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Luis Mora

Managua, Nicaragua
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About Luis
Luis Mora is a journalist based in Managua, Nicaragua.
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Spanish
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Attention: Hacienda can fine you for making a Bizum

26 May 2024  |  eldia.es
Bizum, a popular instant payment application in Spain, is under scrutiny by Hacienda to ensure compliance with financial regulations. Users must adhere to specific limits and reporting requirements to avoid fines, which can range from €600 to €150,000 depending on the severity of the infraction. The article highlights the legal obligations of banks to report significant transactions and the potential penalties for non-compliance.

Hacienda gives families 1,000 euros: these are the requirements to apply for the aid

04 May 2024  |  eldia.es
Families with young children face significant expenses, including childcare. To assist, the Seguridad Social has introduced the Cheque Guardería, offering up to 1,000 euros annually as a tax deduction for childcare expenses. This benefit is available to working mothers and can be claimed if the child is under three years old. The aid covers various childcare-related costs, including pre-registration, tuition, attendance, and meals. The deduction is applied when filing the tax return, and specific conditions must be met to qualify.

Experts Warn About the Frequency of Floor Cleaning to Avoid Health Issues

30 Apr 2024  |  www.diariocordoba.com
Maintaining a clean and tidy home is essential not only for aesthetics but also for health and well-being, preventing diseases such as respiratory issues, allergies, and infections. A study in 'Environmental Health Perspectives' suggests that exposure to high levels of dust and mites can increase the risk of asthma, especially in children. Experts recommend an intermediate cleaning frequency, which may vary depending on the area of the home and factors such as family size and pets. Regular cleaning positively impacts mood and productivity, with research from Princeton University and 'Psychological Science' supporting the benefits of a clean living environment.

Are you one of those who don't clean the windows? Experts recommend doing it to get these benefits

30 Apr 2024  |  www.laprovincia.es
Maintaining clean windows is essential for a healthy and pleasant living environment. Clean windows allow more natural light to enter, improving mood and productivity, and enhancing air quality by reducing allergens and contaminants. Regular cleaning also saves energy by maximizing sunlight and extends the lifespan of windows by preventing damage from dirt and pollution. Proper cleaning techniques are crucial to avoid streaks and ensure the best results.

Renfe gives away tickets: how you can travel for free on the train in May

30 Apr 2024  |  www.laprovincia.es
Renfe, the preferred transportation medium for millions in Spain, will offer free tickets starting May 1, 2024, for Cercanías, Rodalies, and Media Distancia services. This initiative, part of the Spanish government's transport aid plan, aims to promote sustainable mobility and reduce economic burdens for frequent travelers. Despite some negative reviews about Renfe's service quality, the renewal of free passes is seen as a significant benefit. The tickets are personal, non-transferable, and valid for four months, requiring prior registration on Renfe's website or apps.

The most anticipated trick has been revealed: this is how you can remove sticker residue from any object

29 Apr 2024  |  El Periódico de Aragón
Maintaining a clean home is essential for a healthy living environment and overall well-being. Removing sticker residue from objects can be challenging, but simple methods can be effective. For plastic items, soaking in soapy warm water for fifteen minutes allows easy removal of labels. For larger items like wooden furniture or cars, heating the label for up to thirty seconds and using a scraper can help. Even peanut butter can be effective for this task.

Bad news for workers: Hacienda will take away their next extra pay

29 Apr 2024  |  eldia.es
Hacienda may seize workers' extra pay if they have outstanding tax debts, causing concern among taxpayers. The Agencia Tributaria can garnish wages and pensions, with certain limitations, to recover unpaid taxes. The law does not differentiate between regular and extra pay, meaning extra pay can be seized to settle debts.

Government Notice: Families Can Now Receive Wallet Cards if They Meet These Requirements

29 Apr 2024  |  Información
The Spanish government, through the Cruz Roja Española, has begun distributing over 100 million euros in Wallet Cards to support vulnerable families. These cards, part of the 'Básico' program funded by the Fondo Social Europeo Plus (FSE+), aim to combat child poverty and social exclusion by providing monthly financial aid based on family size. Eligible families must meet specific criteria, including residency in Spain, having minors in care, and earning below 40% of the median income. The cards can be used for essential purchases at designated supermarkets. Applications are managed through local social services, with the Cruz Roja handling distribution.

Good news: this is the salary of workers with the new working hours

11 Apr 2024  |  EL PERIÓDICO
The new 37.5-hour workweek agreed upon by PSOE and Sumar will not reduce workers' salaries but will increase the value of their working hours. This change, set to benefit over 12 million private sector employees, will be implemented progressively, starting with a 38.5-hour workweek in 2024 and consolidating to 37.5 hours in 2025. The plan has been well-received by unions, although employers are skeptical. The minimum wage will remain unchanged.

The payroll of workers who meet these requirements will change in March

19 Mar 2024  |  eldia.es
The Spanish government's early February approval of the Minimum Wage increase to 1,134 euros in 14 payments for 2024, a 5% increase from the previous year, will retroactively apply from January 1, 2024. This measure aims to improve the purchasing power of vulnerable workers and stimulate the economy. Unions like UGT and CCOO have praised the increase, while employer organizations such as CEOE and ATA have expressed concerns about potential job losses. Labor Minister Yolanda Díaz defends the increase, asserting it will not destroy jobs and serves as a tool for social justice. Companies are required to quickly pay the back pay due to the increase, with the annual amount for workers being the same regardless of whether they receive their salary in 12 or 14 payments.

These vehicles will disappear from the roads in 2027

19 Mar 2024  |  eldia.es
The Spanish Directorate-General for Traffic (DGT) has introduced strict regulations for vehicles, including electric scooters and personal mobility vehicles, to improve road safety and urban mobility. The new rules, which include a maximum speed limit of 25 km/h for scooters and a ban on their use on sidewalks and highways, were detailed by DGT head Pere Navarro. All vehicles manufactured before the new regulations must be replaced by 2027. In 2022, there were 299 accidents and 12 fatalities involving these vehicles, according to Fundación Mapfre. The DGT aims to promote responsible education regarding these changes.

Notice for workers: change in the March payroll for those who meet these requirements

19 Mar 2024  |  www.informacion.es
The Spanish Government's early February approval of the Minimum Wage Increase (SMI) to 1,134 euros in 14 payments for 2024, a 5% increase from the previous year, will retroactively apply from January 1, 2024. This measure aims to improve the purchasing power of vulnerable workers and stimulate the economy. Unions like UGT and CCOO have praised the increase, benefiting 2.5 million workers, while employer organizations such as CEOE and ATA warn of potential negative employment effects, predicting up to 100,000 job losses. Labor Minister Yolanda Díaz counters that the increase will not destroy jobs and serves as a tool for social justice. Workers are reacting positively, especially with the upcoming payroll including back payments due to the retroactive approval.

Gonzalo Bernardos warns the Spanish middle class: 'It is being suffocated'

19 Mar 2024  |  www.laprovincia.es
Gonzalo Bernardos, an economist and university professor, highlights the severe impact of the current economic crisis on the Spanish middle class, particularly due to inflation in essential goods and rising interest rates. He notes the tightening of financing conditions and a significant drop in mortgage approvals, attributing this to the European Central Bank's interest rate hikes. Despite growth in tourism, the overall economy has not seen substantial improvement, with the real estate sector facing a recession.

