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About Nick
Nick Dauk is a journalist based in Orlando, Florida. A fan of street eats and swapping stories with strangers abroad, Nick's travels have taken him across Latin America and Europe. When he's not writing about the wheres of the world, he's digging into the whos, whats, and whys as he writes about emerging technology, personal finance, entrepreneurship, and the latest trends in the travel space.

His bylines include:

BBC | Bisnow | Business Insider
Credible | Culture Trip | Epoch Times 
Fox Business | Impala | Inside Hook 
Insurify | Hilton Grand Vacations | LoveExploring 
Matador Swagger Magazine | TravelAge West 
The Edge | The Telegraph | Viator
Languages
English
Services
Feature Stories Content Writing Corporate Content
+5
Skills
Business Finance Technology
+9
Portfolio

SELFMADE – ANDREW FARIDANI INTERVIEW

05 Sep 2024  |  SWAGGER Magazine
Andrew Faridani shares his journey from helping friends in Europe with web conferencing to founding BreezeMaxWeb in Canada. He discusses the challenges of convincing Canadian SMBs about digital advertising, the impact of a sales rep's accident on business growth, and the strategies for surviving in a competitive market. Faridani emphasizes the importance of risk-taking, client communication, and balancing old-school sales techniques with modern tech skills. He advises entrepreneurs to identify market demand before launching products and highlights the significance of employee dedication and commitment.

SELFMADE – DEEP PATEL INTERVIEW

03 Aug 2024  |  SWAGGER Magazine
Deep Patel, a successful entrepreneur, shares his journey from founding Penguin CBD to creating Blu Atlas, a men's skincare line. He emphasizes the importance of proactive problem-solving, quality, and authenticity in business. Patel's new venture, Deep, focuses on sustainable luxury cashmere. He advises entrepreneurs to prioritize brand connection, adaptability, and core values to build a lasting legacy.

SELFMADE – NICK BRUNO INTERVIEW

31 Jul 2024  |  SWAGGER Magazine
Nick Bruno shares his journey from aspiring restaurateur to successful entrepreneur in the copy services industry. Despite facing significant challenges, including the 9/11 attacks and the 2008 financial crisis, Bruno's company, Barrister Digital Solutions, achieved substantial success. He emphasizes the importance of understanding one's business deeply, listening to clients, and maintaining a rational self-interest philosophy inspired by Ayn Rand. Bruno also owns Baby Blues BBQ, fulfilling his childhood dream of owning a restaurant. He advises entrepreneurs to be thoughtful, logical, and adaptable in the face of global challenges.

SELFMADE – CHRISTOPHER DIPAOLO INTERVIEW

31 May 2024  |  SWAGGER Magazine
Christopher DiPaolo's journey from a young salesman to a successful entrepreneur and founder of PROTECS is marked by his relentless work ethic, strategic foresight, and commitment to philanthropy. His early experiences in sales and engineering shaped his career, leading him to establish a company that integrates the best talents for high-tech projects. DiPaolo's philanthropic efforts, including supporting various charities and aiding startups, underscore his dedication to making a positive impact. His story emphasizes the importance of persistence, strategic alignment, and taking risks in achieving entrepreneurial success.

What to Know About Taking a Break From College

21 Mar 2024  |  Credible
Taking a break from college can be a strategic decision for students facing personal or academic challenges. It allows time to reassess goals, manage emergencies, or address academic performance issues without jeopardizing future educational opportunities. Students are advised to consult financial aid officers and college advisors to understand the implications on financial aid and re-enrollment. Options like leaves of absence or withdrawals are available, and students should explore creative ways to earn credits during their break. Credible offers resources to help students finance their education upon returning.

12 Strategies To Pay Off Student Loans Faster

05 Mar 2024  |  Credible
The article outlines twelve strategies to expedite the repayment of student loans, including making biweekly payments, prioritizing high-interest loans, avoiding interest capitalization, and utilizing autopay discounts. It also suggests exploring refinancing options, applying for loan forgiveness programs, and seeking assistance programs. Additional recommendations include using financial windfalls, increasing income, and making budget cuts to free up more money for loan payments. The strategies aim to reduce the overall interest paid and shorten the repayment timeline.

How To Build Credit: 10 Easy Strategies

28 Feb 2024  |  Credible
The article outlines ten strategies to build credit, ranging from quick fixes like becoming an authorized user and asking for a credit limit increase, to longer-term approaches such as making timely debt payments and using credit-builder loans. It emphasizes the importance of maintaining a good credit score for financial stability and offers practical tips for improving credit utilization, payment history, and overall creditworthiness.

Elevate Your Everyday Style with Comfort and Versatility

28 Aug 2023  |  SWAGGER Magazine
RO3, also known as Rule of 3, has launched a luxury apparel line that combines leisure wear with luxury, designed for comfort and versatility. The New York City-based brand's collection includes items such as the Dual Layer Zip Hoodie, Jersey Long Sleeve Crew Neck T-Shirt, and Easy Mesh line, all crafted for everyday use and adaptable to various settings. The brand emphasizes the importance of not having to choose between style and comfort, offering pieces that are practical for a range of climates and occasions.

Can you get a personal loan with bad credit?

15 Aug 2023  |  New York Post
Securing a personal loan with bad credit is challenging but possible through lenders specializing in bad credit loans, which may have higher interest rates and smaller loan amounts. Types of bad credit loans include secured personal loans, cosigned loans, and payday loans. They can be obtained from banks, credit unions, and online lenders. To get a bad credit personal loan, compare lenders, prepare documentation, complete the application, wait for approval, and receive funds. Improving credit scores involves paying bills on time, reducing debt, and disputing credit report errors. Beware of predatory loan scams, such as advance-fee loan scams and loans with exorbitant interest rates and fees.

How brands hope to tempt you with videos on labels

16 Jul 2023  |  flipboard.com
The Pokémon Go phenomenon in 2016, which involved children using mobile phones to locate and interact with virtual creatures in their actual surroundings, was one of the early mass adoptions of augmented reality technology.

What can be used as collateral for a personal loan?

