The Central Bank of Kenya's rate hike to 13% has made borrowing more difficult but has benefited savers, particularly those investing in CIC Group's Money Market Fund. The fund, which aims to provide current income and inflation protection, has seen its annual yield rise to 9.64% in 2024. Investors can easily open an account online with a minimum initial investment of Ksh5,000 and make additional deposits via MPESA. The fund is managed by CIC Asset Management Ltd, which expects rates to increase further as government securities' rates climb.

Telkom Kenya has been experiencing frequent network outages since January 2023, leading to a loss of 1.8 million subscribers by December 2023. The disruptions are attributed to a significant debt owed to American Tower Corporation, resulting in network shutdowns. Additionally, Telkom's Fair Usage Policy imposes data caps, causing further connectivity issues for users. The Communications Authority of Kenya has flagged the poor service quality.

The National Intelligence Service (NIS) of Kenya, established in 1999, operates as a civilian agency separate from the Kenya Police, focusing on intelligence gathering and national security. Unlike the Directorate of Criminal Investigations (DCI), which handles law enforcement within Kenya, NIS collaborates with various state agencies and international partners to address security threats. The NIS is led by Director General Noordin Haji, appointed by President William Ruto, who oversees intelligence operations and advises the government on security matters. The agency's functions include detecting threats, supporting law enforcement, safeguarding information systems, and liaising with foreign intelligence services.

KCB Bank Kenya Ltd offers a fixed-term savings account through Safaricom M-PESA, providing customers with a guaranteed interest rate of 6.3% p.a. for deposits locked for 1-12 months. The account requires a minimum deposit of Ksh500 and does not allow regular deposits or early withdrawals without forfeiting interest. An alternative target savings account offers similar interest rates with more flexibility for regular contributions. Both accounts enhance the chances of obtaining higher loan limits based on savings behavior and usage of Safaricom services.

The article explores the feasibility of making money through Google News, debunking claims of easy earnings by highlighting the impracticality and risks of using AI tools like Quillbot and Grammarly for content creation. It emphasizes that AARP, a nonprofit organization, does not accept plagiarized or AI-generated submissions, and stresses the importance of original writing. The author shares personal experiences and skepticism about online money-making schemes, particularly those involving Google News.

The Kenya Defence Forces (KDF) rank system is hierarchical, with distinct tiers for Commissioned and Non-Commissioned Officers. The President, as Commander in Chief, appoints the Chief of the Defence Forces and other top military leaders. General Francis Omondi Ogolla is the current Chief of the Defence Forces, appointed by President William Ruto. Recent changes include Lieutenant General David Tarus taking over as the Commander of the Kenya Army from Lieutenant General Peter Mbogo Njiru. The article details the ranks and roles within the KDF, highlighting the recent leadership transitions.

GOtv Kenya will increase the prices of its subscription plans starting April 1, 2024, except for the GOtv Plus package. The new prices for the packages range from Ksh220 to Ksh3,700 per month. Despite the price hikes, the number of TV channels offered in each package will remain unchanged.

GOtv, operated by MultiChoice Group, offers various subscription plans in Namibia through GOtv Namibia. The decoder is priced at N$499, and the subscription plans range from GOtv Lite at N$55 per month for over 25 channels to GOtv Supa+ at N$459 per month for over 85 channels. Payment for subscriptions can be made through various methods, including USSD, cellphone banking, and online platforms.

Uasin Gishu County aims to raise Ksh2.7 billion in revenues by updating its digital tax collection system, Sisibo Pay. Governor Jonathan Bii emphasized the positive impact on public expenditures and economic development. The update involves registering and licensing over 80,000 businesses, addressing previous data gaps and tax avoidance issues. County Director David Kebenei highlighted the system's role in ensuring fair distribution of business permits. The initiative is expected to enhance public finances and fully digitize tax collection efforts.

A comprehensive guide on obtaining a Kenyan passport, detailing the necessary documents, the online application process via the eCitizen platform, and the locations of immigration offices in Kenya. It also covers the waiting period for first-time applicants and the costs associated with different types of passports, including ordinary, diplomatic, mutilated, and lost passports.

Namibia's national football team, the Brave Warriors, achieved a surprising 1-0 victory over Tunisia in their AFCON opener, thanks to a late goal by Deon Kavendji Hotto. President Hage Geingob expressed his joy and promised a public holiday if Namibia wins the AFCON 2023/2024 edition. The article also provides information on how to watch AFCON in Namibia, highlighting SuperSport as the exclusive broadcaster.