Free days off: these are the lucky workers who can get them

18 Mar 2024  |  informacion.es
The National Court of Spain has issued a ruling clarifying the conditions under which workers can request legally mandated days off for unexpected personal circumstances, such as family illness, accidents, or death. The ruling, informed by the Workers' Union (USO), partially upholds a union lawsuit against the 'contact-center' collective agreement, changing the counting of leave days from calendar days to business days. Additionally, the article mentions Labor Minister Yolanda Díaz's announcement of a new law prohibiting automatic and justified dismissal of workers based on acquired permanent disability, furthering the government's social measures.

Bad news for consumers: this is how the price of butane rises in March

18 Mar 2024  |  eldia.es
The Spanish Government, through the Ministry for the Ecological Transition and the Demographic Challenge, announced in the Official State Gazette (BOE) that starting Tuesday, March 19, the price of butane will increase to 16.67 euros per canister, a 4.91% rise from January and February. This change is part of the regular update that occurs every odd-numbered month and reflects the volatile international energy market. The price of butane had previously reached a historical high in January 2022 at 19.55 euros, followed by a decrease until September 2023, when it was priced at 14.43 euros.

This is the star measure of the Government that is not talked about: it will benefit millions of workers

18 Mar 2024  |  www.diariodeibiza.es
The Spanish government, through a pact between PSOE and Sumar, plans to reduce the working week from 40 to 37.5 hours, with a gradual implementation starting in 2024. This measure aims to benefit employees without reducing salaries, though employers are concerned about potential negative impacts on productivity. Bill Gates supports the idea, emphasizing that AI will handle routine tasks, allowing workers to focus on more important activities, thus maintaining or even increasing productivity.

The Tax Agency will have to return this tax to these owners

18 Mar 2024  |  Información
The Spanish Tax Agency must return a tax to affected property owners following a Supreme Court ruling that declared the tax unconstitutional. The ruling allows for the return of municipal capital gains tax payments even in cases where the tax assessments were final. This decision marks a significant change, as it removes the time limit for reclaiming these taxes, which typically had a four-year limit. The tax in question, known as the Impuesto sobre el Incremento de Valor de los Terrenos de Naturaleza Urbana (IIVTNU), is levied on the increase in value of urban land when ownership is transferred.

The alternative to 'whey' protein triumphs in gyms in 2024

18 Mar 2024  |  Información
Gym-goers often aim to lose weight, lead a healthy life, and build muscle, frequently using protein supplements to aid their fitness goals. Whey protein, derived from milk during cheese and butter production, is popular for its muscle-building, weight loss, and health benefits. However, egg protein is emerging as a viable alternative, offering sustained amino acid release and additional nutrients. Both proteins are essential for muscle recovery post-exercise, with the choice depending on the type of physical activity.

Goodbye to Bizums: Hacienda begins to fine this year

15 Mar 2024  |  www.elperiodicoextremadura.com
In Spain, the popular money transfer application Bizum, used by nearly half of the population and many businesses, is now under scrutiny by Hacienda. The tax authority will begin imposing fines for non-compliance with financial regulations. Users must justify transfers exceeding €10,000 in their tax declarations, and failure to follow the SI model procedures can result in fines ranging from €600 to €150,000, depending on the severity of the infraction.

This is how you can ride the train for free in 2024

10 Feb 2024  |  eldia.es
The Spanish government, led by Pedro Sánchez, has announced the continuation of free public transportation for frequent users of Renfe services and other state-regulated transport systems throughout 2024. This measure, initially introduced to mitigate the effects of the Ukraine war, has been extended due to its success. The initiative includes a 100% fare discount for regular users, with specific conditions for usage and renewal. The government aims to alleviate financial burdens and promote sustainable transportation, with similar policies expected in the new legislative term.

Good news for workers: Social Security allows them to retire early with a pension

07 Feb 2024  |  eldia.es
The Spanish government has approved a Royal Decree allowing workers with certain health conditions to retire early and receive a pension. This measure aims to support those unable to lead a normal life due to health issues, enabling them to end their working life earlier than the legal retirement age. The legal retirement age is currently 65 for those with 37 years and 9 months of contributions, and 66 years and 4 months for others, with a gradual increase to 67 by 2027. The decree lists specific conditions, such as intellectual disabilities, cerebral palsy, genetic anomalies, autism spectrum disorders, and various neurological and mental illnesses, that qualify for early retirement at 56.

This is the new Social Security aid for families in 2024

06 Feb 2024  |  El Periódico de Aragón
Families with young children face significant expenses, particularly for childcare. To alleviate this burden, Social Security has introduced the 'Cheque Guardería,' a deduction that can save up to 1,000 euros annually. This benefit is available to working mothers and can be claimed for various childcare-related expenses, provided the child is under three years old. The total potential deduction, including an additional maternity deduction, can reach up to 1,200 euros. The initiative aims to support families financially, especially those without access to public childcare options.

Important notice from Renfe: check your account to see if you are one of those affected

27 Jan 2024  |  eldia.es
Renfe, Spain's national railway company, has experienced a serious security breach on its website, affecting thousands of users. The breach involved unauthorized access to user accounts and fraudulent redemption of loyalty points through Carrefour's ChequeAhorro. Renfe has notified affected customers, implemented a new double security system, and is working on restoring lost information and points. The company has also reported the incident to the police and the Spanish Data Protection Agency for further investigation and is advising customers to change their passwords.

The DGT now allows traffic fines in Barcelona to be paid with Bizum

27 Jan 2024  |  EL PERIÓDICO
Bizum, a popular payment system in Spain, is now being used to pay traffic fines in Barcelona, among other cities. The application allows for quick and secure money transfers, and its use has expanded to include payments to municipalities and donations to NGOs. The Agencia Tributaria has set regulations to prevent fraud, requiring transfers over 10,000 euros to be registered. Many municipalities, including Barcelona, Bilbao, and Valencia, now accept Bizum for fine payments, offering a convenient alternative to traditional methods.

This is what the Vikings ate: discover the favorite foods of this mysterious civilization

22 Jan 2024  |  eldia.es
The Viking civilization, known for its strength and bravery, followed a unique diet influenced by the harsh climatic and geographical conditions of Scandinavia. Their diet included a significant amount of meat from domestic and wild animals, fish, dairy products, cereals, fruits, berries, vegetables, and honey. The Vikings' diet varied based on their social class and the resources available in their region. Their maritime activities and agricultural practices allowed them to establish trade relations and settlements across Europe, including Ireland, England, Scotland, France, and even the Iberian Peninsula.

The advice of experts on Bizum for 2024: 'If there is a problem, they won't return it to you'

20 Jan 2024  |  EL PERIÓDICO
Bizum has become the most widely used instant payment platform in Spain, extending beyond personal transactions to legal payments in many businesses. Experts highlight common user errors and potential consequences if tax authorities investigate transactions. Enrique García from the Organization of Consumers (OCU) emphasizes the lack of regulation, making it dependent on businesses to decide on fractional payments, which can be more convenient for users.

