 a year

Hundreds of retirees who left the workforce before the 2016 pension reforms receive more than £36,000 a year through the old state pension system, boosted by additional earnings-related entitlements and the option to defer payments for higher returns. Experts note that while deferring the pension can significantly increase income for those with long life expectancy, it carries risks for individuals in poor health. Analysts also highlight the wide variation in outcomes under the old system, which allowed some retirees to accumulate far higher pensions than will be possible in the future.

Birmingham Live ·Jul 2026

HMRC confirms higher tax band for two million households

HMRC data shows a sharp rise in the number of people paying the higher-rate income tax, increasing to 5.76 million in 2023–24 due to frozen tax thresholds and rising wages. The Treasury attributes the trend to inherited policy and highlights measures aimed at easing household pressures. Financial experts warn that continuing threshold freezes will intensify the tax burden, particularly for mid‑income earners and pensioners, urging individuals to use pensions, ISAs and salary‑sacrifice strategies to manage rising tax exposure.

Birmingham Live ·Jul 2026

HMRC sending new tax codes to state pensioners over earnings rule

HMRC will adjust tax codes for state pensioners who earn above a new £35,000 threshold to recover reinstated Winter Fuel Payments. About two million pensioners are expected to repay the allowance through higher monthly tax deductions starting in the 2026–27 tax year. HMRC will notify affected individuals by letter or via its app and will perform end‑of‑year tax reviews if full recovery is not completed. The government has issued guidance and tools to help people understand whether they must repay the benefit.

Birmingham Live ·Jul 2026

Free bus pass age change in July for people born in these years

The state pension age in England is increasing from 66 to 67 between 2026 and 2028, which will also raise the eligibility age for free bus passes. People born between April 6, 1960 and March 5, 1961 will qualify at 66 plus additional months depending on their birthdate. Those born from March 6, 1961 to April 5, 1977 will qualify at age 67. Government departments confirmed that eligibility changes follow existing pension legislation and provided a tool for individuals to check their specific entitlement date.

Birmingham Live ·Jul 2026

HMRC confirms new VAT rates for petrol and diesel drivers

HMRC introduced revised VAT road fuel scale charges effective from May 1, 2026 through April 30, 2027, requiring businesses to calculate fuel charges based on vehicle CO₂ emissions and accounting periods. Updated rates are detailed across emissions bands from under 120g/km to over 225g/km, with charges set for 12‑, 3‑ and 1‑month periods.

Birmingham Live ·Jul 2026

HMRC confirms £930 extra for families who have multiple children

HMRC has increased annual Child Benefit payments to £1,406.60 for a first child and £930.80 for each additional child. Families are encouraged to claim promptly as claims can only be backdated by three months, leaving many missing out. HMRC highlights that claiming also provides National Insurance credits, and notes that higher earners may be subject to the High Income Child Benefit Charge. The department reports growing use of its app for managing benefits and stresses the importance of early claims to secure financial support.

Birmingham Live ·Jul 2026

DWP confirms state pensioners can get £0 BBC TV licence in 16 minutes

State pensioners can have the £180 BBC TV licence cost reduced to zero through Pension Credit, with the Department for Work and Pensions reporting faster processing after deploying additional staff and updating the online application form. Claims nearly doubled between July 2024 and February 2025, and the streamlined process allows most applicants to apply online in about 16 minutes. Labour MP Liz Kendall highlighted improvements in outreach and support for low‑income pensioners, while financial experts noted that many eligible individuals still fail to check their entitlement despite potential annual support exceeding £4,000.

Birmingham Live ·Jul 2026

HMRC sends letters to 370,000 state pensioner women

HMRC is contacting more than 370,000 people, mainly women, to identify missed Home Responsibilities Protection credits that may have led to state pension underpayments. The review covers Child Benefit claims filed between 1978 and 2000, where missing National Insurance numbers may have prevented proper credit transfers. Over 5,000 underpayment cases have been confirmed, with average repayments of £7,859. Families of deceased individuals may also claim, and pension-aged people are being prioritised.

Birmingham Live ·Jul 2026

State pensioners sent new HMRC tax codes with DWP rule confirmed

HMRC confirms state pensioners are receiving new tax codes because the state pension is taxable and tax is not deducted at source, requiring adjustments to personal allowances. The state pension is set to rise under the triple lock to about £12,548, nearing the frozen personal allowance. From April 2027, low‑income pensioners relying solely on the state pension are expected to avoid income tax, though details remain unclear and the measure will not cover those with private pensions. Growing pension increases alongside a frozen allowance could create disparities between pensioners with similar incomes depending on their private savings.

Birmingham Live ·Jul 2026

Two HMRC rules mean state pensioners can get £21,330 Personal Tax-Free Allowance

State pensioners can increase their tax‑free income to £21,330 by combining the standard £12,570 Personal Allowance with the Marriage Allowance transfer of £1,260 and up to £7,500 tax‑free rental income under the Rent‑a‑Room scheme. Marriage Allowance applies when one partner earns below the Personal Allowance and the other pays basic‑rate tax, while Rent‑a‑Room relief applies to homeowners letting furnished rooms in their main residence. Eligible couples may also backdate Marriage Allowance claims by up to four years.

Birmingham Live ·Jul 2026

HMRC confirms increased £13,830 personal tax-free allowance for some

HMRC confirms that eligible married couples and civil partners can gain a personal tax-free allowance of up to £13,830 through the Marriage Tax Allowance by transferring 10% of a non‑taxpayer’s personal allowance to a basic‑rate taxpayer. Claims can be backdated for four years, allowing households to receive lump sums exceeding £1,000. Martin Lewis highlights the financial benefits and ease of applying through the GOV.UK system, noting annual savings of up to £252.

Birmingham Live ·Jul 2026

HMRC confirms daily £10 fines coming for UK households after missed deadline

HMRC will impose £10 daily penalties on individuals who missed the 31 January 2026 Self Assessment deadline, following an initial £100 fine. Additional penalties apply after six and twelve months, along with interest on unpaid tax. HMRC urges late filers to submit returns and pay outstanding amounts promptly, highlighting digital services as the fastest way to resolve tax obligations.

Birmingham Live ·Jul 2026

Schools confirm early closures from Thursday as third UK heatwave hits

Multiple schools across England and Wales plan early closures as a third summer heatwave drives temperatures higher. At least 13 schools will shut early, with some cancelling detentions or closing entirely due to extreme heat. Weather officials forecast very warm conditions to persist into next week, with the hottest areas shifting toward the southwest and the possibility of thunderstorms developing in southern regions.

Birmingham Live ·Jul 2026

Andy Burnham could scrap 6 taxes and replace them with single levy

Economists allied with Andy Burnham urged him to replace six existing UK taxes with a single national levy applied to all forms of income. Supporters argue the reform could address structural fiscal issues and rising tax burdens, while critics question its practicality. Burnham, expected to succeed Keir Starmer, has not yet indicated whether he will pursue the proposal.

Birmingham Live ·Jul 2026

British Gas confirms 'automatic' 5-year move for all energy customers

British Gas is offering customers the chance to win five years of free electricity for each goal scored by England in the upcoming World Cup quarter-final against Norway, with all customers automatically entered. The promotion follows a similar giveaway after England’s previous match, where three customers received free electricity worth £4,400 each. Previous winners expressed enthusiasm and gratitude, while the company emphasised its aim to reward and support customers through prizes and savings initiatives.

Birmingham Live ·Jul 2026

NHS confirms new appointment rule from July with three-week change

Patients will receive at least three weeks’ notice for all new planned NHS appointments, supported by clear referral confirmation through the NHS App. NHS leaders emphasise improving communication and reducing administrative burdens, while the government positions the standards as foundational steps in modernising patient care. Healthwatch England supports the move but stresses the need for trusts to ensure consistent delivery through improved administrative capability.

Birmingham Live ·Jul 2026

England to get extra bank holiday when Andy Burnham becomes Prime Minister

Sir Keir Starmer signalled plans for an additional bank holiday on 24 July if England win the football final in New York, aligning with a potential victory parade in London. Speaking at the NATO summit in Ankara, he praised England’s performance and joked about temporarily setting aside ties with Norway’s prime minister ahead of their match. Andy Burnham is expected to become prime minister on 20 July after an uncontested leadership process.

Birmingham Live ·Jul 2026

DWP confirms 'one of most important' changes for 550,000 people

The UK Government and Department for Work and Pensions have launched a Child Poverty Strategy aimed at lifting 550,000 children out of poverty through actions including scrapping the two-child limit, expanding free school meals from 2026 and creating a £1bn Crisis and Resilience Fund. Progress will be tracked using key metrics and long-term studies examining family income, support systems and lived experience. Ministers Pat McFadden and Bridget Phillipson highlighted the strategy as the most significant planned reduction in child poverty within a single parliament, emphasising accountability and evidence-led policymaking.

Birmingham Live ·Jul 2026

DWP confirms new PIP eligibility criteria coming for 9 conditions

The Department for Work and Pensions has received interim findings from the Timms Review indicating that Personal Independence Payment criteria do not adequately reflect the real-life impact of certain disabilities. The review highlights flaws in assessing fluctuating and invisible conditions and identifies nine categories needing urgent criteria changes. Stakeholders argue that the current system is complex and often unfair, particularly for people with mental health conditions, neurodivergence and energy-limiting illnesses. AdviceUK’s chief executive stresses that reforms must improve accessibility rather than impose cuts, urging co-design with disabled people and support services as the review progresses toward a redesigned assessment framework.

Birmingham Live ·Jul 2026

Exact date England will get extra bank holiday for World Cup win

England is expected to receive an extra bank holiday if the men’s team wins the World Cup, with the likely date being 24 July to allow for the team’s return from the final in New Jersey and for a victory parade. Keir Starmer is anticipated to approve the plan before stepping down as prime minister to be succeeded by Andy Burnham. Starmer indicated he would confirm the decision if England reaches the final, while manager Thomas Tuchel expressed confidence after the team’s win over Mexico.

Birmingham Live ·Jul 2026

Labour urged not to press ahead with 'mad' change for all DWP benefits claimants

Labour’s proposal to extend 30 free hours of childcare to all families on benefits faces strong criticism, with opponents warning it could worsen welfare spending and reduce work incentives. The Sun argues the plan risks driving the UK toward financial instability, citing concerns highlighted in an Office for Budget Responsibility report. Education Secretary Bridget Phillipson defends the plan as a social and economic necessity to support low‑income families, help parents into work, and improve early‑years access for disadvantaged children.

Birmingham Live ·Jul 2026

All dog and cat owners face new £21 rule in England after law change

A government proposal would cap veterinary written prescription fees at £21, require vet practices to publish clear price lists, and increase transparency over ownership structures to improve consumer choice and reduce costs. The reforms, backed by the Competition and Markets Authority, would introduce an independent regulator and an enhanced Find a Vet service. Officials including Emma Reynolds, Sarah Cardell and Christine Middlemiss say the updated framework will modernise an outdated system and strengthen the veterinary sector while helping pet owners avoid unexpected bills.

Birmingham Live ·Jul 2026

'Dehumanising' part of PIP faces axe under drastic DWP reforms

A government-commissioned review led by Stephen Timms concludes that the Personal Independence Payment system is failing and requires fundamental reform, highlighting problems with its points-based assessment and declining public trust. The report notes harmful perceptions of claimants and suggests major structural changes. Conservative shadow minister Helen Whately criticizes the review for rejecting cost-cutting measures and argues for stricter assessments and limiting eligibility for certain mental health conditions.

Birmingham Live ·Jul 2026

DWP minister breaks silence on PIP cuts after Timms Review findings

An interim review led by Stephen Timms concludes that Personal Independence Payment is no longer adequate for modern disability needs, highlighting widespread concerns over the assessment process, particularly for fluctuating and invisible conditions. The review signals significant future reforms while ruling out immediate payment cuts. Disability advocates and organisations stress that any new system must be fair, humane and shaped by disabled people, with strong opposition to adding work‑related conditionality.

Birmingham Live ·Jul 2026

Non-cash alternatives on table for DWP PIP claimants after Timms Review

A review led by Stephen Timms concludes that the Department for Work and Pensions’ Personal Independence Payment system is failing disabled claimants, describing it as dehumanising and ineffective. The report calls for major reforms by the Labour government, including exploring non-cash forms of support. Economists and review leaders emphasise the need for a system that reflects real experiences of disability. Claimant testimony highlights recurring distress caused by repeated assessments and mistrust in the current process.

Birmingham Live ·Jul 2026

Andy Burnham plans £21,150 charge for households with assets worth £50,000

Proposed changes to capital gains tax rules associated with Labour MP Andy Burnham, including ending the CGT uplift on death and aligning CGT rates with income tax rates, could significantly increase tax liabilities for taxpayers. Analysis from Rathbones warns that additional-rate taxpayers could face bills exceeding £21,000 on a £50,000 gain, with higher-rate and basic-rate taxpayers also seeing increases. Concerns include potential negative effects on investment, increased complexity for estate administration, and a greater burden on intergenerational wealth as both inheritance tax and CGT may apply.

Birmingham Live ·Jul 2026

Lawyer confirms garden fence rule means £2,500 fines for households in England

Legal guidance warns that painting a shared garden fence without the neighbour’s permission can constitute trespass and criminal damage if the neighbour owns the structure. UK rules limit garden fence heights to 6.6 feet in rear gardens and 3.3 feet in front gardens or those bordering public roads, with further restrictions for listed buildings and conservation areas. Non‑compliance with height limits can lead to enforcement actions, including fines of £2,500 under planning regulations and up to £20,000 for continued breaches. Homeowners seeking privacy may opt for hedges, which have no formal height limit, though councils can intervene if they become excessively high.

Birmingham Live ·Jul 2026

Bin collection changes confirmed for 200,000 households due to heatwave

Councils in Hampshire and North Yorkshire have brought forward bin collection times to protect crews during a heatwave, advising residents to place bins out earlier than usual. Southampton, Eastleigh, Fareham and North Yorkshire councils announced the changes as temperatures rise, with early collections already underway in some areas. The Met Office forecasts continued warm weather with potential thunderstorms and more unsettled conditions later in July and August.

Birmingham Live ·Jul 2026

DWP confirms £9,500 private and state pension change from 2027

The UK government confirmed that a new MoneyHelper pensions dashboard will launch in 2027–28, allowing people to view all private and state pension information in one place and potentially recover lost pension pots worth an average of £9,500. Minister Torsten Bell called it the most significant pensions change in decades, while the Money and Pensions Service reported that 85 percent of pension records are already connected. Around 1,500 providers have joined the system, raising expectations that millions of forgotten pensions could soon be tracked down.