14 Jul 2023  |  New York Post
Personal loans can be either secured or unsecured, with secured loans requiring collateral such as a house, car, or other valuable assets. Collateral protects lenders by allowing them to claim the asset if the borrower defaults. Secured loans typically have lower interest rates compared to unsecured loans, which are considered riskier by lenders. The article discusses the types of collateral, how loan collateral works, and the pros and cons of using collateral for a loan. It also provides tips on how to avoid using collateral by improving credit history or opting for unsecured loans.

How to lower credit card interest

14 Jul 2023  |  New York Post
Over 175 million Americans use credit cards for various transactions. Understanding how credit card interest and APR work is crucial for managing debt. Factors influencing interest rates include the prime rate and individual credit profiles. To lower credit card interest, consumers can check and improve their credit scores, negotiate with credit card companies, or use balance-transfer credit cards. Practical steps include paying bills on time, maintaining a healthy debt-to-credit ratio, and avoiding frequent credit card applications.

How brands hope to tempt you with videos on labels

12 Jul 2023  |  BBC
The article explores how consumer brands are leveraging augmented reality (AR) to enhance consumer engagement and drive sales. Highlighting examples like Jones Soda's Reel Labels, Coca-Cola, Jack Daniels, and Estonian milk brand Tere Piim, it discusses the integration of AR in product packaging to deliver interactive experiences. Jones Soda's campaigns, including partnerships with influencers and music labels, exemplify the innovative use of AR. The sentiment towards AR's application in marketing is generally positive, with industry leaders like Bohb Blair emphasizing its potential to create special consumer moments.

How brands hope to tempt you with videos on labels

12 Jul 2023  |  BBC News فارسی
Brands are increasingly using augmented reality (AR) to enhance consumer engagement through interactive labels. Notable examples include Jones Soda's AR campaigns featuring videos from influencers and music labels, and Tere Piim's collaboration with the Eurovision Song Contest. Experts suggest that AR can make products more engaging and memorable, offering a cost-effective alternative to traditional digital advertising. However, the success of AR marketing hinges on the quality and appeal of the content provided.

Motorcycle loans: What to know

06 Jul 2023  |  New York Post
Motorcycle loans can be obtained through online lenders, banks, credit unions, or directly from dealerships like Harley-Davidson. Each option has its own set of requirements, interest rates, and benefits. Prequalification is recommended to streamline the process. Comparing rates and terms from multiple lenders is crucial to finding the best deal. Dealerships may offer incentives and the ability to negotiate interest rates. A motorcycle can be a good investment, potentially saving on maintenance and fuel costs and retaining resale value.

The Biggest Technology Impacts of the Last 20 Years

30 Jun 2023  |  The Edge: A Leader's Magazine
Over the past two decades, technology has evolved dramatically, with significant impacts from innovations such as cloud-based storage, blockchain, mobile operating systems, and self-driving cars. Apple’s iPhone is highlighted as a revolutionary product that transcended technology and became a cultural icon. The article also discusses the importance of AI and machine learning in future technological advancements.

Embrace Rustic Luxury: Own Your Retreat at NOMI Resort Club

18 Jun 2023  |  SWAGGER Magazine
NOMI Resort Club in South Algonquin offers a unique opportunity to own a luxury retreat within a wellness community. The resort features resort-style condominiums, urban loft villas, and recreational dwellings, all surrounded by 850 acres of natural beauty. Amenities include a globally-inspired restaurant, a comprehensive spa, exercise facilities, and extensive outdoor trails. The resort promotes a maintenance-free living experience and offers various membership options for both short-term and long-term stays. The article emphasizes the benefits of condo ownership as a real estate investment and the luxurious lifestyle it affords.

Courser: Elevating Footwear with the Perfect Fusion of Performance and Luxury

21 May 2023  |  SWAGGER Magazine
Courser, a new footwear company, aims to revolutionize men's shoes by merging performance and luxury. Founded by Johnny Kraljevich, who has a background with brands like Coach and Ralph Lauren, Courser's handcrafted Italian shoes combine traditional craftsmanship with modern technology. The Uno and Uno Mono collections offer versatile, high-performance sneakers that are both stylish and functional, bridging the gap between athletic and luxury footwear.

How Super-Mom Catherine McCord Meal Preps for Success

11 May 2023  |  www.theepochtimes.com
Catherine McCord, founder of the Weelicious food blog and author of 'Meal Prep Magic,' shares her strategies for successful meal prepping and kitchen organization. Emphasizing the importance of a well-organized kitchen and meal prep, McCord offers practical tips for parents to manage their cooking routines efficiently. She discusses her daily routines, favorite kitchen appliances like the air fryer, and methods to deal with picky eaters. McCord also highlights the benefits of meal prepping, such as saving time, money, and reducing food waste.

Income-driven repayment vs. refinancing student loans: what to know

05 May 2023  |  New York Post
Millions of borrowers struggling with student loan repayments can consider two main strategies: income-driven repayment (IDR) plans or refinancing. IDR plans, offered by the U.S. Department of Education, adjust monthly payments based on income and family size but may extend the loan term and increase interest. Refinancing involves converting existing loans into a new private loan, potentially lowering interest rates and shortening repayment terms but forfeiting federal protections. The article outlines the pros and cons of each approach, providing guidance on application processes and considerations for choosing the best option based on individual financial situations.

How to pay off $30K in student loans

05 May 2023  |  New York Post
Multiple strategies can help pay off $30,000 or more in student loan debt, including creating a repayment plan, refinancing, and making extra payments. Federal repayment plans offer various options, such as Standard, Extended, Graduated, and Income-driven plans, each with its own benefits and drawbacks. Student loan forgiveness programs and repayment assistance are available for federal loans but not for private loans. Refinancing and federal loan consolidation are also viable options, though they come with their own pros and cons. Additional income sources can accelerate debt repayment, and it's crucial to stick to the repayment plan to avoid delinquency and default.

What is a payoff statement: everything you need to know

05 May 2023  |  New York Post
A payoff statement for student loans provides an estimate of the total amount needed to repay the loan in full, including principal, interest, and any fees. It is useful for those looking to pay off or refinance their loans. Payoff statements can be requested from loan servicers at any time and are essential for understanding the financial implications of loan repayment. The article lists various lenders and how to obtain payoff statements from them, emphasizing the importance of keeping updated payoff information for financial planning.