Good news for pensioners: Social Security raises the minimum in 2024

19 Jan 2024  |  eldia.es
In 2024, Spain will implement a pension reform aimed at ensuring the long-term sustainability of the public pension system and providing dignified monthly incomes for pensioners. The reform, initiated by former Social Security Minister José Luis Escrivá and now overseen by Elma Saiz, includes a progressive annual increase in pensions, with a target of a 70% rise by 2027. Contributive pensions will increase by 3.8% in line with the Consumer Price Index, while non-contributive pensions and minimum income will see higher increases. The minimum pension will range from 783.07 to 1,549.35 euros per month, depending on various factors such as age and marital status.

Hacienda will fine Bizum users: know the limits of operations in 2024

18 Jan 2024  |  eldia.es
Bizum, a popular instant money transfer application in Spain, is under increased scrutiny by Hacienda due to the high volume of transactions and potential for unregulated money flow. Starting in 2024, users who exceed specified transaction limits may face fines. The limits include a maximum of 1,000 euros per transaction, 2,000 euros daily, and 5,000 euros monthly, among others. Hacienda has established specialized control bodies to monitor and investigate suspicious activities, aiming to prevent financial crimes.

The shortage of professionals worsens: 3 out of 4 companies cannot find the profile they need

16 Jan 2024  |  eldia.es
In Spain, 75% of companies struggle to find qualified professionals to fill vacancies, a problem that is becoming more acute despite high unemployment rates. The annual human resources trends report by Randstad and CEOE indicates a 3% increase in recruitment difficulties from the previous year. The issue spans across sectors, from low-skilled positions like waiters to highly skilled roles like cybersecurity analysts. The Ministry of Labor and unions suggest poor job conditions as a cause, while companies downplay salary issues, with only 31% citing non-competitive wages as a problem. Instead, 75% of companies surveyed claim a lack of properly trained workers with the necessary skills. To address this, companies are focusing on building an attractive employer brand rather than raising salaries, with 46% of executives working on their 'employer brand' and only 32% opting to increase wages. Additionally, 46% of the companies surveyed are already using AI in their production processes, as highlighted by the rise of the digital assistant ChatGPT in 2023.

Ferrovial's partners at Heathrow Airport challenge its sale and jeopardize the operation

16 Jan 2024  |  eldia.es
Ferrovial's partners at Heathrow Airport are challenging the sale of the company's 25% stake. Shareholders representing 35% of the airport have expressed their intention to exercise their right of first refusal. Ferrovial had reached an agreement to sell 15% and 10% of its stake to Ardian and The Public Investment Fund of Saudi Arabia for £2.368 billion. The identity of the shareholders exercising their rights is currently unknown. Stakeholders in Europe's largest airport include sovereign funds from Qatar, Singapore, and China, as well as pension funds from Canada and the UK.

Sánchez Thanks Cisco CEO for Investments and Projects in Spain

16 Jan 2024  |  eldia.es
Spanish Prime Minister Pedro Sánchez thanked Cisco CEO Chuck Robbins for the multinational's investments and projects in Spain, including a future chip design center in Barcelona. The meeting occurred at the World Economic Forum in Davos, marking the start of Sánchez's agenda there. Sánchez highlighted digital transformation as a key aspect of his government, exemplified by the creation of the Ministry of Digital Transformation. Cisco's planned semiconductor design center in Barcelona is seen as strengthening Spain's semiconductor design and research ecosystem. Cisco also signed a cybersecurity risk information exchange agreement with Spain's National Institute of Cybersecurity (INCIBE) in February 2023 and will make Spain its renewable energy supplier for all European operations, positively impacting local employment in Aragón.

Spain loses almost 5% of clothing, makeup, and toy sales annually due to counterfeiting

16 Jan 2024  |  El Periódico de Aragón
Spain loses nearly 5% of its annual sales in clothing, makeup, and toys due to counterfeiting, amounting to approximately 35,000 million euros. This results in around 15,000 jobs not being created. The European Union as a whole faces a loss of 16,000 million euros in sales and 200,000 jobs annually due to counterfeit goods. The toy industry is the most affected, with Spain losing 113 million euros and 235 jobs annually. The clothing and footwear sector sees a 5% loss in sales, equating to 12,000 million euros and 160,352 jobs across Europe. The cosmetics industry also suffers, with Spain losing 398 million euros and 3,601 jobs annually.

The price of gasoline and diesel today Tuesday: the cheapest gas stations in the province of Santa Cruz de Tenerife

16 Jan 2024  |  eldia.es
On Tuesday, January 16, the cheapest gasoline and diesel prices in the province of Santa Cruz de Tenerife are highlighted. In Tenerife, CANARY OIL, S.L. and TGAS-TU TRÉBOL offer the lowest prices for Gasoline 95 and 98. PLENOIL and PETROPRIX provide the cheapest diesel in La Orotava and Los Realejos. In La Palma, PCAN and DISA stations offer the most affordable fuel options. El Hierro's lowest prices are found at DISA VALVERDE and DISA FRONTERA. In La Gomera, SAN SEBASTIAN and DISA MUELLE GOMERA provide the best deals. The article provides a comprehensive list of the cheapest fuel stations across various municipalities.

Pensioners who travel in 2024 could lose one of their payments

16 Jan 2024  |  El Periódico de Aragón
The SEPE has issued a warning to citizens receiving state payments about the conditions for traveling abroad. Violating these conditions could result in the loss of monthly income, affecting unemployment benefits, pensions, or the Active Insertion Income (RAI). The duration and purpose of the trip are crucial, with different rules for trips longer or shorter than 15 days. The SEPE may suspend or terminate benefits based on the length and reason for travel, emphasizing the importance of understanding these conditions before leaving the country.

Celebrate World Croquette Day with Chef José Andrés' Best Recipe: They Will Be Perfect and Delicious

16 Jan 2024  |  eldia.es
Croquettes, a staple in Spanish cuisine, are celebrated with a special recipe from renowned chef José Andrés. His method involves dividing the dough into manageable portions, rolling them out, and cutting them with a flour-coated knife for better handling. The article emphasizes the importance of using quality ingredients and proper techniques to achieve perfect croquettes.

The Ibex falls 0.82% and loses 10,000 points for the first time since the end of November

16 Jan 2024  |  El Periódico de Aragón
The Ibex 35, Spain's main stock market index, fell by 0.82% to 9,994.1 points, dropping below the symbolic 10,000-point mark for the first time since November 27. The decline follows the release of Germany's December inflation rate at 3.7% and improved investor confidence in Germany and the Eurozone. Wall Street also saw declines as investors digested financial reports. In Spain, the Treasury placed €1.997 billion in short-term debt, with high investor demand despite reduced interest rates. The European Central Bank noted a significant drop in inflation expectations among Eurozone citizens. The World Economic Forum in Davos is ongoing, with significant participation from Ibex 35 companies. Only five stocks in the Ibex 35 advanced, while the rest saw declines. European markets mostly corrected, with slight gains in Milan. Brent crude oil prices rose, while the euro fell against the dollar, and Spanish 10-year bond yields increased.

The National Court will judge Duro Felguera and its former president for alleged bribes

16 Jan 2024  |  eldia.es
The National Court has confirmed the prosecution of Duro Felguera, its former president Juan Carlos Torres, and former Venezuelan deputy ministers Nervis Villalobos and Javier Alvarado for alleged bribes related to the construction of a thermoelectric plant in Venezuela. The court rejected appeals against Judge Ismael Moreno's decision to bring twelve individuals and four companies to trial, supporting the Anti-Corruption Prosecutor's request. The case involves alleged international corruption, document falsification, and money laundering, with payments totaling at least $105 million made to Venezuelan officials to secure the project contract.