Birmingham Live ·Jul 2026

DWP PIP points system faces dramatic changes after Timms Review

A forthcoming review led by Stephen Timms is expected to conclude that the Personal Independence Payment system is not fit for purpose due to its ineffective points-based assessment, particularly for fluctuating conditions. The review is set to recommend moving toward a model that better reflects the diverse needs of disabled people and aims to restore public confidence. Separate analysis by Alan Milburn highlights broader systemic failures across welfare, education and health contributing to young people disengaging from work.

Birmingham Live ·Jul 2026

DWP PIP assessments face change to get more claimants back into work

Proposed reforms to Personal Independence Payment assessments are under consideration as part of the Timms Review, which aims to improve how the system supports disabled people in accessing or remaining in work. Review co‑chairs report receiving more than 38,000 responses to the call for evidence and have launched a workshop tool to gather further qualitative input. Recommendations are expected in November, with an emphasis on creating a fairer and more effective disability benefits system.

Birmingham Live ·Jul 2026

Post Office confirms full list of 52 branches set to close in shake-up

Morrisons will close 52 Post Office branches located inside its convenience stores as part of a wider shutdown of around 100 unprofitable Morrisons Daily sites acquired from McColl’s in 2022. Rising employment costs were cited as the reason for the decision, which could push the national Post Office network close to the Labour government’s minimum requirement of 11,500 branches. A full list of affected locations was published.

Birmingham Live ·Jul 2026

£180 BBC TV Licence fee could be scrapped for all households in law change

The BBC’s director general Matt Brittin described the £180 licence fee as outdated and urged reconsideration of a compulsory household levy to replace it. He and BBC chair Samir Shah argued that alternative commercial or subscription-based models would undermine the broadcaster’s universality and content range. While the government previously ruled out a levy, its position may be revisited in the next BBC charter review. Lisa Nandy had earlier committed to maintaining the licence fee until the end of the current charter to ensure financial stability.

Birmingham Live ·Jul 2026

DWP could introduce £25 Warm Weather Payments for households in heatwaves

A debt support organisation urges the UK government to consider a £25 Warm Weather Payment to help vulnerable households manage rising costs during increasingly frequent heatwaves. The proposal highlights additional expenses created by extreme heat, such as cooling homes and storing medication safely. The Department for Work and Pensions currently offers only Cold Weather Payments, leaving those impacted by hot conditions to rely on existing benefits or local council support. The Met Office reports that the current heatwave will be intense but not record‑breaking, with temperatures potentially reaching 35C in parts of southern England.

Birmingham Live ·Jul 2026

EDF confirms Friday midnight deadline and urges customers to complete task

EDF set a Friday midnight deadline for customers to sign up for two hours of free electricity during England’s football match against Norway, with an additional free hour if the game goes to extra time. The company also launched £1 million Heatwave Relief Packs aimed at supporting up to 10,000 vulnerable customers during extreme heat, providing financial help, cooling equipment and advice. Charis CEO Jessica Taplin highlighted the rising health risks of heatwaves and the need for evolving support measures as climate conditions change.

Birmingham Live ·Jul 2026

Jet2 confirms 'massive' update for passengers with July and August flights booked

Demand for Jet2 summer holidays has surged after earlier delays linked to the US-Iran conflict, with CEO Steve Heapy reporting rising bookings and advising passengers to arrive earlier due to EU entry system changes. Destinations including Turkey, Cyprus and North Africa show strong recovery. Financial analysis highlights that despite record passenger numbers, higher costs are pressuring profits, though Jet2’s strong cash position and share buyback support continued investment and expansion.

Birmingham Live ·Jul 2026

DVLA provisional driving licence rule change on table in England

London Assembly members are urging the Labour government to ban the use of provisional licences and L plates for commercial moped work, citing safety risks in the growing food delivery sector. They argue that the current system, which allows riders to repeatedly renew CBT certification without progressing to a full test, encourages unsafe practices and enables gig economy companies to avoid standard safety obligations. A motion calling for reforms passed with strong support, emphasising the need for better training, suitable vehicles and improved safety oversight.

Birmingham Live ·Jul 2026

NHS confirms rule change for patients over age 65 from September 1

Eligibility for the NHS RSV vaccination programme will widen on 1 September 2026 to include adults aged 65 to 74 in clinical risk groups, extending previous expansions targeting older age brackets and care home residents. The programme will continue using Pfizer’s Abrysvo on a single‑dose schedule, with no second dose offered at age 75 for those already vaccinated. NHS England expects full outreach to eligible groups, and community pharmacies will operate under an updated service specification.

Birmingham Live ·Jul 2026

DWP PIP cuts coming for people with ADHD or autism

Pat McFadden signalled that the Timms Review could recommend changes to Personal Independence Payment, particularly affecting conditions such as ADHD and autism amid rising claimant numbers. He emphasised a policy shift toward prioritising work and participation while aiming to control welfare costs. The government stated that existing reforms are projected to save nearly £2 billion by 2030 and noted a slowdown in PIP caseload growth.

Birmingham Live ·Jul 2026

BBC urged to change 2020 TV Licence rule in boost to millions of households

Campaigners are urging the government to reinstate free TV licences for all pensioners, reversing the 2020 rule change that limited the £0 licence to those over 75 receiving Pension Credit. A petition surpassing 50,000 signatures argues rising living costs make the concession essential for retirees. Culture Secretary Lisa Nandy ruled out funding the BBC through streamer levies or direct taxation but declined to confirm whether the licence fee could be expanded to include streaming services, responding to questioning from MP Bradley Thomas.

Birmingham Live ·Jul 2026

6 main announcements from DWP Timms Review including new PIP points system

The interim Timms Review finds the Personal Independence Payment system unfit for purpose, citing a failing points‑based structure, dehumanising assessments, obstacles to employment, and inadequate recognition of fluctuating or less visible conditions. It highlights low public confidence in the benefit and urges the creation of a new system reflecting the diverse needs of disabled people. The Department for Work and Pensions is urged to pursue broad reform, with ongoing engagement across multiple evidence‑gathering strands.

Birmingham Live ·Jul 2026

DWP Timms Review submitted with major changes to PIP assessments recommended

A forthcoming review led by Stephen Timms is expected to conclude that the Personal Independence Payment system is not fit for purpose, describing current assessments as dehumanising and failing to support disabled people effectively. The interim findings reportedly call for significant reform while rejecting a harsher points-based model. The review emphasizes the need for a system that better reflects diverse needs, restores public confidence and enables disabled people to participate fully in society under an expected new government led by Andy Burnham.

Birmingham Live ·Jul 2026

DWP confirms full list of conditions likely to lose PIP after Timms Review

Potential reforms to Personal Independence Payment are under review as part of the Timms Review, with Pat McFadden indicating eligibility rules for conditions such as ADHD and autism may be tightened due to rapid increases in diagnoses and claimant numbers. The review aims to assess whether the existing system remains suitable for current health conditions. Rising PIP caseloads and the prospect of future welfare adjustments are expected to influence forthcoming policy decisions under incoming Prime Minister Andy Burnham.

Birmingham Live ·Jul 2026

DWP looking at making 3 rule changes to benefit claimed by 1.4 million people

The Department for Work and Pensions has launched a six‑week consultation on modernising Carer’s Allowance, considering changes to the earnings limit, creating a more predictable system for averaging earnings, and replacing the current case‑by‑case approach. The review aims to better reflect modern work patterns, support carers balancing employment and care responsibilities, and reduce confusion that has led to previous overpayment issues. The department seeks input from carers and representative organisations to guide future reforms.

Birmingham Live ·Jul 2026

Nationwide makes 'vital' announcement for all 16 million customers

Nationwide appointed Kim Dickinson as Lead Product Manager for Intermediaries to strengthen support for mortgage brokers and enhance its intermediary proposition. Dickinson, with a decade of experience at Virgin Money and Clydesdale, will focus on developing competitive, customer‑focused products shaped by broker insight. Nationwide’s director of mortgage intermediaries highlighted the appointment as part of broader investment in broker partnerships.

Birmingham Live ·Jul 2026

6 announcements from Nigel Farage press conference as he resigns as MP and triggers byelection

Nigel Farage resigned as MP for Clacton, triggering a by-election in which he plans to stand, framing it as a battle between voters and the political establishment. He denied wrongdoing over donations, defended a £5 million personal gift from Christopher Harborne and criticised what he called politically motivated standards investigations. Farage accused media outlets including Sky News and The Times of endangering his family and claimed Reform UK had been targeted by illegal hacking and government leaks. He argued the country needs a general election, citing concerns about a new prime minister lacking a mandate.

Birmingham Live ·Jul 2026

6 new school rules and laws from September 2026 confirmed - from uniforms to meals

Six major school-related changes will take effect across the UK from September 2026, including expanded free breakfast clubs, limits on branded uniform requirements, and a major extension of funded childcare. Free school meal eligibility will increase for families on Universal Credit, while early years funding reforms aim to direct more support to disadvantaged two‑year‑olds. More Best Start Family Hubs are opening, supported by a new coalition of public and private partners to improve early childhood outcomes.

Birmingham Live ·Jul 2026

Andy Burnham confirms two benefits will be excluded from his DWP reforms

Andy Burnham has ruled out cuts to the state pension as part of forthcoming welfare reforms, confirming that both the basic and new state pension will continue to rise under the triple lock. Despite acknowledging pressure to reduce the growing Department for Work and Pensions budget, he maintains a commitment to avoid crude reductions. The stance aligns with Labour’s pledge to retain the triple lock through the current Parliament. Alan Milburn, leading a government review into worklessness, emphasises the need for gradual employment pathways for long‑term unemployed people, particularly those with conditions such as ADHD, noting the challenges in moving them directly into full‑time work.

Birmingham Live ·Jul 2026

State pensioners born before 1951 set to get £57 less a week under Andy Burnham

State pensioners born before 1951 are projected to receive £57 less per week than recipients of the full state pension under the continued triple lock policy confirmed by incoming prime minister Andy Burnham. The full state pension would rise to £247 a week under the 2.5 percent minimum increase, while older pensioners on the basic rate would receive £189.50. The Institute for Fiscal Studies argues that a smoothed earnings link would create a more stable and sustainable system, suggesting a long-term shift away from the triple lock after the next election.

Birmingham Live ·Jul 2026

Andy Burnham confirms £312 extra in state pensioner bank accounts when he becomes Prime Minister

Andy Burnham reaffirmed that a Labour government would retain the state pension triple lock, ensuring at least a 2.5 percent annual rise and delivering an estimated £312 yearly increase for those on the full new state pension. He addressed concerns in a Reddit AMA, emphasizing that the manifesto commitment would stand despite ongoing debate and criticism from groups such as the Intergenerational Foundation. Public support for maintaining the triple lock remains high, making any change politically sensitive.

Birmingham Live ·Jul 2026

New rule in 13 UK airports for 1.5 million passport holders from tomorrow

A new UK airport rule taking effect on July 8 will allow children aged eight and nine, when accompanied by an adult and meeting height requirements, to use eGates across 13 major airports including Birmingham, Heathrow, Gatwick and Manchester. The Department for Transport expects the expanded access to speed up border processing for families, with support expressed by Minister Mike Tapp and AirportsUK chief Karen Dee. The change comes as summer holiday travel begins for many passengers.

Birmingham Live ·Jul 2026

Andy Burnham considering four new council tax bands when he becomes Prime Minister

Andy Burnham is reportedly considering lowering the threshold for proposed mansion tax surcharges to include homes valued at £1.5 million if he becomes Prime Minister. Property experts warn the change could reduce housing market activity, affect mobility, and increase costs for homeowners in high‑value areas such as London and the South East. Analysts caution that expanding the levy could impact builders, discourage home improvements, and add as many as 150,000 additional households to the charge, potentially weakening an already fragile housing market.

Birmingham Live ·Jul 2026

DWP confirms three new state pension ages in threshold change

The UK state pension age is set to rise from 66 to 67 between 2026 and 2028, with a further increase to 68 planned for 2044 to 2046. Pension expert Hannah Martin warns that additional rises could be considered as the government manages an ageing population, welfare costs and legal obligations on retirement length. Factors driving the changes include the triple lock, longer life expectancy and generational cost balancing, while charities note the added strain on people in poor health or manual jobs.

Birmingham Live ·Jul 2026

'More rigorous' test on table for DWP PIP claimants with one health condition

PIP claims for ADHD have risen sharply, with more than 100,000 people now receiving the benefit and four in ten awarded the top rate. Sir Stephen Timms, leading a review into PIP, indicated potential changes aimed at better supporting people to stay in work, with recommendations expected in November. Lord Gove called for more rigorous ADHD diagnoses due to concerns over future employment impacts. The government said reforms under way will save nearly £2 billion and noted that PIP caseload growth has slowed since 2024.

Birmingham Live ·Jul 2026

Bank account rule change at 13 UK banks confirmed from Tuesday

Major UK banks will make it easier for customers to access basic bank accounts following an FCA review that found widespread poor practices. Thirteen banks have agreed to improvement plans focusing on clearer communication, simplified access for customers with limited documentation or fixed addresses, and better support for vulnerable individuals. The FCA emphasises the importance of basic accounts for financial inclusion, and UK Finance supports raising industry standards to ensure more consistent customer outcomes.

Birmingham Live ·Jul 2026

Government update on new student loan repayment rule for 2012 to 2023 university students

MPs concluded that student loan promotions amounted to mis‑selling and urged the reversal of a planned freeze on the Plan 2 repayment threshold, arguing it breaks commitments made to students. The Treasury select committee said the threshold freeze should be lifted to restore trust and prevent further financial burden on graduates. The government acknowledged the report, calling the system confused and in need of improvement, and stressed the importance of clear information for students.

Birmingham Live ·Jul 2026

NHS confirms 'gamechanger' change for anyone with endometriosis in England

Rapid diagnostic tests EndoSure and Endotest are being introduced on the NHS in England and Wales to significantly shorten the long delays experienced by people seeking endometriosis diagnoses. NICE experts say the new non‑invasive tools could reduce average diagnosis times and enable earlier treatment, while clinicians highlight that faster answers can ease pressure on surgical services. Endometriosis UK supports the rollout and calls for improved GP and nurse education to ensure timely recognition of symptoms.

Birmingham Live ·Jul 2026

UK faces 7 days over 30C with exact end date of July heatwave confirmed

Forecasts indicate a seven‑day UK heatwave with temperatures exceeding 30C, peaking at 34–35C later in the week. The Met Office expects widespread hot conditions across England and Wales, with Scotland and Northern Ireland reaching the upper 20s. Humidity is predicted to be lower than in earlier heatwaves, although some urban areas may experience warm nights. Meteorologists recommend precautions due to high temperatures and UV levels.