Rift Valley Technical Training Institute (RVTTI) in Eldoret, Kenya, offers a range of technical and vocational programs from craft to diploma levels. Established in 1962, RVTTI has evolved into a TVET institution that admits high school graduates with a minimum KCSE grade of D Plain for certain courses, while most diploma courses require a C- and above. The institution charges a standard fee of Ksh67,189 for all courses, excluding admission fees and other minor costs, with government aid available through HELB scholarships.

Digital pay TV and streaming services have transformed television consumption in Zambia, offering over 250 channels. GOtv, a digital terrestrial platform operated by GOtv Zambia and owned by MultiChoice, provides six subscription packages ranging from the basic GOtv Lite at K35 per month to the premium GOtv Supa+ at K520 per month. The GOtv decoder, essential for accessing these services, costs K599 and includes a month of GOtv Supa subscription upon purchase.

The article outlines the fees and service charges for transferring funds from NCBA Bank to Mpesa and Airtel Money in 2024. It details the charges for various transaction amounts, highlighting that transfers below Ksh100 are free, while the maximum fee is Ksh67 for amounts up to Ksh150,000. Additionally, it mentions Pesalink transfer fees and other service charges such as PIN reset fees.

MP Didmus Barasa's purchase of a Ksh120 million Robinson R66 helicopter has sparked outrage among Kenyans, who are frustrated with the government's claims of empty coffers and economic hardship. The helicopter was bought from JAG Helicopters in Indonesia and shipped to Nairobi. President William Ruto and the Kenya Kwanza coalition, of which Barasa is a part, have been criticized for their handling of the economy and perceived wasteful spending. The article includes various opinions from Kenyans expressing their dissatisfaction with the current state of affairs.

Chuka University, located in Tharaka Nithi County, Kenya, offers a range of undergraduate programs across various disciplines, including social sciences, arts, business, and sciences. The article details the fee structure for first-year students in 2024, with fees varying by program. It also provides a step-by-step guide for prospective students on how to apply, including the necessary documents and application fees. Chuka University, which started as a constituent college of Egerton University, now has over 15,000 students.

The article provides guidance on identifying false preachers and prophets within Christian communities. It warns against those who do not practice what they preach, have a love for money, make unfulfilled prophecies, sell items like magic water and white cloth claiming spiritual significance, and overemphasize miracles. The author references biblical scriptures to support the arguments and encourages believers to be vigilant against such deceitful individuals.

The article provides a detailed guide on the best places to buy laptops and computers in Nairobi, highlighting five key shops: Nairobi Computer Shop, ECB Technologies, Kilimall, SmartBuy Kenya Limited, and Arctic Computer Shop. Each shop is described with its unique selling points, such as product range, pricing, and customer service. Contact information and online shopping options are also provided for each shop.

Equity Bank Kenya customers can transfer money from their bank accounts to their Safaricom Mpesa wallets, with fees applicable for different transaction amounts in 2024. Transfers below Ksh100 are free, while charges for higher amounts range from Ksh10 to Ksh67. The service is described as safe, speedy, and flexible, allowing transfers up to Ksh150,000.

The National Health Insurance Fund (NHIF) in Kenya, established in 1966, aims to provide comprehensive healthcare access and implement Universal Health Coverage by 2030. Membership is mandatory for employed individuals, with contributions based on a percentage of their salaries. The Senate abolished the law requiring all Kenyans aged 18 and above to register, making it voluntary for the unemployed, who can contribute a minimum of Ksh500 monthly. Foreigners staying over 12 months must also contribute. The article details the NHIF contribution rates for 2024, ranging from Ksh150 to Ksh1,700 based on salary brackets.

Indimuli Kahi retired as the principal of Machakos High School after 37 years in the teaching profession, with 34 years in leadership roles across various schools. He has been a principal at Machakos High School since 2019 and previously served at Chavakali High School, Vihiga High School, and Tom Mboya Secondary School. Kahi holds an MBA in Strategic Management and a Bachelor's in Education, and has held significant leadership positions in the Kenyan education sector, including president of the African Confederation of Principals and National Chairman of KSSHA. He is also a council member of the International Confederation of Principals. Kahi, who is a recipient of the OGW state award and was named outstanding principal shujaa of the year in 2016, is recognized for his wider community impact and is wished blessings in his retirement by colleagues and students.

GOtv offers six different subscription packages in Nigeria, including GOtv Supa+, the most expensive option at 12,500 Naira monthly. The packages vary in channel count and price, with the cheapest being GOtv Smallie at 1,300 Naira monthly for over 35 channels. A GOtv decoder is required to access these services, costing 14,900 Naira with a one-month GOtv Jolli subscription included.