You will be surprised: this is what the Vikings ate

16 Jan 2024  |  EL PERIÓDICO
The Viking civilization, known for its strength and bravery, had a diet influenced by the harsh climatic and geographical conditions of Scandinavia. Their primary foods included meat from domestic and wild animals, fish, dairy products, cereals, fruits, berries, vegetables, honey, bread, and beer. The diet varied based on social class and region, with higher social classes enjoying more variety. The Vikings' maritime activities and explorations led them to establish settlements and trade relations across Europe, including the Iberian Peninsula.

Spain loses almost 5% of clothing, makeup, and toy sales annually due to counterfeiting

16 Jan 2024  |  eldia.es
Spain loses nearly 5% of its annual sales in clothing, makeup, and toys due to counterfeiting, amounting to significant economic and employment impacts. A study by the EUIPO reveals that counterfeiting costs the EU 16 billion euros in sales and 200,000 jobs annually, with Spain, Germany, France, Italy, and Austria facing the highest losses. The toy industry is the most affected, with Spain losing 113 million euros and 235 jobs annually. The clothing and footwear sector sees a 5% loss in sales, equating to 12 billion euros and 160,352 jobs across Europe. The cosmetics industry also suffers, with Spain losing 398 million euros and 3,601 jobs annually.

Bad news for pensioners: those who travel in 2024 may lose their payment

15 Jan 2024  |  eldia.es
The Spanish Public Employment Service (SEPE) has issued a warning to citizens receiving state benefits, including unemployment subsidies, pensions, or Active Insertion Income (RAI), that they could lose their monthly income if they travel abroad and fail to comply with certain conditions. Residency in Spain and a minimum number of days spent at the usual place of residence are required to maintain eligibility. The SEPE distinguishes between trips longer than 15 days and shorter ones, with the former potentially triggering an investigation into personal circumstances and the potential loss of benefits. Travel for work, job search, professional development, or international cooperation must be communicated to the SEPE, with different rules applying depending on the duration of the stay abroad.

Sánchez says the Government is working 'full throttle' to present the 2024 Budget 'as soon as possible'

15 Jan 2024  |  eldia.es
Pedro Sánchez, the President of the Government, asserts that the administration is working diligently to present the 2024 General State Budgets by the end of the first quarter. In an interview, Sánchez highlights the government's commitment to advancing employment, social rights, and social cohesion. He emphasizes Spain's strong economic performance and job creation, attributing success to both national efforts and European funds.

The Supreme Court limits the embargoes on aid to workers in ERTE due to covid to what exceeds the minimum wage

15 Jan 2024  |  eldia.es
The Spanish Supreme Court has ruled that embargoes on aid received by workers affected by ERTE during the COVID-19 pandemic should be limited to amounts exceeding the minimum wage. This decision rejects appeals from the Cantabrian government and the General Treasury of Social Security, emphasizing the need to preserve a vital economic minimum for workers. The court clarified that such aids do not enjoy full immunity from embargoes, aligning with the necessity to ensure a minimum economic threshold for affected workers.

Good news for the unemployed: this is how you can collect your subsidy in cash in 2024

15 Jan 2024  |  eldia.es
Unemployed individuals and pensioners can now receive their monthly unemployment benefits in cash under certain conditions. The article outlines the standard procedure of receiving payments through a bank account and highlights the exceptions where cash payments are allowed, such as in cases of exceptional circumstances, personal hardships, or inability to open a bank account. The Security Social and SEPE provide guidelines to ensure the correct beneficiary receives the payment, emphasizing the importance of preventing fraud and complying with legal requirements.

The ultimate trick for your home: put bay leaves on the radiators

14 Jan 2024  |  eldia.es
With the arrival of colder autumn weather, people are seeking ways to keep their homes warm and cozy. A useful tip for creating a pleasant home environment during winter is to place bay leaves on radiators. Bay leaves, known for their healing and aromatic properties, can act as a natural air freshener when heated, spreading their scent throughout the home. This method also offers a cost-saving alternative to commercial air fresheners and cleaning products.

Industry resumes the delinquency observatory that will publish the 'blacklist' of companies that pay late

14 Jan 2024  |  www.eldia.es
The Spanish Ministry of Industry and Tourism is reviving the State Observatory of Private Delinquency, with plans to publish an annual 'blacklist' of companies that significantly fail to meet payment deadlines to their suppliers. This initiative is part of the 'Crea y Crece' Law aimed at monitoring payment periods in commercial transactions. The blacklist will include companies with over 600,000 euros in overdue debt that pay less than 10% of their invoices within the legal deadline. The first publication is delayed by at least a year due to the pending implementation of an electronic invoicing system by the Ministry of Finance. The observatory will also produce an annual report on payment periods and delinquency, including public administration data provided by the Ministry of Finance and Public Function.

Social Security provides 1000 euros of aid for families in 2024

14 Jan 2024  |  www.laopiniondemalaga.es
Families with young children face significant expenses, including childcare costs. To support these families, Social Security has introduced the 'Cheque Guardería,' a deduction that can save up to 1,000 euros annually. This benefit is available to working mothers and can be claimed for various childcare-related expenses. The aid is received through tax deductions and is contingent on meeting specific requirements, such as the child being under three years old and the mother being employed and registered with Social Security.

The crisis of Grifols, after peering into the abyss in the stock market, in ten keys

14 Jan 2024  |  eldia.es
Grifols, a leading hemoderivatives multinational, faces a severe financial crisis following accusations by Gotham City Research of financial mismanagement. The company's stock plummeted after the report, which alleged that Grifols concealed debt and manipulated its financial statements. Despite efforts to reassure investors and reduce debt through layoffs and asset sales, the market remains skeptical. The Spanish National Securities Market Commission (CNMV) is investigating the claims, and the outcome could significantly impact Grifols' future. The crisis is compounded by the strategic importance of Grifols' facilities to the US, as revealed by Wikileaks.

Grifols guarantees that the sale of its Chinese company to Haier is still on track

14 Jan 2024  |  eldia.es
Grifols, the Catalan multinational, has confirmed that the sale of 20% of its Chinese subsidiary Shanghai Raas to Haier Group Corporation will proceed as planned, despite concerns raised by a report from Gotham City Research. The sale, valued at approximately 1.6 billion euros, is expected to be completed in the first half of 2024. This transaction is part of Grifols' strategy to address its significant debt.

The cheapest gasoline this Saturday in the province of Santa Cruz de Tenerife

13 Jan 2024  |  eldia.es
The article provides detailed information on the cheapest fuel prices available this Saturday in various locations within the province of Santa Cruz de Tenerife. It lists the best options for Gasoline 95, Gasoline 98, and diesel across different municipalities and islands, including Tenerife, La Palma, El Hierro, and La Gomera. The data is sourced from the Ministry of Industry, Commerce and Tourism.

