Rachel Vahey

State pension age increases from 66 to 67 between 2026 and 2028, with a further rise to 68 scheduled for the mid‑2040s, though the Government may bring this forward depending on the ongoing review of life‑expectancy data. A decision is expected next year, and any change requires ten years’ notice. If accelerated to 2037–2039, people born from April 1970 to March 1978 would face a higher pension age and may need to plan for the resulting income gap. Individuals may need to work longer or increase private pension savings to compensate.