Can you refinance Sallie Mae student loans?

05 May 2023  |  New York Post
Sallie Mae, a private student loan servicer, does not offer refinancing options for its loans, prompting borrowers to seek other lenders for refinancing. Refinancing can help lower monthly payments, reduce overall interest, and consolidate multiple loans. However, borrowers should consider potential drawbacks, such as losing existing benefits and the need for a cosigner. The article provides a comprehensive guide on the steps to refinance Sallie Mae loans, emphasizing the importance of comparing multiple lenders to find the best rates and terms.

Debt consolidation vs. personal loans: key differences

05 May 2023  |  New York Post
The article compares debt consolidation loans and personal loans, outlining their similarities and differences. It explains that debt consolidation involves combining multiple debts into one loan with a single payment, which can simplify debt management and potentially save money. Personal loans can be used for various expenses and are typically unsecured, though secured options exist. Debt consolidation loans are a type of personal loan with potentially lower rates for consolidating debt. The article lists 17 credible partner lenders, each with unique offerings and favorite features for different borrower needs. It also discusses how to choose the best lender, the impact of debt consolidation loans on credit scores, and the advantages and disadvantages of these loans. Alternative options for debt management are also mentioned.

Long-term personal loans: what to know

04 May 2023  |  New York Post
Long-term personal loans offer extended repayment terms, which can help manage large expenses like medical bills or home renovations. These loans typically have lower monthly payments but may result in higher overall interest costs. Eligibility criteria often include credit score, income level, debt-to-income ratio, and prior payment history. Long-term personal loans can be obtained from banks, credit unions, and online lenders, each with its own advantages and disadvantages. Borrowers with good credit scores are more likely to qualify for favorable terms, but options are available for those with poor credit as well.

What is a personal line of credit?

04 May 2023  |  New York Post
A personal line of credit is a flexible financial product similar to a credit card, allowing borrowers to access a set credit limit for a period of time. It is typically unsecured, requiring no collateral, but may have eligibility requirements such as a good credit score and a checking account with the lender. The article outlines the uses, benefits, and drawbacks of personal lines of credit, including potential fees and the impact on credit scores. It also provides guidance on how to apply for and manage a personal line of credit, and compares it to other financial products like credit cards and personal loans.

Itinerary: 3 days in Greater Miami and Miami Beach

11 Apr 2023  |  www.telegraph.co.uk
A three-day itinerary in Greater Miami and Miami Beach includes a mix of beach time, cultural exploration, and outdoor activities. Visitors can stay at chic hotels like Thesis Hotel or The Villa Casa Casuarina, dine at Michelin-starred restaurants, and enjoy the vibrant art scenes of Wynwood Walls and the Design District. The trip also encompasses the diverse cultures of Little Havana and Little Haiti, with opportunities for live music and nightlife in less touristy neighborhoods. Outdoor adventures range from kayaking in state parks to exploring the Rickenbacker Trail, with a variety of activities to conclude an unforgettable Miami experience.

Grants to Pay Off Student Loans for 2022

06 Apr 2023  |  Credible
Grants and loan repayment programs are available for various groups including military personnel, healthcare professionals, farmers, and lawyers. Specific programs such as the Iraq and Afghanistan Service Grant, Nurse Corps Loan Repayment Program, and John R. Justice Student Loan Repayment Program provide financial aid to eligible individuals. These programs are administered by various U.S. government departments and organizations, offering significant financial relief to those who qualify.

No Place Like Home: Evan Hennessey Is Making New Hampshire a Dining Destination

05 Apr 2023  |  www.theepochtimes.com
Evan Hennessey, a New England native and chef-owner of Stages at One Washington in Dover, New Hampshire, is redefining New England cuisine by incorporating local ingredients and traditional preservation techniques. Despite opportunities to lead restaurants in major cities, Hennessey remains committed to his home region, aiming to make New Hampshire a dining destination. His innovative dishes, such as sea truffle-infused chawanmushi and slow-farmed Irish Dexter cow, showcase the rich culinary heritage and diverse flavors of New England.

I went on a 5* break in Piedmont, Italy, to explore the intriguing world of truffle hunting

05 Apr 2023  |  euronews
Nick Dauk recounts his experience of truffle hunting in Piedmont, Italy, focusing on the sustainable and regenerative practices necessary for the industry's future. He stayed at Hotel Casa di Langa, which offers a truffle concierge service and participated in a truffle hunt led by Daniele Stroppiana, a third-generation truffle hunter. Dauk learned about the ecological importance of truffles, the threats posed by overharvesting and construction, and the dark side of the truffle industry, including violence among hunters. He emphasizes the need for regenerative practices to ensure the survival of truffles and the industry, highlighting efforts like tree planting by local associations to increase truffle quantities. The article suggests that tourists can contribute to this sustainability by supporting local hunters who use responsible methods.

I visited Parque del Café, a Colombian amusement park dedicated to coffee

05 Apr 2023  |  Insider
The article is a travel piece about Parque del Café, an amusement park in Quindío, Colombia, which is part of the country's Coffee Triangle. The author, Nick Dauk, describes his journey to the park, starting from Armenia, the capital of Quindío, and mentions the region's historical significance in Colombia's coffee production. Although these departments now produce only about 16% of Colombia's coffee, they are recognized for promoting tourism related to coffee culture and history. The park, which opened in 1995 and was founded by local coffee farmers' organizations, combines a museum with amusement rides and attracts over a million visitors annually. It is set on a working coffee farm operated by the FNC and offers insights into the history of Colombian coffee along with cultural attractions and scenic views.

How to Plan a Family Trip to Lisbon

03 Apr 2023  |  www.insidehook.com
Lisbon, traditionally seen as a romantic destination, is also a family-friendly city with numerous attractions and amenities for children. The author shares personal experiences of traveling with a pregnant wife and a toddler, highlighting the convenience of TAP Air Portugal for family travel and the family-focused services of Martinhal Family Hotel & Resorts. Key attractions include the Lisbon Zoo, Oceanarium, and various local eateries. The article emphasizes the ease of navigating the city with its metro lines and the benefits of using local childcare services for a more relaxed experience.

