Laura Purkess

Argues that the current student loan system in England unfairly penalizes graduates from lower‑income families, who incur large debts while wealthier students can avoid borrowing due to parental support. Proposes replacing loans with a universal graduate tax funded upfront by the state, with income‑based contributions from all graduates who benefit financially from higher education. Suggests restoring maintenance grants and implementing the reform prospectively to avoid disrupting current students. Emphasizes that education should reduce, not entrench, inequality.