Birmingham Live ·Jul 2026

EDF trials energy bill rule change with households handed £150 discounts

EDF is launching a Low Standing Charge Trial through its FreePhase tariffs, offering lower‑energy users monthly standing‑charge discounts worth £150 a year. The year‑long trial aims to reduce bills amid volatile wholesale prices and has already delivered notable savings. Customers can join through the FreePhase sign‑up process, with rival suppliers including British Gas, OVO, EON Next, Octopus and Scottish Power.

Birmingham Live ·Jul 2026

DWP sending letter to benefits claimants ahead of new bank account law from October

Enhanced debt‑recovery powers under the Public Authorities Act will allow the Department for Work and Pensions to access claimants’ bank accounts and recover owed benefits without court orders beginning in October. Letters are being sent to people in arrears ahead of the change. Debt‑support representatives warn that vulnerable claimants may struggle to engage with official correspondence and call for stronger safeguards, human oversight and clearer signposting to debt advice. The government states the measures target those deliberately avoiding repayment while offering support to those who engage.

Birmingham Live ·Jul 2026

Fears England vs Norway World Cup quarter-final will be moved to new kick-off time

Severe thunderstorms forecast for Miami have raised concerns that England’s World Cup quarter-final against Norway may face a revised kick-off time under FIFA lightning safety rules. A previous England match was delayed due to extreme weather, and officials may again adjust timing if strikes occur within eight miles of the stadium. Thomas Tuchel said the team can still improve, while Ezri Konsa highlighted the squad’s strong unity after their recent win.

Birmingham Live ·Jul 2026

Andy Burnham warned DWP cuts must exclude one group of claimants

Labour figures and disability advocates urge Andy Burnham to rule out welfare cuts affecting disabled people as he considers reforms to address a funding gap linked to defence spending plans. Burnham reiterates opposition to harsh cuts while proposing measures such as improved mental health support and increased council housing to reduce benefit costs. Critics argue that protecting financial security for disabled people must remain central to welfare policy.

Birmingham Live ·Jul 2026

Major airport confirms closure with Ryanair, BA, Easyjet flights cancelled

Mount Etna’s overnight eruption forced Catania Airport to suspend all incoming flights and halt departures until at least early afternoon, disrupting services from major airlines including Ryanair, British Airways and EasyJet. Authorities set the volcano’s alert level to yellow, and several flights were diverted to other Sicilian airports as well as Rome and Vienna. Airport officials and Italy’s Civil Protection Department issued guidance to passengers and outlined how alert levels reflect volcanic activity and potential escalation risks.

Birmingham Live ·Jul 2026

DWP bank account checks will look for 18 signs claimants are breaking law

The Department for Work and Pensions will gain expanded powers under the Labour government to detect fraud and error in Universal Credit claims. New legislation will require banks to provide data when claimants’ account balances exceed capital limits, with 18 categories of savings and investments counted toward the £16,000 threshold. Certain assets, such as life insurance policies and business accounts for active businesses, are excluded. The measures aim to strengthen eligibility verification and reduce incorrect payments.

Birmingham Live ·Jul 2026

DWP benefit reforms must scrap PIP for three common health conditions

A report by the Centre for Social Justice urges the government to remove PIP and the sickness element of Universal Credit for people with milder forms of anxiety, depression and ADHD, estimating savings of £7.4 billion by 2029/30 and recommending reinvestment in NHS therapy and employment support. The proposal coincides with expectations that Andy Burnham will become prime minister and may bring Alan Milburn into government to lead reforms targeting high youth unemployment. Milburn’s action plan on youth labour market inactivity is due in September and is supported by senior Labour figures.

Birmingham Live ·Jul 2026

DWP announces new rules for 315,000 benefits claimants from October

New rules taking effect in October 2026 will allow around 315,000 supported‑housing and temporary‑accommodation residents to increase their working hours without losing income. The updated Housing Benefit calculation will align with Universal Credit to remove the previous earnings cliff edge. Five new earned‑income disregards will be introduced and updated annually, with ministers stating the changes are intended to ensure work always increases household income and to support wider welfare reform plans.

Birmingham Live ·Jul 2026

DVSA confirms new MOT rules for tests from Monday with drivers warned

New MOT testing fees take effect with increases of £10 to £20 for HGVs, trailers, buses and coaches, raising maximum charges to £70, £50 and £90 respectively. The DVSA says the rise supports long‑term stability and service quality across the testing network, while the Road Haulage Association cautions that even modest cost increases could strain operators with tight margins. Adjusted fee limits, unchanged since 2010, will still allow authorised testing facilities to set their own prices within the updated caps.

Birmingham Live ·Jul 2026

Rachel Reeves confirms annual mileage check for millions of drivers in law change

The UK government plans to introduce a mileage‑based road charge for electric and plug‑in hybrid vehicles from April 2028, requiring annual mileage checks through MOT testing or registration milestones. The Association of Fleet Professionals urges delaying the policy to 2030, warning it could slow EV adoption and disrupt fleet markets. The Office for Budget Responsibility says the charge equates to roughly half the fuel duty paid by petrol drivers. Some EV owners say the change removes the financial incentives for switching to electric vehicles.

Birmingham Live ·Jul 2026

DWP forcing state pensioners to surrender payments with September deadline issued

State pensioners with incomes over £35,000 will have their Winter Fuel Payment recovered through tax unless they opt out by September 2026. The Department for Work and Pensions set deadlines of 20 September for online opt‑outs and 18 September via phone. Failure to opt out triggers automatic recovery by HMRC, and opting out once remains in place unless recipients opt in again before March 2027. Payments range from £200 to £300 depending on age, with reductions for households with two pensioners and exemptions based on income. Around two million people will be affected under Treasury rules aligning the income threshold with average earnings.

Birmingham Live ·Jul 2026

DWP blocking one group of state pensioners from state pension

One group of people is excluded from receiving the UK State Pension under Department for Work and Pensions rules if they have fewer than ten qualifying National Insurance years. Individuals can buy missing NI years to reach eligibility, which can significantly boost their future payments. Those already at pension age and on low incomes may qualify for Pension Credit. Tools provided by DWP and HMRC allow people to check their pension forecast and options to increase it, with additional support available through the Pension Service or International Pension Centre depending on location.

Birmingham Live ·Jul 2026

Andy Burnham confirms £988 monthly payments for state pensioners when he becomes Prime Minister

Andy Burnham pledged to maintain the state pension triple lock, resulting in an expected rise to £988 per month from April. He reaffirmed commitments to electoral reform, stronger support for Ukraine, improved EU trade negotiations and full funding for defence investment. His comments followed Sir Keir Starmer’s resignation and were made during a Reddit AMA.

Birmingham Live ·Jul 2026

Andy Burnham could scrap 1985 alcohol rule for all drinkers in England

Labour MP Andy Burnham signaled support for ending the 1985 ban on consuming alcohol within view of football pitches, arguing that football fans should be treated the same as spectators in other sports. MP Luke Charters praised the stance, calling the current rules outdated and rooted in class prejudice. The 1985 legislation restricts alcohol consumption at football matches and on transport to games, and the push for reform aims to restore drinking rights for match‑going supporters.

Birmingham Live ·Jul 2026

Andy Burnham confirms plan for DWP benefits bill when he becomes Prime Minister

Andy Burnham ruled out making large cuts to welfare benefits if he becomes Prime Minister, stating he would instead reduce the Department for Work and Pensions bill through long‑term measures such as investment in apprenticeships, free transport for young people and increased council housebuilding. He emphasised sustainable fiscal management, citing his record running Greater Manchester’s finances and past roles in the Treasury and Department of Health.

Birmingham Live ·Jul 2026

New fireplace law on table when Andy Burnham becomes Prime Minister

The incoming Labour government plans to tighten environmental rules through the Environmental Improvement Plan, including restricting older wood burner models and accelerating targets to cut fine particulate pollution by 2030. Industry representatives say newer stoves already meet proposed standards and encourage practical enforcement, while environmental advocates welcome the plan as a key opportunity to improve air quality and restore nature.

Birmingham Live ·Jul 2026

Department for Transport confirms free bus pass age change for people born after 1961

State pension age increases will delay eligibility for free bus passes, with people turning 66 after April 2026 waiting longer and those born between March 1961 and April 1977 receiving passes at 67. Government plans link the change to the phased rise in pension age. Andy Burnham and expert Tony Travers highlight Manchester’s publicly controlled transport system as a successful model, contrasting it with deregulated systems elsewhere in the UK.

Birmingham Live ·Jul 2026

Andy Burnham speaks out over new VPN rules when he becomes Prime Minister

Andy Burnham signalled that new VPN restrictions may accompany the Labour government’s under‑16 social media ban, with officials emphasising the need to enforce age limits to improve online child safety. Technology Secretary Liz Kendall has promised further details, while concerns persist that children may use VPNs to evade restrictions. Government figures noted limited evidence of children’s VPN use but confirmed a consultation examining potential limits on VPNs, AI chatbot access and digital consent age.

Birmingham Live ·Jul 2026

Andy Burnham could back £180 BBC TV licence shake-up with subsidies for households

Andy Burnham is expected to support reforms to the £180 BBC TV licence fee aimed at reducing costs for lower‑income households, alongside measures to enhance regional representation across the broadcaster. Options under consideration include extending the fee to streaming service users and shifting more production and commissioning power outside London. Supporters argue that stronger regional commitments will feature in the upcoming BBC Charter white paper, while BBC insiders warn funding constraints limit major moves without a secure financial model. Media experts anticipate subsidies for households struggling with bills and reject the possibility of BBC advertising.

Birmingham Live ·Jul 2026

Andy Burnham urged not to make 'unjust' change to DWP state pensions

Andy Burnham is facing pressure not to introduce means-testing for the UK state pension as he seeks ways to cover a £4.7 billion shortfall in Keir Starmer’s defence investment plan. Tax expert Dan Neidle outlined that while means-testing could save over £1 billion, removing pensions from the wealthiest retirees would effectively strip them of a significant asset, making the move unjust. Neidle suggested Burnham is unlikely to cut spending or increase borrowing, leaving tax rises as the most probable option, but warned against targeting state pensions due to fairness concerns.

Birmingham Live ·Jul 2026

I'm on PIP from DWP – and even I agree with strict new rules for claimants

Changes to the Motability Scheme introduce new mileage limits, tyre allowances and VAT charges aimed at ensuring fairness and reducing costs. Some claimants, including Rob Crossan, support restrictions such as removing luxury vehicles due to past misuse. Motability states most users already comply with the new mileage rules and that exceptions will exist. Work and Pensions Secretary Pat McFadden says the adjustments will save £1 billion while maintaining support for disabled people's mobility.

Birmingham Live ·Jul 2026

New sick note rule in England after 11 million handed out by GPs

More than 11 million sick notes were issued in England last year, with most lacking a recorded diagnosis because of data‑extraction methods. The government is launching pilot programmes to replace the current fit note process with personalised support plans intended to keep people in or return them to work. Opposition figures argue the system is ineffective and needs urgent reform, while the Department for Work and Pensions says changes are being tested to improve outcomes for patients, doctors and employers.

Birmingham Live ·Jul 2026

Gardeners trimming hedges in July risk 'unlimited' fine and prison sentence

Gardeners are warned that trimming hedges between April and August risks violating the Wildlife and Countryside Act 1981, potentially resulting in an unlimited fine or up to six months in prison. While domestic gardens are not fully restricted, disturbing active bird nests remains an offence. Exceptions apply when hedges pose safety risks or lack nesting birds. Legal bodies including the Crown Prosecution Service and Sentencing Council outline that most violations are summary offences with fines that can reach unlimited amounts.

Birmingham Live ·Jul 2026

Dog walking law change from July 31 with owners facing £100 fine before

Seasonal restrictions requiring dogs to be kept on leads in Open Access land from March 1 to July 31 aim to protect livestock and ground-nesting birds, with violations risking £100 fines under the Dogs (Protection of Livestock) (Amendment) Act 2025. Police stress that most owners behave responsibly but warn that even friendly dogs can disturb wildlife or grazing animals. New powers allow officers to seize dangerous dogs and access premises for evidence to help reduce livestock attacks.

Birmingham Live ·Jul 2026

Barclays launches new tool to help customers track how they're managing money

Barclays introduced a Financial Confidence Index using anonymised customer data showing UK households have built savings and reduced missed bill payments, though essential costs still strain budgets. The bank’s analysis estimates the average adult could cover essential expenses for 7.4 months without income. Many people report delaying financial decisions, including due to global conflicts. Barclays leadership emphasises strengthening long‑term financial resilience, while broadcaster Gemma Atkinson highlights the benefits of open conversations about money.

Birmingham Live ·Jul 2026

New rule put forward to let people use half their pension on house deposit

A pension consultancy proposes allowing people to use or borrow against up to half their pension savings to fund a home deposit, arguing renters face financial hardship in retirement while homeowners are better protected. The plan aims to help younger savers access the housing ladder and potentially redirect housing costs into pension contributions once mortgages are repaid. The consultancy warns of a growing risk of retirees trapped in rental poverty and stresses that housing supply issues must be addressed alongside pension reforms.

Birmingham Live ·Jul 2026

Halifax customers urged to do one thing ahead of switch to Lloyds Bank

Lloyds Banking Group is retiring the Halifax brand and transitioning customers to Lloyds Bank, advising them to begin using the Lloyds app ahead of the switch. Halifax accounts will retain existing details while branding changes roll out. Lloyds highlights improved services available to incoming customers, including existing loyalty and premium offerings, with assurances about security and continuity across branches and digital services.

Birmingham Live ·Jul 2026

Drivers at risk of £5,000 fines before July 19 with millions warned

Drivers listening to World Cup matches are warned that overcelebrating behind the wheel could lead to distraction-based offences carrying fines up to £5,000 and penalty points. Automotive expert Ben Raffell cautions that actions such as taking hands off the wheel or focusing too heavily on the match increase accident risk, particularly during emotionally charged tournament moments. The warning comes ahead of the World Cup final on July 19, which is scheduled for an accessible 8 p.m. UK kick‑off.

Birmingham Live ·Jul 2026

British Gas, EDF, EON warn households face higher energy costs until 2027

Analysts warn UK households will face elevated energy costs until 2027 as wholesale price increases continue to affect the price cap. Forecasts from British Gas, E.ON Next and EDF project annual bills ranging between £1,661 and £1,880. Experts from Cornwall Insight, Energy UK and National Energy Action cite rising energy debt, sustained volatility in global gas markets and worsening fuel poverty, with concerns that high summer costs will limit households’ ability to prepare financially for winter.

Birmingham Live ·Jul 2026

Rachel Reeves warned new 22% tax rate could backfire

Experts warn that the UK government's planned 22% tax on interest earned from cash held inside non‑cash ISAs may deter investment by making rules more complex. Investment specialists from Lightyear, Hargreaves Lansdown and Raisin UK argue the change could confuse savers, discourage investment and require individuals to reassess how their ISA funds are treated ahead of the 2027 implementation date.