Rosendo Ortí: "Que no haya ruido de fusiones en las cajas rurales es porque las entidades están bien"

13 Jan 2024  |  eldia.es
Caixa Popular, the second-largest credit cooperative in the Valencian Community, focuses on continuous improvement rather than becoming the largest entity. The cooperative plans to open new offices and aims for a 10% growth in investment in 2024, despite a challenging economic environment. The lack of merger activity among rural banks is attributed to their stable condition. Caixa Popular emphasizes ethical banking practices, including fair remuneration for deposits, and is expanding its presence in medium-sized cities while addressing financial exclusion. The cooperative also offers flexible mortgage options for young people, although affordability remains a challenge.

Good news for workers: the Government will raise the Minimum Wage to 1,134 in 2024

12 Jan 2024  |  eldia.es
The Spanish government, led by Yolanda Díaz, has agreed with unions to raise the Minimum Wage by 5% retroactively from January 1, 2024. This decision follows the withdrawal of business associations from negotiations. The increase marks a significant rise in the Minimum Wage over the past six years, with a total increase of over 50% since 2018. The measure is expected to pass in the upcoming legislative session, supported by parties that backed Pedro Sánchez's recent investiture. Díaz criticizes the business sector for not supporting the workers, while unions UGT and CCOO welcome the increase.

Funcas forecasts an average inflation of 3.2% in 2024 and core inflation of 2.9%

12 Jan 2024  |  eldia.es
Funcas forecasts that the average annual inflation rate in 2024 will be 3.2%, with core inflation expected to decrease to 2.9%. The foundation has adjusted its predictions to incorporate December's better-than-expected results and the schedule for reversing tax cuts. January's inflation rate is expected to rise to 3.3%, influenced by stable oil prices. The reduction in inflation will be partially offset by the reversal of VAT and other tax cuts, keeping inflation above the 2% target set by central banks. The performance of food prices has been better than expected, though this may be a temporary result.

Who benefits from the increase in the minimum wage to 1,134 euros in 2024?

12 Jan 2024  |  eldia.es
The increase in the minimum wage to 1,134 euros in 2024 will primarily benefit women, young people, and those with temporary contracts working in the commerce and hospitality sectors. According to CCOO's analysis, 1.96 million full-time workers will benefit, with women and young people being the most impacted groups. The majority of beneficiaries have indefinite contracts, although the incidence is higher among temporary workers. The sectors with the highest number of minimum wage earners are commerce and hospitality, followed by public administration, health, education, and other services. The largest age group of beneficiaries is between 25 and 34 years old.

Ryanair CEO informs Sánchez of his plan to invest 5 billion in Spain

12 Jan 2024  |  eldia.es
Ryanair CEO Michael O'Leary met with Spanish Prime Minister Pedro Sánchez to discuss a €5 billion investment plan in Spain over the next seven years. The plan includes increasing passenger numbers, routes, and aircraft, as well as opening new bases. The investment is seen as a boost to Spain's economy and tourism sector, with a focus on enhancing regional airports to drive economic development.

The Government pressures Iberdrola and Endesa with a 40% increase in the nuclear tax

12 Jan 2024  |  eldia.es
The Spanish government has initiated a 40% increase in the tax on nuclear power plants to fund the dismantling of reactors and the management of radioactive waste. This move, led by Vice President Teresa Ribera, significantly exceeds the 25% increase anticipated by the nuclear companies Iberdrola, Endesa, Naturgy, and EDP. The new tax will raise the annual payments from these companies to approximately 630 million euros, up from 450 million euros. The increase is part of the new General Radioactive Waste Plan, which outlines the closure of all Spanish nuclear plants by 2035 and the construction of seven temporary waste storage facilities. The nuclear sector, represented by Foro Nuclear, opposes the plan, arguing that it threatens the economic viability of the plants and calling for a delay in their closure.

The farewell to the Bimbo factory in Alicante that was Madalenas Ortiz and founded by a tireless entrepreneur from Dénia

12 Jan 2024  |  eldia.es
Bimbo's closure of its factory in El Verger, Alicante, impacts 90 employees and hinders the Marina Alta's efforts to revive its agro-food system and diversify its economy. This marks the end of Madalenas Ortiz, a renowned brand founded by the tireless entrepreneur José Ortiz Savall from Dénia. The factory, which produced famous magdalenas, was a significant part of the local community, contributing to hospitals and charities. José Ortiz's entrepreneurial journey, marked by resilience and innovation, spanned various ventures and locations, ultimately leading to the success of Madalenas Ortiz before its acquisition by a multinational.

The Government postpones reviving the law that will raise gasoline and gas prices to lower the electricity bill

11 Jan 2024  |  El Periódico de Aragón
The Spanish government has postponed the revival of a 2021 law aimed at reducing electricity bills by reallocating costs to gasoline and natural gas, due to ongoing energy price uncertainties. The law, which remains on hold, proposes creating a National Fund for the Sustainability of the Electric System to shift some renewable energy costs from electricity bills to fuel and gas prices. The delay is attributed to the energy market turmoil following the Ukraine invasion and the need to protect consumers. Industrial sectors have opposed the law, citing its potential negative economic impact during the energy crisis.

Agricultural insurance breaks record in 2023 due to climate crisis

11 Jan 2024  |  El Periódico de Aragón
The Spanish agricultural insurance system set new records in 2023, with over 1,000 million euros in premiums and 16,918 million euros in insured capital, covering six million hectares, 36.9 million tons of products, and 416 million animals. This surge in insurance uptake reflects farmers' need for protection against the climate crisis, which has caused severe weather events and crop damage. Agroseguro estimates that indemnities will exceed 1,200 million euros in 2023, a significant increase from the previous year. Key figures in the agricultural sector emphasize the ongoing adaptation to climate change's impact on production.

Inflation in the United States rises three-tenths and closes 2023 at 3.4%

11 Jan 2024  |  El Periódico de Aragón
The inflation rate in the United States increased by three-tenths in December, closing 2023 at 3.4%, according to the Bureau of Labor Statistics. Monthly consumer prices rose by three-tenths compared to November, while core inflation, a key metric for the Federal Reserve, decreased by one-tenth annually to 3.9%. The Federal Reserve's efforts to control inflation through interest rate hikes since March 2022 have faced setbacks, with the current rate range at 5.25% to 5.5%. Housing prices contributed significantly to the monthly increase, while energy and food prices also saw rises. President Joe Biden downplayed the annual increase, emphasizing the overall decline from the peak in June 2022. The Federal Reserve continues to monitor economic data closely, with potential for further rate hikes. The U.S. labor market remains strong, with 216,000 new jobs created in December and an unemployment rate of 3.7%.

Grifols claims that the Catalan family does not have the majority in Scranton

11 Jan 2024  |  El Periódico de Aragón
Grifols addresses investor concerns regarding accusations of debt manipulation by Gotham City, a firm known for uncovering financial scandals. The pharmaceutical company's shares fell by 26% following the allegations. Grifols denies the claims and highlights that only three out of 22 investors in Scranton, the investment vehicle in question, are from the Grifols family. The Comisión Nacional del Mercado de Valores (CNMV) has requested information from Grifols, giving them ten days to comply.

A court in A Coruña opens proceedings for a possible crime against the environment after the spill of pellets

10 Jan 2024  |  eldia.es
The Court of First Instance and Preliminary Investigation number 2 of Noia in A Coruña has initiated proceedings due to a possible crime against natural resources and the environment following the spill of pellets on the Galician coast after a ship lost its cargo off Portugal on December 8. The judge has ordered the Nature Protection Service (Seprona) of the Civil Guard to submit a report detailing the ownership of the vessel 'Toconao', the circumstances of the cargo loss, the content and potential toxicity of the spilled pellets, as well as the extent of the spill and the delineation of the affected area.