Starlet Wahu, an aspiring social media model, was fatally stabbed on January 3, 2024, allegedly by John Matara at a Nairobi Airbnb. Matara was arrested the following day with stab wounds, and police are investigating the incident. A video has surfaced showing the two arriving at the apartment, adding to the ongoing investigation. Wahu's family, including her brother Victor Kanyari, expressed their grief over the tragic event.

KCB Bank offers instant transactions between bank accounts and linked Mpesa numbers in Kenya through its mobile banking platform. Utility payments like buying Safaricom airtime are free up to Ksh10,000, but withdrawals to Mpesa carry fees. The charges range from Ksh11.9 for Ksh500 to Ksh76.25 for amounts between Ksh20,001 and Ksh150,000. These fees apply for transactions in 2024.

Mpesa, operated by Safaricom, is Kenya's most active mobile payment service with over 30 million monthly users. The article details the updated transaction and withdrawal charges for 2024, highlighting that sending money within the Mpesa network is cheaper than to other networks like Airtel Money and Telkom Kenya's T-Kash. The maximum transaction limit has been raised to Ksh250,000, and the account balance limit is Ksh500,000. Withdrawal charges increase with the amount withdrawn, with specific costs outlined for various transaction amounts.

Netflix offers four subscription plans in Kenya: Mobile (Ksh200/month), Basic (Ksh300/month), Standard (Ksh700/month), and Premium (Ksh1,100/month). Each plan varies in terms of device compatibility, content access, and video resolution, with Premium providing the highest quality and most device support. The article emphasizes the mental health benefits of watching films and the advantages of subscribing to Netflix.

ENA Coach offers affordable bus fares for 2024, with prices ranging from Ksh1,500 to Ksh2,500 depending on the route. The company, owned by Evans Anyona Nyagaka, operates extensively across Kenya, including major routes from Nairobi to various destinations. Despite economic pressures, ENA Coach aims to provide budget-friendly travel options. Booking can be conveniently done online through their portal or app, with payment options including Mpesa.

The Kenya School of Government (KSG) is a statutory body established to enhance the competencies and productivity of public servants through various training programs. These programs, aligned with government priorities, aim to address leadership, policy, and delivery challenges in the public sector. KSG offers a range of courses, including Strategic Leadership Development, Corporate Governance, and Senior Management, available in both residential and non-residential formats across multiple campuses. The institution plays a crucial role in building public service capacity and fostering effective service delivery to citizens.

The Kenya School of Government (KSG) is a statutory body established to enhance the competencies and productivity of public servants through various training programs. These programs, aligned with government priorities, aim to address leadership, policy, and delivery challenges in the public sector. KSG offers a range of courses, including Strategic Leadership Development, Corporate Governance, and Senior Management, available at certificate and diploma levels. The courses are designed to foster strong relationships and effective team performance within the civil service, with options for residential and non-residential learning across multiple campuses in Kenya.

A personal prayer reflecting on the blessings and challenges of 2023, expressing gratitude to God for His gifts and guidance. The author seeks forgiveness for sins and prays for protection, mercy, and guidance in 2024, emphasizing the importance of faith and the teachings of Jesus.

The article lists the best private schools and colleges in South Africa for the year 2024, focusing on their academic success, facilities, and tuition fees. Charterhouse School, The Ridge School, Crawford International School, St Peter’s School, St Stithians College, Redhill School, Reddam House, Orban School, Brescia House School, and Roedean School are featured for their quality education and various curricula. The article provides details on the location, founding year, educational approach, and fee structures of these institutions, highlighting their unique offerings and the potential benefits for students.

Founded in 1997, the Nairobi Institute of Technology (NIT) is a private educational institution in Nairobi, Kenya, offering a range of diploma and certificate courses in fields such as architectural studies, quantity surveying, civil engineering, interior design, graphic design, animation, digital media, fashion design, masonry, and plumbing. The institution emphasizes affordable education and hands-on experiences to ensure successful career outcomes. The courses are certified by the Kenya National Examinations Council (KNEC) and JKUAT, with fees structured to be within reach for students.

Equity Bank's PesaLink is highlighted as an efficient and affordable payment processor for transferring funds between bank accounts and mobile wallets like Mpesa in Kenya. Established by the Integrated Payments Service Limited of the Kenya Bankers Association, PesaLink offers 24/7 real-time payment services. The article details the steps to link an Equity Bank account to PesaLink and provides a breakdown of the transfer fees for 2024, emphasizing the cost-effectiveness and convenience of using PesaLink for transactions.

GOtv, a digital terrestrial television platform operated by Multichoice Africa Holdings, offers six subscription packages in Malawi, ranging from MWK2,900 to MWK33,000 per month. The packages vary in the number of channels, with the most expensive plan, GOtv Supa+, providing over 65 channels, including live Premier League games.