Birmingham Live ·Jul 2026

Car finance scandal update as ruling clears way for mass complaints

A Court of Appeal ruling dismissed a major lender’s appeal, allowing lawyers to pursue collective “omnibus” claims over alleged undisclosed car finance commissions. The decision enables coordinated case management for thousands of claimants outside the FCA’s proposed redress scheme, which faces legal challenges and uncertainty over compensation timing. Consumer groups argue the FCA plan fails to compensate millions who were overcharged, while the court highlighted the imbalance of power between individual drivers and large lenders and emphasised efficiency in handling the claims.

Birmingham Live ·Jul 2026

Drivers risk being stripped of licences and fined £10,000 over 20p error

Drivers risk fines of up to £10,000 and a potential driving ban if their car tyres fall below the legal tread depth of 1.6mm, with each illegal tyre carrying a £2,500 fine and three penalty points. The RAC advises motorists to use the 20p test to check tyre safety and warns that driving on unsafe tyres can invalidate insurance claims. Tools such as tyre tread gauges and colour‑coded indicators can help ensure compliance.

Birmingham Live ·Jul 2026

Rachel Reeves confirms new 55p per mile rule for drivers before exit as Chancellor

The mileage allowance for UK workers who use their personal vehicles for job-related travel is rising from 45p to 55p per mile for the first 10,000 miles, backdated to April 2026. Rachel Reeves confirmed the change ahead of her expected replacement as Chancellor when Andy Burnham becomes Prime Minister. Martin Lewis highlighted the increase as a significant improvement after years of the rate being frozen, noting that workers can claim tax relief on any shortfall between what employers pay and the full allowance. The adjustment also applies to self‑employed drivers and is intended to ease costs for people who rely on their cars for work travel.

Birmingham Live ·Jul 2026

Lloyds Bank confirms when Halifax customers will be switched over

Lloyds Bank will rebrand Halifax accounts and branches beginning in 2027, with customers gradually shifting to the Lloyds app while retaining their existing sort codes and account numbers. Halifax will stop opening new accounts, though Bank of Scotland will remain unchanged. Lloyds Banking Group highlights that many customers already use shared services, and no branch closures or job reductions are planned. Lloyds executives say Halifax customers will gain access to expanded products and innovations under the Lloyds brand.

Birmingham Live ·Jul 2026

Households hit by worst wealth crash with average person losing £28,500 since 2020

UBS data shows UK households have experienced the steepest wealth decline among developed nations since 2020, with the average adult losing about £28,500 in real terms as inflation and property market performance eroded asset values. Inflation has eased from its 2025 peak but remains influenced by energy price pressures, including the latest Ofgem price cap increase. Economic factors tied to energy markets and the UK’s inflation profile continue to shape household financial conditions.

Birmingham Live ·Jul 2026

Major credit card mistake costing households thousands

A financial expert warns that many credit card users incur unnecessary interest by failing to clear their balance in full each month, causing daily accruing charges and trailing interest. Missing even a small amount removes the interest‑free period, and paying only the minimum prolongs debt. Consecutive full payments are required to eliminate trailing interest completely.

Birmingham Live ·Jul 2026

Not BMW, Audi, Mercedes, Ford - best car on UK roads named

The new Nissan LEAF was named Auto Express’ 2026 Car of the Year, also winning awards for Small Company Car of the Year and Affordable Electric Car of the Year. Editors praised its range, pricing, efficiency, handling, and British engineering and production. Nissan leadership highlighted the importance of UK design, R&D, and manufacturing, including battery production, in delivering the latest generation of the vehicle.

Birmingham Live ·Jul 2026

Sky permanently closing 4 channels and swapping two others

Sky is shutting down four TNT Sports standard‑definition channels as part of its transition to HD, while also temporarily rebranding Nick Jr. Too as Nick Jr. Paw Patrol and adding Times Radio to its lineup. Viewers are directed to HD replacements for affected channels. ITV has secured exclusive UK broadcast rights for the 2027 Rugby World Cup and further rugby competitions, beating the BBC and strengthening its position in live rugby coverage.

Birmingham Live ·Jul 2026

State pensioners aged 66 to 75 handed £965 DWP payments in July

State pensioners aged 66 to 75 will receive £965.20 every four weeks in July following an uplift that raises the full new State Pension to £241.30 per week. The Department for Work and Pensions confirmed the increase, tied to the Triple Lock and reflecting a 4.8% rise in average earnings. Minister Pat McFadden highlighted annual increases of around £575 for the new State Pension and £440 for the basic rate. Payment dates depend on National Insurance numbers, with first payments issued within five weeks of a claimant’s chosen start date.

Birmingham Live ·Jul 2026

Santander customers urged to complete task before 2pm on Thursday

Santander is offering new and switching customers a £225 incentive package along with a £150 hotel voucher and an Amazon gift card, with the voucher offer ending at 2pm on July 9. To qualify, customers must complete a full account switch, set up two active direct debits, pay in £1,500 within 60 days, and fund a Santander Regular Saver with £200 within 30 days. The article outlines features and fees of Santander’s Everyday, Edge, Edge Up and Edge Explorer current accounts.

Birmingham Live ·Jul 2026

Labour set to fast-track review into new rules for petrol and diesel drivers

The Labour government plans to accelerate its review of the UK's Zero Emission Vehicle mandate, with Transport Secretary Heidi Alexander aiming to complete the assessment within six months instead of 2027. The current timetable to end sales of new petrol and diesel cars by 2030 and phase out hybrids by 2035 will remain unchanged. The mandate requires manufacturers to meet rising annual EV sales targets or face fines, with certificate trading available for those exceeding or missing goals. Tusker Cars notes that the policy is expanding EV availability and lowering costs, but urges further support for private buyers to boost adoption.

Birmingham Live ·Jul 2026

DWP confirms £0 TV Licences for households on one benefit

State pensioners aged 75 and over who receive Pension Credit can access a free BBC TV licence, a benefit linked to wider financial support that includes help with housing and council tax. The Department for Work and Pensions highlighted the value of Pension Credit and noted increased spending on pensioner benefits. The Department for Culture, Media and Sport reaffirmed the current licence fee concessions, stating there are no plans to expand free licences to all pensioners, though future concessions may be considered. Existing benefits will remain in place through the end of 2027.

Birmingham Live ·Jul 2026

Calls for rule change in all pubs in England with one in six facing closure

Rising tax pressures have pushed nearly a quarter of UK hospitality businesses into operating at a loss, with one in six at risk of closure within a year. Trade bodies and chef Tom Kerridge warn that the sector faces escalating financial strain and call for cutting hospitality VAT to 10 percent, arguing this would align the UK with other European countries and provide the most effective support. They stress the wider cultural and economic consequences of losing pubs, restaurants, and other venues central to communities.

Birmingham Live ·Jul 2026

ScottishPower owes customer £1,000 in solar panel payments

A homeowner struggled for more than a year to receive over £1,000 in feed‑in tariff payments after transferring ownership of solar panels registered with ScottishPower. Following media involvement, the company resolved the issue and agreed to pay £1,575 in backdated payments plus £200 in goodwill, attributing the delay to an administrative error. The article also highlights ScottishPower’s solar offerings and general information on solar energy benefits.

Birmingham Live ·Jul 2026

Drivers face being pulled over and given roadside £300 fine in July rule change

New UK regulations taking effect on July 1, 2026 require goods vehicles over 2,501kg used for international journeys to be fitted with smart tachograph 2 devices, with roadside fines of £300 per offence for non‑compliance. Exceptions apply for vehicles used domestically or not primarily for driving activity, and different requirements depend on registration dates. Industry concerns highlight increased compliance burden on drivers and potential effects on a logistics sector already facing labour shortages.

Birmingham Live ·Jul 2026

Labour confirms £1,000 bonus for households based on their savings

Eligible first‑time buyers can receive up to £1,000 annually through the Lifetime ISA’s 25 percent government bonus when saving up to £4,000 a year. Financial expert Sarah Coles urges potential homebuyers to use the scheme to strengthen savings and prepare for costs associated with moving. She notes stable sales activity but highlights that some buyers may consider delaying purchases and investing through ISAs to benefit from government incentives.

Birmingham Live ·Jul 2026

NatWest confirms changes to branches in three major cities - full list

NatWest is investing in branches in Bath, Taunton and Plymouth, allocating between £295,000 and £375,000 to refurbish each location. Branch managers and regional leadership emphasise improved technology, enhanced customer service areas and upgraded staff facilities. The bank says these investments support local communities and reflect its commitment to maintaining branch services at least until 2029.

Birmingham Live ·Jul 2026

Tax experts issue crucial advice ahead of Andy Burnham becoming Prime Minister

Tax specialists advise UK households to review tax efficiency, property ownership and estate planning as Andy Burnham is expected to become Prime Minister. Although Burnham has pledged not to raise headline income tax rates, frozen thresholds, potential inheritance tax reform, land value tax proposals and possible higher capital gains tax rates could affect future liabilities. Experts recommend reviewing financial strategies, using tax-efficient wrappers and consulting advisers before making changes, emphasising long-term planning over reacting to speculation.

Birmingham Live ·Jul 2026

Lloyds Bank issues update over closure of 190 Halifax branches

Lloyds Bank will retire the Halifax brand from 190 branches starting in 2027 but will keep all locations open. Customers will be transitioned to the Lloyds app and online banking without changes to account numbers, sort codes or FSCS protection. The bank warns customers to avoid scams and says services and staff will remain consistent. Halifax mortgages will continue through intermediaries until their rebrand in 2027, as Lloyds prepares for a broader strategic update later in July.

Birmingham Live ·Jul 2026

DWP handing £86-a-week extra to state pensioners on 7 benefits

Eligible state pensioners receiving certain disability-related benefits may receive an additional £86.05 per week through Pension Credit, which raises minimum income levels for single individuals and couples. Savings Credit provides up to £17.96 weekly for singles and £20.10 for couples who reached pension age before April 2016 and saved for retirement. Government updates confirm increases of 4.8 percent to the Standard Minimum Guarantee and 3.8 percent to other benefits and statutory payments to align with earnings and inflation measures.

Birmingham Live ·Jul 2026

TUI update for UK passengers flying to three countries in July

TUI advises UK passengers that travel to the UAE, Qatar and Bahrain will operate normally from 1 July following updated UK government guidance as the Middle East conflict eases. Customers with earlier bookings may have been contacted due to prior disruptions. The UK Foreign Office continues to warn travellers to remain cautious should hostilities resume, outlining safety measures and highlighting previous threats to regional infrastructure.

Birmingham Live ·Jul 2026

HMRC confirms £200 tax charges for state pensioners born between 1946 and 1960

State pensioners born between 28 September 1946 and 27 June 1960 will receive a £200 Winter Fuel Payment in 2026, but the allowance will be removed for anyone with income above £35,000 through tax code adjustments. Income from pensions, employment, savings, dividends, trusts, taxable benefits, and rental profits all count toward the threshold, with assessments made individually even within the same household. Martin Lewis highlighted the abrupt loss of the full allowance at the income cutoff, describing the rules as a cliff‑edge system.

Birmingham Live ·Jul 2026

DVLA rule change means drivers face £2,200 charge depending on car price tag

Drivers of electric vehicles registered from April 2025 face new Vehicle Excise Duty rules, with EVs priced above £50,000 incurring a £2,200 premium over five years due to an expensive‑car supplement. Cars at or below the £50,000 threshold avoid the surcharge under updated DVLA guidance, reflecting a government decision to raise the limit after concerns that typical EV prices would otherwise trigger the charge. All electric cars now pay road tax, ending previous exemptions and introducing standardised rates for both new and older models.

Birmingham Live ·Jul 2026

DWP state pension age increasing in July for people born in these years

The UK state pension age will rise gradually from 66 to 67 between 2026 and 2028, affecting individuals born on or after April 6, 1960. Changes outlined in the Pensions Acts of 2011 and 2014 set a phased schedule based on specific birth-date ranges, determining when people can claim their state pension. Government guidance clarifies that those born between April 6, 1960 and March 5, 1961 will reach pension age at 66 plus a designated number of months, rather than on a fixed date.

Birmingham Live ·Jul 2026

Drivers in 9 cars to pay up to £50 more to use roads from this week

Energy bill increases under the new Labour government price cap raise annual home‑charging costs for nine electric vehicle models by £20 to £50, according to WhatCar?. Models including the BMW iX3, Tesla Model 3, MG4 and others face higher yearly charging expenses, with experts advising EV owners to charge overnight, monitor tariffs and consider fixed or dual‑fuel plans. Smart tariffs such as Octopus Intelligent Go are highlighted as potential ways to reduce costs amid volatility driven in part by conflict in the Middle East.

Birmingham Live ·Jul 2026

State pensioners age change for people born in July or August 1960

The UK’s pre‑planned state pension age increase continues on a phased schedule, raising the threshold from 66 to 67 between 2026 and 2028. Individuals born between July 6 and August 5, 1960, will now qualify at 66 years and 4 months, with other 1960–61 birth ranges receiving incremental increases based on month of birth. The changes stem from the Pensions Act 2014, which accelerated the timetable for raising the pension age, and maintain existing provisions from the Pensions Act 2007 for those born after April 1969.

Birmingham Live ·Jul 2026

Diesel and petrol drivers who filled up in June handed massive boost

Diesel prices fell by a record 17 pence per litre in June, dropping from 183.75p to 167.14p, while petrol declined nearly 8 pence to 151.40p, reducing typical tank costs for drivers. The RAC noted that supermarket diesel prices fell even further and suggested petrol could soon dip below 150p if oil prices drop. The article also highlights technician Jack Halstead winning the RAC Mobile Mechanic of the Year award for his strong customer-focused work ethic.

Birmingham Live ·Jul 2026

NatWest confirms 'important' acquisition in announcement for customers

NatWest completed its £2.7 billion acquisition of Evelyn Partners, creating what the bank describes as the UK's leading private banking and wealth management business. Combined assets under management and administration would total £127 billion, with £188 billion in customer assets and liabilities. Executives from both organisations highlighted the strategic value of expanded scale, capabilities and client services. Following completion, Evelyn Partners’ non‑executive directors stepped down and were replaced by the Chair and Committee Chairs of Coutts & Co, who assumed equivalent responsibilities across both entities.

Birmingham Live ·Jul 2026

Parents in England can get free £160 toward cost of school uniform

Families in England on low incomes or receiving certain benefits may be eligible for school uniform grants, though availability varies widely as only 22 councils in England offered support last year. MoneySavingExpert.com explains that qualifying for means-tested free school meals is typically required, while local authorities may add their own criteria such as specific school year groups. Wandsworth offers £160 for secondary pupils, and Birmingham City Council advises parents to contact schools for uniform policies and stresses that uniforms should be widely available rather than limited to a single supplier.