The Secret to Winter Driving: Sailun's Ice Blazer WSTX Tires

17 Mar 2023  |  swaggermagazine.com
Sailun's Ice Blazer WSTX tires are presented as a cost-effective solution for Canadian drivers facing winter road conditions. The tires are designed for optimal performance in snow and ice, with features such as V-shape tread blocks and diagonal 3D siping for stability and control. Independent reviews and Sailun's tests suggest that these tires offer shorter braking distances on ice and better handling compared to more expensive brands. The article encourages drivers to prioritize safety by choosing the right winter tires.

From France to Egypt, explore the countries leading the way in virtually enhanced travel.

15 Mar 2023  |  euronews
Nick Dauk discusses the integration of augmented reality (AR) and virtual reality (VR) in the travel industry, highlighting how these technologies have been adopted more widely during the COVID-19 pandemic. The article explores how AR and VR allow travelers to experience destinations in new ways, such as the Local Purse app's video shopping experiences and the Eternal Notre Dame VR experience in Paris. It also mentions how countries like France, Germany, and Egypt are using these technologies to enhance tourism and promote sustainability. The article references the Expedia and Euronews Travel's Trend Report for further insights into virtually enhanced travel destinations.

Hyper-personalised travel is on the rise as holidaymakers reject cookie-cutter itineraries.

15 Mar 2023  |  euronews
Nick Dauk discusses the rise of hyper-personalised travel, where holidaymakers are increasingly seeking unique, transformative experiences tailored to their personal interests. The article highlights that this trend is not just for luxury travelers but is becoming a demand across all budget levels. Companies like Golf Air and Black Tomato offer bespoke trips, while Wilderness Scotland and Responsible Travel cater to niche markets such as active, nature, and vegan-friendly tours. The importance of local connections is emphasized, with tour operators like Sri Lanka Bespoke providing immersive experiences through deep community ties. The article also touches on the challenges tourism companies face in offering customised experiences that are both valuable and cost-effective. The trend towards more sustainable and environmentally friendly travel options is also noted, with Expedia Group Media Solutions reporting a consumer shift in this direction. The hyper-personalised travel trend is further explored in Expedia and Euronews Travel's 2023 Trend Report.

Know Before You Go: Visiting Niagara Falls — Niagara Falls Travel Tips

16 Feb 2023  |  Viator
Niagara Falls, accessible from both the American and Canadian sides, offers observation towers, parks, and trails. The Canadian side is known for panoramic views, while the American side allows visitors to get closer to the falls. Valid passports enable exploration of both sides' unique attractions. Nearby airports include Niagara Falls International and Buffalo Niagara International in the U.S., and Hamilton International and Toronto Pearson International in Canada. Transportation options include car rentals, shuttles, city buses, taxis, walking, and cycling. Free trolley services are available on the New York side during warmer months. The best time to visit is summer for the warm weather, while winter offers a unique icy view but requires warm clothing. Maid of the Mist boat tours, Cave of the Winds, and Niagara's Wax Museum of History are among the top attractions on the New York side.

Pay off Large Student Loans: A Guide

03 Feb 2023  |  Credible
The guide provides various strategies for repaying large student loans, including refinancing, applying for loan forgiveness, sticking to a budget, making additional payments, setting up automatic payments, using discounts to lower interest rates, taking advantage of tax deductions, and seeking employer repayment assistance. It discusses the pros and cons of paying off student loans early and emphasizes the importance of choosing a repayment strategy that aligns with individual financial situations and goals.

Turkey Treats Tourists To An Unforgettable Vacation & A Full Head Of Hair

11 Jan 2023  |  SWAGGER Magazine
Turkey is becoming a popular destination for medical tourism, particularly for hair transplants, due to its affordability and high standard of care. The country attracts over a million visitors annually for medical procedures, with Istanbul emerging as a top spot for cosmetic tourism. Visitors can enjoy a rich cultural experience, including Turkish coffee culture, historical architecture in Istanbul and Ankara, and unique attractions like hot air balloon rides over Cappadocia.

Where to get a $40K personal loan

23 Dec 2022  |  www.fox5atlanta.com
The article provides comprehensive guidance on obtaining a $40,000 personal loan, detailing various lender options including online lenders, banks, and credit unions. It emphasizes the importance of credit scores, explaining how they affect loan approval and interest rates. The text also outlines the steps to apply for a personal loan and compares personal loans with credit cards, suggesting that personal loans may be a better option for securing large amounts due to potentially lower fixed interest rates.

Where to get a $40K personal loan

23 Dec 2022  |  FOX 5 DC
The article provides information on obtaining a $40,000 personal loan, discussing various lender options such as banks, credit unions, and online lenders. It emphasizes the importance of comparing rates and terms, considering credit scores, and understanding the impact of interest rates and fees on the total cost of the loan. The article also outlines the steps to apply for a personal loan and addresses frequently asked questions about eligibility, permissible uses of personal loans, and the comparison between personal loans and credit cards.

Where to get a $40K personal loan

23 Dec 2022  |  FOX 7 Austin
The article provides comprehensive guidance on obtaining a $40,000 personal loan, including where to get such loans, the required credit scores, and the factors affecting monthly payments. It compares different lenders like online lenders, banks, and credit unions, and offers tips on how to apply for a personal loan. The article also discusses the eligibility requirements and potential uses for personal loans, emphasizing the importance of comparing multiple lenders to find the best rates and terms.

Where to get a $40K personal loan

23 Dec 2022  |  FOX 32 Chicago
The article provides comprehensive guidance on obtaining a $40,000 personal loan, detailing various lender options including online lenders, banks, and credit unions. It emphasizes the importance of credit scores, explaining how they affect loan approval and interest rates. The text also outlines the steps to apply for a personal loan and compares personal loans to credit cards, suggesting that personal loans may be a better option for large amounts due to potentially lower fixed interest rates.