USSD codes, a mobile communication technology, offer quick access to network operator features and are now used by businesses for financial transactions. In Kenya, companies like Olickhom Investment use USSD for converting Safaricom airtime to cash. By dialing *702*55#, users can convert airtime to Mpesa money, receiving 75% of the airtime's value. This method is secure, cost-effective, and works on all phone models.

A USA rocket, the Vulcan Centaur, is set to launch on December 24, 2023, from Cape Canaveral, aiming to return humans to the moon. The rocket, developed by United Launch Alliance, features advanced technology and will carry Astrobotic's Peregrine Lander, the first private US spacecraft to land on the moon since 1972. The mission, supported by NASA, aims to stimulate lunar research and explore the space economy. The Peregrine Lander will conduct various tasks before landing on the moon on January 25, 2023.

GOtv Kenya, a subscription-based TV service owned by MultiChoice, offers a variety of packages, with the GOtv Supa package being a standout option. Priced at Ksh1,899 per month, it includes over 70 channels, catering to diverse viewer interests, including sports, movies, and children's programming. The service is praised for its affordability and comprehensive content, making it a competitive choice in Kenya's crowded TV market.

The Kenya National Examination Council (KNEC) has confirmed that the marking of the 2023 KCSE exams is ongoing, and any claims that the results have been released are false. Such misinformation can cause unnecessary anxiety among the 900,000 candidates awaiting their results. KNEC advises the public to rely on official channels for accurate updates, projecting that the results will be released after Christmas, before the start of 2024.

Fuel prices in East Africa are influenced by various factors including international oil prices, central bank rates, and geopolitical conflicts. In Kenya, recent updates by EPRA show a decrease in fuel prices, though they remain high due to a new VAT. Uganda has the highest fuel prices in the region, while Tanzania has the lowest. The article highlights the economic burden on motorists and the impact of fuel prices on the production-consumption chain.

Kenya's e-commerce market is growing rapidly, with a projected compound annual growth rate of 3.7% between 2023 and 2027. Mpesa GlobalPay, a virtual card platform developed through a partnership between Safaricom and Visa, offers a secure and convenient way to make online payments. The virtual card generates a unique 16-digit number and a temporary CVV for each transaction, enhancing security. Users can obtain the card via the Mpesa app or USSD, with spending limits based on Mpesa's daily transaction values. The card cannot be used for receiving money or unauthorized services like crypto and gambling.

ENA Coach is a prominent bus company in Kenya, known for its affordable long-distance travel connecting major cities like Nairobi, Kisumu, Nakuru, and Mombasa, as well as rural areas and small towns. The company is recognized for its distinctive livery and reliable service, with fares varying by distance. Popular routes and their respective fares are detailed, highlighting the company's flexibility and reliability in scheduling.

DStv, launched by MultiChoice Group in 1995, offers a range of subscription packages in Kenya, starting from Ksh650 per month for the Lite package to Ksh9,900 for the Premium package. The Lite package, the cheapest, includes around 50 channels, including two HD channels. The Premium package includes a free Showmax bundle and access to over 175 channels. The DStv HD Decoder is priced at Ksh3,499 and comes with a free month of the Family package.

GOtv Uganda offers a range of subscription packages, with GOtv Lite being the most affordable at Ush15,000 per month. The service includes over 20 channels, such as NTV Uganda, Bukedde, and NBS. Other packages range from Ush21,000 to Ush104,000 per month, each offering a different combination of channels. GOtv is highlighted for its affordability, variety of content, and reliable signal.

GOtv, a subscription digital terrestrial television service by Multichoice, offers a variety of packages in Uganda, ranging from the budget-friendly GOtv Lite to the premium GOtv Supa+. The service includes a diverse array of channels and content, catering to different viewing preferences and budgets. A GOtv decoder costs Ush39,000 and includes a free month of GOtv Plus. The article highlights the affordability and extensive content library of GOtv, positioning it as a valuable option for Ugandan viewers.

Perfectionism is characterized by setting excessively high standards and harsh self-evaluations when these standards are not met. Researchers Dr Paul Hewitt and Gordon L Flett identify perfectionism as a risk factor for mental health issues such as depression, stress, and social anxiety. Their research categorizes perfectionism into self-oriented, other-oriented, and socially prescribed types. Perfectionism can lead to detrimental effects including sleep disorders and missed deadlines. Tips for managing perfectionism include redefining success, setting time deadlines, practicing self-compassion, and seeking counseling.