From Carnival Queen to the Island of Temptations: The Story of Ruth González and Her Life Change

10 Jan 2024  |  eldia.es
Telecinco has launched a new season of 'La Isla de las Tentaciones,' featuring couples testing their relationships. Among the participants are Niko Malvaux and Ruth González, a former Carnival Queen of Santa Cruz de Tenerife. Ruth, who has a background in fashion and healthcare, gained local fame in 2022. The article delves into her journey from modeling to reality TV, highlighting her achievements and personal story.

80% of Orderlies Demand to be Considered Healthcare Personnel and Have Regulated Studies

10 Jan 2024  |  eldia.es
The article discusses the demands of orderlies in Spain to be recognized as healthcare personnel and to have regulated professional studies. The Federación de Sanidad y Sectores Sociosanitarios de CCOO (FSS-CCOO) conducted a survey revealing that 82% of orderlies believe their profession should be considered healthcare-related and require official vocational training. The union also highlights the need for updating job functions and increasing the number of orderlies in the Sistema Nacional de Salud (SNS) to address current shortages and workload issues. The Ministry of Health is urged to reclassify orderlies and ensure equitable distribution of healthcare resources across regions.

At the feet of Beckenbauer

09 Jan 2024  |  diariodeibiza.es
Franz Beckenbauer, an iconic figure in German and world football, transformed the perception of German football from being considered brute and unsophisticated to one of elegance and strategy. Beckenbauer's style of play as a defender was revolutionary, and his contributions as a player, coach, and president of Bayern Munich have left a lasting legacy on the sport. His leadership brought Germany to a World Cup victory in 1990, and his vision continued to influence the game beyond his playing years.

Ultimatum to Bizum: the fine from the Treasury if you exceed this amount in 2024

Eurozone unemployment rate drops to a historic low of 6.4%

09 Jan 2024  |  elperiodicodearagon.com
In November, the Eurozone's unemployment rate reached a record low of 6.4%, down from 7.4% before the pandemic. The EU also saw a new low of 5.9%. Eurostat reported a total of 12.95 million unemployed in the EU, with 10.97 million in the Eurozone, marking a decrease from the previous year. Spain, Greece, and Sweden had the highest unemployment rates, while Czechia, Malta, and Poland had the lowest. Youth unemployment in the Eurozone also decreased to 14.5%.

Israel Arroyo will replace Gonzalo García Andrés as Secretary of State for Economy

09 Jan 2024  |  eldia.es
The Council of Ministers has approved the appointment of Israel Arroyo Martínez as the new Secretary of State for Economy and Business Support, replacing Gonzalo García Andrés. This change follows the departure of Nadia Calviño to the European Investment Bank. Arroyo, who previously served as Secretary of State for Social Security and Pensions, will now be the second-in-command to the newly appointed Minister of Economy, Carlos Cuerpo. García Andrés, who held the position for over two years, leaves after Calviño's new appointment. Arroyo's extensive background includes roles in the Independent Authority for Fiscal Responsibility and the General Treasury of Social Security.

Latest Immigration Count: 6,618 Dead Trying to Reach Spain in 2023

09 Jan 2024  |  www.laopinioncoruna.es
In 2023, 6,618 migrants died attempting to reach Spain, marking the deadliest year recorded by the NGO Ca-minando Fronteras. The majority of deaths occurred on the Atlantic route from Senegal, Gambia, and Mauritania to the Canary Islands. The report criticizes European and Spanish immigration policies for prioritizing border control over rescue operations, with significant political accusations against the EU and Spanish authorities. The NGO's data contrasts with lower figures from the International Organization for Migration, highlighting challenges in data collection. The report underscores the need for better rescue efforts and criticizes the practice of passive rescue alerts.

Repsol intensifies price war and challenges rivals with cross-discounts on electricity and gas stations

09 Jan 2024  |  eldia.es
Repsol is intensifying its price war by offering double fuel discounts to new electricity customers, aiming to attract more clients and challenge its major competitors in both the gas station and electricity markets. The company, led by Josu Jon Imaz, has already gained over 700,000 new customers since launching its cross-discount plans in April. Repsol's strategy pressures rivals like Cepsa, BP, Galp, Iberdrola, Endesa, and Naturgy to respond with new discounts.

Good news for Bizum users: The Treasury allows you to pay your taxes with the application in 2024

09 Jan 2024  |  eldia.es
Bizum, a popular money transfer application in Spain with over 25 million users, will now allow users to pay their taxes through the app starting in 2024. The Agencia Tributaria and local tax authorities have integrated Bizum into their systems to facilitate tax payments, making the process easier and faster. This new feature is available in several regions and cities, including Galicia, Extremadura, and Valencia. The article highlights the convenience and efficiency of using Bizum for tax payments, although it notes a transaction limit of 1,000 euros to prevent potential fraud.

Eurozone unemployment rate drops to a historic low of 6.4%

09 Jan 2024  |  www.diariodeibiza.es
The eurozone's unemployment rate fell to a historic low of 6.4% in November, down from 6.5% in October, despite recession warnings. The EU's unemployment rate also hit a new low of 5.9%. The eurozone's unemployment rate is now one percentage point below pre-pandemic levels. Eurostat reported 12.95 million unemployed in the EU, with 10.97 million in the eurozone. Spain, Greece, and Sweden had the highest unemployment rates, while Chequia, Malta, and Poland had the lowest. Youth unemployment in the eurozone dropped to 14.5%, with 2.81 million young people unemployed in the EU.

Repsol intensifies the price war and challenges its rivals with cross discounts on electricity and gas stations

09 Jan 2024  |  www.diariodeibiza.es
Repsol is intensifying its price war by offering double discounts on fuel for new electricity customers, aiming to attract more clients and challenge its rivals in both the gas station and electricity markets. The strategy, led by CEO Josu Jon Imaz, seeks to enhance customer loyalty by becoming a sole energy service provider. This move pressures competitors like Cepsa, BP, Galp, Iberdrola, Endesa, and Naturgy to respond with their own discounts.

Buenaventura (CNMV) rejects suspending Grifols' listing while 'gathering' information

09 Jan 2024  |  El Periódico de Aragón
The CNMV, led by Rodrigo Buenaventura, is analyzing a report by Gotham City Research that accuses Grifols of financial manipulation, causing a significant drop in its stock price. Buenaventura has rejected suspending Grifols' listing, emphasizing the need for transparency and investor protection. Javier Hernani of Bolsas y Mercados Españoles also stressed the importance of transparency and the functioning of market mechanisms. Gotham City Research's report claims Grifols has significantly higher debt than reported, leading to severe financial implications.

Social Security provides 1,000 euros in aid for families in 2024

09 Jan 2024  |  www.diariodeibiza.es
Families with young children face significant expenses, including childcare. To assist, Social Security has introduced the Cheque Guardería, offering up to 1,000 euros annually as a tax deduction for working mothers with children under three. This aid complements the existing maternity deduction, potentially saving families up to 1,200 euros. The benefit is claimed through tax returns and covers various childcare-related expenses, provided certain conditions are met.