Where to get a $40K personal loan

23 Dec 2022  |  FOX6 News Milwaukee | Wisconsin & Local Milwaukee News WITI
The article provides comprehensive guidance on obtaining a $40,000 personal loan, detailing various lender options including online lenders, banks, and credit unions. It emphasizes the importance of comparing lenders to find the best rates and terms, and explains the impact of credit scores on loan approval and interest rates. The article also outlines the steps to apply for a personal loan and answers common questions about eligibility and loan usage.

Where to get a $40K personal loan

23 Dec 2022  |  FOX 10 Phoenix
The article provides comprehensive guidance on obtaining a $40,000 personal loan, including where to get such loans, the necessary credit score, monthly payment expectations, and how to apply. It compares different lenders such as online lenders, banks, and credit unions, and discusses factors like loan amounts, repayment terms, APR, interest rates, and fees. The article also offers advice on improving credit scores and understanding eligibility requirements, emphasizing the importance of comparing multiple lenders to find the best loan option.

Where to get a $5,000 personal loan

15 Dec 2022  |  fox26houston.com
The article provides information on how to qualify for and where to find a $5,000 personal loan, discussing various lenders such as online lenders, banks, and credit unions. It outlines the importance of credit scores in the application process, offers strategies for securing a loan with bad credit, and compares different interest rates and their impact on monthly payments. The article also emphasizes the need to consider loan amounts, repayment terms, interest rates, fees, and funding time when comparing lenders, and provides a step-by-step guide on applying for a personal loan.

Where to get a $5,000 personal loan

15 Dec 2022  |  fox5atlanta.com
The article provides information on how to obtain a $5,000 personal loan, discussing various lenders such as online lenders, banks, and credit unions. It outlines the importance of credit scores in the application process, suggesting a score of 600 or above for better chances of approval. The article also offers advice on improving credit scores and compares different interest rates and their impact on monthly payments. Additionally, it highlights the importance of comparing lenders, considering fees, repayment terms, and funding times when applying for a personal loan.

Where to get a $5,000 personal loan

15 Dec 2022  |  FOX 29 News Philadelphia
Personal loans are a popular choice for covering large expenses due to their typically lower interest rates compared to credit cards. Options for obtaining a $5,000 personal loan include online lenders, banks, and credit unions, each with varying interest rates, fees, and terms. Borrowers with good to excellent credit scores have a better chance of approval, but those with lower scores can still qualify, often with higher interest rates or stricter terms. Improving credit scores, comparing lenders, and understanding the impact of interest rates and loan terms on monthly payments are crucial steps in securing a favorable loan.

Where to get a $5,000 personal loan

15 Dec 2022  |  FOX 35 Orlando
Personal loans are a popular choice for covering large expenses due to their typically lower interest rates compared to credit cards. Options for obtaining a $5,000 personal loan include online lenders, banks, and credit unions, each with varying interest rates, fees, and terms. Borrowers with good to excellent credit scores have a better chance of approval, though those with lower scores may still qualify with higher interest rates or a cosigner. Monthly payments and overall interest accrued depend on the loan term and interest rate. It's important to compare lenders to find the best terms and rates, and to consider all financial options before applying.

Where to get a $5,000 personal loan

15 Dec 2022  |  MY9NJ
Personal loans are a popular choice for covering large expenses due to their typically lower interest rates compared to credit cards. Options for obtaining a $5,000 personal loan include online lenders, banks, and credit unions, each with varying interest rates, fees, and terms. Borrowers with good to excellent credit scores have a better chance of approval, though those with lower scores may still qualify with higher interest rates or a cosigner. The article provides detailed comparisons of monthly payments based on different interest rates and loan terms, emphasizing the importance of shopping around for the best loan offers. It also outlines steps for applying for a personal loan and answers common questions about personal loans.

Where to get a $5,000 personal loan

15 Dec 2022  |  FOX 5 DC
Personal loans are a popular choice for covering large expenses due to their typically lower interest rates compared to credit cards. A $5,000 personal loan is considered a low amount by most lenders, making it relatively easy to find multiple options. Online lenders, banks, and credit unions are common sources for such loans, each with their own advantages. Borrowers with good to excellent credit scores have better chances of approval, but those with lower scores can still qualify, often with higher interest rates or stricter terms. It's important to compare loan amounts, repayment terms, interest rates, fees, and funding times to find the best option. Improving credit scores and considering all financial options before applying can increase the chances of securing favorable loan terms.

Where to get a $5,000 personal loan

15 Dec 2022  |  FOX6 News Milwaukee | Wisconsin & Local Milwaukee News WITI
The article provides a comprehensive guide on obtaining a $5,000 personal loan, detailing various sources such as online lenders, banks, and credit unions. It discusses the credit score requirements, monthly payment calculations based on different interest rates and terms, and steps to apply for a loan. The piece also offers advice on improving credit scores and comparing lenders to find the best loan terms. Additionally, it answers frequently asked questions about personal loans, including their uses, borrowing limits, and associated fees.

Where to get a $5,000 personal loan

15 Dec 2022  |  FOX 7 Austin
Personal loans are a popular choice for covering large expenses due to their typically lower interest rates compared to credit cards. Options for obtaining a $5,000 personal loan include online lenders, banks, and credit unions, each with varying interest rates, fees, and terms. Borrowers with good to excellent credit scores have a better chance of approval, though those with lower scores may still qualify with higher interest rates or a cosigner. Monthly payments and overall interest accrued depend on the loan term and interest rate. It's important to compare lenders to find the best terms and rates, and to consider all financial options before applying.

Where to get a $5,000 personal loan

15 Dec 2022  |  FOX 10 Phoenix
Personal loans are a popular choice for covering large expenses due to their typically lower interest rates compared to credit cards. Options for obtaining a $5,000 personal loan include online lenders, banks, and credit unions, each with varying interest rates, fees, and terms. Borrowers with good to excellent credit scores have a better chance of approval, but those with lower scores can still qualify, often with higher interest rates or stricter terms. Improving credit scores, comparing lenders, and understanding the impact of interest rates and loan terms on monthly payments are crucial steps in securing a favorable loan.