Eliud Kipchoge will receive an honorary doctorate of Humane Letters from Jomo Kenyatta University of Agriculture and Technology (JKUAT) for his charitable work through the Eliud Kipchoge Foundation and his outstanding achievements in athletics. The award will be presented by the university's Vice Chancellor, Prof. Victoria Wambui Ngumi, during the 41st graduation ceremony. Kipchoge, who previously received an honorary Doctor of Science from Laikipia University, aims to use his foundation to promote education and environmental protection.

December marks the start of festive Christmas shopping in Nairobi, Kenya, where numerous coffee shops offer a respite from the holiday rush. Notable spots include Pallet Cafe, known for its inclusive employment practices and quality coffee; Artcaffe, offering tranquility and fine coffee; Lava Latte, celebrated for its creative flavors; Java House, a major coffee brand with excellent customer service; Connect Coffee, renowned for its specialty coffee scene; and CJ’s Coffee House, appreciated for its modern barista techniques and diverse menu. These establishments provide a perfect blend of festive cheer and caffeine to enhance the shopping experience.

December is a busy and festive month in Kenya, making it essential to know how to book the Standard Gauge Railway (SGR) online. The SGR, also known as Madaraka Express, is Kenya's most developed rail network, offering a faster and more environmentally friendly alternative to buses and planes. Constructed by the China Road and Bridge Corporation, the SGR operates from Nairobi and Mombasa with several intermediate stations. Tickets can be booked online, at railway stations, or via USSD, with M-Pesa as the primary payment method. The article provides a step-by-step guide on booking SGR tickets online.

The Kenyan creative sector, encompassing diverse arts and cultural productions, is a significant economic component. The Kenya Film Commission and Kenya National Bureau of Statistics launched the Kenya Film Industry Satellite Account (FISA) to measure the economic impact of the film and broadcasting activities. The report reveals the film industry's growth, generating Ksh86.9 billion in gross output and employing 42,823 people in 2022. Key contributors to employment include wholesale and retail trade, professional activities, and other services. The report highlights the importance of government support and proposes a special Film Fund to maximize the sector's economic contribution.

SWIFT codes are essential for secure and reliable cross-border payments and international money transfers. Major South African banks like Standard Bank Group, FirstRand, Absa, Nedbank, and Capitec each have unique SWIFT codes. These codes, also known as BICs, are necessary alongside IBANs for international transactions. The Society for Worldwide Interbank Financial Telecommunications developed SWIFT codes to replace the old telex service.

The Independent Electoral and Boundaries Commission (IEBC) owes the Postal Corporation of Kenya (PCK) Ksh1.2 billion from a Ksh1.7 billion contract for transporting voting materials during the 2022 general election. PCK has only received Ksh500 million, causing financial strain and affecting service delivery and staff sustainability. Posta employees, represented by the Communication Workers Union of Kenya, Nakuru branch, threatened to strike over a five-month payment delay. Posta's CEO, Mr. John Tonui, is hopeful that the supplementary budget will allow IEBC to pay the outstanding amount, enabling PCK to settle Ksh530 million in pending bills.

DStv Kenya is set to increase its subscription prices starting April 1, 2024, with hikes ranging from 5% to 8% depending on the plan. The most significant increase will affect the DStv Lite package, which will rise nearly 8% to Ksh700 per month. The price adjustments are attributed to the economic outlook and the company's investment in local content creation. MultiChoice Group, the parent company, last raised prices in August 2023. The price hike is expected to generate additional revenue but may trouble some consumers.

Equihealth, a health insurance plan by Equity Bank Kenya, offers affordable group health insurance for registered groups of at least ten people. It provides comprehensive coverage, including emergency and urgent care, preventive care, and treatment for pre-existing conditions. The plan is cost-effective due to shared risk and includes benefits such as annual deductibles, coverage for cancer treatment, and a last expense benefit for funeral costs. The article highlights the limitations of the National Hospital Insurance Fund (NHIF) and positions Equihealth as a more reliable alternative for prompt access to healthcare.

A fire broke out at Gikomba Market in Nairobi early Friday morning, causing significant damage as traders struggle to save their goods. The market, known for its wooden stalls selling various items, has faced recurrent fires, with the last major incident in September 2023. Nairobi Governor Johnson Sakaja had promised to establish a fire station at the market but cited land grabbers as a major obstacle. The lack of fire engines at the scene has drawn criticism.

A police investigation led to the discovery of 252 bags of Government of Kenya subsidized fertilizer in Grace Covenant Church, Ololunga, Narok South. Robert Kipng’etich Bett, a farm manager, faces charges for possession of stolen property. He was arraigned in Milimani Law Courts and released on a Sh500,000 cash bail. The fertilizer was bought from North Rift by another suspect with a criminal record, who is currently under police radar. The goods are in police custody awaiting identification by their owners.