Birmingham Live ·Jul 2026

Motorhomes and campervans hit with new rules from tomorrow

New parking restrictions for motorhomes and campervans will take effect on July 6 in Saltburn, limiting parking on Marine Parade to marked bays with a four-hour maximum stay and banning motorhomes from unmarked areas. Residents in designated sections can apply for permits, and disabled badge holders retain parking access under specific conditions. The measures are introduced under an Experimental Traffic Regulation Order, allowing the council to monitor impacts and gather feedback before determining long‑term policy.

Birmingham Live ·Jul 2026

Everyone aged 50 to 59 warned over biggest pension mistake

People in their 50s are warned that delaying pension reviews is the most damaging retirement mistake, with experts stressing the risks of stopping contributions, relying solely on the State Pension, losing track of multiple pots, and taking money without advice. Managing risk appropriately and checking National Insurance records are highlighted as essential to ensure adequate income throughout a potentially long retirement.

Birmingham Live ·Jul 2026

Homebuyers at risk of being slapped with £244-a-month extra charge

Mortgage rate increases have pushed up monthly repayments, adding about £125 on average and up to £244 in London, driving a decline in sales and buyer activity. Zoopla data shows a 7% drop in sales and a 15% fall in new buyers, with affordability pressures causing delays in moving plans and greater selectiveness among buyers. Southern markets have cooled more than northern regions, and experts note that sellers must price realistically to secure offers amid tighter budgets and economic uncertainty.

Birmingham Live ·Jul 2026

HMRC deadline on July 31 which will 'catch people out'

HMRC is reminding millions of Self Assessment taxpayers to prepare for the July 31 second payment on account deadline, with financial experts warning that many new freelancers and self‑employed people risk being caught out. Advisors stress the importance of year‑round organisation, checking online accounts, setting aside money regularly and contacting HMRC early if payment issues arise, noting that missing the deadline can result in interest, penalties and cash‑flow problems.

Birmingham Live ·Jul 2026

DWP benefit 'unsustainable' with all 4 million people who claim it warned

The number of Personal Independence Payment claimants has reached four million, raising concerns about long‑term sustainability while experts argue the system must balance compassion with financial control. Commentary stresses that PIP enables many people with health conditions to remain in work and that cutting it abruptly would shift costs onto employers and the NHS. Reform of NHS delays and workplace adjustments is highlighted as essential to reducing demand for support.

Birmingham Live ·Jul 2026

Rachel Reeves confirms new VAT rates for newer petrol and diesel cars before exit as Chancellor

HM Treasury, under Chancellor Rachel Reeves, has introduced updated VAT road fuel scale charges effective from May 2026 to April 2027, with rates determined by vehicle CO₂ emissions and the length of the VAT accounting period. HMRC guidance outlines how businesses should identify emissions figures, calculate applicable charges and address older vehicles lacking CO₂ data. Detailed tables specify the annual, quarterly and monthly charges across various emissions bands.

Birmingham Live ·Jul 2026

HMRC handing UK households backdated perk worth £1,008

Eligible couples may claim the Marriage Allowance through HMRC, transferring part of one partner’s Personal Allowance to the other to reduce overall income tax liability by up to £252 per year, with backdated claims available to 2022 that could total £1,008. Financial experts warn many households overlook the allowance and advise checking eligibility without using refund companies, using the official government service instead.

Birmingham Live ·Jul 2026

DWP confirms £238 benefit boost state pensioners could be missing out on

Applications for Pension Credit have fallen sharply, with new data showing a 36% year‑on‑year drop despite government appeals for pensioners to check eligibility. Many older people may be missing out on up to £238 a week in extra support, with details provided on income thresholds, qualification rules and additional credit components such as carer and savings credit. Concerns are raised that misconceptions about eligibility continue to deter applications.

Birmingham Live ·Jul 2026

Driver paying £450 a month for EV car that won't even charge

A driver paying £450 per month for a new Peugeot electric vehicle has been unable to use it for more than two months after it stopped charging shortly after delivery, with repairs delayed and the car lost between Peugeot Assist and the RAC. Despite repeated attempts to locate or fix the vehicle, the lease company has refused to cancel the contract, insisting the car is still driveable. The situation highlights the consumer protections and limitations outlined in the UK Consumer Rights Act 2015 regarding faulty vehicles.

Birmingham Live ·Jul 2026

NatWest issues £506 boost for households with kids aged 6 to 17

Children in the UK now receive an average of £9.74 per week in pocket money, bringing annual earnings to £506.48 according to NatWest Rooster Money’s latest Pocket Money Index. The data shows that nearly a third of children earn money through chores, with outdoor tasks such as lawn mowing, car washing and gardening yielding the highest payouts. Rising earnings for activities like dog walking and chicken care reflect growing engagement in real‑world responsibilities. NatWest highlights these trends as beneficial for building independence, confidence and financial skills among young people.

Birmingham Live ·Jul 2026

DWP confirms state pension payment dates for July - full list

The Department for Work and Pensions confirmed July state pension payment dates, which depend on the final two digits of recipients’ National Insurance numbers. Payments continue to follow the four‑week schedule, with adjustments possible for bank holidays. The government’s commitment to the triple lock is expected to raise pensioner incomes by up to £2,100 over the current Parliament, with this year’s 4.8 percent increase lifting the weekly state pension to £241.05. Minister for Pensions Torsten Bell highlighted the importance of ensuring a stable and reliable retirement income.

Birmingham Live ·Jul 2026

UK tourists warned over social media scams for fake accommodation

Holidaymakers in the UK are being targeted by social media scammers posting fake accommodation listings, prompting warnings from consumer experts. Research commissioned by emerchantpay highlights rising fraud during peak travel season, with Which? noting that social platforms are failing to curb scam activity. Experts advise reverse image searches, verifying property locations, checking official website addresses, reviewing company contact details and feedback, and avoiding bank transfers in favor of card payments for greater protection.

Birmingham Live ·Jul 2026

Major UK bank makes rule change for customers using debit cards abroad

The Co-operative Bank has eliminated its 2.75% foreign transaction fee for debit card use abroad, effective immediately. The bank says the change will make overseas spending simpler and more affordable, though retailers or ATMs may still add their own charges. Credit card fees remain unchanged, and customers are advised to ensure they can receive security messages while travelling. The bank’s mobile app remains usable worldwide with internet access.

Birmingham Live ·Jul 2026

Lloyds Bank issues warning for all customers over 'uncertainty'

Lloyds Bank’s Business Barometer shows a decline in business confidence, with economic optimism falling below its 12‑month average and manufacturers experiencing a significant drop in sentiment. Cost pressures and global uncertainty continue to weigh on firms, though hiring intentions have improved. Sector performance is mixed, with manufacturing and retail weakening while construction shows a slight improvement and services remain steady despite ongoing cost challenges.

Birmingham Live ·Jul 2026

All UK workers urged to check for code on payslip worth £689

UK workers are being urged to check their tax codes after Canada Life reported widespread errors leading to an estimated £5.8 billion in overpaid tax. Nearly a third of adults who reviewed their codes found inaccuracies, with most overpaying by an average of £689. Tax specialist John Chew stresses that understanding and verifying tax codes is essential, as incorrect codes can result in overpayment or underpayment. He advises contacting HMRC directly to correct errors and notes that rebates or additional payments may be due, with reclaim deadlines set at four years.

Birmingham Live ·Jul 2026

State pensioners aged 66 to 78 handed extra £44 in July payment from DWP

Pensioners aged 66 to 78 will receive an additional £44 in July as part of a 4.8% uplift to the UK State Pension, amounting to a maximum annual increase of £575. Stakeholders note that the maximum increase does not apply to all recipients and highlight ongoing inequities affecting older women and people with interrupted work histories. Government representatives emphasise their commitment to supporting pensioners amid economic pressures and underline the importance of a reliable retirement income.

Birmingham Live ·Jul 2026

HMRC cuts allowance for UK households with people 'rushing' to act

Savers increased contributions to Cash ISAs amid expectations that the annual allowance for adults aged 18 to 64 will drop from £20,000 to £12,000 in April 2027. Bank of England data shows a £3.1 billion inflow in May as experts warn this tax year is the final opportunity to use the higher limit before new rules take effect. Analysts note that the policy shift may unintentionally drive more people toward cash savings rather than investments, while additional tax changes on savings interest further encourage early ISA use.

Birmingham Live ·Jul 2026

Santander urges customers to part with £100 lump sum in July

Santander is encouraging customers to invest a £100 lump sum in a ready-made fund through a Stocks and Shares ISA, promoting long-term growth potential while warning about risks and fees. The bank advises investing only money not needed for at least five years and outlines fraud‑prevention steps, urging customers to verify communications and avoid granting remote device access.

Birmingham Live ·Jul 2026

State pensioners over 65 can get £7,620 payments on top of state pension

Annuity rates have risen to around 7.62 percent, allowing a healthy 65‑year‑old with a £100,000 pension pot to secure up to £7,620 in annual income on top of the state pension. Long‑term interest rates have supported stronger annuity pricing compared with late 2025. Guidance from LV highlights that annuities are permanent, taxable, may affect state benefits and can provide higher income with certain medical conditions. Eligibility begins at age 55 with at least £2,000 available after tax‑free withdrawals.

Birmingham Live ·Jul 2026

EasyJet confirms 4pm to 8pm rule at eight UK airports - full list

easyJet has expanded its free Twilight Bag Drop service to Birmingham Airport, allowing passengers on early morning flights to check in their luggage between 4pm and 8pm the day before travel. The option speeds up airport processing and includes discounted premium set‑down parking. The service is now available at eight UK airports including Gatwick, Luton, Bristol, Manchester, Edinburgh, Glasgow, Belfast and Birmingham, with the airline promoting greater convenience and value for travellers.

Birmingham Live ·Jul 2026

Mandatory change for all new cars sold in UK is letting down drivers

Research by Thatcham Research shows that Intelligent Speed Assist technology, now mandatory on all new cars in the UK and EU, performs well in official tests but is significantly less accurate in real driving conditions. Accuracy drops sharply when evaluated at every speed limit change, raising concerns about driver trust and usability. Thatcham engineers argue that systems must align better with actual speed limit parameters, while the organisation’s chief executive warns that unreliable interventions risk frustrating drivers and undermining safety goals. Calls are made for stricter regulatory standards to ensure ISA systems are accurate, consistent and effective.

Birmingham Live ·Jul 2026

HMRC automatically taking £300 from state pensioners with tax code change

HMRC will reclaim Winter Fuel Payments of £100 to £300 from pensioners whose income exceeded £35,000 by adjusting their tax codes for the 2026–27 tax year, increasing monthly tax by around £17 for a typical payment. Official letters will not request personal information, prompting experts to warn of potential scam risks. HMRC states most repayments will be collected automatically, with self-assessment taxpayers paying through their tax returns, and has issued online guidance and a calculator to clarify repayment requirements.

Birmingham Live ·Jul 2026

New measures to reduce dangers posed by millions of drivers aged 17 to 24

A coalition of road safety organisations has launched free evidence‑based resources to help parents support young drivers aged 17 to 24, a group disproportionately involved in serious collisions. The materials are intended to complement professional instruction, strengthen parental involvement and reduce risks during both supervised learning and early independent driving. Experts from IAM RoadSmart, the RAC Foundation, the RAC and ECM Research Solutions emphasise that parental guidance significantly shapes early driving habits and can improve safety outcomes for novice drivers.

Birmingham Live ·Jul 2026

12,000 road cameras rolled out in UK scanning number plates for 3 things

UK authorities are expanding the use of 12,000 Automatic Number Plate Recognition cameras that check vehicle insurance, tax and MOT compliance, with drivers facing fines up to £1,000. Highways England uses additional cameras to calculate journey times and manage smart motorway traffic flow. Experts urge motorists to keep documents updated as ANPR coverage grows, with cameras deployed across tolls, car parks, police vehicles and undisclosed fixed locations, subject to privacy and effectiveness reviews.

Birmingham Live ·Jul 2026

DWP confirms Pension Credit age rise in July for claimants with these birthdays

The State Pension age will begin rising from 66 to 67 between 2026 and 2028, affecting eligibility for Pension Credit. The Department for Work and Pensions outlined the phased increases based on birth dates, with people born between April 1960 and April 1977 experiencing incremental increases. The article explains how Guarantee Credit and Savings Credit work, who can claim them, and how income and savings affect entitlement.

Birmingham Live ·Jul 2026

DWP confirms two million people have had their benefits ended

The Department for Work and Pensions has confirmed the closure of income-related Employment and Support Allowance and Housing Benefit for most working households as nearly two million people have transitioned to Universal Credit through managed migration. Stephen Timms said extensive support has been provided to vulnerable claimants, including home visits and specialist safeguarding. Claimants receive migration notices with deadlines of at least three months and are required to apply for Universal Credit to avoid loss of payments, with reminder letters and helpline support available.

Birmingham Live ·Jul 2026

New sick note rule from July for thousands of workers in England

Pilot programmes in England will overhaul how sick notes are issued, replacing the current system with personalised work and health support plans. Four regions, including Birmingham and the West Midlands, will test different models involving referrals to clinical and non-clinical support teams, with some removing the requirement for GPs to issue fit notes. Ministers Pat McFadden and Stephen Kinnock say the changes aim to reduce administrative burdens on GPs, improve support for workers, and address rising numbers of fit notes issued.

Birmingham Live ·Jul 2026

Government confirms £80 fines for kids who miss school after England vs Mexico

The UK government reiterates that parents can be fined £80, rising to £160, if children miss school after staying up to watch England’s World Cup match against Mexico. Rules limit parents to two fines per child over three years, with court action possible for repeated absences. The article includes Thomas Tuchel’s comments on England’s preparation and the altitude challenge ahead of the Mexico match.

Birmingham Live ·Jul 2026

Pubs will be forced to kick out punters from Monday in rule change

Pubs in the UK may have to close at halftime during England’s World Cup match against Mexico because councils must grant approval for opening past the new 2am licensing limit. The government has relaxed rules to allow service until 2am and urged councils to permit longer hours, with Keir Starmer and Steve Reed supporting flexibility. Business groups argue that a one‑off extension would prevent early dispersal of fans and help venues benefit from the economic opportunity.

Birmingham Live ·Jul 2026

State pensioners handed free BBC TV licences more quickly in DWP change

Pensioners who receive Pension Credit will qualify for free BBC TV licences sooner due to the state pension age rising to 67 in monthly increments. The shift reduces the wait for eligibility from nine years to eight beginning next April. TV Licensing confirms free licences are available for over‑75s on Pension Credit and will verify applications with the Department for Work and Pensions. Additional provisions apply for the Isle of Man and Channel Islands, and blind applicants may receive a 50% concession before applying for a free licence.