Where to get a $5,000 personal loan

15 Dec 2022  |  FOX13 News | Seattle & Western Washington | Formerly Q13 News
Personal loans are a popular choice for covering large expenses due to their typically lower interest rates compared to credit cards. Options for obtaining a $5,000 personal loan include online lenders, banks, and credit unions, each with its own advantages. Borrowers with good to excellent credit scores have better chances of approval, but those with lower scores can still qualify, often with higher interest rates or stricter terms. It's important to compare lenders based on loan amounts, repayment terms, interest rates, fees, and funding times to find the best option. Improving credit scores and considering all financial options before applying can increase the likelihood of securing favorable loan terms.

Active travel is in demand in 2023 as more travellers beat the WFH slump by combining nature immersion with exercise.

05 Dec 2022  |  euronews
The article by Nick Dauk discusses the rising trend of active travel in 2023, where individuals combine nature and exercise to counteract the sedentary lifestyle of remote work. It highlights how adventure travel companies like Pelorus and Nautilus Sailing are adapting to the demand for active holidays that cater to various ages and abilities. Pelorus offers bespoke luxury adventure travel experiences, while Nautilus Sailing provides liveaboard experiences with sailing lessons. The article also references a Statista survey on remote work trends and a market forecast by Next Move Strategy Consulting, predicting significant growth in the adventure tourism market. Hotels and tour operators are expected to customize experiences to include outdoor activities, with Expedia and Euronews Travel's 2023 Trend Report providing further insights into the 'journeys with momentum' trend.

I visited Bogotá, Colombia, for the first time for just 24 hours. Here's why one day was all I needed to experience multiple parts of the city.

04 Dec 2022  |  Insider
The journalist recounts a brief 24-hour visit to Bogotá, Colombia, which was a rescheduled trip from 2020 due to the pandemic. The writer, who has a two-year-old at home in Orlando, found the short trip to be a manageable way to experience the capital of Colombia. Upon arrival, the journalist was impressed by the modern amenities of El Dorado airport, including its restaurants, retail shops, and rentable nap pods. After clearing customs and immigration, the journalist took a taxi to explore Distrito Graffiti, an area known for its murals, indicating an interest in the local culture and arts.

Crave time in nature but love your creature comforts? This travel trend is for you

23 Nov 2022  |  www.euronews.com
A growing travel trend in 2023 sees travelers opting for rural huts and cabins over congested hotels, driven by a desire for nature immersion and eco-friendly accommodations. Companies like Tammah and Cabinscape in North America, and CABN in Australia, are leading this trend with off-grid, low-impact, and luxury options. The trend is supported by national organizations like the United States National Park Service and New Zealand's Department of Conservation, which manage numerous huts and cabins. This movement is expected to continue beyond 2023, offering unique and sustainable travel experiences.

From e-sleds to silent safaris: Electric transport is the future of low-impact travel

21 Nov 2022  |  www.euronews.com
Electric transport is revolutionizing travel, offering a sustainable and cost-effective alternative to traditional fuel-based vehicles. The trend is gaining traction globally, with electric scooters, bikes, and cars becoming more accessible. Key players like TIER, Lime, and Bolt are expanding their services, while organizations like NUMO promote micromobility. In regions like Finnish Lapland and African safari lodges, electric vehicles provide low-impact, noise-free travel experiences. Despite challenges like charging infrastructure and vehicle costs, the demand for electric vehicle rentals is rising, with companies like Hertz leading the charge in Europe.

Want to try flight-free travel in 2023? Explore new European sleepers and super high-speed trains

15 Nov 2022  |  www.euronews.com
Rail travel is emerging as a top trend for 2023, driven by its lower emissions compared to flights and rising fuel costs. Europe is leading the way with new sleeper trains and high-speed routes, including initiatives like Nightjet and European Sleeper. The US is also making strides with significant funding to improve Amtrak services. Technological advancements, such as Nevomo's MagRail, promise even faster travel. Luxury train travel is gaining popularity, with companies like Accor and Rovos Rail expanding their offerings. For rail travel to become mainstream, it must be affordable, accessible, and widely embraced by both companies and tourists.

Travelling sustainably isn’t enough: Here’s why it’s time to give back to the places we visit

07 Nov 2022  |  www.euronews.com
The article emphasizes the growing importance of regenerative tourism, which goes beyond sustainable travel by actively improving the environment. It highlights the increasing awareness and demand for sustainable travel options among global travelers, as well as the efforts of travel companies and destinations to adopt regenerative practices. Examples include New Zealand's decarbonization plans, Exodus Travels' rewilding project in Italy, and upcoming carbon-negative hotels like Populus in Denver and Six Senses Svart in Norway. The article advocates for a shift from merely minimizing environmental impact to actively repairing and investing in nature.

Haunted St. Augustine – St. Augustine Travel Guides | Viator.com

01 Nov 2022  |  Viator
The article features Jan, a local tour guide and paranormal investigator in St. Augustine, the oldest continuously occupied settlement in the United States. Jan works for A Ghostly Encounter, a leading educational tour company in St. Augustine, and offers haunted walks and storytelling sessions through the city's historic district. The tours are designed to be immersive storytelling adventures that provide a chance for actual ghostly interactions. Jan's tours cover various haunted sites, including the Old Fort and the Old Jail, and aim to be educational yet thrilling experiences that cater to all age groups.

A Taste of Chicago Within Colombia’s Culinary Community

01 Nov 2022  |  Chicago Magazine
The article describes the author's experience at Stromboli, a restaurant in Bogotá, Colombia, that offers a Chicago-style deep dish pizza with a Colombian twist. The author, with only 24 hours in Bogotá, was determined to find out if Stromboli's pizza was authentic. The restaurant, located in the Quinta Camacho neighborhood, presents a cozy atmosphere with a courtyard and a menu that includes local ingredients. Chef Juan Camacho, who spent time in Chicago researching pizza, has created a unique version using local Colombian ingredients like Paipa cheese and water apples. The article details the chef's dedication to perfecting the dough and incorporating local flavors while respecting the essence of Chicago-style pizza. The author compares the experience to their first deep dish slice in Chicago and highlights the chef's future plans for Stromboli, including offering frozen pizzas and a quick-serve concept.

Could solar-powered headphones be the next must-have?