Kenya has the highest minimum wage in East Africa, significantly higher than Tanzania and Uganda. The national minimum wage in Kenya is Ksh15,201.65 per month for lower-paid workers, with variations based on occupation, sector, and location. The article highlights the positive economic impacts of a fair minimum wage, including increased productivity, job satisfaction, and economic growth. The Ministry of Labour and Social Protection has been adjusting the minimum wage to address income inequality and the cost of living crisis.

Motorists in Nairobi will face increased parking fees as part of the county government's Finance Bill 2023/2024, aiming to raise Ksh20 billion to boost economic activity and address congestion. In Parking Zone I, charges for saloon cars have risen to Ksh300, while minivans and lorries face higher fees. Conversely, rates in Parking Zone II have been reduced. Governor Johnson Sakaja plans to introduce free parking around religious centers. Nairobi Pay can be used to view and pay for parking zones.

The article highlights the top 10 richest women in South Africa for 2024, detailing their net worth, business ventures, and contributions to various sectors. Wendy Appelbaum leads the list with a net worth of R2.6 billion, followed by Wendy Ackerman and Irene Charnley. The women have amassed their wealth through diverse means, including family inheritance, business ventures, and career achievements. The article also mentions their involvement in philanthropic activities and various organizations, showcasing their impact on South Africa's economy and society.

Oris cigarettes, popular among the youth in Kenya, contain higher nicotine levels compared to other brands. The article details the severe health risks associated with smoking Oris, including weakened immune system, vision impairment, lung damage, heart issues, oral health problems, and decreased fertility. The National Authority for the Campaign Against Alcohol and Drug Abuse (NACADA) provides data on the nicotine content. Despite the challenges, quitting smoking is encouraged for better health outcomes.

Starting a bar or pub business in Kenya is lucrative due to the high alcohol consumption rate among Kenyans aged 15-65. Key factors for success include choosing the right location, understanding customer preferences, and managing startup costs effectively. The keg business, in particular, requires lower initial capital and offers significant profit margins. However, challenges include high overhead expenses and the need for proper licensing and compliance with legal regulations.

Elon Musk's acquisition of Twitter, now rebranded as X, has democratized the blue tick verification, allowing anyone to subscribe to X Premium for $8 per month or $84 annually in Kenya. The new verification policy requires a profile photo, recent login, and a 90-day-old account. Verified accounts enjoy benefits like extended tweet lengths, text formatting, post-editing, longer video uploads, and reduced ads. Organizations can obtain a gold checkmark for a higher fee, enhancing their networking and brand visibility.

The Federal Government of Nigeria has banned 18 universities following an exposé by investigative reporter Umar Audu, revealing a scandal over fake degrees. Audu's undercover investigation showed how he obtained a fraudulent degree from ESGT-Benin University and used it to enroll in the National Youth Service Corps. The National Universities Commission has initiated a crackdown on degree fraud, affecting mostly private universities operating in Nigeria.

Netflix will discontinue its free plan in Kenya starting November 1, 2023, ending the two-year offer aimed at increasing sign-ups. The company is now promoting its Mobile plan, priced at Ksh200 per month, alongside its Basic, Standard, and Premium plans. The move targets cost-conscious consumers, offering various subscription options without sponsored interruptions.

GOtv, a digital terrestrial platform owned by MultiChoice, offers various subscription plans in Kenya, with GOtv Lite being the most affordable at Ksh199 per month. The article details the channels available in the GOtv Lite package and provides instructions on how to sign up or downgrade to this plan. While GOtv Lite is budget-friendly, it lacks extensive content, making higher-tier packages like GOtv Supa and GOtv Supa Plus more suitable for those seeking a broader range of channels, including live sports and international news.

Babu Owino, also known as Paul Ongili, spent over Ksh15 million in his 2015 campaign for the Chairman's position at the Students Organization of Nairobi University (SONU). His campaign budget included significant expenditures on promotional materials, social media campaigners, and travel. Owino, a prominent student leader, won the SONU chairmanship three times and later transitioned to national politics, representing Embakasi East in the Kenyan Parliament.

Andrew Kibe, a Kenyan content creator, is known for his luxury lifestyle and controversial career. Born in Nairobi in 1976, Kibe attended Nairobi Milimani Secondary School and briefly studied at Nazarene University. He began his content creation career in 2016, gaining significant popularity on YouTube before being banned in 2023 for policy violations. Kibe has worked at NRG Radio and Kiss 100 FM Kenya and now resides in the USA, focusing on his content creation app Yafreeka and Andrew Kibe Radio. He owns a Mercedes-Benz S550 and has an estimated net worth of Ksh10 million. Kibe, a divorcee with two children, remains single but enjoys the company of young women.