Birmingham Live ·Jul 2026

NatWest confirms new £3,250 rule for customers over age 17

NatWest has introduced a revised student account offering, including an interest‑free overdraft rising from £2,000 in the first year to £3,250 by the third. New customers receive a £100 incentive and a four‑year tastecard membership with discounts at nationwide food and drink outlets. Eligibility requires applicants to be at least 17, reside in the UK for three years and hold a valid UCAS code while enrolled in qualifying courses. NatWest emphasises budgeting tools in its mobile app to help students manage finances and develop strong financial habits.

Birmingham Live ·Jul 2026

Rachel Reeves confirms £200 charge for state pensioners earning £22,453

The Winter Fuel Payment will be reinstated for pensioners under 80, with Rachel Reeves confirming that HMRC will reclaim the £200 payment from those earning above £35,000. Pensioners receiving the full state pension would need only an additional £22,453 in income to be affected. Reactions were mixed, with some pensioners welcoming the reversal of the earlier removal while others criticised the policy and argued the funds should support areas such as the NHS or housing. Reeves said details of an increased means‑test threshold will be announced soon, ensuring more pensioners receive support this winter.

Birmingham Live ·Jul 2026

DWP issues PIP eligibility announcement after rule change begins

The Department for Work and Pensions confirms that new Motability Scheme rule changes, including the application of VAT and Insurance Premium Tax to some new leases, will not affect eligibility for Personal Independence Payment or existing leases. Wheelchair Accessible Vehicles remain exempt, and the core Motability package continues unchanged. The government states the reforms aim to deliver fairness and generate £1 billion in savings, while ensuring disabled people retain access to mobility support, with means‑tested grants still available. The update follows last year's removal of luxury vehicles from the scheme.

Birmingham Live ·Jul 2026

Octopus Energy warns customers have until July 16 to complete task

Octopus Energy is offering over 23,000 free personalised football kits through its Octoplus rewards scheme, expanding the programme after outfitting 50,000 young players across the UK. With 1,000 kits still available, parents and coaches must apply by July 16 via the app or online. The company highlights strong demand, especially in the South East, and emphasises support for grassroots football.

Birmingham Live ·Jul 2026

Drivers over 65 face £431 charge to stay on roads in England

Car insurance premiums for drivers over 65 in England have risen to £431 in the second quarter of 2026, reversing the decline seen since late 2023. Young drivers aged 17–24 continue to face the highest premiums, with costs reaching £1,099 on average, and 17‑year‑olds in London paying nearly £3,000. Increased claims costs and more expensive vehicle technology are attributed to the rise. Telematics may be helping stabilise prices for younger motorists. Shopping around, avoiding automatic renewals, checking mileage accuracy and paying annually are suggested as ways to reduce costs.

Birmingham Live ·Jul 2026

Met Office confirms how hot UK will get in next week's 5-day heatwave

Weather agencies forecast temperatures rising to around 28–31C during a five‑day UK heatwave beginning July 4, following record June heat. The UK Health and Security Agency has issued a heat‑health alert, while the Met Office and BBC anticipate above‑average temperatures and potential heatwaves through July and August. High pressure is expected to bring mostly dry, warm conditions across England and Wales, while northern areas see rain and wind from passing low pressure systems.

Birmingham Live ·Jul 2026

New passport rule begins next Wednesday in 13 UK airports

UK airports will expand eGate access from July 8 to include children aged eight and nine who are at least 120cm tall, allowing around 1.5 million more passengers to use the automated border system. The change applies across 13 airports, including Birmingham, Heathrow, Gatwick and Manchester. Government and industry figures say the move will speed up border processing, reduce waiting times and strengthen the UK’s tourism offering.

Birmingham Live ·Jul 2026

BBC to cover cost of TV licence fee for 4 groups of households

The BBC will fully cover the £180 TV licence fee for households with residents aged 75 and over who receive Pension Credit, while three additional groups—blind or partially sighted individuals, care home residents, and owners of black‑and‑white televisions—qualify for discounted rates. Viewers were reminded during World Cup broadcasts to ensure their licences are valid, with BBC testing new methods such as QR code prompts to help people stay correctly licensed.

Birmingham Live ·Jul 2026

DWP changing qualifying age for three benefits in July - full list

The qualifying age for several benefits is increasing as the state pension age rises from 66 toward 67 in a staggered rollout that will finish next April. People born in July must now wait until 66 years and 4 months to claim their pension, and the shift also affects eligibility for benefits such as Attendance Allowance and Pension Credit. Attendance Allowance remains available to pension-age individuals needing significant care, while Pension Credit continues to offer income top-ups and related support. The state pension will eventually rise to 68 for those born after April 1977, requiring at least 10 years of National Insurance contributions for minimum entitlement and 35 years for the full amount.

Birmingham Live ·Jul 2026

Free bus pass age change in July with new threshold confirmed

The age for receiving a free bus pass will rise in line with the state pension age, which is increasing from 66 to 67 between 2026 and 2028. Those turning 66 from July 2026 will need to wait an additional four months before becoming eligible. Government departments cite efforts to improve bus services and support older workers, while Labour highlights investment in health and employment initiatives.

Birmingham Live ·Jul 2026

Royal Mail scraps service and confirms it will 'no longer' provide it

Royal Mail will stop delivering second-class mail on Saturdays as part of a shift to a more sustainable and reliable service, with deliveries moving to every other weekday and a target of arrival within three weekdays. The change comes as scrutiny intensifies over the £6.9m compensation package given to International Distribution Services CEO Martin Seidenberg despite falling profits. Ofcom, which previously fined Royal Mail £21m for missing delivery targets, is investigating whether the company has prioritised parcels over letters and may impose further penalties if obligations are found to be breached.

Birmingham Live ·Jul 2026

Andy Burnham hints at HMRC income tax rule change for everyone earning over £125,140

A potential shift to a 50 percent income tax rate for earnings above £125,140 is suggested as Andy Burnham maintains flexibility over tax decisions ahead of a future budget. Analysts note the change would increase tax bills for high earners and technically conflict with Labour’s earlier tax pledges, which have already been eroded by previous threshold freezes and other adjustments. Commentary highlights Burnham’s broader economic aims focused on devolution, reindustrialisation, utility reform and regional regeneration, while advising individuals to assess current financial decisions amid policy uncertainty.

Birmingham Live ·Jul 2026

Government statement over calls for bank holiday for England vs Mexico at 1am

The UK Government confirmed it will not declare an additional bank holiday despite England’s upcoming 1am match against Mexico, stating that staying up to watch is a personal choice for families and workers. England advanced after defeating DR Congo, with Thomas Tuchel praising the team’s resilience and mentality ahead of the next round.

Birmingham Live ·Jul 2026

HMRC seizing £200 from state pensioners born after 1951 with £22,453 income

HMRC will reclaim Winter Fuel Payments from state pensioners whose taxable income exceeds £35,000, a threshold reached when combining the full state pension with additional income. The means test applies to all taxable income, excluding ISA savings and tax‑free benefits. Households may see different outcomes depending on individual earnings, with repayments collected through adjusted tax codes for 2026–27. Martin Lewis highlighted concerns about past thresholds and welcomed increases in eligibility levels.

Birmingham Live ·Jul 2026

Andy Burnham HMRC income tax move could see £35,000 earners £500 worse off

Freezing income tax thresholds until 2031 is projected to leave £35,000 earners up to £500 worse off due to fiscal drag. Andy Burnham is reported to be considering devolving aspects of income tax, with advisors suggesting adjustments to thresholds and allowances as potential revenue measures without raising headline rates. Experts warn that continued reliance on stealth tax mechanisms could increase the tax burden, while calls for reviewing the frozen personal allowance highlight its role in pushing more earners into higher tax bands.

Birmingham Live ·Jul 2026

Met Office confirms exact date 31C heatwave starts before lasting 5 days

A new July heatwave is forecast to bring temperatures up to 31C in London, with warm conditions developing from July 4 to July 8. The UK Health Security Agency issued a yellow heat health alert, and both the Met Office and BBC Weather predict largely dry, sunny, and increasingly warm weather driven by high pressure. Scientist Emily Carlisle noted this June’s record heat reflects a warming climate and the increasing intensity of heatwaves in the UK.

Birmingham Live ·Jul 2026

Extra bank holiday for England moves step closer after government update

A cross‑party early day motion urges the UK government to grant an extra bank holiday on 20 July 2026 if England win the World Cup final. The proposal highlights the potential for national celebration and community unity. Keir Starmer offered light‑hearted comments linking past World Cup success to Labour governments. England’s upcoming challenges include playing at high altitude in Mexico, with Tuchel warning of physical disadvantages and logistical hurdles.

Birmingham Live ·Jul 2026

Rachel Reeves confirms VED car tax cut for thousands of drivers from Wednesday

Vehicle Excise Duty rates for most heavy goods vehicles over 3,500kg are reduced for 12 months beginning July 1 as part of measures announced by Chancellor Rachel Reeves, offering hauliers significant short‑term savings. Industry figures caution the relief will have limited long‑term impact without broader reforms to fuel duty and cost structures. The government frames the tax cut and the decision to halt a planned fuel duty increase as responses to global instability affecting fuel prices, while business analysts highlight the need for better fleet cost visibility and data‑driven management to navigate continued price volatility.

Birmingham Live ·Jul 2026

£1,100 charge for England fans watching World Cup at major pub chain

A Belushi’s sports bar is charging £1,100 for a 12-person VIP package to watch England’s World Cup knockout match against DR Congo, offering food, drinks and supporter kits. The match takes place on July 1, with England missing injured right‑backs Jarell Quansah and Reece James as Thomas Tuchel considers alternatives including Djed Spence and Ezri Konsa.

Birmingham Live ·Jul 2026

New law and £40,000 fines for households laying traps for pests

Scotland has implemented a full ban on glue traps, making their use, possession or supply a criminal offence punishable by fines up to £40,000 or a year in prison. Animal welfare groups including the Scottish SPCA and OneKind welcomed the move, citing severe suffering caused to trapped animals and urging strong enforcement. The Scottish government described the traps as cruel and incompatible with its animal welfare commitments.

Birmingham Live ·Jul 2026

Four UK airlines collapse with all bookings and holidays cancelled

Four UK airlines—Ascend Airways, EcoJet Airlines, Zenith Aviation and European Cargo—have collapsed into liquidation or administration, resulting in the cancellation of all bookings and holidays. European Cargo’s closure follows sustained financial pressure, prompting redundancies and the cessation of trading. Analysts note the impact on Bournemouth Airport and highlight high operating costs linked to older aircraft models. EcoJet Airlines, founded with ambitions to operate electric flights, formally entered liquidation in May. Joint liquidators have been appointed to manage the wind-down processes.

Birmingham Live ·Jul 2026

Pub rules in England to change on Monday after government decision

The UK government has allowed pubs to extend opening hours during England’s World Cup knockout matches, but early‑morning fixtures such as a potential game against Mexico require separate Temporary Event Notices. A pub owner in Leamington Spa was unable to secure extended hours after missing the statutory five‑day notice period, which the local council said it is legally unable to override. Businesses are urged to submit applications promptly as upcoming fixtures become clearer.

Birmingham Live ·Jul 2026

New log burner and wood stove rules on table if Andy Burnham becomes Prime Minister

Proposed Labour government policies would tighten rules on wood‑burning stoves by reducing smoke emissions and phasing out older solid‑fuel models as part of a broader environmental improvement plan. Supporters of strong net‑zero commitments, including analysts and think‑tank figures, urged Andy Burnham to maintain ambitious climate policies, warning that weakening targets could harm industry confidence and clean‑tech investment. Environment Secretary Emma Reynolds said the updated plan aims to address pollution, protect biodiversity and improve air quality across the UK.

Birmingham Live ·Jul 2026

VPN ban for UK update with new rules expected 'within 12 months'

UK ministers plan to outline further details on potential VPN restrictions in July following amendments to the Children’s Wellbeing and Schools Bill requiring regulations within a year to prohibit providing VPN services to minors. Industry representatives warn that age-based VPN limits could weaken privacy protections for ordinary users and would not stop underage individuals when restrictions rely on account or identity verification rather than location. Lawmakers continue assessing how to balance child safety with digital privacy concerns.

Birmingham Live ·Jul 2026

Andy Burnham colleagues fear he'll cut one DWP benefit claimed by 4 million

Concerns have been raised by disability campaigners that Andy Burnham may support cuts to Personal Independence Payment as the Labour government seeks to reduce welfare spending. Shabaaz Mohammed, who worked with Burnham on disability issues, fears he could be influenced by senior figures such as former DWP minister James Purnell. Disabled activists warn that tightening PIP eligibility would trigger strong opposition, stressing that focusing on cost-cutting rather than improving support would be a mistake.

Birmingham Live ·Jul 2026

Sir Keir Starmer confirms 4 new driving rules from July as he steps down as Prime Minister

Four new Motability Scheme driving rules will take effect from July 1 as Keir Starmer steps down as Prime Minister. The changes apply across the UK except Scotland and include VAT added to lease-related payments, reduced mileage allowances with options to pay for additional miles, new tyre replacement limits, and an administrative fee for obtaining a VE103 form for EU travel. The adjustments are aimed at managing rising welfare costs while maintaining the affordability and sustainability of the scheme.

Birmingham Live ·Jul 2026

NS&I urges Premium Bonds holders to log onto their accounts on Thursday

NS&I has announced that Premium Bonds customers can check their July prizes from July 2 and confirmed two new £1 million winners from Reading and Warwickshire. Prize checking is available via the NS&I website, mobile app or Alexa, requiring a holder’s number. The piece outlines how Premium Bonds work, including prize ranges, odds and the variable prize fund rate.

Birmingham Live ·Jul 2026

Airport rule change on table for all July and August flights to Europe

Airlines and airport groups have urged the European Commission to suspend the EU’s new biometric Exit and Entry System during July and August, citing severe processing delays that have led to long queues, half‑empty departing flights and passengers being left behind. Greece has already paused the system and Spain and Portugal have raised concerns. Industry groups warn that border authorities and airports are under unsustainable pressure and call for the option to fully suspend checks when passenger volumes exceed capacity during the peak summer travel period.

Birmingham Live ·Jul 2026

'Major' change to state pension could be coming when Andy Burnham becomes Prime Minister

Fiscal advisers to Andy Burnham are warning that the state pension triple lock is increasingly unsustainable, with projections showing sharply rising long‑term costs. The Office for Budget Responsibility estimates an additional £15.5bn in annual spending by 2030 compared with increases linked only to earnings, while the Department for Work and Pensions expects total state pension spending to reach £169bn. Experts advising Burnham, including Richard Hughes and Lord O’Neill, argue that the triple lock poses significant fiscal risks and may need replacing. Alternatives under consideration include a living‑standards lock and pension models used in Australia, Sweden and Germany. Further details of Burnham’s plans are expected in the coming weeks.