16 Oct 2022  |  BBC News فارسی
The first commercially available solar-powered headphones, developed by Swedish firm Urbanista and German sports giant Adidas, feature solar panels made by Exeger. These headphones offer convenience and environmental benefits by reducing the need for mains electricity charging. Exeger's Powerfoyle panels, which are thin and efficient, can generate power from both sunlight and artificial light. The article also explores other applications of solar technology in wearable textiles, such as health-monitoring garments by Finnish company Planno and power-generating fabrics researched at Loughborough University. The potential for solar-powered clothing and accessories is expected to grow, driven by advancements in technology and increasing consumer demand for sustainable products.

A True Texas embassy in the heart of Guatemala

12 Oct 2022  |  Chron
Nick Dauk recounts his experience at Pappy's BBQ in Antigua, Guatemala, a restaurant that serves authentic Texas barbecue. The owner, Blake Thurgood, a Texan and UT Austin graduate, opened Pappy's despite having no prior experience in barbecuing. He learned the craft from renowned pit masters and YouTube, eventually teaching his Guatemalan staff who had no culinary training. Pappy's has won every competition it entered and has expanded to include more seating and a terrace with a view of the volcanoes. Thurgood has also introduced craft beer to Guatemala and focuses on sourcing locally. The article highlights Thurgood's community involvement and the cultural significance of Texas barbecue, emphasizing the quality of the food and the dedication of the Pappy's team.

Could solar-powered headphones be the next must-have?

11 Oct 2022  |  BBC
The first commercially available solar-powered headphones, developed by Swedish firm Urbanista and German sports giant Adidas, feature solar panels made by Exeger. These headphones offer convenience and environmental benefits by reducing the need for mains electricity charging. Exeger's Powerfoyle technology, which is thin and efficient, powers the headphones' battery, providing up to 80 hours of playback. The technology can also generate power from artificial light. Finnish company Planno, led by Elina Ilén, is developing solar-powered fabrics for wearable health-monitoring devices. The future of solar technology in consumer electronics may include clothing that can charge mobile phones and other devices.

The Renaissance of Armchair Travel

07 Oct 2022  |  InsideHook
The article discusses the concept of sustainable travel and how various companies and platforms are enabling people to explore the world while minimizing their environmental impact. It highlights the innovative approach of Local Purse, which offers personalized live shopping experiences that contribute to sustainable development goals. The article also mentions other virtual travel experiences, such as those provided by Visit Estonia, the Israel Tourist Board, and the Vienna tourism board. Platforms like Postcard and Alight are showcased for their efforts to promote responsible tourism and enable travelers to support local communities. The article emphasizes the importance of mindful travel and the use of technology to reduce carbon footprints, featuring companies like WAYAJ, Goodwings, and Kind Traveler that offer sustainable booking options and carbon offsetting.

The culture and history of New Orleans

23 Sep 2022  |  The Telegraph
New Orleans is a vibrant city known for its rich cultural diversity, historical significance, and unique culinary scene. The city's neighborhoods, such as Tremé, the Irish Channel, the French Quarter, the Garden District, and the Warehouse District, each offer distinct experiences. Streets like Bourbon Street, Julia Street, Royal Street, Magazine Street, Maple Street, and Fulton Street add to the city's eclectic charm. The Creole identity is deeply rooted in the city's history and cuisine, with influences from West African, Caribbean, European, and Latin American cultures. Notable culinary experiences include Sazerac House, Creole House, Commander’s Palace, Arnaud’s, Brigtsen’s, Dat Dog, and New Orleans Creole Cookery.

Why New Orleans is a mecca for sports fans and outdoors lovers alike

23 Sep 2022  |  The Telegraph
New Orleans offers a diverse landscape for outdoor enthusiasts, from swamp tours and kayaking in Louisiana's bayou to ziplining at Zip NOLA. The Mississippi River and Gulf of Mexico provide opportunities for riverboat rides and sport fishing. The city's green spaces, like the New Orleans City Park, cater to a variety of activities. Sports fans can enjoy NFL games at the Caesars Superdome, NBA games at the Smoothie King Center, and PGA events at TPC Louisiana. Soccer is also gaining popularity, with the New Orleans Jesters and potential major league teams.

Best refinance lenders to pay off student loans fast

20 Sep 2022  |  Fox Business
Refinancing student loans can expedite repayment and reduce interest costs. Credible Operations, Inc. provides tools to compare rates from various lenders. The article lists 11 partner lenders and two additional lenders, detailing their loan types, repayment terms, and eligible degrees. It explains the differences between refinancing and consolidation, and offers guidance on comparing lenders, considering factors like interest rates, APR, repayment terms, fees, discounts, and other benefits. The article also discusses the potential benefits and drawbacks of refinancing, particularly for those with federal student loans.

How to write a financial aid appeal letter

01 Sep 2022  |  foxbusiness.com
The article provides guidance on writing a financial aid appeal letter for students who have been denied federal aid or deemed ineligible for financial aid. It outlines when to write an appeal letter, what to include in it, and steps to take if the appeal is unsuccessful. The article also mentions Credible Operations, Inc. as a tool to compare private student loan rates and offers tips for writing an appeal letter, such as being polite and professional, providing specific details about financial needs, and including all necessary documentation.

I live in the Orlando that tourists rarely see.

11 Aug 2022  |  InsideHook
The article provides a guide to experiencing Orlando beyond the typical tourist attractions, focusing on local neighborhoods, cultural spots, and dining experiences. It suggests staying at places like the Grand Bohemian, Eõ Inn, or The Alfond Inn to avoid the tourist-heavy International Drive. For daytime activities, it recommends visiting Wekiwa Springs State Park, Loch Haven Park's museums, and local nerd bars like Hourglass Brewing and The Cloak & Blaster. The article also highlights Orlando's sports and entertainment options, including the Amway Center and Dr. Phillips Center. It counters celebrity chef Andrew Zimmern's claim about the lack of a food scene in Orlando by suggesting various local eateries for breakfast, lunch, and dinner, including 4 Rivers Smokehouse and The COOP, as well as Michelin-recognized spots like Knife & Spoon and Kadence. Dessert options like The Glass Knife and Valhalla Bakery are also mentioned.