GOtv Nigeria offers various subscription packages, including the GOtv Supa and GOtv Supa+ plans, which are the most expensive and feature the most channels. The GOtv decoder costs N9,900 and includes a one-month GOtv Max subscription. The GOtv Supa+ plan, introduced in August 2023, costs N10,500 per month and offers 85 channels, while the GOtv Supa plan costs N6,400 per month and offers 80 channels. The article details the channels available in each package, covering a wide range of genres including entertainment, movies, sports, news, and more.

Safaricom is expanding its 5G network coverage across Kenya, aiming to bridge the digital divide and spur economic growth. Initially launched in select counties, the network now covers 23 counties, with Nairobi having the most extensive coverage. Safaricom's 5G service, supported by Nokia and Huawei, offers high-speed, low-latency connectivity. The Communications Authority of Kenya has allocated spectrum bands to support this rollout. Consumers need 5G-enabled devices or a Safaricom 5G Wi-Fi router to access the network.

Safaricom SIM card users can manage incoming calls by activating the Call Waiting feature, which allows them to handle multiple calls simultaneously. To activate, users should dial *43#, and to deactivate, dial #43#. The article also distinguishes Call Waiting from the 'I tried calling you' Caller Notify service, which sends messages when the callee is out of network. To activate Caller Notify, users should follow a series of steps involving USSD codes, starting with *100#. Both features are free and compatible with all phone models.

DStv, a leading pay-TV service in Kenya, offers a variety of subscription plans ranging from Ksh650 to Ksh9,900 per month, catering to different budgets and preferences. The service, operated by MultiChoice Group, provides extensive content including movies, TV shows, news, and live sports. Popular add-ons include Showmax, available at a discounted rate for certain packages, and other specialized content packages. Payment can be made easily through Self Service and Mpesa.

The National Health Insurance Fund (NHIF) in Kenya offers affordable health insurance plans to individuals and families, promoting community well-being and increasing enrollment. Registration is mandatory for citizens over 18 with an income above Ksh1,000 per month. The process can be completed online, and the coverage includes a wide range of medical services. The initial registration fee is Ksh1,500, followed by a monthly premium of Ksh500. The NHIF aims to provide timely and high-quality healthcare services, including preventive care and treatment for chronic illnesses.

StarTimes Kenya offers a variety of affordable subscription packages for digital TV, with prices ranging from Ksh299 to Ksh1,999. Payment methods include Mpesa, Airtel Money, and Equity Bank's *247#. Detailed instructions are provided for each payment method to ensure seamless subscription activation.

Since Kenya transitioned from traditional television to digital subscription-based TV and streaming platforms in 2015, Showmax and Netflix have become popular choices. Showmax, launched by MultiChoice Group, focuses on African entertainment and offers live sports and news channels, while Netflix, launched in Kenya in 2016, provides a broader range of international content. Netflix is more affordable, with plans starting at Ksh200, compared to Showmax's starting price of Ksh300. Both platforms offer a wealth of original content, with Netflix having a larger global subscriber base.

AG Bitcoin Miners is a fraudulent Bitcoin mining company operating in Kenya, following the footsteps of a previous scam, BTCM. It promises high returns on investments within short periods, but the company is not traceable on Google, uses international phone numbers on WhatsApp, and provides fake company registration documents. The owner, Mathew Shaw, is not found on social media or Google. The company also uses photos from a legitimate crypto miner, Argo Blockchain, falsely claiming them as their own. The Central Bank of Kenya has warned that virtual currencies are not legal tender in Kenya, offering no protection against such scams. AG Bitcoin Miners has falsely claimed to have made over Ksh8 billion in 2021.

Jomo Kenyatta International Airport (JKIA) in Nairobi, Kenya, managed by the Kenya Airports Authority, is the largest airport in East Africa and serves over 10 million passengers annually. The article provides detailed information on parking rates at JKIA, highlighting the costs for different parking options, including express and remote lots, as well as rates for oversized vehicles and drop-off points for taxis and shuttles.

Mombasa County manages parking spaces in Mombasa, Kenya, offering daily rates for different vehicle types. The county introduced a USSD system (*282#) and Mpesa for convenient parking fee payment. An online payment system is also available but less efficient due to a 24-hour account confirmation delay. Parking costs range from Ksh100 for saloons to Ksh300 for larger vehicles, with additional services like towing provided for stalled vehicles at Ksh250. Non-payment results in penalties.