Birmingham Live ·Jul 2026

Nationwide confirms £540 blow for thousands of customers on Wednesday

UK house prices rose 2.2% year-on-year in June, though the average price dipped £540 from May. Nationwide’s chief economist attributed the softer market to geopolitical uncertainty, higher energy costs and weakened consumer confidence, with mortgage approvals falling in May. Easing oil prices and reduced expectations for interest rate hikes may support a future market recovery. Property experts noted uneven growth across regions and market segments, and some argue stamp duty reform may be needed to stimulate activity.

Birmingham Live ·Jul 2026

Fish & chip shops have new £11 charge with households warned over 5 items

Rising costs have pushed the average price of fish and chips above £11, according to Seafish, but financial specialist Molly Monks warns households that small, frequent discretionary purchases are more damaging to budgets than occasional treats. She advises cutting forgotten subscriptions, delivery mark‑ups, Buy Now Pay Later charges, daily convenience spending and impulsive online shopping before giving up valued habits like a Friday takeaway. Small, realistic adjustments are presented as the most sustainable approach to managing household finances.

Birmingham Live ·Jul 2026

She claimed £14,000 in PIP from DWP - but Facebook screenshots rumbled her

A woman from Derby received a suspended five‑month prison sentence after admitting she fraudulently claimed over £14,000 in Personal Independence Payments while spending more than 1,000 days living abroad between 2019 and 2023. Evidence including Facebook posts showed she had been residing in Greece and advertising childminding services despite rules requiring her to inform the Department of Work and Pensions if she left the UK for over 28 days. She is repaying the money in instalments. Her husband had previously been sentenced for fraudulently claiming about £70,000.

Birmingham Live ·Jul 2026

Fish & chip shops in England face shortage of popular menu item

Fish and chip shops across England are warning of a potential mushy pea shortage as rising costs and poor weather impact supplies of peas and potatoes. Industry leaders report widespread financial strain, with nearly half of surveyed shop owners extremely worried about their future and one in ten considering leaving the trade within a year. Business owners cite increasing expenses, reduced margins, and challenges with VAT relief compared with other sectors. Some warn that without higher menu prices, maintaining sustainable operations may become impossible.

Birmingham Live ·Jul 2026

New 25p per mile rule for DWP PIP and DLA claimants who drive from Wednesday

Motability Scheme users receiving PIP or DLA will face a new 25p per‑mile excess charge for orders placed from 1 July 2026, with standard mileage allowances remaining but additional miles incurring VAT‑inclusive costs. Motability is developing a support system for users with higher essential travel needs, with full details due on 8 July. Commentary notes potential financial strain for disabled motorists and advises customers to review their travel needs before ordering vehicles, while wheelchair‑accessible vehicles remain exempt from VAT changes.

Birmingham Live ·Jul 2026

13 UK travel companies collapse with future bookings and holidays cancelled

Thirteen UK travel companies have ceased trading in 2026, with Groupia Ltd entering administration and cancelling future bookings. The company’s various brands have stopped taking reservations, and ABTOT will support customers with trips scheduled before August 31, while events from September 1 onward are cancelled and eligible for refunds. Seven other travel firms have also collapsed this year, contributing to growing disruption across the UK travel industry.

Birmingham Live ·Jul 2026

DWP will review pensions rule for people under age 75 after criticism

The UK Government plans to review pension access rules for terminally ill individuals after Treasury minister Lord Livermore acknowledged that current definitions and requirements are outdated and inconsistent across schemes. The review will examine access to Serious Ill Health Lump Sums and the broader framework for private pension schemes to ensure fair, compassionate access while protecting against financial hardship. Current provisions allow tax‑free withdrawals below age 75 for those with less than a year to live, but concerns were raised that many terminal diagnoses extend far beyond 12 months. Special benefit rules for end‑of‑life support will remain unchanged.

Birmingham Live ·Jul 2026

Households with driveways in England handed £1,100 boost from Wednesday

The new Ofgem energy price cap will rise 13 percent, increasing the average annual household bill to £1,862 and prompting calls for consumers to update meter readings and seek cheaper fixed tariffs. EV owners with home driveways can save more than £1,100 a year by switching from standard tariffs to smart charging options such as those offered by Ohme and Intelligent Octopus Go. Comparison services highlight multiple fixed deals below the July cap, advising households to switch to mitigate rising energy costs.

Birmingham Live ·Jul 2026

She claimed £33,000 in Universal Credit from DWP - despite £280,000 inheritance

A woman from Portsmouth admitted failing to report a £280,000 inheritance and fraudulently claiming £33,000 in Universal Credit. Prosecutors said she spent the inheritance on clothing, holidays, debt repayment and a failed business. The court imposed a six‑month suspended sentence, rehabilitation days, and financial penalties, with authorities to recover the overpaid benefits. A DWP minister warned against benefit fraud and encouraged reporting of abuses.

Birmingham Live ·Jul 2026

Rachel Reeves rule change to hit families with £600,000 estates with £110,000 bill

A rule change confirmed by Rachel Reeves will include unspent pensions in estate calculations for inheritance tax from April 2027, significantly increasing potential bills for heirs such as unmarried partners and blended families. Analysis from Interactive Investor shows that some inheritors could face charges of £110,000 on a £600,000 estate under the new system, compared with no tax previously. HM Treasury states the measure is intended to prevent pension schemes from being used as tax‑planning vehicles and to standardise inheritance tax treatment across pension types.

Birmingham Live ·Jul 2026

Update over start date for two new compulsory tests for drivers over 70 in England

Plans to introduce mandatory eyesight and cognitive tests for drivers over 70 remain years away, as the proposals must complete a government consultation and pass through Parliament. Anderson Eye Care notes that current self-declaration rules will still apply for upcoming licence renewals. The Department for Transport is considering replacing the existing system for older motorists as part of a wider review of road safety and driver fitness requirements.

Birmingham Live ·Jul 2026

Santander confirms it will hand '£2,400 back' to thousands of customers

Santander is offering customers the chance to earn up to £104 in interest by depositing £200 per month into its Regular Saver account, yielding an 8 percent variable rate including a 5 percent bonus for 12 months. Customers who save the full amount without withdrawals will accumulate £2,400 plus interest. The bank also provides guidance on identifying legitimate communications and avoiding scams, stressing that it will never request login details or ask customers to move money for security reasons.

Birmingham Live ·Jul 2026

Andy Burnham could scrap DWP benefit cap for 10 benefits - full list

Labour MP Paula Barker urged Andy Burnham to consider scrapping the DWP benefit cap, arguing it forces families into poverty despite the government’s removal of the two‑child limit. DWP minister Stephen Timms defended the cap as an incentive to work while acknowledging it would remain under review. Conservative MP Helen Whately criticised Labour for seeking increased welfare spending and called for a tougher cap. The exchange highlighted ongoing political disagreement over welfare reform and the balance between reducing poverty and incentivising employment.

Birmingham Live ·Jun 2026

DWP PIP cuts update to be issued imminently with millions of claimants braced

The Department for Work and Pensions is expected to confirm potential cuts and eligibility changes to Personal Independence Payment following an upcoming interim report from the Timms Review, due before the July 16 summer recess. Review co-chairs emphasise the need for public engagement as they assess whether PIP remains fit for purpose amid rising claims related to mental health and neurodiverse conditions. DWP Secretary Pat McFadden indicated that while cost‑increasing proposals are discouraged, cost‑reducing recommendations may be included, with final reports from two major reviews expected by year’s end and any legislative changes to follow their conclusions.

Birmingham Live ·Jun 2026

Andy Burnham urged to snatch £2,100 perk from state pensioners as soon as he becomes Prime Minister

Andy Burnham is being urged by advisor Andy Haldane to reform or end the state pension triple lock, which Haldane argues is fiscally unsustainable and more costly than expected. The Office for Budget Responsibility warns the mechanism threatens public finance sustainability. Despite these calls, Labour’s Rachel Reeves has pledged to maintain the triple lock for the remainder of the current Parliament, with the government highlighting recent above‑inflation pension increases and commitments to protect pensioners’ incomes.

Birmingham Live ·Jun 2026

Andy Burnham approves of plan for £1,200 charge for people in homes worth £250,000 if he becomes PM

Andy Burnham supports a proposed proportional property tax from the campaign group Fairer Share that would replace council tax with a flat 0.48% levy on property values, resulting in a £1,200 annual charge for a £250,000 home and lower costs for most average properties. Experts caution that major tax reforms face political challenges and highlight issues with accurately valuing diverse properties. The proposal outlines charges scaling from £480 on £100,000 homes to £48,000 on £10 million properties.

Birmingham Live ·Jun 2026

Seven new UK driving laws and rules coming in July

New UK driving regulations taking effect in July introduce higher Motability advance payments, reduced mileage allowances, stricter tyre replacement limits, new European travel fees, and VAT changes on higher-priced Motability vehicles. Updated maximum MOT service charges for HGVs, trailers, and buses begin on July 6, while goods vehicles over 2.5 tonnes used internationally must be fitted with a smart tachograph from July 1 unless exempt. Motorists are urged to familiarise themselves with the adjustments.

Birmingham Live ·Jun 2026

VPN ban on table after Wednesday with Labour set to issue new statement

The UK government is preparing to issue a July update on potential new restrictions for VPNs as part of wider Online Safety Act measures. Liz Kendall indicated that additional limits on AI chatbots, enhanced age-assurance requirements, and protections against children circumventing a social media ban are under consideration. She emphasised swift parliamentary action and strong enforcement by Ofcom to mitigate risks to young people. An annual enforcement report and a clear strategy from the regulator have been requested ahead of pilot scheme results due this summer.

Birmingham Live ·Jun 2026

Met Office and BBC Weather confirm exact date next UK heatwave starts with 1 region worst-hit

High pressure building from the Azores is expected to bring warm to very warm conditions across much of the UK from July 4 to 5, with the southeast likely to experience the highest temperatures, potentially reaching 30°C. Wales may see mid to high 20s°C, while northern areas could still face rain. BBC Weather forecasts mostly dry and warmer weather for southern and eastern regions, with frontal systems bringing rain to the north and west. Outlooks for mid‑week predict a mix of sunshine, cloud, wind and scattered rain, with conditions turning warmer toward the weekend.

Birmingham Live ·Jun 2026

Two changes to private and state pensions Andy Burnham set to make as Prime Minister

Expected changes to UK pensions under Andy Burnham’s anticipated premiership include potential reform of the state pension triple lock, described by advisers as unsustainable, and possible conditions on pension tax relief that would require investment in UK growth assets. Analysts suggest the triple lock may be kept only for the current parliament before reconsideration in 2027, while internal advisers have proposed linking tax relief to domestic investment, prompting concerns about risks to pension savers.

Birmingham Live ·Jun 2026

DWP told to means-test PIP when Andy Burnham becomes Prime Minister

A Conservative MP urged the Department for Work and Pensions to consider means‑testing Personal Independence Payment, citing rising costs and TaxPayers' Alliance data showing a growing number of high‑income households receiving the benefit. The discussion comes as Andy Burnham is expected to become Prime Minister following Keir Starmer’s resignation. Responses from the TaxPayers' Alliance and social media users highlighted contrasting views on whether means‑testing would unfairly penalize disabled people or help manage welfare spending.

Birmingham Live ·Jun 2026

Andy Burnham hints at HMRC tax rate change 'which will terrify middle England'

Andy Burnham rules out increases to income tax, VAT and employee national insurance while signalling potential changes to inheritance tax, including ideas such as a care levy and revisiting allowances and thresholds. External commentary suggests the reintroduction of the 50p top tax rate could alarm middle‑income voters. Analysis highlights that frozen thresholds may increase tax burdens through fiscal drag, with Burnham open to reviewing the personal allowance to ease pressure on taxpayers.

Birmingham Live ·Jun 2026

Andy Burnham to protect one group of earners from HMRC income tax change if he becomes PM

Economists and policy experts warn that Andy Burnham, expected to succeed Keir Starmer as prime minister, may struggle to avoid tax increases for middle earners despite signalling he would protect them from major HMRC income tax changes. Analysts highlight limited options for raising revenue without breaching Labour’s fiscal rules or increasing distortion within the tax system, while noting Burnham’s openness to revisiting wealth taxes and measures targeting higher earners.

Birmingham Live ·Jun 2026

New DVLA driving licence rule change coming for 30,000 drivers

The UK government plans to extend the period during which Ukrainian licence holders can legally drive in Great Britain, increasing eligibility from 36 to 60 months for some and from 54 to 78 months for others. The Department for Transport states that while there are risks from unfamiliarity with UK driving conditions, Ukraine’s licensing standards are considered equivalent to those in Great Britain. Current rules allow driving for up to 54 months depending on visa scheme participation, with continued eligibility during Ukraine Permission Extension applications. Those wishing to drive beyond the new extension periods must exchange their Ukrainian licence for a GB licence.

Birmingham Live ·Jun 2026

NatWest issues historic announcement for all 20 million customers from Wednesday

NatWest appointed Erminia Johannson as an independent non‑executive director effective 1 July 2026, a move welcomed by chair Rick Haythornthwaite. The bank continues to navigate economic uncertainty linked to conflict in the Middle East, though chief executive Paul Thwaite noted resilient customer activity and strong mortgage market performance. First‑quarter results showed rising customer deposits, increased lending and significant growth in new investment customers.

Birmingham Live ·Jun 2026

New rule for all schools in England they are legally required to obey

Schools in England are now legally required to be smartphone‑free under a new Labour government rule that gives legal force to existing practices. Education Secretary Bridget Phillipson urged headteachers to adopt the guidance, while Jacqui Smith confirmed an amendment to the Children's Wellbeing and Schools Bill would formalize the obligation. School leaders, Ofsted and political figures reacted with support, though calls were made for additional funding to help schools implement storage and enforcement measures.

Birmingham Live ·Jun 2026

Rachel Reeves confirms working from home rule change before exit as Chancellor

Rachel Reeves confirmed that the UK’s work‑from‑home tax relief will end for most workers from April 6, 2026, affecting around 300,000 people who currently claim up to £6 per week without receipts. Basic‑rate taxpayers will lose about £62 annually and higher‑rate taxpayers about £124, with the government citing non‑compliance concerns. Employers may still reimburse eligible expenses tax‑free. The removal is expected to save the Treasury £115 million over five years as Reeves prepares to leave her role as Chancellor following Keir Starmer’s resignation and the anticipated appointment of Andy Burnham.