At Hotel Poseidon in Positano, Live Like The Locals Do

08 Aug 2022  |  InsideHook
The article is a personal travel narrative about the author's experience staying at Hotel Poseidon in Positano, Italy. The hotel, which began as a summer holiday home in 1950, has been transformed into a seaside resort managed by three generations of women from the same family. The author describes the hotel's luxurious yet personal touch, the scenic drive from Naples, and the warm hospitality of the family, particularly Liliana and her sister Margarita. The author also visits CREO, an artisanal eyewear workshop, and enjoys the local culture and cuisine. The piece concludes with the author reflecting on the unique charm of Hotel Poseidon, which combines the grandeur of a luxury resort with the intimacy of a family home.

How to get a student loan

27 May 2022  |  KTVU FOX 2
The article provides a comprehensive guide on how to secure student loans for higher education, detailing the differences between federal and private student loans, the steps to complete the FAFSA, and the types of federal loans available. It emphasizes the importance of understanding loan terms, comparing rates, and considering repayment options to minimize financial strain post-graduation. The piece promotes Credible as a tool for comparing private student loan rates.

Vacation a Destination, Travel an Act

02 Jan 2022  |  Howler Media - Click Real Escapes
The article narrates a personal travel experience of the author, emphasizing the difference between a vacation as a destination and travel as an act. The journey begins with the author soaked in rain, waiting for a ferry in Bocas Town, Panama, and recounts the challenges faced during the trip to San José, Costa Rica. The author describes the physical discomfort of long bus rides, the uncertainty of navigating without pre-booked transport, and the spontaneous decisions made along the way. Despite the difficulties, the author finds travel rewarding and prefers the 'hard way' of experiencing a journey, valuing the act of traveling over the comfort of a vacation destination.

The Best Hotels to Book Near Caladesi Island State Park, Florida

21 Sep 2021  |  Culture Trip
A guide to the best hotels near Caladesi Island State Park, Florida, highlighting various accommodations from luxurious resorts to budget-friendly options. Each hotel is described with its unique features, amenities, and experiences, catering to different preferences such as pet-friendly services, vibrant nightlife, artistic ambiance, and proximity to the beach. The article provides subjective recommendations and positive sentiments towards the mentioned hotels.

The Best Hotels to Book Near the Castillo de San Marcos National Monument, Florida

21 Sep 2021  |  Culture Trip
The article highlights a selection of hand-picked hotels near the Castillo de San Marcos National Monument in Saint Augustine, Florida. Each hotel is described with its unique features and amenities, ranging from historical significance and luxurious decor to family-friendly services and scenic views. The hotels mentioned include Casa Monica Resort & Spa, The Collector Inn, Casablanca Inn on the Bay, Hilton St Augustine Historic Bayfront, Bayfront Marin House Historic Inn, Marker 8 Hotel & Marina, St George Inn, and Hammock Beach Golf Resort & Spa. The descriptions emphasize the hotels' proximity to the historic monument and other local attractions, making them ideal choices for travelers looking to explore the oldest city in America.

The Best Hotels and Lodgings to Book in Wolf Creek, Colorado

21 Sep 2021  |  Culture Trip
Wolf Creek, Colorado, offers excellent lodging options for ski enthusiasts and nature lovers. The Wolf Creek Ranch Ski Lodge provides close proximity to the slopes and various outdoor activities, while Sandhill Inn and Suites offers cozy accommodations with amenities like an indoor hot tub and complimentary breakfast. Both lodgings are praised for their comfort and convenience.

The Best Hotels to Book Near Colonial Williamsburg, Virginia

20 Sep 2021  |  Culture Trip
The article highlights the best hotels to stay near Colonial Williamsburg, Virginia, offering a range of accommodations from family-friendly resorts to luxurious inns. Key hotels include Hampton Inn & Suites, Williamsburg Inn, Williamsburg Lodge, Woodlands Hotel & Suites, Club Wyndham Kingsgate, Fife & Drum Inn, and Griffin Hotel. Each hotel is praised for its unique features, such as proximity to attractions, luxury amenities, pet-friendly policies, and family-oriented facilities. Notable mentions include Queen Elizabeth and Prince Philip, who have stayed at the Williamsburg Inn.

A Night at Casa di Langa: Northern Italy's New Boutique Hotel

01 Jun 2021  |  Business Insider
Casa di Langa is a boutique hotel situated in the Piedmont region, specifically in Alta Langhe, near Turin, Italy. The hotel, which opened in June 2021, offers guests an outdoor infinity pool and panoramic views of the surrounding landscapes. The journalist, Nick Dauk, recounts his experience staying at Casa di Langa, highlighting truffle hunting as a memorable activity. The hotel is also noted for its proximity to the International Alba White Truffle Fair, an annual event that attracts visitors and connoisseurs from around the world.

Zimbali Should Be Your First Post-COVID Trip

03 May 2021  |  SWAGGER Magazine
The article is a personal account of the author's experience at Zimbali Culinary Retreats in Jamaica. The author and his wife visited the retreat and were treated to an array of culinary delights, cultural experiences, and the freedom to explore the area. The retreat offers a six-course cooking show, authentic cultural activities like African drumming and wood carving, and interactions with local Rastafarians. The author emphasizes the seclusion of the retreat, the small number of guests, and the warm hospitality of the hosts, Mark and Lisa. The retreat has recently added a new swimming pool and has obtained a Tier 2 Cultivation License for cannabis, promising more availability for guests post-pandemic.

Cool Places: The Best Cup Costa Rican of Coffee I Never Had

28 Jun 2019  |  Howler Media - Click Real Escapes
The article narrates the author's experience visiting the Monteverde Ecological Sanctuary in Costa Rica, where a family-run coffee and fruit plantation is located. The author describes the meticulous process of coffee cultivation and the emphasis on environmental and social sustainability practiced by the family, particularly by Chris and his mother, Doña Mireya. The article highlights the challenges of organic coffee production and the dedication to using locally sourced ingredients and materials. It also touches on the broader context of Costa Rican coffee culture, contrasting it with the global consumer market and emphasizing the importance of coffee to the country's past, present, and future. The sanctuary's approach to coffee production is presented as a model of organic and sustainable agriculture, with a deep respect for the land and local wildlife.
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