Israel Arroyo will replace Gonzalo García Andrés as Secretary of State for Economy

09 Jan 2024  |  www.diariodeibiza.es
The Council of Ministers has approved the appointment of Israel Arroyo Martínez as the new Secretary of State for Economy and Business Support, replacing Gonzalo García Andrés. This change follows Nadia Calviño's move to the European Investment Bank. Arroyo, who previously served as Secretary of State for Social Security and Pensions, will now be the second-in-command to the newly appointed Minister of Economy, Trade, and Business, Carlos Cuerpo. García Andrés, who held the position since May 2021, is stepping down after more than two years in the role.

Grifols plummets on the stock market due to a report claiming it manipulated its figures

09 Jan 2024  |  www.diariodeibiza.es
Gotham City Research has accused the pharmaceutical company Grifols of manipulating its financial figures and hiding debt, causing a significant drop in its stock price. The CNMV is currently analyzing the report and Grifols' response. Gotham City Research, known for exposing the Gowex scandal, claims Grifols' actual debt is much higher than reported. The report also questions the corporate governance of Grifols, highlighting concerns about the independence of its CEO and recent management changes. Grifols has been focusing on increasing its organic revenue and reducing debt, but investor concerns remain high.

Grifols and the banking sector drag the Ibex 35 to its biggest drop in three months

09 Jan 2024  |  El Periódico de Aragón
The Ibex 35 closed with a 1.46% drop to 10,060.3 points, driven by a report accusing Grifols of falsifying its accounts, leading to a 25.91% drop in its shares. Gotham City Research claims Grifols' debt is underreported, likening its situation to NMC Health and Let's Gowex. Grifols denies these allegations. Other significant declines included CaixaBank, Colonial, ArcelorMittal, and BBVA. European markets also saw declines, though less severe. Telefónica's employment regulation affecting 3,421 employees begins, and key economic indicators from the US, China, and Spain are expected later in the week.

Grifols holds a conference with investors tomorrow to refute Gotham City Research's theses

09 Jan 2024  |  El Periódico de Aragón
Grifols plans to hold a conference call with investors to refute accusations made by Gotham City Research, which claims the pharmaceutical company manipulated its debt ratios and EBITDA to reduce leverage artificially. Gotham City Research has taken a short position on Grifols, alleging undisclosed transactions with related parties and questioning the quality of its financial results. Grifols has denied these accusations, stating that its accounting practices are endorsed by its auditor, KPMG, and that all operations have been transparently reported to regulatory bodies in Spain and the US.

Sales of antigen and flu tests soar, up 60% in a week

08 Jan 2024  |  elperiodicoextremadura.com
Antigen and flu test sales in pharmacies have increased by 60% compared to the previous week, with 1.6 million units sold between December 26 and 31, predominantly for influenza A and coronavirus. Andalucía, Cataluña, and Madrid are the regions with the highest sales. The upward trend is expected to continue due to projected contagion peaks. A meeting between the Ministry of Health and autonomous communities ended without an agreement on reinstating mandatory masks in health centers, hospitals, and pharmacies amid rising respiratory infections.

Hacienda se manifiesta sobre los Bizums: esto es lo que te harán si superas esta cantidad en 2024

08 Jan 2024  |  www.epe.es
Bizum, a popular instant payment application in Spain, is used by over 10 million people. The Spanish tax authority, Hacienda, has intervened to ensure compliance with financial regulations, requiring banks to report transactions exceeding €10,000. Non-compliance with the SI model can result in fines ranging from €600 to 50% of the transferred amount, with severe penalties for untraceable funds reaching up to €150,000.

Nuclear plants rebel against the Government's plan and advocate delaying the shutdown of the plants

08 Jan 2024  |  www.diariodeibiza.es
The nuclear sector, represented by Foro Nuclear, opposes the Spanish Government's new General Plan for Radioactive Waste, which mandates the phased closure of nuclear plants between 2027 and 2035 and the construction of seven temporary waste storage facilities. The sector criticizes the plan's high costs and the financial burden placed on nuclear companies, advocating for delaying plant closures to ensure better funding. The Government's decision to increase the non-tax levy on nuclear power production to cover the additional costs is also contested by the industry.

The Spanish Wind Industry Falls from the Export Podium in Favor of China and India

08 Jan 2024  |  eldia.es
Spain, once a leading exporter of wind turbines alongside Denmark and Germany, has been overtaken by China and India. The Spanish wind industry's export value dropped significantly, with the sector facing challenges from the COVID-19 pandemic, rising raw material costs, and the energy crisis exacerbated by the war in Ukraine. The Asociación Empresarial Eólica highlights the need for financial capacity to invest in innovation to compete with Asian manufacturers. The European Union is negotiating regulations to ensure 40% of its energy consumption is met by domestic production, emphasizing quality and sustainability in public procurement.

The Environmental Prosecutor's Office will investigate the spill of pellets that has reached the Galician coasts

08 Jan 2024  |  www.elperiodicoextremadura.com
The Environmental Prosecutor's Office has launched an investigation into the arrival of plastic pellets on Galician beaches, spilled by the Liberian-flagged ship Toconao off the Portuguese coast. The incident has sparked a significant volunteer cleanup effort reminiscent of the 2002 Prestige oil spill. The Xunta de Galicia faces criticism for its response, with opposition parties and the central government urging a higher emergency level. Galician President Alfonso Rueda has accused the central government of politicizing the issue, while local fishermen warn of potential health risks from consuming fish that may have ingested the pellets.

The Plastic Tide from Galicia Extends and Reaches Asturias

08 Jan 2024  |  www.elperiodicoextremadura.com
The Principado de Asturias has implemented a surveillance system on its main beaches and estuaries to detect microplastics from a spill off the coast of Galicia, caused by a Portuguese ship. Although no significant microplastic remains have been found yet, the emergency plan Placampa has been activated. Environmental agents are monitoring the situation, and local authorities are coordinating efforts. In Galicia, the situation is more severe, with volunteers cleaning beaches from the plastic pellets. The Xunta de Galicia is also mobilizing resources to address the environmental crisis.

US grounds Boeing 737 Max after incident with a plane

07 Jan 2024  |  eldia.es
The Federal Aviation Administration (FAA) of the United States has mandated an immediate halt to all domestic flights of Boeing 737 MAX aircraft following an incident where one such plane experienced a fuselage blowout at 4,800 meters altitude during a flight from Portland, Oregon, to Ontario, California. The incident, which resulted in no casualties, was captured on mobile phone cameras by some of the 171 passengers on board. The FAA, after examining the footage, found that the hole matched the exact dimensions reserved for an optional emergency exit door on some models. The pilots, operating for Alaska Airlines, turned back to Portland for an emergency landing. Following the incident, the FAA announced overnight inspections of all 737 MAX aircraft in the country.

Bad news for consumers: butane does not drop at the start of 2024

07 Jan 2024  |  eldia.es
The price of butane gas in Spain has increased for the first time in 14 months, with a new price of 15.14 euros per 12.5-liter bottle, effective from November 21. This increase ends a year of consecutive price drops and coincides with the Christmas season and colder months, impacting household budgets. The price is regulated by law and influenced by factors such as producer country rates, export restrictions, the euro-dollar exchange rate, and national taxes. The rise is attributed to higher raw material costs, freight rates, and the euro's depreciation against the dollar.