Birmingham Live ·Jun 2026

Sir Keir Starmer confirms £3,000 DWP payments from Tuesday as he quits as Prime Minister

The UK Government will introduce a £3,000 Youth Jobs Grant on June 30, offering payments to employers who hire young people aged 18 to 24 who have been unemployed for six months, aiming to support up to 60,000 into work over three years. Keir Starmer confirmed the rollout shortly before stepping down as Prime Minister, while Pat McFadden emphasised the scheme’s role in helping young people access work opportunities. Merlin committed to creating 300 roles under the initiative as the government encourages wider employer participation.

Birmingham Live ·Jun 2026

Andy Burnham rule change for middle-class families could leave them £23,280 worse off

Proposed tax reforms backed by Andy Burnham would remove the capital gains tax uplift on death, exposing beneficiaries to both inheritance tax and capital gains tax on inherited property. Higher-rate taxpayers could be more than £23,000 worse off under the change. Supporters argue the system requires review, while critics warn of double taxation, administrative burdens and negative effects on asset sales and market activity.

Birmingham Live ·Jun 2026

Rachel Reeves rule means people being stopped from earning £12.71 an hour

Rising employment costs, including the national living wage and employer national insurance contributions, are making it harder for small business owners to pay themselves a living wage. Business groups urge the government to rethink minimum wage equalisation and address youth employment cost pressures, while the Resolution Foundation argues that proposed cuts to employer NICs or reduced youth wage rates would have minimal impact on job creation and significant costs. Analysis highlights the high public value of apprenticeships for young people amid growing numbers of Neets.

Birmingham Live ·Jun 2026

State pensioners rushing to make one purchase ahead of new Rachel Reeves rule

Demand for annuities among pensioners has surged as upcoming 2027 rules will bring most pension funds into inheritance tax calculations. Standard Life reports a sharp rise in annuity purchases, particularly among over-75s, driven by concerns over higher future tax liabilities. Experts note individuals are rethinking retirement asset strategies to minimise double or triple taxation risks, with financial planning seen as key to protecting wealth passed to beneficiaries.

Birmingham Live ·Jun 2026

Three new UK driving rules and laws now in force after June changes

Regulatory changes effective from June 2026 remove heavy‑vehicle testing requirements for larger electric vans, shift them to Class 7 MOT rules, and delay their first MOT to three years after registration. Advisory fuel rates for company car users have been increased across petrol and diesel engine categories, while electric vehicle rates remain unchanged. New rules also limit learner drivers to moving their driving test only to the three nearest test centres starting 9 June 2026.

Birmingham Live ·Jun 2026

Sir Keir Starmer set to introduce new pavement law before stepping down as Prime Minister

The government plans to change pavement laws to allow delivery robots, drawing strong objections from the charity Living Streets, which warns the devices pose safety risks for disabled and vulnerable pedestrians. The organisation urges the Department for Transport to prioritise accessibility and safety in any legal reforms. A Labour spokesperson supports innovation but stresses that the safety of pedestrians must come first, with changes to be made following public consultation. Existing laws, including the 1835 Highways Act, currently prohibit such devices on pavements.

Birmingham Live ·Jun 2026

Jet2 has 4.30pm to 9pm rule for passengers flying out of UK airports

Jet2 outlines its Twilight Check‑in service, allowing passengers on morning flights to drop off luggage between 4:30pm and 9pm the evening before departure at UK airports including Birmingham. Travellers must complete online check‑in between 28 hours and 24 hours before their flight, and one person can drop bags for up to six people on the same booking. Larger groups require additional members to check in bags. The service is unavailable for flights departing on 25 and 26 December.

Birmingham Live ·Jun 2026

Andy Burnham confirms 'immediate' cost of living payments if he becomes Prime Minister

Andy Burnham signalled plans for immediate cost‑of‑living payments if he becomes Prime Minister, saying people need urgent financial relief. Addressing supporters in Manchester, he emphasised offering breathing space without risking public finances. Liberal Democrat leader Ed Davey urged real devolution and rapid change, while Green Party leader Zack Polanski pressed for wealth taxes and restored local authority funding as key tests for the new government.

Birmingham Live ·Jun 2026

Date of next UK heatwave brought forward as Birmingham surges to 40C

Forecasters indicate that the next UK heatwave may arrive as early as the first weekend of July, with models showing temperatures potentially reaching 40C in Birmingham and possibly hitting 41C nationally later in the month. Meteorologists from Sky News, Italy's Meteorological Society, and the BBC highlight uncertain but increasing signs of rising temperatures as high pressure builds, though cooler Atlantic conditions may temporarily reduce heat before the weekend. Ensemble models suggest a return to low or mid-30s temperatures in southern areas during the week of July 6 as a heat dome influences conditions across parts of Europe and the UK.

Birmingham Live ·Jun 2026

DVSA told to introduce new MOT rule for three types of vehicle - full list

The Independent Garage Association urges the DVSA to raise MOT fees for Class 4, 5 and 7 vehicles, arguing that the long‑static cap has made testing financially unsustainable for independent garages as costs rise. CEO Stuart James warns that stagnant fees reduce MOT bay availability and risk limiting consumer access. While upcoming fee increases apply to ATF tests for larger vehicles, the cap for standard cars remains unchanged, prompting calls for government intervention.

Birmingham Live ·Jun 2026

HMRC confirms Child Benefit change will start from mid-July for claimants

HMRC will begin pre‑populating Child Benefit payment information on Self Assessment tax returns from mid‑July 2026 to help around 300,000 taxpayers accurately complete High Income Child Benefit Charge requirements. The change comes ahead of the 31 July Payments on Account deadline, with HMRC highlighting available payment plans and encouraging early filing for clarity on tax owed.

Birmingham Live ·Jun 2026

HMRC issues £2,200 warning for people with 11 major UK banks

More than 750,000 young people have unclaimed Child Trust Funds averaging £2,200, prompting HMRC and the UK government to form a new taskforce with 11 major financial institutions to improve account tracing and reunification. Economic Secretary Rachel Blake and HMRC Chief Executive JP Marks stressed the need for better coordination and urged eligible individuals to use the free GOV.UK search tool to locate and access their funds.

Birmingham Live ·Jun 2026

Andy Burnham confirms new rule for all pubs when he becomes Prime Minister

Andy Burnham outlined plans to reform business rates as part of a ten‑year effort to improve living standards, positioning the policy as support for pubs and high street businesses. He pledged to deliver change without risking public finances and indicated he aims to provide economic relief quickly. His speech followed Keir Starmer’s resignation and increased expectations of his unchallenged ascent to Prime Minister. Commentary from Sky News highlighted both the confidence of his message and his criticisms of Westminster, noting his call for more authenticity among MPs.

Birmingham Live ·Jun 2026

8 announcements from Andy Burnham speech as he outlines vision for Prime Minister

Andy Burnham outlined his vision for national leadership with a programme centred on reindustrialisation, business rate reforms, expanded public control of utilities, and major devolution of power away from Whitehall. He pledged a large-scale council house building initiative, a restructured political culture with reduced reliance on the whip system, and the creation of a No 10 North operation to drive growth and regeneration across the UK. His proposals aim to improve living standards, correct regional imbalances, and foster long-term, collaborative governance.

Birmingham Live ·Jun 2026

Drivers being sent £70 fines in crackdown after 6-month grace period ends

Solihull is introducing stricter traffic enforcement, issuing £70 penalties now that a six‑month warning period has ended. Cameras on several roads in Shirley and Marston Green will monitor yellow box junction violations, school street restrictions, and pedestrian zone access. Councillor Ken Hawkins stated the measures aim to improve road safety and reduce dangerous driving. First‑time offenders received warnings during the initial grace period, but repeat offenders and all drivers after the six months will now face Penalty Charge Notices, reduced to £35 if paid promptly. Camera funding comes from the council’s traffic enforcement reserve, with future surplus revenue returning to the same fund.

Birmingham Live ·Jun 2026

DWP confirms 'difficult' rule changes for people on six benefits from Wednesday

New Motability rules taking effect on July 1 introduce revised mileage limits, tyre replacement allowances and a £22 fee for VE103 certificates for travel outside the UK. The changes affect people on benefits including PIP, DLA, ADP, CDP, AFIP and WPMS, though Scottish claimants remain exempt under the separate AVES agreement. Motability’s chief executive acknowledges the adjustments may be difficult but says maintaining the all‑inclusive lease package guided the decisions.

Birmingham Live ·Jun 2026

DWP confirms change for all PIP, Universal Credit, ESA assessments from Monday

Automatic audio recording of disability and sickness benefit assessments becomes the default under a Department for Work and Pensions policy shift intended to improve transparency and assessment quality. Claimants for PIP, Universal Credit, ESA, Work Capability Assessments and IIDB will now be recorded unless they explicitly opt out. Recordings will not influence decision‑making but can be requested by claimants through a secure download or by submitting a formal access request.

Birmingham Live ·Jun 2026

Seven chocolates axed from Cadbury Heroes and Roses tubs

Cadbury reduced the weight of its Heroes and Roses tubs from 550g to 475g while maintaining prices, prompting criticism from consumer advocates who warn that ongoing shrinkflation risks alienating shoppers. Cadbury attributed the change to rising supply-chain costs and said the adjustment allows the company to preserve product quality. Consumer experts argued that manufacturers should be more transparent about such changes, especially ahead of the holiday season.

Birmingham Live ·Jun 2026

Andy Burnham new 45% HMRC tax rate warning if he becomes Prime Minister

Louise Haigh, a key ally of Andy Burnham, proposes significant tax system reforms including aligning Capital Gains Tax with income tax, potentially raising the rate to 45 percent. She argues this would improve fairness and shift the tax burden away from workers, along with closing exemptions, addressing intergenerational disparities and redefining the Treasury’s role. Mel Stride criticises the plans as economically dangerous and suggests markets fear a Burnham-led government. Haigh also supports allowing the National Wealth Fund to borrow outside fiscal rules to support long-term investment.

Birmingham Live ·Jun 2026

Rachel Reeves rule change warning for people who've earned £300

A planned Labour government reform would impose a 22% charge on cash interest within stocks and shares ISAs while reducing the cash ISA allowance for under‑65s, drawing criticism from financial experts and MPs who warn the changes undermine the tax-free simplicity of ISAs. Meg Hillier raised concerns the reforms weaken the ISA structure, while industry figures Tom Selby and Rachael Griffin argued the added complexity risks confusing consumers, reducing returns, and discouraging market engagement.

Birmingham Live ·Jun 2026

Households who hold BBC TV licences issued £245 warning

Projected annual increases to the BBC TV licence could raise the fee to about £245 by 2036 if current percentage-based rises continue. Analysis from Predictionist highlights how compounding inflation drives long-term costs. The BBC emphasises the licence fee’s role in supporting its services and backs discussions on future funding beyond the current charter ending in 2027. The UK government says it aims to maintain a fair and sustainable funding model while offering payment support and concessions for eligible groups.

Birmingham Live ·Jun 2026

Met Office and BBC Weather speak out over 41C heatwave hitting UK in July

Forecast models indicate rising temperatures in early July, with some sources suggesting potential highs above 30C and speculative claims of 41C. The Met Office cautions that any upcoming warm spell is unlikely to match the previous week’s 37C peak. BBC Weather predicts mostly warmer-than-average conditions but highlights significant uncertainty in long‑range forecasts, with high pressure patterns and possible Scandinavian influence shaping temperature outcomes and the likelihood of showers or thunderstorms.

Birmingham Live ·Jun 2026

UK weather maps confirm 18 counties facing 41C heatwave in July - full list

Forecasts indicate temperatures could rise to 41C in mid-July across 18 counties in England, with heat building from 8 July onward. WX Charts highlights rapid temperature escalation, while Netweather predicts a brief cooler start to the month before high pressure over western Europe drives extreme heat. Southern and central regions are expected to experience the most significant impacts during the projected heatwave.

Birmingham Live ·Jun 2026

Andy Burnham urged to scrap £247 payments for state pensioners if he becomes Prime Minister

Pressure mounts on Andy Burnham to replace the state pension triple lock with a system tied to earnings and demographic changes to curb rising costs and fund support for new parents. The think tank Onward and senior political figures across both major parties argue the current mechanism has become unsustainable due to sluggish wage growth and high inflation. Proposals include adopting a demographic‑adjusted earnings link with a floor to stabilise long‑term spending, with broad cross‑party acknowledgment that reform is needed despite political risks.

Birmingham Live ·Jun 2026

UK weather maps show exact date 41C heatwave will start in July

Forecast models indicate a potential heatwave starting around July 8 and peaking near July 11, with temperatures possibly reaching 41C and exceeding the UK’s previous record. High pressure patterns are expected to bring warmer and drier conditions across the UK, with the Met Office and BBC Weather noting the likelihood of hot spells through July despite occasional rain or thunderstorms.

Birmingham Live ·Jun 2026

DVLA driving licence age change for drivers with 4 conditions - full list

Sixteen-year-olds receiving disability benefits can obtain provisional driving licences a year early if conditions such as anxiety, ADHD, depression or agoraphobia prevent travel on foot or public transport. Conservative shadow minister Helen Whately argues current Personal Independence Payment incentives are too generous and calls for a redesign of the benefits system. The DVLA states that safety remains paramount and that licences for certain medical conditions may be issued for limited periods subject to regular review.

Birmingham Live ·Jun 2026

HMRC makes change to crackdown with 23,500 stripped of benefits

An anti‑fraud initiative using travel data led HMRC to suspend child benefit payments for 23,500 families, prompting complaints from eligible claimants and criticism from the National Audit Office for insufficient impact assessment and weak oversight. HMRC acknowledged early mistakes, reinstated PAYE checks, and emphasised that the scheme has protected tens of millions of pounds while a full review of affected cases is underway.

Birmingham Live ·Jun 2026

Prince Harry 'distraught' after Birmingham visit ‘pulled from under his feet'

Planned July visits by Prince Harry and Meghan to Birmingham for Invictus Games events are in doubt after the UK Labour government declined Harry’s request for police protection outside royal residences. Citing safety concerns for their children, Harry is reassessing whether the family can travel, raising uncertainty over a long-awaited meeting between King Charles and his grandchildren. The government maintains that its security policies are rigorous and cannot be detailed publicly.

Birmingham Live ·Jun 2026

DWP confirms new 'last resort' punishment for three benefits from October

New legislation will allow the Department for Work and Pensions to recover unpaid benefit debt more efficiently, including accessing funds from bank accounts and seeking temporary driving licence disqualifications in severe cases. The measures apply to Universal Credit, Pension Credit and Employment and Support Allowance, with rollout beginning in October 2026. Ministers argue the powers target deliberate non‑payment while offering cooperation for those seeking repayment plans.