The article discusses the delays in disbursement of Higher Education Loans Board (HELB) loans in Kenya, affecting university and technical college students. It highlights the financial struggles faced by students due to increased fees and stagnant wages, and criticizes the government's inefficiency in providing timely financial aid. Key figures like Babu Owino and Charles Ringera are quoted, with Owino expressing disappointment and Ringera explaining the issues related to loan defaults and the new university funding model. The article underscores the critical impact of these delays on students' education and future prospects.

Easy Coach, a Kenyan transport company founded in 2003, has grown significantly over 20 years, now employing nearly 900 people and serving 40 destinations. Known for its eco-efficient services, affordable fares, and strong customer relations, the company embraces technological innovations like online booking and Mpesa payments. Passengers can book tickets online, with fares ranging from Ksh1,000 to Ksh2,500. The company offers flexible rescheduling and cancellation policies.

Airtel Kenya launched its 5G service on July 6, 2023, offering speeds up to 10 times faster than 4G. The service is available in towns across 21 counties, with plans to expand nationwide. Users need a 5G-capable phone and can choose from various models and price ranges. Airtel offers two main data plans: the 5G Home Broadband Package with daily data allocations and the Enterprise Broadband Package with unlimited data at different speeds.

Mombasa, Kenya's second-largest city and a major tourist destination, has seen a 32% increase in international visitors in the first half of 2023. The Mombasa County Government manages parking services and imposes fines for illegal parking, including vehicle clamping fees that vary by vehicle type. The article provides detailed information on the clamping fees and how to pay them online, as well as the harmonized street parking charges aimed at protecting the public from exorbitant rates.

The Kenyan government, under President William Ruto, has launched a centralized mobile payment channel for all government services as part of its Digital Government Strategy. This initiative aims to enhance efficiency, inclusivity, and transparency in service delivery, reducing opportunities for corruption. The National Health Insurance Fund (NHIF) has transitioned to this new system, requiring all payments to be made through the government pay bill number 222222 using specific account names or numbers for different payment types. This system supports payments via Mpesa, Airtel Money, and T-Kash.

Authorities announced a major drug trafficking bust leading to the arrests of five women suspected of selling cocaine in Nairobi and other areas. Apoko Damaris Adhiambo was first apprehended at Jomo Kenyatta International Airport with 57 pellets of cocaine. She revealed her employer, Ugandan national Harriet Asaba, who was later arrested in Nairobi. Further investigations led to the arrest of three more women, Esther Wanjiru, Sophia Kathambi, and Nangonzi Shirah. The Directorate of Criminal Investigation is collaborating with Interpol to track down the drug recipients in Antananarivo.

Nannies and househelps in Kenya perform a wide range of duties beyond childcare, often managing entire households. Their salaries vary significantly based on location and the economic status of the employing family, with urban areas offering higher wages. The Kenyan Constitution and Employment Act provide protections and benefits for domestic workers, including minimum wage standards, rest days, paid leave, and maternity leave. The Labour Institutions Act sets specific wage rates for different regions, ensuring fair compensation for domestic workers.

The article discusses fixed deposit accounts in South Africa, highlighting their advantages and disadvantages. Fixed deposits offer guaranteed returns and are insured by the Corporation for Deposit Insurance (CoDI), providing liquidity and flexible tenure. However, they may yield low returns during inflation and lock away funds, making them less lucrative compared to other investments. The South African government encourages saving by maintaining a low repo rate. The article lists the top 5 banks with the best fixed deposit rates: African Bank, Absa Bank, Standard Bank, Capitec Bank, and First National Bank (FNB), detailing their minimum deposits and effective annual rates. African Bank leads with a peak rate of 12.50% per annum, while FNB offers a rate of 8.84% on a 60-month term.

The article discusses the growing trend of short courses in South African educational institutions, which provide practical knowledge in a condensed time frame and are more affordable than traditional degree programs. These courses are becoming increasingly popular due to their alignment with in-demand skills in the job market, especially as remote work becomes more common. The article lists and describes the top five short courses in South Africa that can lead to high-paying jobs or immediate employment opportunities. These courses include Digital Marketing, Business Management, Applied Psychology, Cryptocurrency Blockchain Technology, and Software Development. The article also mentions specific South African universities and colleges offering these courses, such as the University of Cape Town, University of Johannesburg, and the South African College of Applied Psychology (SACAP).

The article discusses the issue of negative cash flow, both in the context of a business and an individual's financial life. Negative cash flow is defined as spending more than is earned, which can lead to debt, disrupted budgets, and mental health issues due to stress. The article provides tips for individuals to recover from overspending, such as creating a needs versus wants list, tracking spending with tools like Mint, Zeta, and Personal Capital, and controlling food costs by cooking at home instead of ordering online. The author emphasizes that controlling spending is crucial for a secure financial future and encourages readers to persist in their efforts to manage their finances better.