The lack of specific regulations hinders the protection of quick loan customers

07 Jan 2024  |  eldia.es
The Defensor del Pueblo has initiated an investigation into the protection of consumers using quick loans, highlighting the lack of specific legislation for this type of financing. The Banco de España and the Ministry of Economy are being questioned about their actions regarding these entities. The Asociación Española de Micropréstamos argues that despite the absence of specific regulations, consumer protection laws are in place. The association sees an opportunity with the new EU directive on consumer credit to improve regulations in Spain. The Defensor del Pueblo's action follows complaints about high interest rates and short repayment periods, which often lead to over-indebtedness among vulnerable consumers.

Podemos considers rejecting the unemployment subsidy reform due to contributions for those over 52 years old

07 Jan 2024  |  eldia.es
Podemos is considering rejecting the unemployment subsidy reform if the progressive reduction in pension contributions for those over 52 is not eliminated. The party views this reduction as a significant cut to future pensions and has communicated its opposition to the government. The reform, led by the Ministry of Labor, has also been criticized by unions and pensioner groups. The first plenary session of Congress in 2024 will debate and vote on this reform.

The reform of the unemployment subsidy has a downside: their pensions are in danger

07 Jan 2024  |  eldia.es
The Spanish government has approved a reform of the unemployment subsidy, extending benefits to individuals aged 45 and above and increasing the subsidy amount. However, the reform also reduces the pension contribution base for recipients, potentially lowering their future pensions. The Ministry of Labor and Ministry of Economy negotiated the changes, which align with European Union recommendations. Despite the initial increase in subsidy amounts, the reduction in pension contributions has raised concerns about long-term financial security for older unemployed individuals.

Iberia estimates 20.2% participation in 'handling' strike, with 82% punctuality

07 Jan 2024  |  eldia.es
Iberia reports a 20.2% participation rate in the ground services strike at Spanish airports, maintaining 82% punctuality and 100% regularity of scheduled flights. The airline operated 399 out of 539 scheduled flights by 18:00 on Sunday. Efforts are underway to deliver delayed luggage from Bilbao, Barcelona, and Gran Canaria. Iberia calls for dialogue with unions, stating that strikes are not the solution, and apologizes to passengers for the inconvenience.

Audi dominates the premium market in the Canary Islands and closes 2023 with the highest market share of the brand in the world

07 Jan 2024  |  eldia.es
Audi achieved a historic sales record in 2023 with over 2,000 units sold in the Canary Islands, marking a 60% increase from the previous year. The brand's success is attributed to personalized customer service, high-quality products, and technological innovation. Audi also saw a 100% increase in electric vehicle sales, with the Audi Q4 e-tron leading in sustainable mobility. Audi Sport dominated the high-performance segment with a market share of over 40%. The brand celebrated its achievements with events like Audi Golf Night and Audi Sport: The Exhibition. Looking ahead to 2024, Audi plans to introduce new electric models, including the Audi Q6 e-tron and A6 e-tron, and update several existing models.

Large electricity consumers pay an extra 185 million due to the bankruptcy of dozens of electric companies

07 Jan 2024  |  eldia.es
The volatility and historic highs in electricity prices have led to the bankruptcy of over 80 small electric companies in Spain over the past three years. This has caused significant disruptions for their customers and financial impacts on the electric system. Large consumers, who are not eligible for regulated tariffs, have had to pay a 20% surcharge on their bills while transitioning to new contracts. The total extra cost paid by these consumers has reached 185 million euros over three years, with the government estimating an additional 54.6 million euros in surcharges for the current year.

Loterías allows collecting prizes from the Niño Draw via Bizum

06 Jan 2024  |  eldia.es
Loterías y Apuestas del Estado has introduced a new method for collecting lottery prizes via Bizum, a mobile payment service. This initiative, launched in 2020, allows winners to receive their prizes quickly and easily by generating a QR code through the Bizum app, which is then scanned by the lottery administrator. This method applies to all lottery draws, including the popular Sorteo de Navidad.

Gas reserves fall below 90% for the first time in eight months before the cold wave

06 Jan 2024  |  eldia.es
Spain's gas reserves have fallen below 90% for the first time in eight months, ahead of an anticipated cold wave that is expected to increase gas consumption. This decline follows a period of full capacity achieved in August as part of the EU's strategy to counter Russia's energy influence. The European Union has mandated member states to maintain minimum gas reserves to ensure supply, a target Spain met well in advance. The current reserves stand at 30,660 GWh, according to Enagás, pending confirmation by GIE.

The deadlines for the Income Tax Return change in 2024: these are the most important dates

05 Jan 2024  |  eldia.es
The deadlines for submitting the Income Tax Return in Spain have changed for 2024, with the most notable update being the increase in the limit for taxpayers with two payers to 15,000 euros. The Agencia Tributaria will soon announce the 2023 Income Tax Campaign, emphasizing the importance of preparing necessary documents to avoid last-minute issues. The tax authority has a four-year period to review IRPF, potentially sending notifications of irregularities until 2028.

Tips for Buying with Guarantees in the Winter Sales 2024

04 Jan 2024  |  eldia.es
Consumer rights organizations warn that many discounts on appliances and electronic devices during major sales campaigns are not genuine, often hiding price increases. Inspections by the Generalitat de Cataluña found irregularities in 70% of companies monitored during Black Friday. The Organización de Consumidores y Usuarios (OCU) and the Asociación Española de Consumidores (Asescon) emphasize the importance of consumer rights and provide essential tips for buying with guarantees, such as keeping purchase receipts, avoiding impulsive buying, and checking product quality and guarantees.

The Iberia strike at airports begins this Friday due to disagreement with unions

04 Jan 2024  |  eldia.es
The four-day strike by Iberia's ground handling staff begins on January 5 due to a lack of agreement between the company and the unions CCOO, UGT, and USO. The strike affects eight major Spanish airports where Iberia lost the handling contract to other companies. The strike has already led to the cancellation of 444 flights, impacting 45,641 passengers. The conflict originated in September when Iberia lost the handling contract for several key airports to Aviapartner, Groundforce, Menzies, and Swisport, which are required to take over the current handling staff.

I Spent the Night in a Hentai Porn Theater at Canada’s Biggest Anime Convention

01 Oct 2023  |  www.vice.com
The article recounts the author's experience spending a night in a hentai porn theater at Anime North, Canada's largest anime convention. The event, held in a hotel conference room, featured screenings of the hentai series 'Cream Lemon.' The atmosphere was a mix of humor and raunchiness, with attendees engaging in hand checks and making lewd comments. The author describes interactions with various attendees, including the curator Travis, who aimed to provide more explicit content this year. The experience highlighted the unique culture and behaviors within the hentai screening room, offering insights into the community's dynamics and the author's personal reflections.

Photos of Bondage Bunnies and Kinky Jesuses at an Easter Fetish Ball

10 Apr 2023  |  www.vice.com
The Subspace Easter Fetish Ball in Toronto featured a unique blend of traditional Easter decorations and fetish elements, including bondage bunnies and individuals dressed as Jesus. The event, organized by Craig Galbraith, emphasized respect and consent within the fetish community. Attendees shared their positive experiences, highlighting the sense of family and safe space provided by Subspace. The article explores the intersection of fetish culture and holiday celebrations, with personal anecdotes from various participants.

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